Fergus Credit Union Lewistown MT | Best Auto Loans & Business Banking

Introduction

Welcome to Fergus Federal Credit Union, where your financial needs take center stage! Located at 106 E Janeaux St, Lewistown, MT 59457, we have proudly served our community since 1953. With a strong commitment to our members and an unwavering dedication to their financial success, we currently support over 6,400 members and manage total assets of approximately $106,632,295. At Fergus FCU, we understand that every dollar counts. That's why we offer a variety of services tailored to help you achieve your financial goals whether it's through personal banking, auto loans, mortgage options, or business banking solutions. With total deposits reaching $11,904,729 and an impressive net worth of $13,412,541, our credit union stands as a reliable partner for your financial journey. Our team of dedicated professionals is led by CEO Jayme Durbin and Board President Tracy Bent, who are committed to providing you with exceptional service. Our staff of 22 employees is here to guide you through every step of the process. We also take pride in having a cash reserve of $655,316, ensuring that we can meet the needs of our members promptly. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 106 E Janeaux St, Lewistown, MT 59457-3033. We invite you to explore our range of offerings through our website at fergusfcu.com or give us a call at (406) 535-7478. Let us help you unlock the door to financial success today!

Branch History & Mission

At Fergus Federal Credit Union, we take pride in our rich history and unwavering commitment to our community. Established in 1953, our branch has grown alongside the people of Lewistown, MT, serving as a trusted partner in their financial journeys. Located at 106 E Janeaux St, Lewistown, MT 59457, our branch has become a cornerstone of the local community, welcoming members with open arms for decades. Over the years, Fergus Federal Credit Union has achieved significant milestones. With a total membership of 6,402 and assets amounting to over $106 million, we have remained dedicated to providing personalized financial services that cater to the diverse needs of our members. Our journey reflects not only growth in numbers but also the deep relationships we have fostered within our community. Our mission is simple yet profound: to empower our members with exceptional financial products while making a positive impact on the community. We believe that everyone deserves access to quality banking services that help them achieve their goals. Whether it's personal banking, auto loans, or business financing, we strive to offer solutions that enhance our members' lives and support their dreams. While members can visit us at 106 E Janeaux St, official correspondence should be sent to 106 E Janeaux St, Lewistown, MT 59457-3033 if you prefer using our mailing address. Our operating hours are designed with your convenience in mind: Monday through Wednesday from 7:30 AM to 5:00 PM and extended hours on Thursday and Friday until 5:30 PM. In addition to traditional banking services, we embrace digital advancements to ensure accessibility for all members. We are proud to offer online banking options and mobile applications that allow you to manage your finances anytime, anywhere. Our commitment extends beyond just transactions; it includes creating a welcoming environment for everyone. We are ADA compliant and provide essential services like ATM access and drive-thru banking for your convenience. Fergus Federal Credit Union is more than just a financial institution; we are actively involved in community outreach efforts and partnerships that uplift those around us. From sponsoring local events to supporting charitable initiatives, we believe in giving back and enhancing the quality of life for everyone in Lewistown. Join us at Fergus Federal Credit Union today! Experience the difference of being part of a credit union that genuinely cares about its members and the community it serves. Let's work together towards your financial success and brighter future! For more information or to get started, call us at 406-535-7478 or visit our website.

Branch Location & Accessibility

Welcome to Fergus Federal Credit Union, your friendly financial partner located at 106 E Janeaux St in the heart of Lewistown, Montana! Our branch is easily accessible and conveniently situated near local landmarks, making it simple for you to stop by and take care of your banking needs. Whether you're just around the corner or coming from a nearby town, we're here to help you every step of the way. While members can visit us at our main location on Janeaux Street, please remember that official correspondence should be sent to the same address. Our office is designed with your convenience in mind, featuring ample parking and ADA-compliant accessibility options to ensure everyone can visit us comfortably. We also have a drive-thru service available for quick transactions without leaving your vehicle. At Fergus Federal Credit Union, we understand that your time is valuable. That's why we offer extended operating hours; our lobby is open Monday through Wednesday from 7:30 AM to 5:00 PM and Thursday and Friday until 5:30 PM. Need cash outside of these hours? You can use our ATM on-site, which is available 24/7 for withdrawals and balance inquiries. Our dedicated team is ready to assist you with a variety of services tailored to meet your financial needs from personal banking solutions like checking and savings accounts to loans for vehicles and mortgages. We also offer business banking services and online banking options for added convenience. If you have any questions or would like to learn more about what we can do for you, don't hesitate to give us a call at 406-535-7478. We invite you to visit Fergus Federal Credit Union today where our commitment to community banking makes all the difference!

