Fibre Credit Union Newport OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Fibre, your trusted community credit union located at 1625 N Coast Hwy, Newport, OR 97365. Established in 1937, we have proudly served our members for over 85 years, focusing on building lasting relationships and providing exceptional financial services. As part of a larger family with a total membership of 118,991, we are dedicated to helping you achieve your financial goals. At Fibre, we understand that every member's needs are unique. That's why we offer a variety of services designed to suit everyone from personal banking options like checking and savings accounts to loans for vehicles, homes, and businesses. With total assets exceeding $1.69 billion and total deposits of $207,382,982, you can trust us to safeguard your finances. While members can visit us at our Newport branch, official correspondence should be sent to our mailing address: PO Box 1630, Newport, OR 97365. Our friendly team is here to assist you Monday through Thursday from 9:30 AM to 5:00 PM, and on Fridays until 6:00 PM. Whether you're looking for advice on personal loans or seeking information about our business banking services, we're just a phone call away at 541-265-8182. Under the leadership of our CEO, Christopher Bradberry, and Board President, Jerry Howell, we are committed to fostering a supportive community atmosphere where you can thrive financially. With our total loans reaching 67,312 and net worth standing at $215,956,378, we continue to grow alongside our members. Join us today and experience the Fibre difference! Visit our website at fibrecu.com or give us a call to learn more about how we can help you reach your financial aspirations.

Branch History & Mission

At Fibre, our Newport Branch has proudly served the community since it first opened its doors in 1937. Located at 1625 N Coast Hwy in beautiful Newport, Oregon, we have built a legacy of trust and support that spans over eight decades. Our mission is simple yet profound: to empower our members with financial services that enrich their lives while fostering a sense of community. Over the years, we have seen significant growth and transformation. Today, with a total membership exceeding 118,000 and total assets amounting to over $1.6 billion, Fibre has become a cornerstone of financial stability for countless families and businesses in Lincoln County. As we evolved, so did our offerings. We provide a range of services from personal banking and auto loans to business financing and online banking solutions all designed with our members' needs in mind. Our commitment to the community goes beyond just numbers; it's about people. The Newport Branch works tirelessly to support local initiatives and partnerships that uplift our neighbors. Whether it's sponsoring local events or participating in charitable drives, we believe in giving back to the community that has supported us through the years. While members can visit us at 1625 N Coast Hwy Newport Or 97365, official correspondence should be sent to PO Box 1630, Newport, OR 97365. Our branch is equipped with modern amenities including ATM availability and drive-thru banking services for your convenience. We also strive to ensure accessibility for all, remaining compliant with ADA standards. With operating hours from 9:30 AM to 5:00 PM Monday through Thursday and extended hours until 6:00 PM on Fridays, we are here when you need us most. Our dedicated team is ready to assist you via phone at (541) 265-8182 or through our various digital platforms, making it easier than ever to manage your finances on-the-go. At Fibre's Newport Branch, we invite you to join our family. Experience firsthand how we blend financial expertise with a genuine commitment to community service. Together, let's build a brighter financial future! Visit us today or check out more about membership benefits on our website at fibrecu.com.

Branch Location & Accessibility

Accessibility and Services

At our Newport Branch, we prioritize accessibility for everyone. Our location features ADA-compliant facilities, including ramps and designated parking to ensure a smooth experience for all members. We are proud to offer a drive-thru service for those who prefer quick transactions from the comfort of their vehicles. Additionally, our ATM is available around the clock, providing you with easy access to cash whenever you need it. While you're here, enjoy our wide range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions that fit your lifestyle. If you're running a business, we also provide merchant services and business loans to help your venture thrive.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to accommodate your busy schedule: Monday through Thursday from 9:30 AM to 5:00 PM and Friday from 9:30 AM to 6:00 PM. Whether you want to discuss loan options or open a new account, our friendly staff is ready to assist you during these hours. For any official correspondence, please send it to our mailing address at PO Box 1630, Newport, OR 97365. Feel free to reach out to us at (541) 265-8182 if you have any questions or need assistance. We invite you to visit the Fibre Credit Union Newport Branch soon your financial journey begins here!

Member Eligibility

At Fibre, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you live, work, or go to school in our community, you're likely eligible to join us! We welcome individuals who share our values and are looking for a financial partner that truly cares. To get more details about eligibility requirements, feel free to check out our dedicated page at http://www.fibrecu.com/fibre-family/our-story/member-benefits/. Joining is simple and straightforward! Once you confirm your eligibility, you can easily open an account online or visit us at our welcoming branch located at 1625 N Coast Hwy Newport Or 97365. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (541) 265-8182. We're excited to help you on your journey toward financial well-being with the benefits and support that come with being part of the Fibre family!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $832 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $133,247,482, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer practical merchant services designed for everyday operations. Imagine simplifying payment processing and enhancing customer satisfaction our merchant services make this a reality. From card processing solutions to online payment options, we provide tools that help you serve your customers better while managing cash flow efficiently. Visit us at 1625 N Coast Hwy Newport Or 97365 in Newport, OR, or call us at (541) 265-8182 to learn more about how our business banking and commercial services can support your success!

