Filer Credit Union Manistee MI | Best Auto Loans & ATM Services

Introduction

Welcome to Filer Credit Union, where we believe in putting our members first. Located at 1778 Kemmer Rd, Manistee, MI 49660, our Parkdale Branch has been serving the community since 1951. With over 12,658 members and a total asset value of $237,426,510, we are dedicated to fostering financial well-being for everyone who walks through our doors. At Filer, we understand that each member has unique financial needs. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, as well as auto loans, mortgages, and business banking solutions. Our commitment to excellence is reflected in our robust financial health boasting total deposits of $10,409,072 and a net worth of $28,303,635. Under the leadership of CEO Kyle Gurzynski and Board President Richard Tetsworth, our team of 45 employees is here to assist you with personalized service and expert advice. Whether you're looking to consolidate debt or secure financing for your next vehicle, we're here to help you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 375, Manistee, MI 49660. We invite you to explore all that Filer Credit Union has to offer by visiting our website at filercu.com or giving us a call at 231-398-0431. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Filer Credit Union, located in the heart of Manistee, Michigan, has been serving its community since it opened its doors in 1951. With a mission to empower individuals and families through accessible financial services, Filer Credit Union has grown into a trusted institution with over 12,658 members and total assets amounting to an impressive $237,426,510. The branch is conveniently situated at 1778 Kemmer Rd, Manistee, MI 49660, making it easily accessible for local residents. Our friendly team is dedicated to providing personalized service that meets the unique needs of every member. We invite you to visit us during our operating hours: Monday to Thursday from 9 AM to 5 PM and Friday from 8:30 AM to 6 PM. From our humble beginnings, Filer has consistently evolved by embracing new technologies while staying true to our roots in community support. Our commitment goes beyond just banking; we focus on building relationships and fostering financial literacy among our members. We offer a wide range of services including personal banking accounts, auto loans, mortgage financing, and business banking solutions. While members can visit us at 1778 Kemmer Rd, official correspondence should be sent to PO Box 375, Manistee, MI 49660 if needed. Our facilities also include an ATM and drive-thru services for added convenience. At Filer Credit Union, we believe that everyone deserves access to financial resources that can help them achieve their goals. Our mission emphasizes not only providing quality financial products but also investing back into the community through various outreach programs and partnerships. We are proud of our shared service center that enables us to extend our reach and provide greater access to banking services for all. As technology continues to advance, we strive to enhance our digital offerings with features like online banking and mobile payments while ensuring ADA compliance for all users. This way, we can meet our members where they are whether in person or online. Join us at Filer Credit Union and experience the difference that a member-focused credit union can make in your life! Together, let's build a brighter financial future for you and your family. For more information or questions, feel free to call us at 231-398-0431 or visit our website at filercu.com.

Branch Location & Accessibility

Comprehensive Services Just for You

At Filer Credit Union, we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Members also have access to online and mobile banking features for added convenience. If you're part of another credit union that partners with us, you can take advantage of shared services right here!

Convenient Access and Amenities

At Filer Credit Union, we understand the importance of accessibility. Our branch features ADA-compliant facilities, including ramps and designated parking spots to ensure all members can easily access our services. Plus, we are pleased to offer both ATM availability and drive-thru banking for your convenience. Whether you're making a quick deposit or withdrawing cash, we've got you covered without the hassle.

Join Us Today!

We invite you to stop by Filer Credit Union at any time during our operating hours or give us a call at 231-398-0431 if you have any questions. Our dedicated team is ready to assist you with all your banking needs. Experience the difference with a credit union that truly cares about its members!

Operating Hours Designed for You

We want to make your banking experience as easy as possible. Our lobby hours are designed with your schedule in mind: we're open from 9 AM to 5 PM Monday through Thursday and extend our hours until 6 PM on Fridays. This way, you can find the time that works best for you to come in and talk with our team or use our self-service options.

Member Eligibility

At Filer, we believe that everyone deserves access to a friendly financial community, and becoming a member is as simple as reaching out! If you're living, working, or attending school in the area around 1778 Kemmer Rd Manistee Mi 49660, you're likely eligible to join us. We welcome individuals and families alike, so whether you're just starting your financial journey or looking to enhance your current banking experience, there's a place for you here. Our members enjoy a range of benefits including competitive rates on loans, personalized service, and access to various financial products tailored to meet your needs. To check the specific eligibility criteria and see if you can join our family, please visit our website at http://www.filercu.com/become-a-member/. It's straightforward, and if you have any questions or need assistance during the process, feel free to call us at (231) 398-0431. We're excited to help you get started on your path with Filer!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services make transactions easier for your business. Imagine processing payments effortlessly while serving customers our solutions can help streamline your operations and improve cash flow. With tools tailored for efficiency, you can focus on what really matters: growing your business. Visit us at 1778 Kemmer Rd Manistee Mi 49660 in Manistee, MI, or call us at (231) 398-0431 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $932,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand, we're here to support your growth.

