Community Trust
Total Share Accounts stand at 6,483, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to uphold the highest standards of service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fedtrust is your trusted partner. Visit us at 225 N Humphreys Blvd Ste 1029 Memphis Tn 38120 or call (901) 747-3631 to learn more about how we can help you achieve your financial goals.
Member Savings and Investments
Members' savings are secured through $14,831,758 in share certificates and $3,103,492 in money market shares, offering stable and rewarding financial growth opportunities. Your investments are safe with us, allowing you to plan for the future confidently. We prioritize our members above all else. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $76,880, enabling us to continue offering competitive loan rates and solid financial products for our members. We believe that effective management translates directly into benefits for you. We also take pride in having 12 full-time employees and 0 part-time employees who are dedicated to serving you. Our knowledgeable team is always ready to assist with any questions or needs you may have.
Our Financial Health
With a net worth of $3,767,085, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth signifies our commitment to serving you with reliability and strength. Our net worth ratio of 7.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability helps us focus on what truly matters: meeting your financial needs.
Reinvestment for Better Services
With $3,453,652 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to continuously improve our services for you. Our lending capacity supports your financial goals across various sectors with $545 in used auto loans and $42,456,439 in total loans and leases. Whether you're looking to finance a vehicle or take out a personal loan, we've got you covered.
