Ficare Credit Union Wesley Chapel FL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Ficare, your trusted partner in financial well-being right here in Wesley Chapel, FL. Located at 26644 Silver Maple Pkwy, we have been serving our community since 1960, fostering a strong sense of belonging among our members. With a commitment to providing personalized banking solutions, we proudly support over 8,500 members and manage assets totaling $79,069,677. At Ficare, we understand that every member has unique needs. That's why we offer a range of services from personal banking including checking and savings accounts to auto loans and mortgages. Our total deposits stand at an impressive $4,374,348, reflecting the trust our members place in us. We also focus on making borrowing accessible, with total loans reaching 14,118. While you can visit us at our branch for all your financial needs, official correspondence should be directed to the same address: 26644 Silver Maple Pkwy, Wesley Chapel, FL 33544. For any inquiries or assistance, feel free to call us at 813-600-5920. Our leadership team is dedicated to enhancing your banking experience. Under the guidance of CEO Denelle Miller and Board President Thomas Garthwaite, we aim to create a welcoming environment where members can thrive financially. With a solid net worth of $10,455,909 and cash in hand amounting to $1,121,750, we are well-positioned to support your financial goals. Join us at Ficare today! Explore how we can help you achieve your dreams by visiting our website at ficarefcu.org. Let's build a brighter financial future together!

Branch History & Mission

A Commitment to Innovation

As times have changed, so have we. Ficare embraces digital advancements to ensure our members enjoy convenient banking experiences. With online banking, mobile payments, and electronic signatures available, managing your finances has never been easier. Our facilities are ADA compliant and designed with your comfort in mind. Additionally, we offer 24/7 ATM access and basic drive-thru banking services for quick transactions. For those who prefer face-to-face interactions, our shared service center provides further convenience by allowing deposits and withdrawals for partner credit union members. While you can visit us at 26644 Silver Maple Pkwy for all your banking needs, please note that official correspondence should be sent to the same address.

Join Us Today!

We invite you to become part of the Ficare family! Experience the benefits of membership firsthand by visiting us during our operating hours from 8:30 AM to 5:00 PM on weekdays or give us a call at 813-600-5920 for any inquiries. Let's work together toward a brighter financial future for you and our community!

Our Mission

The mission of Ficare is simple yet profound: we aim to enhance the lives of our members through personalized financial services and a strong focus on community support. We believe in empowering individuals by providing access to essential banking services like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our branch not only emphasizes financial growth but also prioritizes community outreach. We work tirelessly to partner with local organizations and support initiatives that uplift those around us. Whether it's hosting financial literacy workshops or participating in local events, we are dedicated to making a positive impact in Wesley Chapel.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by our Wesley Chapel branch today! Our team is eager to assist you with all your banking needs. Let's work together towards achieving your financial goals!

Nearby Landmarks and Accessibility Features

Located near popular spots in Wesley Chapel, such as the Shops at Wiregrass and the local parks, our branch is easily reachable by car or public transport. We offer ample parking right outside, ensuring you have a stress-free visit. Plus, we are committed to accessibility with features like ADA-compliant entrances and ramps, so everyone can feel welcome.

Operating Hours and Services

We understand that life can get busy. That's why we're open Monday through Friday from 8:30 AM to 5:00 PM. You can also enjoy the convenience of our drive-thru service for quick transactions like deposits and withdrawals without leaving your vehicle. Additionally, we have an ATM available for your cash needs anytime you require it. At Ficare, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more! We also provide shared services for members of partner credit unions making banking easier wherever you go. While members can visit us at 26644 Silver Maple Pkwy, official correspondence should be sent to the same address as our mailing address is the same. If you have any questions or need assistance, don't hesitate to give us a call at 813-600-5920.

Member Eligibility

At Ficare, we believe that everyone deserves a supportive community where they can thrive. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We pride ourselves on being inclusive and accessible, so whether you're looking for personal banking solutions or planning for the future, we have options tailored just for you. Plus, as a member of Ficare, you'll enjoy benefits like lower fees and competitive rates on loans and savings accounts. To learn more about eligibility details, feel free to check out our website at https://www.ficarefcu.org/membership. If you're ready to take the next step, opening an account is a straightforward process. You can find everything you need at https://www.financial-net.com/ficarefcu/lending/internetloans. Have questions? Don't hesitate to give us a call at (813) 600-5920. We're here to help! Join us at our convenient location: 26644 Silver Maple Pkwy Wesley Chapel Fl 33544, and start your journey with us today.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments seamlessly, whether online or in-person. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From point-of-sale systems to e-commerce solutions, we provide the tools that empower you to serve your customers better. Explore how Ficare can partner with you on your journey to success. Visit us at 26644 Silver Maple Pkwy Wesley Chapel Fl 33544 or call us at (813) 600-5920 today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM availability and cash withdrawal services, accessing cash has never been easier. You can perform basic transactions such as deposits and withdrawals with convenience at our branch or through shared service centers.