Cash Withdrawal Services

We also have ATM services available for quick cash withdrawals and balance checks. If you need assistance beyond standard transactions, our drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle.

Credit Cards and Rewards

Looking to earn rewards while you spend? Our credit cards offer attractive rewards programs that let you benefit from your purchases, turning everyday spending into exciting opportunities.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere, whether it's through online banking or our mobile app. Make deposits, pay bills, or transfer money with just a few taps on your smartphone.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, we have options that cater to your everyday banking needs. Our personal banking services include various accounts tailored for different financial goals. For those considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options are designed to help you hit the road with confidence. If you're dreaming of owning a home, our mortgage loans and refinancing solutions make homeownership more achievable than ever. We understand that life can come with unexpected expenses, so our personal loans and debt consolidation services are here to help you manage those challenges effectively.

Shared Branch Transactions

As part of our commitment to accessibility, we offer basic shared branch transactions for partner credit union members. This means that if you're traveling or away from home, you can still access your funds easily. At Filer, we're dedicated to providing exceptional service tailored to meet all your financial needs. If you're ready to explore how we can assist you further, don't hesitate to reach out! Contact us at (231) 398-0431 or visit us online at Parkdale Branch. Your financial journey starts here!

Digital & Online Banking

At Filer, we understand that convenience and security are essential when it comes to managing your finances. That's why our digital and online banking services are designed to make your banking experience as smooth and secure as possible. With our robust online banking platform, accessible at https://filercu.com/, you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services put you in control of your finances. You can also sign documents electronically with our electronic signature authorization feature, allowing you to complete transactions without the need for paper forms. For those who prefer mobile banking, our user-friendly mobile application is available for download. With this app, you can enjoy mobile payments, making it easy to pay for purchases directly from your phone. Plus, our person-to-person transfer feature lets you send money to friends and family quickly and securely. Keeping track of your finances has never been easier with e-statements available at Yes. These digital statements provide a clear overview of your account activity while reducing clutter in your mailbox. At Filer, we prioritize your security while offering a seamless banking experience. Our systems are designed to protect your personal information so you can bank with peace of mind. Join us in embracing the future of banking where accessibility and ease-of-use are at the forefront!

Financial Strength

At Filer, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to create a solid foundation that empowers you to reach your financial goals, whether it's saving for the future, purchasing a new vehicle, or managing day-to-day expenses. Our financial health is reflected in key metrics that showcase our commitment to you. With a net worth of $28,303,635, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We also prioritize your savings. Members' funds are secured through $53,364,934 in share certificates and $20,013,889 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members first. While we currently have $0 in non-member deposits, this allows us to dedicate all resources towards benefiting you with improved loan rates and exclusive perks. With $26,709,358 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we provide $2,314 in used auto loans and support various sectors with $141,914,062 in total loans and leases. Our operational efficiency is evident through our net income of $828,423, enabling us to keep offering competitive loan rates and solid financial products tailored for your needs. We also take pride in having 45 full-time employees ready to assist you alongside our dedicated team. As of today, we serve 29,033 members who trust us with their finances an indication of our growing member base. With available net shares amounting to $635,732, we are well-prepared for lending and investment opportunities that benefit you directly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Filer is your trusted partner. Visit us at 1778 Kemmer Rd Manistee Mi 49660 or call (231) 398-0431 to learn more about how we can help you achieve your financial goals. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,937,634 in used vehicle loans and $5,485,587 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your vehicle as simple as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $932,049 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing one, our commercial lending solutions are designed with your business's success in mind.

Credit Lines

In addition to traditional loans, we have credit lines available with a total of $32,745,840, giving you the flexibility you need for unexpected expenses or planned purchases. This means having funds available without the hassle of applying for multiple loans. At Filer, we prioritize our members' financial well-being by offering comprehensive services and support. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (231) 398-0431, or visit us at our location: 1778 Kemmer Rd Manistee Mi 49660 in Manistee, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,482,409, make buying or refinancing straightforward. Whether you're a first-time buyer or looking to refinance your current mortgage, our knowledgeable staff is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,275,138 in loans helping members manage their finances effectively. These credit cards come with various benefits designed to fit your lifestyle while providing easy access to funds when needed.

Loan Aggregator

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FILER CREDIT UNION - Manistee, MI

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