FERKO MD FEDERAL CREDIT UNION

Welcome to Ferko Md, your trusted financial partner located at 502 W Patrick St, Frederick, MD 21701. Since our establishment in 1955, we've been dedicated to serving our community with personalized banking solutions tailored to meet your needs. With a strong commitment to our members and a total membership of 3,115, we pride ourselves on being more than just a credit union we're a part of your financial journey. At Ferko Md, we understand that financial security is crucial for you and your family. That's why we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking options. Our total assets amount to an impressive $28,350,108, reflecting our stability and reliability as a financial institution. Currently, we have $3,420,643 in deposits and have provided over 1,208 loans to help our members achieve their dreams. While members can visit us at our branch address for day-to-day banking needs, official correspondence should be sent to our mailing address: PO Box 1478, Frederick, MD 21702. Our friendly staff, led by CEO Jeffrey Perrell and Board President Thomas Van Pelt, is here to ensure you receive the best service possible. Whether you're looking for advice or specific products, we're just a call away at 301-662-7266. Join us in building a brighter financial future together! Explore our website at ferkomfcu.com for more information about our services and how we can assist you today!

At Ferko Md, we believe that everyone deserves a supportive financial community. Becoming a member is a simple and welcoming process! If you live, work, or worship in the area, you're likely eligible to join us. We want to make sure our members feel right at home, so we keep the criteria friendly and straightforward. For detailed information on eligibility, you can check out this resource: . Once you're ready to take the next step, opening an account is just as easy! You can start your journey with us by visiting https://www.amimembernet.com/ferko/loan-application . If you have any questions or need assistance, don't hesitate to reach out at (301) 662-7266. We're excited to welcome you to the Ferko Md family, located at 502 W Patrick St Frederick Md 21701, where you'll find not just banking services but a community that cares about your financial well-being!

At Ferko Md, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to providing reliable services and support to our community. With a net worth of $4,966,534, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation is further highlighted by our net worth ratio of $1,752, demonstrating a solid capital base. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial performance also shows resilience with $4,743,284 in undivided earnings. We reinvest this into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $172 in used auto loans and $12,674,604 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We are pleased to report a net income of $0, which reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team of 3 full-time employees and 2 part-time employees ensures that our branches are always ready to serve you with knowledgeable support. With a total of 3,520 accounts managed, it's clear that many trust us with their finances. Our strong member base reinforces the stability of Ferko Md, making us well-equipped to meet your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ferko Md is your trusted partner. Visit us at 502 W Patrick St Frederick Md 21701 or call (301) 662-7266 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.