FedChoice Lanham MD Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Fedchoice, where your financial well-being is our top priority! Located at 10001 Willowdale Rd, Lanham, MD 20706, our credit union has been serving the community since 1935. With a dedicated team of 84 employees, we pride ourselves on being a trusted partner for over 24,761 members. At Fedchoice, we understand that financial decisions can be daunting. That's why we offer a range of services tailored to meet your needs, from checking and savings accounts to auto loans and mortgages. Our total assets stand impressively at $439,665,062, with total deposits reaching $25,869,233. We aim to empower you with the resources you need for smart financial choices. While members can visit us at our branch location, official correspondence should be sent to the same address: 10001 Willowdale Road, Lanham, MD 20706. Under the leadership of our CEO, Brett Noll, and Board President, Arthur Altman, we are committed to fostering a supportive environment for all our members. With a strong net worth of $41,363,149 and cash in hand amounting to $8,422,657, you can trust that your money is in safe hands. Join us as we continue to impact the community positively providing not just services but also support for your aspirations. Ready to take the next step? Visit us online at Fedchoice or give us a call at 301-699-6100 today! Your journey towards financial success starts here.

Branch History & Mission

Looking Ahead

As we look toward the future, we are excited about continuing our journey with both new and existing members. With operating hours from 8:00 AM - 4:30 PM (M-F) and 10:00 AM - 2:00 PM (Sat) for your convenience, we invite you to come experience what makes Fedchoice different. Whether you're looking for personal banking solutions or wish to explore business opportunities, we are here for you. Join us at Fedchoice and discover how we can help you achieve your financial dreams while being part of a community-focused organization. For more information or to become a member today, please call us at 301-699-6100 or visit our website at fedchoice.org. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Fedchoice has evolved to meet the changing needs of our members. We have embraced technology while staying true to our roots of personalized service. We are proud to offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. As we celebrate decades of growth and innovation, we remain focused on providing exceptional service that empowers our members to achieve their financial goals.

Our Mission

At Fedchoice, our mission is simple yet profound: to enhance the financial well-being of our members and strengthen the communities we serve. We strive to provide accessible financial services that cater not only to individual needs but also foster community growth through various outreach programs and partnerships. Our commitment extends beyond banking; it's about building relationships and supporting initiatives that uplift our neighborhoods. While members can visit us at 10001 Willowdale Rd, official correspondence should be sent to 10001 Willowdale Road, Lanham, MD 20706 if needed. We operate with your convenience in mind our drive-thru services and ATM availability ensure you can access your funds when you need them most.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance, don't hesitate to give us a call at 301-699-6100. Our friendly staff is here to help! We invite you to stop by the Fedchoice branch today and experience the exceptional service we pride ourselves on. Whether you're looking to open an account or explore loan options, we're excited to assist you on your financial journey!

Getting Here

Parking is readily available for all our visitors, and our branch is equipped with features to ensure accessibility for everyone, including ADA-compliant ramps. Whether you're driving or walking, reaching us is hassle-free.

Operating Hours

We understand that your time is valuable. That's why our branch hours are designed to accommodate your schedule. We're open Monday through Friday from 8:00 AM to 4:30 PM for corporate staff services, and from 9:00 AM to 6:00 PM for branch and drive-thru services. On Saturdays, we welcome you from 10:00 AM to 2:00 PM perfect for those weekend errands!

Services We Offer

At Fedchoice, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need a quick cash withdrawal or deposit? Our drive-thru service makes it easy and efficient. Plus, with ATM availability on-site, accessing your funds has never been simpler. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to the same mailing address at 10001 Willowdale Road, Lanham, MD 20706.

