Filer Credit Union Ludington MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Filer Credit Union! Located at 3880 W Us Highway 10, Ludington, MI 49431, we have proudly served our community since 1951. With a strong commitment to our members, we have grown to support over 12,658 individuals and families in achieving their financial goals. Our dedicated team of 45 employees, led by CEO Kyle Gurzynski and Board President Richard Tetsworth, is here to help you navigate your banking needs with personalized service and expertise. At Filer Credit Union, we believe in building a financially healthy community. With total assets of $237,426,510 and deposits amounting to $10,409,072, we are well-equipped to provide a range of services including personal banking, auto loans, mortgage financing, and business loans. We currently offer a variety of loans totaling 7,212, ensuring that you find the right fit for your financial journey. While members can visit us at our branch location, official correspondence should be sent to 3880 W US Highway 10, Ludington, MI 49431-9601. Whether you're looking for basic banking services or more complex financial solutions, our team is committed to supporting you every step of the way. Join us today at Filer Credit Union! For more information on how we can assist you or to learn about becoming a member, please call us at 231-723-3400 or visit our website at filercu.com. We look forward to welcoming you into our credit union family!

Branch History & Mission

Welcome to Filer, where we have been proudly serving the community of Ludington, MI since our doors opened in 1951. Over the years, we have grown from a small credit union into a trusted financial partner for over 12,658 members. Our journey has been marked by a commitment to providing exceptional service and creating lasting relationships within our community. Located at 3880 W Us Highway 10 Ludington Mi 49431, right on the bustling W Us Highway 10, we are easy to find and eager to assist you with all your banking needs. Whether you're stopping by for a personal loan or simply need to make a deposit, our friendly staff is here to help. For any official correspondence, please send it to our mailing address: 3880 W US Highway 10, Ludington, MI 49431-9601. At Filer, our mission is simple yet impactful: we strive to empower our members through personalized financial services while actively supporting community growth and development. We believe that everyone deserves access to quality financial products and resources that fit their unique situations. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Over the years, we've made significant strides in enhancing our services through technology. We are proud to offer online and mobile banking options, making it easier than ever for you to manage your finances on the go. With features like electronic signatures and mobile payments, we're committed to providing convenience alongside security. We also understand the importance of being accessible. That's why we have an ATM available for your convenience and a drive-thru service for quick transactions. If you're a member of one of our partner credit unions, you can take advantage of shared branch transactions here at our location as well. At Filer, community involvement is at the heart of what we do. We partner with local organizations and participate in outreach efforts that aim to uplift those around us. Whether it's sponsoring local events or offering financial education workshops, we are dedicated to making a positive impact. As we look forward to the future, we invite you to become part of our growing family at Filer. Experience first-hand how we can support your financial journey while contributing to the vibrancy of our community. Visit us today or contact us at (231) 723-3400 we can't wait to welcome you! Join us in shaping a brighter financial future together!

Branch Location & Accessibility

Easy Access and Parking

We understand that accessibility matters. Our location features ample parking spaces, making it easy for you to pop in whenever you need assistance. The branch is designed with ADA compliance in mind, ensuring that everyone can access our services comfortably.

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at (231) 723-3400. We're looking forward to welcoming you at Filer your friendly neighborhood credit union!

Operating Hours That Fit Your Schedule

At Filer, we strive to accommodate your busy life. Our lobby hours are from 9 AM to 5 PM, Monday through Thursday, and we extend our Friday hours until 6 PM for your convenience. Whether you're coming in for personal banking services or just to ask questions, we're here when you need us.

Services Tailored for You

Beyond traditional banking services like checking and savings accounts, we offer a variety of options including auto loans, mortgages, and credit cards with rewards. Need cash on the go? We provide ATM services right on site and even have drive-thru banking available for quick transactions without leaving your car. Additionally, if you're a member of another credit union, take advantage of our shared service center making it easier than ever to manage your finances wherever you are.

Member Eligibility

Becoming a member of Filer is like joining a welcoming family that genuinely cares about your financial well-being. If you're looking to take part in our community, you'll find that eligibility is straightforward and inclusive. Generally, anyone who lives, works, worships, or attends school in the area surrounding Ludington can become a member. This means that whether you're a long-time resident or new to the neighborhood, you're invited to join us. Plus, as a member of Filer, you'll enjoy benefits such as personalized service, competitive rates on loans and savings accounts, and access to various financial resources tailored just for you. If you're ready to start your journey with us, opening an account is easy! You can visit us at 3880 W Us Highway 10 Ludington Mi 49431 or give us a call at (231) 723-3400 for more information. For detailed eligibility criteria and the latest updates, check out our website at http://www.filercu.com/become-a-member/. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Lending Solutions Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $932,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable partner who streamlines transactions, allowing you to focus on what you do best running your business. Our services ensure that accepting payments is hassle-free, so whether you're serving customers at a retail location or online, you can provide them with the convenience they expect. Visit us at 3880 W Us Highway 10 Ludington Mi 49431 in Ludington, MI, or call us at (231) 723-3400 to discover how we can support your business journey today!

