FedEx Employees Credit Association Memphis TN | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Fedex Employees Credit Association, your trusted financial partner located at 2731 S Nonconnah Blvd, Memphis, TN 38132. Since our establishment in 1974, we have dedicated ourselves to serving our members with integrity and a commitment to community welfare. With over 101,681 members benefiting from our services, we take pride in being a vital part of the Memphis community. At Fedex Employees Credit Association, we understand that your financial goals are unique. That's why we offer a range of personal and business banking solutions tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we have you covered. As of now, our total assets stand at an impressive $622,960,885, which reflects our stability and strength as a member-focused institution. Our team of 128 dedicated employees, led by CEO Tara Burton and Board President Lea Caraway, is here to assist you every step of the way. We believe that strong relationships build trust, and that's why we strive to provide personalized service in everything we do. We also maintain a solid financial foundation with total deposits amounting to $16,202,766 and a net worth of $87,694,782. While members can visit us at our branch location for day-to-day banking needs, official correspondence should be sent to the same address: 2731 S Nonconnah Blvd, Memphis, TN 38132-2110. Ready to discover how we can support your financial journey? Don't hesitate to reach out! Call us at 901-344-2500 or visit our website at fecca.com for more information. Join us today and experience the difference that comes from being a member of Fedex Employees Credit Association!

Branch History & Mission

Community Commitment

We are more than just a credit union; we are an active participant in the Memphis community. We believe in giving back through various outreach efforts and partnerships that enhance the lives of those around us. Our team is dedicated to supporting local initiatives that uplift our neighborhoods and provide resources to those in need.

Join Us

As we continue to grow and adapt to meet the needs of our members, we invite you to be part of this journey. Experience firsthand how Fedex Employees Credit Association can make a positive impact on your financial future. Visit us today or explore more about becoming a member at our website. Together, let's build a brighter tomorrow!

Modern Banking Solutions

In today's fast-paced world, we recognize the importance of convenience and accessibility. That's why we offer online and mobile banking options to cater to your needs from anywhere you may be. With features like electronic signatures and mobile payments, managing your finances has never been easier or more secure. For those who prefer face-to-face interactions, we provide ATM access and drive-thru services at our branch location. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 8:00 AM to 4:30 PM, Friday (Lobby) from 8:00 AM to 4:30 PM and (Drive-Thru Only) from 7:30 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. While members can visit us at 2731 S Nonconnah Blvd, official correspondence should be sent to 2731 S Nonconnah Blvd, Memphis, TN 38132-2110.

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with features that ensure everyone can comfortably access our services. We are ADA compliant and offer ramps for those with mobility challenges. Parking is available nearby, making your visit hassle-free.

Call to Action

We invite you to stop by our branch at 2731 S Nonconnah Blvd or give us a call at 901-344-2500 if you have any questions or need assistance. Our friendly team is here to help you navigate your financial journey!

Operating Hours

We're here to serve you during convenient hours! Our lobby is open from Monday to Thursday, from 8:00 AM to 4:30 PM. On Fridays, we offer extended drive-thru hours starting at 7:30 AM until 5:30 PM for those who prefer a quicker service option. Plus, on Saturdays, you can visit us from 9:00 AM to 1:00 PM.

Services Offered

At Fedex Employees Credit Association, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need to make a deposit or withdrawal? Our drive-thru banking service allows you to handle these transactions quickly and efficiently. With ATM availability on-site, accessing your funds has never been easier. You can also enjoy the convenience of online and mobile banking options.

Member Eligibility

At Fedex Employees Credit Association, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you're an employee of FedEx or a family member of someone who works there, you're eligible to join us. We also extend our membership to individuals living or working in specific areas around Memphis. This inclusivity means that many people can benefit from our services, whether it's for personal banking, auto loans, or other financial needs. For more detailed eligibility criteria, feel free to check out our website at https://fecca.com/membership/ . Opening an account with us is just as easy! You can start the process online by visiting https://campaign.documatix.com/dm/dps/webforms/webform/bafbb0ae1f726dc9 or give us a call at (901) 344-2500 if you have any questions. We're here to guide you every step of the way as you take this exciting step towards better banking at Fedex Employees Credit Association, located at 2731 S Nonconnah Blvd Memphis Tn 38132. Join us today and enjoy the perks of being part of a community that truly cares!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine being able to accept payments quickly and securely from your customers. Our merchant services help you do just that. From point-of-sale systems to online payment solutions, we provide tools that allow you to focus on what you do best running your business. Located conveniently at 2731 S Nonconnah Blvd Memphis Tn 38132, Memphis, TN 38,132, our team is here to guide you through every step of the process. Let's work together to turn your business goals into reality! Contact us today at (901) 344-2500 for more information.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

For local entrepreneurs, we offer comprehensive business banking services, including merchant services to help streamline transactions and business loans that fuel growth. Your success is important to us, and we aim to provide tools that make managing finances easier.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've developed robust online and mobile banking features. You can easily manage your accounts from anywhere at any time check balances, pay bills, or transfer funds with just a few taps on your smartphone. Our ATM services allow for quick cash withdrawals and balance checks, while our basic drive-thru banking offers effortless deposits and simple transactions without leaving your car.