Comprehensive List Of Services

Business Banking Solutions

Business owners can take advantage of our comprehensive business banking services, including merchant services and business loans. We understand that running a business requires financial flexibility, so our team is committed to helping you find the right solutions to grow your enterprise.

Convenient Access

We also prioritize convenience with features like ATM services for quick cash withdrawals and basic drive-thru banking for quick deposits or transactions without leaving your car. Plus, if you're a member of a partner credit union, our shared branch transactions allow you to conduct simple banking activities such as deposits and withdrawals seamlessly. In this digital age, we know how important it is for our members to access their accounts anytime and anywhere. That's why we offer online and mobile banking services where you can manage your accounts on-the-go. With options like person-to-person payments and electronic statements, managing your finances has never been simpler. At Fibre, we're more than just a credit union; we're a partner in your financial journey. If you're ready to experience all these services first-hand or want more information about how we can assist you further, don't hesitate to reach out! Call us at (541) 265-8182 or visit us online at Newport Branch. We're here for you!

Credit Cards and Rewards

For those who enjoy rewards on their spending, we offer credit cards that come with exciting benefits. Earn points for every purchase you make, which can be redeemed for various rewards. This is a great way to maximize your everyday spending while enjoying the perks that come with being a member of Fibre.

Loans and Financing Options

If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions can help make that dream car a reality. We offer competitive rates and flexible terms tailored to fit your budget. For those looking to buy a home, our mortgage loans and refinancing options provide the support you need to secure the best deal possible. Need cash for unexpected expenses? Our personal loans for debt consolidation are here to assist you when life throws curveballs.

Personal Banking Services

Our personal banking services include checking and savings accounts that are designed to help you manage your finances effortlessly. Imagine having a checking account that not only offers competitive interest rates but also comes with no monthly fees. You can easily set up direct deposits and access your funds anytime through our online and mobile banking platforms. This means you can check your balance, transfer money, or pay bills right from your phone making life just a bit easier.

Digital & Online Banking

Access Anytime, Anywhere

Our 24/7 online banking services allow you to access your accounts whenever you need to. Whether you're checking your balance, paying bills, or transferring funds, it's all just a click away. Visit us at https://fibrecu.com/ to get started with our user-friendly platform.

Go Mobile with Ease

With our mobile application, managing your finances on the go is a breeze! Whether you're making mobile payments or checking balances from your phone, everything is designed for easy navigation. You can also stay updated with real-time notifications about your account activity right in the palm of your hand. At Fibre, we prioritize your convenience without compromising on security. Experience how our digital banking services can empower you to manage your finances effortlessly today!

Secure Transactions Made Simple

Making payments has never been more secure or straightforward. Our electronic signature authorization ensures that your transactions are protected while providing a hassle-free experience. Plus, if you're looking for quick ways to send money to friends or family, our person-to-person transfer feature lets you do just that simply and securely.

Stay Organized with E-Statements

Keeping track of your financial statements has never been easier! With our e-statements feature, you can receive your account statements electronically, helping you reduce paper clutter while enjoying quick access to important documents. And yes, this service is available for all members!

Financial Strength

Committed Workforce

We take pride in having 334 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce contributes to our operational efficiency reflected in our net income of $0, allowing us to keep offering competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share Accounts stand at an impressive 210,881, showcasing a strong and growing member base that trusts us with their finances. As we continue to grow together with you, know that your financial well-being is always at the forefront of what we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fibre is your trusted partner. Visit us at 1625 N Coast Hwy Newport Or 97365 or call 541-265-8182 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Reinvestment in Member Services

With $214,130,181 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust as shown by the $1,199,903,615 in total loans and leases available to support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $321,145,000 in share certificates and $127,719,546 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all; with non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $215,956,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1272 underscores our solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $300,582,160 in used vehicle loans and $112,200,272 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget so that you can drive off with peace of mind.

Credit Lines

Our total credit lines amount to $342,851,240, providing you with access to funds when you need them most. Whether it's for personal use or emergencies, having a credit line gives you the freedom to spend wisely while staying within your means. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, we encourage you to reach out. You can contact us at (541) 265-8182 for personalized assistance or visit us at our branch located at 1625 N Coast Hwy Newport Or 97365 in Newport, OR. Fibre is here to support you every step of the way let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $116,922,975, make buying or refinancing simple. We offer competitive rates and a straightforward application process to help you navigate your path to owning a home.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. That's why we also offer flexible terms on unsecured credit card loans, with a total of $47,319,679 in loans available. This can be an excellent option for those looking to consolidate debt or cover everyday expenses without breaking the bank.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers. The platform prioritizes accurate information so that users can confidently explore their options.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the comparisons you see are based on real offers, not estimates. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you receive a clear view of all available loans without influence from advertising. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether you are considering a mortgage or an auto loan, you will find current rates that reflect the market. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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