Comprehensive List Of Services

Credit and Business Services

Our Credit Cards with Rewards program adds extra value to everyday purchases. Imagine earning points on groceries or gas that can be redeemed for travel or cash back! For small business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our team is ready to support your business growth with tailored lending options.

Digital Banking and Accessibility

Understanding the importance of convenience in today's fast-paced world, we provide robust Online & Mobile Banking services. Check balances, pay bills, transfer funds, and even send money to friends with just a few taps on your smartphone. Our commitment to accessibility extends beyond traditional banking; with our ATM & Cash Withdrawal Services available at various locations, getting cash is quick and easy. You can also enjoy basic drive-thru banking for deposits and withdrawals without leaving your vehicle. If you're a member of partner credit unions, our Basic Shared Branch Transactions allow you to make deposits and withdrawals seamlessly.

Join Us Today!

We invite you to experience the friendly service and extensive offerings at Filer. With convenient operating hours from 9 AM - 5 PM Monday through Thursday and 8:30 AM - 6 PM on Fridays, we're here when you need us most. For any inquiries or assistance, feel free to reach out at (231) 723-3400. Explore all the ways we can serve you by visiting us at our website or stop by today! Your financial journey starts here at Filer in Ludington, MI!

Personal Banking Solutions

For individuals seeking reliable banking options, we offer Personal Banking services that include Checking & Savings Accounts designed to help you manage your money effectively. Imagine having a checking account that not only meets your daily transaction needs but also offers features like online banking and mobile payments for easy access wherever you are. Our savings accounts help you save for that dream vacation or future goals with competitive interest rates. When it comes to financing, we provide flexible Auto Loans & Vehicle Financing options, making it easier for you to get behind the wheel of your new car. We understand how important reliable transportation is, so our loan terms are designed with your budget in mind. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services can guide you through the process. We take the time to explain each step, ensuring you find the best solution for your financial situation. Additionally, our Personal Loans & Debt Consolidation services can assist those looking to consolidate debt or cover unexpected expenses. With competitive rates and personalized service, we're here to help simplify your finances.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization, which allows you to sign documents securely without needing to visit a branch. This not only saves you time but also adds an extra layer of convenience to your transactions. For those who prefer going paperless, we offer e-statements that let you keep track of your financial activity electronically. You can access your statements whenever you need them, reducing clutter and making it easier to stay organized. Our mobile application makes banking even more accessible. You can use it for mobile payments, ensuring quick and secure transactions right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature has got you covered it's fast and simple!

Stay Connected Anytime

With our digital services at Filer, managing your finances has never been easier. You can enjoy real-time account management while knowing that your information is secure. Whether you're checking balances or making payments, our user-friendly tools ensure that everything is just a few taps away. Join us at Filer today and experience the ease of digital banking tailored for your lifestyle!

Financial Strength

At Filer, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable partner for your financial needs is essential. That's why we are proud to share insights into our strong financial standing, which reflects our commitment to serving you better. With a net worth of $28,303,635, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $53,364,934 in share certificates and $20,013,889 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $26,709,358 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,314 in used auto loans and $141,914,062 in total loans and leases. Our operational efficiency shines through with a net income of $828,423, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 45 full-time employees ready to assist you with personalized service. Our commitment to transparency is reflected in the number of accounts we manage; with 29,033 total share accounts, it's clear that more and more individuals trust us with their finances. For those looking for reliable service backed by solid financial strength, Filer stands as your trusted partner. Whether you're saving for the future or looking to borrow for important life events, you can count on us to be there every step of the way. Visit us at 3880 W Us Highway 10 Ludington Mi 49431 or call us at (231) 723-3400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

In addition to these loan products, we also offer various refinancing options and eligibility assessments tailored specifically for you. If you're interested in exploring how our loans can align with your financial goals, please reach out! You can contact us at (231) 723-3400 or visit us at our branch located at 3880 W Us Highway 10 Ludington Mi 49431 in Ludington, MI. We pride ourselves on being more than just a lender; we are your partner in achieving financial success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,937,634 in used vehicle loans and $5,485,587 in new vehicle loans already helping members get on the road. We provide competitive terms and personalized service, making the car-buying process straightforward and stress-free.

Business Financing

For business owners, our outstanding commercial loans totaling $932,049 provide the capital needed to grow and expand. We understand that every business has unique needs; therefore, our team is ready to work with you to find the best solutions for your company's financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,482,409, make buying or refinancing simple. We offer flexible terms and rates that can fit your budget, ensuring you have the support you need for one of life's biggest investments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,275,138 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying the convenience of not having collateral tied to your credit line.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence ensures that the offers presented are fair and transparent. Each lender is vetted, allowing users to trust the information they receive while comparing loans.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FILER CREDIT UNION - Ludington, MI

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