Ficare Credit Union Lutz FL | Affordable Auto Loans & Top Checking

Introduction

Welcome to Ficare, your trusted financial partner located at 4211 Van Dyke Rd, Lutz, FL 33558. Since our establishment in 1960, we have been dedicated to serving our community with a wide range of financial services tailored to meet the needs of our 8,552 members. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we are here to help you achieve your financial goals. At Ficare, we take pride in our impressive financial standing, boasting total assets of $79,069,677 and total deposits reaching $4,374,348. Our commitment to providing excellent service is reflected in our strong membership growth and the resources we have available for loans. With 14,118 loans and leases under management and a net worth of $10,455,909, you can trust that your money is in safe hands. Led by CEO Denelle Miller and Board President Thomas Garthwaite, our team of 31 employees works diligently to ensure that each member receives personalized attention and support. We offer various services including personal loans, mortgage refinancing, credit cards with rewards, and convenient online and mobile banking options. While members can visit us at our branch location for face-to-face assistance or utilize our ATM services for quick transactions, official correspondence should be sent to the same address: 4211 Van Dyke Rd, Lutz, FL 33558. We invite you to explore all that Ficare has to offer. For inquiries or assistance, feel free to call us at 813-443-7681 during our operating hours from Monday through Friday from 9:00 AM to 5:00 PM. Join us today and experience the difference of being part of a community-focused credit union! Visit our website at ficarefcu.org for more details on how we can serve you better.

Branch History & Mission

At Ficare, we take pride in our rich history and unwavering commitment to serving our community. Founded in 1960, our branch has grown alongside Lutz, Florida, becoming a trusted partner for financial services and support. Over the years, we have expanded our offerings while staying true to our mission of helping members achieve their financial goals. Located at 4211 Van Dyke Rd, Lutz, FL 33558, Ficare is easily accessible for all our members. Our branch is surrounded by local businesses and landmarks that reflect the vibrant spirit of our community. Whether you're stopping by to discuss your financial needs or simply withdrawing cash from our available ATM services, you can expect a warm welcome and expert assistance. From our humble beginnings to now serving over 8,552 members with total assets of $79,069,677, Ficare has continually evolved. We strive to provide personalized banking solutions ranging from checking accounts and auto loans to mortgage refinancing and credit cards with rewards. Our operating hours are convenient for busy schedules: Monday through Friday from 9:00 am to 5:00 pm. Our mission is straightforward yet impactful: to empower individuals and families through reliable financial services while actively supporting the local community. We believe in building strong relationships with our members and offering them the tools they need to succeed financially. In addition to traditional banking services, we engage in community outreach initiatives that foster growth and development within Lutz and beyond. While members can visit us at 4211 Van Dyke Rd, official correspondence should be sent to 4211 Van Dyke Rd, Suit 103A, Lutz, FL 33558 if needed. At Ficare, we are committed to ensuring accessibility for everyone; that's why we offer ADA-compliant facilities and strive to make every visit comfortable. In this digital age, we embrace technology by providing online banking options including mobile payments and e-statements. These advancements allow us to serve you better while keeping your information secure. Join us at Ficare and experience firsthand the benefits of being part of a community-focused credit union. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Discover how we can help you reach your financial dreams today! For more information or inquiries, don't hesitate to call us at 813-443-7681 or visit us online at Ficare's website.

Branch Location & Accessibility

Call to Action

We invite you to come see us at Ficare! Our friendly team is ready to help you with all your banking needs. Stop by today or give us a call we look forward to serving you!

Nearby Landmarks and Accessibility

Ficare is ideally situated near popular local spots, making it easy to fit your banking into your day. If you're visiting us, you might find it helpful that we're close to various shops and restaurants perfect for running errands before or after your visit. Our branch features ample parking to ensure a hassle-free experience. We take pride in being ADA compliant, providing ramps and other accessibility features so everyone can enjoy our services comfortably.

Operating Hours and Services

We're open Monday through Friday from 9:00 am to 5:00 pm, allowing you plenty of time to stop in whenever it's convenient for you. At Ficare, we offer a range of services tailored for your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, our ATM is available for quick cash withdrawals outside of regular hours. While members can visit us at 4211 Van Dyke Rd, official correspondence should be sent to the same address as our mailing address remains unchanged. For any questions or assistance, don't hesitate to call us at 813-443-7681.

