Fellowship Credit Union La Junta CO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Fellowship Credit Union, your trusted financial partner located at 316 Santa Fe Ave, La Junta, CO 81050. Since our establishment in 1959, we have dedicated ourselves to serving the community and our members with reliable financial services tailored to meet your needs. With a total membership of 6,567 and assets reaching an impressive $48,374,245, we pride ourselves on providing exceptional support to help you achieve your financial goals. At Fellowship Credit Union, we understand that every member's journey is unique. That's why we offer a variety of services, including personal banking, auto loans, mortgage options, and business financing solutions. Our total deposits stand at $524,681, ensuring we have the resources to support you effectively. Under the leadership of our CEO, Brian Kane, and Board President, Jesse Kalma, our team of 22 employees is committed to delivering personalized service that you can trust. For those looking to explore their financial options or get assistance with loans totaling 1,871 across various categories we invite you to reach out. While members can visit us at our branch location, official correspondence should be sent to PO BOX 1168, LA JUNTA, CO 81050 if necessary. Whether you're interested in setting up a new account or seeking advice on loans and investments, we're here for you. Don't hesitate to call us at 719-384-7488 or visit our website at Fellowship Credit Union for more information. Join us today and experience the difference of being part of a credit union that truly cares about your financial well-being!

Branch History & Mission

At Fellowship Credit Union, located at 316 Santa Fe Ave in La Junta, Colorado, our journey began in 1959 with a simple yet powerful mission: to serve our community by providing accessible financial services tailored to the needs of our members. Over the years, we have grown from a small credit union into a trusted financial partner for over 6,500 members, all while maintaining our commitment to community support and personal service. Our branch is situated in the heart of La Junta, a vibrant city known for its rich history and friendly atmosphere. This central location allows us to connect easily with our members and engage in meaningful outreach efforts that strengthen our ties within the community. While members can visit us at our physical address, official correspondence should be sent to PO BOX 1168, LA JUNTA, CO 81050. Fellowship Credit Union has seen significant milestones throughout its history. We have proudly built up total assets of $48,374,245 and continue to expand our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our operating hours from 11 a.m. to 5:15 p.m., Monday through Friday, ensure that we are available when our members need us most. Our mission is not just about providing financial products; it's about fostering a sense of belonging among our members. We believe in empowering individuals and families by offering financial education and resources that promote responsible money management. We also understand that accessibility is key; thus, we strive to ensure ADA compliance across all platforms while enhancing customer experiences with online banking options. In addition to financial services, Fellowship Credit Union actively participates in local events and community programs. These partnerships allow us to give back to La Junta and its residents, reinforcing our belief that a thriving community benefits everyone. As we look ahead, we invite you to join us on this journey. Experience the difference that comes with being part of a member-focused credit union dedicated to your financial well-being. Visit us today or call us at 719-384-7488 for more information on how you can become a member of Fellowship Credit Union where your goals are our priority!

Branch Location & Accessibility

Accessibility Features

At Fellowship Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, so everyone can comfortably access our services. If you're driving in, you'll appreciate the ample parking available right outside the branch, making your visit even more convenient.

Get in Touch

Ready to experience the difference? We invite you to stop by or give us a call at 719-384-7488 for any questions or assistance. At Fellowship Credit Union, we're here to support your financial journey every step of the way!

Operating Hours

We understand that life gets busy! That's why we're here for you from 11 a.m. to 5:15 p.m., Monday through Friday. Whether you need to open an account, apply for a loan, or ask about our services, we're ready to assist you during these hours.

Services Offered

While visiting us at Fellowship Credit Union, you can take advantage of a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For business owners, we also provide merchant services and business loans to help your business thrive. Even though we currently do not have ATM or drive-thru services available at this location, our friendly staff is always on hand to assist you with cash withdrawal options and online banking solutions. If you need to send official correspondence, please note that while our main branch is at 316 Santa Fe Ave, you can also reach us via our mailing address: PO BOX 1168, LA JUNTA, CO 81050.

