Filer Credit Union Bear Lake MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Filer, your trusted financial partner in Bear Lake, Michigan! Established in 1951, our Bear Lake Branch is dedicated to serving the community with a personal touch. Conveniently located at 7685 Lake St, we strive to build lasting relationships with our members while providing exceptional financial services. At Filer, we pride ourselves on our strong commitment to our members, boasting a total membership of 12,658 and assets exceeding $237 million. With a net worth of $28,303,635 and over $10 million in deposits, we have positioned ourselves as a stable choice for all your banking needs. Whether you're looking for personal banking options like checking and savings accounts or seeking loans for vehicles and homes, we offer tailored solutions designed just for you. Our leadership team, headed by CEO Kyle Gurzynski and Board President Richard Tetsworth, is committed to ensuring that your experience with us is both rewarding and secure. Our dedicated staff of 45 employees is here to assist you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 375, Manistee, MI 49660. Explore more about our offerings and how we can help you achieve your financial goals by visiting our website at filercu.com. We invite you to reach out via phone at 231-970-5100 for any questions or assistance. Join us today and experience the Filer difference!

Branch History & Mission

At Filer, we proudly celebrate our rich history and commitment to serving the Bear Lake community in Michigan. Established in 1951, our branch has grown alongside our members, evolving from a small credit union into a trusted financial institution with a total membership of over 12,600. Nestled at 7685 Lake St, Bear Lake, MI 49614, we are conveniently located near beautiful Lake Michigan, making it easy for you to visit us and experience our exceptional services. Our mission is simple yet powerful: to provide accessible financial services while fostering community support and empowerment. We believe that by offering personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and business banking services, we can help our members achieve their financial goals. Our commitment to community outreach reflects this mission; we actively engage with local organizations and initiatives that aim to improve the lives of those around us. Filer's journey has been marked by significant milestones. From our humble beginnings in 1951 to now boasting total assets of approximately $237 million, we have continually adapted to meet the changing needs of our members. With innovative digital banking solutions such as online banking and mobile payments, we're making it easier for you to manage your finances anytime, anywhere. Moreover, our ADA-compliant facilities ensure that everyone can access our services comfortably. While members can visit us at 7685 Lake St Bear Lake Mi 49614, official correspondence should be sent to PO Box 375, Manistee, MI 49660. Our friendly staff is ready to assist you during operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 1 PM. You can also take advantage of our drive-thru services and ATM availability for added convenience. At Filer, we understand that banking is more than just transactions it's about building lasting relationships. We invite you to join us and experience how we can support your financial journey while contributing positively to our community. Together, let's continue this legacy of growth and service! Visit us today or reach out at (231) 970-5100 for more information about becoming a member.

Branch Location & Accessibility

Comprehensive Services

At the Filer Bear Lake Branch, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our shared service center allows you to access basic banking services even if you're not a member yet!

Convenient Access

Our location is just a stone's throw away from beautiful Bear Lake and conveniently situated near local landmarks, making it easy for you to stop by. With ample parking available, including ADA-compliant spaces, visiting us is hassle-free. If you prefer banking from your vehicle, our drive-thru service allows you to conduct simple transactions without leaving your car.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 231-970-5100. We're here for you! If you're looking for official correspondence, please send it to our mailing address: PO Box 375, Manistee, MI 49660. We invite you to visit us soon at the Filer Bear Lake Branch. Experience firsthand how we're committed to serving our members with care and convenience!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 8:30 AM to 6 PM, and on Saturdays from 9 AM to 1 PM for drive-thru services. Our team is ready and eager to assist you during these hours.

Member Eligibility

At Filer, we believe that becoming a member is about joining a community where your financial well-being matters. If you're looking to take advantage of our member benefits, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in our community. We welcome individuals from all walks of life and strive to make banking accessible for everyone. To get the full scoop on eligibility criteria, feel free to visit this page, where you'll find all the details. Once you know you're eligible, opening an account with us is a breeze! Simply give us a call at (231) 970-5100 or stop by our branch located at 7685 Lake St Bear Lake Mi 49614. Our friendly staff is here to guide you through the process and help you start enjoying the perks of membership, like competitive rates and personalized service. Join us today and experience how Filer can support your financial journey!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $932,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services designed to simplify transactions for your customers. Picture this: a seamless payment process that allows you to focus on what you do best running your business. From credit card processing to online payment solutions, our services help streamline your operations, so you can serve your clients better. Located at 7685 Lake St Bear Lake Mi 49614 in Bear Lake, MI, we invite you to explore how Filer can be your partner in success. Reach out at (231) 970-5100 to learn more about our business banking options!