Member Eligibility

At Fergus, we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and open to those who live, work, or worship in Fergus County, as well as their family members. This means if you have connections to our area, you can enjoy the benefits of membership, which include personalized service and competitive rates on loans and savings. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at fergusfcu.com/membership. Once you're ready to join us at our branch located at 106 E Janeaux St, Lewistown, MT 59457, opening an account is just a click away! Visit fergusfcu.formstack.com/forms/account_application to get started today. If you have any questions or need assistance during the process, don't hesitate to give us a call at 406-535-7478. We're here to help you every step of the way!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $140 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,761,217, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer essential merchant services that make daily transactions hassle-free. Imagine easily accepting payments from your customers through various methods credit cards, mobile payments, and more all backed by reliable support. Our goal is to empower your business with tools that streamline operations and enhance customer satisfaction. Visit us at 106 E Janeaux St Lewistown Mt 59457 in Lewistown, MT, or call us at (406) 535-7478 to learn how our business banking and commercial services can set you on a path to success!

Comprehensive List Of Services

Accessibility and Convenience

At Fergus Federal Credit Union, convenience is key. Our ATM services ensure that cash withdrawal is never a hassle, while our drive-thru banking allows for quick deposits and withdrawals without leaving your car. With easy access to basic ATM functions like balance checks, managing your finances has never been easier. Our commitment to digital innovation means that you can take control of your banking anytime and anywhere through our secure online platform. Whether it's sending money with person-to-person payments or accessing e-statements, we've made banking accessible for everyone.

Business Banking

If you're a business owner, Fergus has got you covered too! We offer comprehensive business banking services that include merchant services and business loans tailored to support your entrepreneurial journey. Whether you're starting a new venture or expanding an existing one, our financial experts are here to guide you every step of the way.

Connect With Us

We're proud to serve the community at Fergus. If you have any questions about our offerings or need assistance navigating your financial choices, don't hesitate to reach out! You can call us at (406) 535-7478 during our operating hours: Monday through Wednesday from 7:30 AM - 5:00 PM, and Thursday and Friday until 5:30 PM. Join us today at Fergus Federal Credit Union and experience how we can support you on your financial journey!

Personal Banking

We understand that managing your finances can be overwhelming. That's why we offer various personal banking options including checking and savings accounts designed for everyday use. Imagine being able to easily access your money while also earning interest on your savings. With our user-friendly online and mobile banking services, you can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. Need a new vehicle? Our auto loans and vehicle financing options make it simple to drive away in the car of your dreams without straining your budget. Plus, if you're looking to buy a home, our mortgage loans and refinancing services provide competitive rates and flexible terms to suit your lifestyle. For those unexpected expenses, our personal loans and debt consolidation plans can help ease financial burdens by combining multiple debts into one manageable payment. And don't forget about our credit cards with rewards, which offer great benefits for everyday purchases.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.fergusfcu.com/, you can check your account balance, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time! Our user-friendly interface makes it simple for you to manage your money with just a few clicks.

Mobile Banking at Your Fingertips

For those who prefer using their smartphones, our mobile application is ready for download. It's packed with features that allow you to perform all your banking tasks right from your device. Need to send money to a friend? Our person-to-person transfer option makes it quick and hassle-free.

Secure Transactions

Security is a top priority at Fergus. We use advanced technology to ensure that all transactions made through our digital platforms are safe and protected. You can feel confident knowing your personal information is in good hands while you enjoy the convenience of online banking. In summary, at Fergus, we're committed to providing accessible, user-friendly digital banking solutions that meet your needs every day. Experience the ease of managing your finances online today!

Stay Informed with E-Statements

Say goodbye to paper clutter! We offer e-statements that provide a quick and easy way to view your account statements electronically. Enjoy the convenience of accessing your financial information anytime without waiting for the mail. Plus, with electronic signature authorization available, signing documents is a breeze!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 12,027, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, which allows us to further support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fergus is your trusted partner. Visit us at 106 E Janeaux St Lewistown Mt 59457 or call (406) 535-7478 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $23,812,236 in share certificates and $21,307,997 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $12,650,279 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $587 in used auto loans and $79,101,185 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $13,412,541, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,277 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

Whether you're interested in personal loans or exploring debt consolidation options, Fergus has you covered. We also offer refinancing options for those looking to lower their monthly payments or consolidate existing debt into one manageable payment. For more information about our loan offerings or to discuss eligibility options, feel free to reach out at (406) 535-7478. You can visit us at our branch located at 106 E Janeaux St Lewistown Mt 59457, Lewistown, MT 59457. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,234,375 in used vehicle loans and $29,733,970 in new vehicle loans already helping members get on the road. Our financing options are designed to help you find the perfect fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $14,761,217 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $171,500, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure you can settle into your new home comfortably.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $595,388 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that fit your lifestyle while giving you peace of mind when it comes to spending.

Loan Aggregator

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