Member Eligibility

Becoming a member of Fedchoice is like joining a family that truly cares about your financial well-being. We welcome individuals who live, work, worship, or attend school in our community. If you have a family member who is already a member, you can join too! At Fedchoice, we believe that everyone deserves access to financial resources that empower them to achieve their goals. To explore the specific eligibility requirements and see if you're ready to join us, check out our detailed information at https://www.fedchoice.org/become-a-member. Starting your membership journey is simple and straightforward! You can open an account online by visiting https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=fedchoiceactfund, or feel free to give us a call at (301) 699-6100 if you have any questions. Our team is here to guide you every step of the way at our branch located at 10001 Willowdale Rd Lanham Md 20706. Join us today and enjoy the benefits of being part of a supportive community focused on helping each other succeed!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine running your day-to-day operations without worrying about transaction hassles. Our tools ensure you can accept payments easily, so you can focus on what truly matters growing your business. Located at 10001 Willowdale Rd Lanham Md 20706 in Lanham, MD, we're here to partner with you every step of the way. Reach out at (301) 699-6100 to learn how we can help elevate your business.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,844,617, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Fedchoice offers comprehensive business banking solutions. From merchant services that simplify transactions to business loans that help fuel growth, we're here to support your endeavors every step of the way.

Convenient Access Anytime

Your convenience is important to us. Our branch features basic drive-thru banking for quick deposits and withdrawals while ensuring you have access to an ATM for cash withdrawal and balance checks whenever you need it. With our digital features like online banking and mobile app access, managing your finances has never been easier.

Financial Support for Your Needs

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can tackle those challenges head-on without feeling overwhelmed. Plus, if you're looking to earn rewards while spending, our credit cards with rewards make every purchase count toward something special.

Get Started Today!

We invite you to explore all that we offer at Fedchoice Fcu. Whether you're interested in personal banking or business services, we are here to help. Feel free to reach out at (301) 699-6100, visit us in person at 10001 Willowdale Rd Lanham Md 20706, or check out our website for more information: Visit Us. Discover how easy it is to bank with us today!

Personal Banking Solutions

We understand that managing finances can be challenging. That's why our personal banking services include checking and savings accounts that offer flexibility and ease of use. Imagine easily accessing your funds anytime through our online and mobile banking platforms, which allow you to check balances, pay bills, and transfer money right from your smartphone. For those considering a new car or needing vehicle financing, our auto loans provide competitive rates that help you get on the road quickly. If you're planning to buy a home or refinance your current mortgage, our mortgage loans are designed to make the process straightforward and stress-free.

Digital & Online Banking

Key Services

With our 24/7 Online Banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Our platform is user-friendly and secure, ensuring that your personal information stays protected. We also provide E-Statements, allowing you to view your financial statements electronically rather than waiting for them to arrive in the mail. This not only helps you stay organized but also reduces paper waste an added benefit for the environment! For those on the go, our mobile application makes banking even more accessible. You can manage your accounts directly from your smartphone or tablet. Plus, with Person-to-Person Transfers, sending money to friends or family has never been simpler just a quick tap on your device. If you're in need of quick approvals for documents, our Electronic Signature Authorization feature ensures that you can sign important documents securely without needing to visit a branch. This saves you time and gives you peace of mind. While we currently do not offer mobile payments, our commitment remains strong in providing you with top-notch digital banking options that prioritize ease of use and real-time account management. At Fedchoice, we aim to enhance your banking experience with innovative solutions tailored just for you. With these digital services at your fingertips, managing your finances has never been easier!

Financial Strength

At Fedchoice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing a secure banking experience is reflected in our strong financial position, which you can trust. With a net worth of $41,363,149, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,909,768 in share certificates and $94,667,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $40,957,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $1,339 in used auto loans and $276,271,681 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 48,710, show a strong and growing member base that trusts us with their finances. This trust allows us to thrive as your reliable financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fedchoice is your trusted partner. Visit us at 10001 Willowdale Rd Lanham Md 20706 or call (301) 699-6100 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Refinancing Options

If you currently have a loan elsewhere but are looking for better rates or terms, ask about our refinancing options. We may help you lower your monthly payments or reduce your interest rates. At Fedchoice, we believe in transparency and support. Our dedicated team is here to guide you through each step of the borrowing process. For more information about our loan offerings or to discuss eligibility requirements, please reach out to us at (301) 699-6100 or visit us at 10001 Willowdale Rd Lanham Md 20706 in Lanham, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

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Fedchoice