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options offer competitive rates that can fit any budget. We want to ensure you drive away in the vehicle of your dreams without breaking the bank.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans tailored to support your ventures. Whether you're starting fresh or expanding an established business, we're here to assist.

Credit Cards with Rewards

Our credit cards with rewards not only let you make purchases conveniently but also reward you for spending wisely. Enjoy perks like cash back or travel points while building your credit history.

Drive-Thru Banking

For quick transactions without leaving your car, take advantage of our drive-thru banking services where you can make deposits and withdrawals swiftly. At Ficare, we strive to make banking easy and accessible for everyone in Wesley Chapel. Our friendly staff is always ready to guide you through each service we offer so that you can find what best suits your needs. If you're ready to explore how these services can work for you or if you'd like more information about membership eligibility or opening an account, don't hesitate visit us today at Ficare or give us a call at 813-600-5920!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and our mortgage loans simplify the process of buying your home. Should you wish to take advantage of lower interest rates, our refinancing options can help you save money over time.

Online & Mobile Banking

In today's fast-paced world, having access to your finances on-the-go is crucial. Our robust online and mobile banking platform allows you to check balances, pay bills, transfer funds, and even send money to friends all from the palm of your hand.

Personal Banking

We provide essential personal banking services to cater to everyday needs. Our checking and savings accounts make managing your finances straightforward and effective. Whether you're setting up your first account or looking for options that yield higher interest rates, we have something for everyone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide the flexibility you need to cover those costs. If you're feeling overwhelmed by debt, consider our debt consolidation services that allow you to combine multiple payments into one manageable monthly payment.

Digital & Online Banking

At Ficare, we understand that your time is valuable, and managing your finances should be as easy as possible. That's why we offer a range of digital and online banking services designed for convenience and security. With our robust online platform, you can access your accounts anytime, anywhere, ensuring that you're always in control of your finances. Our online banking services at https://www.ficarefcu.org/ allow you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you can manage your account 24/7 without any hassle. For those who prefer mobile banking, our user-friendly mobile application makes it even easier to stay connected to your finances. You can download it today and experience banking right at your fingertips. With features like electronic signature authorization, signing documents has never been simpler. There's no need to print or mail anything; just sign electronically and send it off securely. Plus, enjoy the convenience of e-statements to keep track of your transactions without the clutter of paper statements. Need to split a dinner bill with friends? Our person-to-person transfers make sending money quick and effortless. And if you're looking to make purchases without cash or cards, our mobile payments feature lets you pay directly from your phone securely and conveniently. At Ficare, we prioritize your security while providing these easy-to-use services. Our commitment is not just about making banking accessible; it's about empowering you with real-time account management and peace of mind. Join us in embracing the future of banking where everything is just a click away!

Financial Strength

Growing Together

Total Share Accounts stand at 18,810, showing a strong and growing member base that trusts us with their finances. This trust allows us to build deeper relationships with our community while continuing to provide excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ficare is your trusted partner. Visit us at 26644 Silver Maple Pkwy Wesley Chapel Fl 33544 or call (813) 600-5920 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $6,229,446 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have also extended $5,561 in used auto loans and $53,770,947 in total loans and leases to support our members' financial goals across various sectors.

Member Savings and Resources

Members' savings are secured through $12,481,376 in share certificates and $4,435,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $176,892 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $10,455,909, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,683,932 in used vehicle loans and $12,549,308 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit any budget. Plus, if you're considering refinancing your current auto loan for better rates or terms, we can help you explore those options too.

Credit Lines and More

In addition to our auto and mortgage offerings, Ficare provides total credit lines amounting to $9,000,000. This option allows for flexibility in managing larger expenses as they arise. If you're interested in any of these loan products or want to learn more about eligibility options available for our services, please feel free to reach out to us at (813) 600-5920 or visit us online at Ficare's website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're ready to apply now or just want more information on how we can assist you financially, Ficare is here for you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,772,044, making buying or refinancing simple. We offer guidance throughout the process so that you feel confident every step of the way.

Unsecured Credit Card Loans

For those looking to manage everyday expenses or unexpected costs more effectively, we also offer flexible terms on unsecured credit card loans. With a total of $2,932,181 in unsecured credit card loans assisting our members in managing their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers are fair and transparent, giving users peace of mind when comparing options. LendMesh offers several benefits that set it apart: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options and compare real-time loan offers today, visit LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FICARE FEDERAL CREDIT UNION - Wesley Chapel, FL

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