At Filer, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to create a solid foundation that empowers you to reach your financial goals, whether it's saving for the future, purchasing a new vehicle, or managing day-to-day expenses. Our financial health is reflected in key metrics that showcase our commitment to you. With a
net worth of $28,303,635, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $1,191 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We also prioritize your savings. Members' funds are secured through
$53,364,934 in share certificates and
$20,013,889 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members first. While we currently have
$0 in non-member deposits, this allows us to dedicate all resources towards benefiting you with improved loan rates and exclusive perks. With
$26,709,358 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we provide
$2,314 in used auto loans and support various sectors with
$141,914,062 in total loans and leases. Our operational efficiency is evident through our
net income of $1,247,413, enabling us to keep offering competitive loan rates and solid financial products tailored for your needs. We also take pride in having
45 full-time employees ready to assist you alongside our dedicated team. As of today, we serve
29,033 members who trust us with their finances an indication of our growing member base. With available net shares amounting to
$635,732, we are well-prepared for lending and investment opportunities that benefit you directly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Filer is your trusted partner. Visit us at 1778 Kemmer Rd Manistee Mi 49660 or call (231) 398-0431 to learn more about how we can help you achieve your financial goals. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.