Member Eligibility

At Fellowship, we believe that everyone deserves a chance to be part of a friendly and supportive community. If you're looking to become a member, you'll find that the process is both welcoming and straightforward! To qualify, you just need to meet a few criteria, such as being a resident of the area or having an affiliation with certain organizations we support. This means whether you're new to the area or have deep roots here, you might just be eligible! For more details on the specific eligibility requirements, feel free to check out our website at http://www.fellowshipcreditunion.com/membership_application_25.html. Becoming a member opens the door to a variety of benefits tailored just for you. From personal banking services like checking and savings accounts to affordable auto loans and mortgage options, we're here to support your financial journey. When you're ready to take the next step, opening an account is easy! You can reach us at (719) 384-7488 during our operating hours from 11 a.m. to 5:15 p.m., Monday through Friday. Join us at 316 Santa Fe Ave La Junta Co 81050 and start enjoying all the advantages of membership with Fellowship!

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to loans, our merchant services make it easy for you to manage transactions efficiently. Imagine a busy retail day where every sale counts; our solutions can help ensure you never miss a transaction. With reliable processing options, you can focus on serving your customers while we handle the technical side. Come visit us at 316 Santa Fe Ave La Junta Co 81050 in La Junta, CO, or call us at (719) 384-7488 to learn how we can support your business goals today!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,125,502, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or small business owner, our business banking services can help propel your venture forward. From merchant services that simplify payment processing to business loans designed for growth, we partner with you every step of the way.

Cash Withdrawal Services

While we currently do not have ATM facilities at our branch, our cash withdrawal services ensure that you can access your funds when needed. Our friendly staff is always ready to assist you during our operating hours from 11 a.m. to 5:15 p.m., Monday through Friday. We invite you to reach out with any questions or visit us at 316 Santa Fe Ave La Junta Co 81050. You can also call us at (719) 384-7488 for more information about how we can help you achieve your financial dreams. Join our community at Fellowship Credit Union today!

Credit Cards

Looking for a way to earn rewards while making purchases? Our credit cards come with enticing rewards programs that allow you to earn points on everyday spending. It's not just about managing expenses; it's about maximizing benefits.

Digital Banking

In today's fast-paced world, convenience is key. That's why Fellowship offers robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our person-to-person payment feature makes it simple to send money directly to friends or family without hassle.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your finances with ease. With competitive interest rates and no hidden fees, you can focus on what matters most your goals. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide affordable solutions tailored to fit your budget. For those planning to buy a home or refinance an existing mortgage, our mortgage loans offer flexible terms designed for your convenience. We understand that life can be unpredictable, so we also provide personal loans and debt consolidation services to help you regain control over your finances.

Digital & Online Banking

Key Features

Our online banking platform allows you to take control of your finances with just a few clicks. Whether you're checking your balance, transferring funds, or paying bills, everything is straightforward and user-friendly. You can also enjoy the convenience of e-statements, which means you can view your account statements electronically instead of waiting for them to arrive in the mail. This not only saves trees but also helps you keep track of your financial history more effectively. For those who love using their smartphones, our mobile application makes banking even easier. While we don't currently support mobile payments, our app offers features like person-to-person transfers so you can send money to friends or family instantly.

Security and Accessibility

We prioritize your security as much as your convenience. Although we do not use electronic signature authorization at this time, rest assured that all transactions are protected with advanced security measures. Our platform is designed to keep your information safe while providing easy access to all your banking needs. With real-time account management available through both our online platform and mobile app, you'll always know where you stand financially. At Fellowship, we're committed to making banking accessible and simple for everyone in our community. Join us today and experience the difference!

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $8,101,426 in share certificates and $3,437,066 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,840,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $4,842,807 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $866 in used auto loans and $42,970,319 in total loans and leases.

Solid Financial Health

With a net worth of $4,842,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts stand at 10,148, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $1,031,154, further emphasizing our ability to support you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fellowship is your trusted partner. Visit us at 316 Santa Fe Ave La Junta Co 81050 or call (719) 384-7488 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have issued $11,623,397 in new vehicle loans and $11,631,356 in used vehicle loans already helping members get on the road. Whether you're purchasing a new model or a reliable used vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $3,125,502 provide the capital needed to grow and expand. We're committed to supporting local businesses with tailored financial solutions that fit their needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $232,498 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit while enjoying rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $255,793, make buying or refinancing simple. We're dedicated to making your home financing experience as smooth as possible.

Refinancing Options

If you're looking to refinance your existing loans for better rates or terms, we have options available to help you save money over time. Please reach out for more information about eligibility and how we can assist you. Our goal is to empower our members with financial tools that fit their lifestyle. For more details about any of our loan products or to start your application process today, feel free to contact us at 719-384-7488 during our operating hours from 11 a.m. to 5:15 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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