Member Eligibility

Becoming a member of Ficare is like stepping into a welcoming community where your financial needs are truly understood. If you live, work, or worship in the Lutz area, you're already on the path to membership! It's that simple. We believe everyone deserves access to quality financial services, so we make it easy for those who qualify to join us. As a member, you'll enjoy personalized service, competitive rates on loans and savings, and access to a variety of banking products tailored just for you. To learn more about the eligibility requirements and see if you qualify, check out our detailed guidelines at https://www.ficarefcu.org/membership. Ready to open an account? You can find all the information you need at https://www.financial-net.com/ficarefcu/lending/internetloans. If you have any questions or need assistance, don't hesitate to give us a call at (813) 443-7681. Join us at Ficare, located at 4211 Van Dyke Rd Lutz Fl 33558, and start enjoying the benefits of membership today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your daily operations without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best growing your business. From accepting credit cards to online payments, we provide the tools you need to make every sale count. Located at 4211 Van Dyke Rd Lutz Fl 33558, Lutz, FL 33558, our team is ready to partner with you on your business journey. Contact us at (813) 443-7681 or visit us during our operating hours from Monday to Friday, 9:00 am to 5:00 pm. Together, let's build a strong foundation for your success!

Comprehensive List Of Services

Business Banking

For those running a business, we have specialized services too. Our Business Banking solutions include Merchant Services that simplify payment processing and Business Loans designed to help you grow your company. We want to ensure that every entrepreneur has the tools they need for success.

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime, anywhere is crucial. That's why we offer robust Online and Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills effortlessly. Our ATM and cash withdrawal services ensure you have access to your cash when you need it most.

Personal Banking

When it comes to managing your money, we understand that everyone has unique requirements. Our Checking and Savings Accounts offer flexibility and convenience for everyday transactions and saving goals. Whether you're just starting out or looking to manage your wealth, our accounts are designed with you in mind. Thinking about buying a new car? Our Auto Loans and Vehicle Financing options help make that dream a reality. With competitive rates and flexible terms, you'll be driving off in your new vehicle before you know it. Additionally, if you're considering purchasing a home or refinancing your current mortgage, our Mortgage Loans and Refinancing services can guide you through the process with ease. If you find yourself needing extra funds for unexpected expenses or consolidating debt, our Personal Loans and Debt Consolidation offerings provide straightforward solutions tailored to your financial situation. Plus, don't forget about our Credit Cards with Rewards, which not only help you manage purchases but also reward you along the way.

Shared Branch Services

We also understand that sometimes you might need help while traveling or away from home. That's why we provide basic shared branch transactions for partner credit union members making deposits and withdrawals easier than ever no matter where life takes you. At Ficare, we pride ourselves on being more than just a financial institution; we're part of your community. If you're interested in learning more about any of these services or how we can assist you further, please don't hesitate to contact us at (813) 443-7681 or visit us online at North. We look forward to helping you achieve your financial goals!

Digital & Online Banking

Key Services

With our robust online banking platform, accessible at https://www.ficarefcu.org/, you can manage your accounts anytime, anywhere. Check your balance, transfer funds, or pay bills with just a few clicks. Our 24/7 online banking services ensure that you have access to your finances whenever you need it. Need to send money to a friend? Our person-to-person transfer feature allows for easy and instant payments right from your mobile device. Plus, if you're on the move, our mobile application makes it simple to handle all your banking needs without needing to visit a branch.

Security and Ease of Use

We understand that security is a top priority. That's why we offer electronic signature authorization, ensuring that your transactions are safe and protected. You can also choose to receive e-statements instead of paper ones, which not only helps the environment but also adds an extra layer of security. For those who love using their smartphones for payments, our mobile payments feature lets you make purchases quickly and securely. All these tools work together to give you real-time account management that fits into your busy lifestyle. At Ficare, we are committed to making banking straightforward and accessible. Explore our digital banking options today and experience financial management like never before!

Financial Strength

Commitment to Service

Our $176,892 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 18,810, showing a strong and growing member base that trusts us with their finances. This trust drives us to continually improve and expand our services for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ficare is your trusted partner. Visit us at 4211 Van Dyke Rd Lutz Fl 33558 or call (813) 443-7681 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in Our Future

With $6,229,446 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,561 in used auto loans and $53,770,947 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $12,481,376 in share certificates and $4,435,642 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $10,455,909, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,683,932 in used vehicle loans and $12,549,308 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience straightforward and stress-free.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,932,181 in loans helping members manage their finances effectively. If you need funds for unexpected expenses or want to consolidate debt, our personal loan options are designed to meet your needs.

Credit Lines

For those who prefer ongoing access to funds, our total credit lines available are $9,000,000. This can provide peace of mind knowing you have financial flexibility when you need it. Our team at Ficare, located at 4211 Van Dyke Rd Lutz Fl 33558, Lutz, FL 33,558, is dedicated to providing personalized service and financial solutions tailored to your needs. You can reach us at (813) 443-7681 during our operating hours from Monday through Friday, 9:00 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in reaching your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,772,044, make buying or refinancing simple. Whether you're purchasing a new home or looking to refinance an existing mortgage, our team is ready to guide you through the process.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, reflecting the most current rates available in the market.

FICARE FEDERAL CREDIT UNION - Lutz, FL

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