Get Started Today!

We invite you to experience the benefits of becoming a member of Fedex Employees Credit Association. With friendly staff ready to assist you at every turn, reaching out is easy! Call us at (901) 344-2500 or visit us during our operating hours: Monday through Thursday from 8:00 am to 4:30 pm, Friday from 7:30 am to 5:30 pm (lobby), and Saturday from 9:00 am to 1:00 pm for drive-thru service. Explore how we can help you achieve your financial goals today! Visit us online at Nonconnah or stop by our branch at 2731 S Nonconnah Blvd Memphis Tn 38132. Join us as we embark on this journey together!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed for everyday needs. Imagine having a place where your money works for you, with easy access and competitive rates. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make the process straightforward and affordable. For those dreaming of homeownership, our mortgage loans and refinancing services can guide you through the journey, ensuring you find the right fit for your budget. If life throws unexpected expenses your way, our personal loans and debt consolidation options provide relief and flexibility. You can also earn rewards while spending by choosing one of our credit cards with rewards, giving you added value for everyday purchases.

Digital & Online Banking

Convenient Online Access

With our online banking platform, accessible at https://fecca.com/ , you can easily manage your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or view transaction history, our 24/7 online banking services make it simple and straightforward. Enjoy the freedom of real-time account management right from your home or on the go.

Mobile Banking Features

Our mobile application brings banking right to your pocket. You can take advantage of mobile payments to make quick purchases and person-to-person transfers, making it easy to send money to friends or family instantly. Whether you're out shopping or relaxing at home, managing your money has never been more convenient.

Secure Transactions Made Easy

Security is a top priority at Fedex Employees Credit Association. Our electronic signature authorization feature allows you to securely sign documents online without needing to visit a branch. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements.

User-Friendly Experience

We strive to create an easy-to-use experience for all our members. Navigating our digital services is intuitive, allowing you to focus on what matters most your financial well-being. With all these features at your disposal, you'll find that managing your finances can be both efficient and enjoyable. Explore all the ways Fedex Employees Credit Association makes banking easier for you by visiting https://fecca.com/ today!

Financial Strength

Dedicated Team

We also take pride in having 126 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our staff is here to answer your questions and guide you through every step of your financial journey.

Focused on Our Members

Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, this means our resources are focused entirely on benefiting you through better loan rates, lower fees, and exclusive perks designed for your needs.

Growing Membership Base

Total Share Accounts stand at 165,027, showing a strong and growing member base that trusts us with their finances. This community of members strengthens our credit union's ability to support one another financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fedex Employees Credit Association is your trusted partner. Visit us at 2731 S Nonconnah Blvd Memphis Tn 38132 or call 901-344-2500 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $29,753,229 in total loans and leases and 4,635 used auto loans available to help finance your next vehicle or other personal needs. Whether you're looking for an auto loan or other borrowing options, we have what you need.

Operational Efficiency

Our net income of $0 reflects our operational efficiency as we navigate current challenges while maintaining our commitment to provide solid financial products for our members. Even without profit this year, our focus remains on delivering value to you.

Reinvestment for Growth

With $86,592,302 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This reinvestment strategy helps ensure that you always have access to modern banking solutions that make managing your finances easier.

Secure Savings Options

Members' savings are secured through $51,842,850 in share certificates and $138,950,049 in money market shares, offering stable and rewarding financial growth opportunities. These products reflect our commitment to helping you grow your wealth while keeping your funds secure.

Solid Foundation

With a net worth of $87,694,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $31,739,223 in new vehicle loans and $81,540,736 in used vehicle loans, helping our members get on the road with confidence. Financing your next vehicle has never been easier with flexible terms and competitive interest rates.

Credit Lines

In addition to our other offerings, we provide access to credit lines totaling $167,247,000. This product allows for greater flexibility in managing cash flow and unexpected expenses. If you're interested in refinancing any existing loans or exploring eligibility options for our loan products, don't hesitate to reach out to us! Our team is ready to assist you with personalized advice tailored to your unique situation. For more information about our loan offerings or to get started today, feel free to contact us at 901-344-2500, or visit us at 2731 S Nonconnah Blvd Memphis TN 38132. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how Fedex Employees Credit Association can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we encourage you to check back for future offerings. Homeownership is a significant step towards stability and investment in your future.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $16,892,034 in unsecured credit card loans already helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy guarantees that users receive fair and transparent offers.

FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION