Ficare Credit Union Tampa FL | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Ficare, your trusted financial partner located at 3001 W Dr Martin Luther King Jr Blvd, Tampa, FL 33607. Since our establishment in 1960, we have proudly served our community, fostering a culture of support and empowerment for all our members. With a robust membership base of over 8,500, we are dedicated to providing personalized financial solutions that cater to your unique needs. At Ficare, we believe in building strong relationships with our members. Our team, led by CEO Denelle Miller and Board President Thomas Garthwaite, is committed to delivering exceptional service every day. We offer a variety of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. With total assets exceeding $79 million and total deposits reaching $4,374,348, you can trust us to manage your finances safely and effectively. While members can visit us at our branch location for assistance, official correspondence should be sent to the same address: 3001 W Dr Martin Luther King Jr Blvd, Tampa, FL 33607. If you have any questions or need help with your financial journey, don't hesitate to reach out! Give us a call at (813) 870-4362. We're here to help you thrive! Join us today and experience the Ficare difference where community meets commitment!

Branch History & Mission

At Ficare, we take pride in our rich history and steadfast mission to support our community. Founded in 1960, our branch has been a cornerstone of financial services in Tampa, Florida. Over the years, we've grown alongside our members, evolving from a small credit union into a trusted institution with over 8,500 members and total assets reaching an impressive $79,069,677. Located at 3001 W Dr Martin Luther King Jr Blvd, Tampa, FL 33607, our branch is easily accessible to anyone in the area. Just a stone's throw away from local landmarks, we are proud to serve the diverse community of Hillsborough County. While members can visit us at this location for all their banking needs, official correspondence should be sent to the same address. Our mission at Ficare is simple yet powerful: we aim to provide exceptional financial services while fostering community growth and support. We believe that everyone deserves access to affordable banking solutions that empower them to achieve their financial goals. Our range of services includes personal banking like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. As technology advances, so do we. Our commitment to digital banking ensures that members can manage their finances anytime through online and mobile banking options. We also prioritize accessibility for all members and ensure compliance with ADA standards. Ficare is not just about transactions; it's about building relationships. We actively engage in community outreach efforts and partnerships aimed at improving the lives of those we serve. Whether it's through educational programs or local sponsorships, we strive to give back to the community that has supported us for over six decades. We invite you to join us at Ficare! Experience firsthand how our dedicated team is here to assist you with your financial needs. With operating hours from 8 AM to 4 PM on weekdays and a friendly staff ready to help at every turn, there's never been a better time to become part of our family. Visit us today or explore more about our membership options on our website here.

Branch Location & Accessibility

Correspondence Made Simple

For those who may need to send official documents or correspondence, please note that while you can visit us at our main location, all mailing should be directed to the same address: 3001 W Dr Martin Luther King Jr Blvd, Tampa, FL 33607.

Easy Access and Convenience

At Ficare, we understand that accessibility is key. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. While there's no drive-thru service or ATM on-site, our dedicated team is ready to assist you during our operating hours from 8 AM to 4 PM, Monday through Friday. If you have any questions or need assistance, don't hesitate to give us a call at 813-870-4362.

Join Us Today!

We invite you to stop by and discover the variety of services we offer from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. At Ficare, we pride ourselves on being more than just a credit union; we're your community hub for financial wellness. Come see how we can help you achieve your financial goals today!

Member Eligibility

At Ficare, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Hillsborough County area, you're already eligible to join us. We pride ourselves on offering personalized services tailored to your needs, making it simple for you to take charge of your financial journey. Plus, as a member, you'll enjoy competitive rates on loans and savings accounts, along with access to a variety of financial products designed just for you. To get started, simply visit us at our branch located at 3001 W Dr Martin Luther King Jr Blvd Tampa Fl 33607 or give us a call at (813) 870-4362. For more detailed eligibility criteria, feel free to check out our website at https://www.ficarefcu.org/membership. When you're ready to open an account, you can find all the information you need at https://www.financial-net.com/ficarefcu/lending/internetloans. We can't wait to welcome you into the Ficare family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to our loan offerings, we provide merchant services that simplify transactions and improve cash flow. Imagine being able to accept payments seamlessly from your customers, whether they are using credit cards, mobile wallets, or other forms of payment. This not only enhances customer satisfaction but also streamlines your operations so you can focus on what matters most growing your business. Visit us at 3001 W Dr Martin Luther King Jr Blvd Tampa Fl 33607 in Tampa, FL, or call us at (813) 870-4362 to learn how our business banking solutions can work for you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Although we currently do not have an ATM on-site, our team is always ready to assist you with cash withdrawal services during lobby hours from 8 AM to 4 PM, Monday through Friday. At Ficare, we believe in making banking accessible and convenient for everyone in our community. If you're interested in learning more about any of these services or want assistance getting started, please reach out to us at (813) 870-4362 or visit us online at Main. We're excited to help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it easier than ever. With competitive rates, you can drive off in your dream vehicle without breaking the bank. We work with you to find the right financing plan that fits your budget.