Comprehensive List Of Services

Accessing Your Funds

We also provide ATM services for cash withdrawals along with drive-thru banking for quick deposits and simple transactions. If you're a member of a partner credit union, you'll appreciate our shared branch transactions that allow easy deposits and withdrawals at various locations.

Business Banking Solutions

For our members who run businesses, we provide business banking services including merchant services and business loans. These offerings ensure that you have the financial support needed to grow and succeed in your endeavors.

Credit Card Options

At Filer, we understand that rewards matter. That's why we offer credit cards with rewards programs that can help you earn benefits on everyday purchases. Whether you're looking for cashback or travel points, we have a card for you.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts efficiently. You can make transfers, pay bills, and even send money to friends through person-to-person payments all from the comfort of your home or on the go.

Get in Touch

If you have any questions about our services or how we can assist you further, don't hesitate to reach out! Call us at (231) 970-5100 or visit us at 7685 Lake St Bear Lake Mi 49614 in Bear Lake. We're here to help you navigate your financial journey with ease and confidence. Come discover how Filer can make banking work for you!

Personal Banking Services

Our personal banking options include checking and savings accounts that are tailored to fit your lifestyle. Imagine easily managing your finances online or through our mobile app, giving you access to your funds anytime, anywhere. Need a loan? We offer competitive auto loans and vehicle financing solutions that can help you get behind the wheel without breaking the bank. If you're considering homeownership or refinancing your current mortgage, our mortgage loans are designed with you in mind. We also provide personal loans and debt consolidation options that allow you to simplify your finances and reduce stress.

Digital & Online Banking

Key Features

With our mobile application, you can take your banking with you wherever you go. It's user-friendly, making it simple to navigate your account. Plus, if you're on the move, our mobile payments feature allows you to make purchases without having to pull out your card. Just use your smartphone, and you're all set! Security is a top priority for us. Our electronic signature authorization makes signing documents quick and secure, eliminating the need for paperwork. You can also opt for e-statements, which not only help reduce paper waste but allow you to access your statements securely and easily. Need to send money to a friend? Our person-to-person transfers make it a breeze! Whether it's splitting a bill or sending a gift, you can transfer money instantly with just a few taps on your phone. At Filer, we believe in making banking accessible for everyone. With features like these, you can manage your finances in real-time and focus on what matters most in your life. Join us today and experience hassle-free banking!

Financial Strength

Commitment to Innovation and Service

With $26,709,358 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,314 in used auto loans and $141,914,062 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts stand strong at 29,033, showing a robust and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $635,732, further emphasizing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Filer is your trusted partner. Visit us at 7685 Lake St Bear Lake Mi 49614 or call (231) 970-5100 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $828,423, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 45 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $53,364,934 in share certificates and $20,013,889 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $28,303,635, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing existing loans, we have options available that may help lower your payments or reduce interest rates. You can also check your eligibility for any of our loan products easily by visiting our website or giving us a call at (231) 970-5100. Feel free to visit us at 7685 Lake St Bear Lake Mi 49614 in Bear Lake, MI, or check out more details online at https://filercu.com/. Remember, our team is here to assist you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let's take the next step together!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,937,634 in used vehicle loans and $5,485,587 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $932,049 provide the capital needed to grow and expand your ventures. We understand the unique challenges businesses face and are here to support your ambitions with financing solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,482,409, make buying or refinancing simple. We aim to provide competitive rates and flexible terms to ensure you find the right fit for your housing needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,275,138 in loans helping members manage their finances effectively, our credit cards come with various features designed to enhance your purchasing power while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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FILER CREDIT UNION - Bear Lake, MI

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Introduction

Branch History & Mission

Branch Location & Accessibility

Comprehensive Services

Convenient Access

Get in Touch

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Merchant Services That Make a Difference

Comprehensive List Of Services

Accessing Your Funds

Business Banking Solutions

Credit Card Options

Digital Banking Features

Get in Touch

Personal Banking Services

Digital & Online Banking

Key Features

Financial Strength

Commitment to Innovation and Service

Growing Membership Base

Operational Efficiency

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Additional Options

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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