Business Banking

For our business-minded members, we provide robust Business Banking services that include merchant services and business loans. We support local businesses by offering tailored financial solutions that help them thrive in their communities.

Credit Cards with Rewards

To make your purchases more rewarding, we offer Credit Cards with Rewards that allow you to earn points for every dollar spent. Imagine earning cash back or travel rewards just by using your card for daily expenses!

Mortgage Loans & Refinancing

If homeownership is on your mind, our Mortgage Loans & Refinancing services are here to guide you through the process. We help simplify home buying and refinancing, ensuring that you secure the best possible rates and terms. Picture stepping into your new home with confidence!

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why our Online & Mobile Banking features empower you to manage your finances anytime, anywhere. Check balances, transfer funds, and pay bills from the palm of your hand it's banking made simple!

Personal Banking

We understand that managing your finances is essential, which is why we offer Personal Banking services that include checking and savings accounts designed to help you save for your future while enjoying easy access to your funds. Imagine being able to track your spending and savings all from the convenience of our online and mobile banking platforms.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options provide a flexible solution when you need it most. Whether it's funding a personal project or consolidating existing debt for easier management, we're here to assist you in achieving financial peace of mind.

Digital & Online Banking

Key Services Offered

Our online banking platform, available at https://www.ficarefcu.org/, provides you with 24/7 access to your accounts. Whether you're checking your balance, transferring funds, or paying bills, everything is at your fingertips. And for those who prefer the convenience of their smartphones, our mobile application makes banking on the go a breeze. Need to send money to a friend? With our person-to-person transfer feature, you can easily send and receive money without any hassle. Plus, if you're looking for an eco-friendly option, we offer e-statements so you can manage your finances while helping the environment.

Security and User-Friendliness

We prioritize your security with electronic signature authorization, ensuring that all transactions are safe and verified. Our user-friendly interface makes navigating through your accounts simple, whether you're tech-savvy or just getting started with online banking. In addition to these features, our mobile payments capability allows you to make purchases directly from your smartphone perfect for those quick trips or spontaneous outings. You'll find that managing your money has never been easier or more accessible. At Ficare, we're committed to providing you with the tools you need for real-time account management and financial peace of mind. Explore our digital banking services today and see how we can help simplify your financial life!

Financial Strength

Commitment to Growth

With $6,229,446 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,561 in used auto loans and $53,770,947 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 18,810, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, further highlighting our commitment to fostering your financial wellbeing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ficare is your trusted partner. Visit us at 3001 W Dr Martin Luther King Jr Blvd Tampa Fl 33607 or call (813) 870-4362 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $176,892 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $12,481,376 in share certificates and $4,435,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $10,455,909, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,683,932 in used vehicle loans and $12,549,308 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a new vehicle or a reliable used one, our dedicated team is here to assist you throughout the process.

Credit Lines and Unsecured Loans

We also understand that sometimes you need immediate cash flow. That's why we offer total credit lines of $9,000,000 to give you the flexibility you need for unexpected expenses or planned purchases. Additionally, we have flexible terms on unsecured credit card loans, with a total of $2,932,181 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,772,044, make buying or refinancing simple. We provide personalized support to guide you through your mortgage journey, ensuring you have access to the resources needed for a smooth experience.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we provide refinancing options tailored to your needs. Our team can help you explore eligibility criteria and find the best solution for your situation. At Ficare, we are committed to providing exceptional service and support as you navigate your financial journey. For any inquiries or further assistance, feel free to reach us at (813) 870-4362. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and see how we can help you achieve your financial aspirations!

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FICARE FEDERAL CREDIT UNION - Tampa, FL

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