FedChoice Credit Union Washington DC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Fedchoice, your trusted partner in financial well-being, located at 900 Brentwood Rd Ne, Washington, DC 20066. Since our establishment in 1935, we have been dedicated to providing exceptional service and support to our 24,761 members. With total assets amounting to an impressive $439,665,062, we are committed to enhancing the financial lives of individuals and families in our community. At Fedchoice, we pride ourselves on offering a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards. Our experienced team is here to help you navigate your financial journey with confidence. Led by our CEO, Brett Noll, and Board President, Arthur Altman, our team of 84 employees is passionate about making a positive impact in the lives of our members. With total deposits reaching $25,869,233 and a net worth of $41,363,149, you can trust us to be a stable financial resource for years to come. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to the same address: 900 Brentwood Rd NE, Washington, DC 20066-9201. If you're looking for reliable financial solutions or just have questions about how we can assist you better, don't hesitate to reach out! Give us a call at 301-699-6100, or explore more about our services on our website: Fedchoice. Your financial success is our priority!

Branch History & Mission

Community Engagement

Fedchoice also recognizes the importance of being ADA compliant and offers various digital advancements for ease of access. Members can enjoy online banking features like e-statements and mobile applications tailored to make managing finances more convenient than ever. As part of our ongoing commitment to the local community, we participate in events and initiatives aimed at promoting financial literacy and empowerment among residents. We invite you to join us in these efforts as we work together towards building a stronger future for everyone.

Join Us Today!

If you're looking for a credit union that prioritizes your needs while actively contributing to the community's well-being, look no further than Fedchoice. Become a member today and experience firsthand how we can support your financial journey! For more information or inquiries, feel free to call us at 301-699-6100 or visit our website at Fedchoice.

Our Legacy

Located at 900 Brentwood Rd NE, our branch is not just a place for transactions; it is a hub of support and empowerment for individuals and families in the area. The convenience of our location allows us to serve the vibrant community of Washington, DC, with easy access to essential financial services. While members can visit us at this address, official correspondence should be sent to 900 Brentwood Rd NE, Washington, DC 20066-9201. Since our inception, Fedchoice has focused on fostering financial well-being through personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We strive to simplify banking for everyone by embracing technology while maintaining a personal touch. Our operating hours are Monday through Friday from 8:30 a.m. to 4:00 p.m., ensuring that we are available when you need us most.

Our Mission

The mission of Fedchoice is clear: we aim to provide exceptional financial services while actively supporting the community around us. We believe that financial health goes hand-in-hand with community growth. This belief drives us to engage in various outreach efforts and partnerships that enhance the lives of those we serve. We understand that every member's situation is unique. Therefore, we emphasize personalized service designed to meet individual needs. Whether you're looking for assistance with debt consolidation or exploring options for your first home purchase, our experienced team is here to guide you every step of the way.

Branch Location & Accessibility

Welcome to the Fedchoice branch at the Brentwood Financial Service Center, conveniently located at 900 Brentwood Rd Ne, Washington, DC 20066. This prime location makes it easy for you to access our services whether you're commuting from nearby neighborhoods or visiting from further away. If you need to send any official correspondence, feel free to use our mailing address at 900 Brentwood Rd NE, Washington, DC 20066-9201. Our branch is nestled within a vibrant community, close to local landmarks that many of our members know well. You'll find us just a short distance from popular spots like the Prince George's Plaza and the beautiful parks that dot the area. With ample parking available and features designed for accessibility such as ADA-compliant ramps visiting us is a breeze for everyone. At Fedchoice, we understand your busy schedule, which is why we offer convenient lobby hours from 8:30 a.m. to 4:00 p.m., Monday through Friday. Whether you're stopping by for personal banking needs or discussing loan options, our friendly staff is here to help. We also provide ATM services for quick cash withdrawals and balance checks whenever you need them. While we don't have drive-thru banking at this location, we ensure that your in-branch experience is smooth and efficient. Our team is dedicated to providing a range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards all tailored to fit your financial goals. We invite you to visit us or give us a call at 301-699-6100 for any questions you might have. Come see how Fedchoice can help meet your banking needs!

Member Eligibility

At Fedchoice, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to become part of our community, you'll be glad to know that eligibility is quite straightforward! Generally, anyone who lives, works, or worships in the Washington D.C. area can join us. This means you could be just a few steps away from enjoying our personalized services and benefits. To see all the details and confirm your eligibility, feel free to visit our page at https://www.fedchoice.org/become-a-member. Opening an account with us is an easy and welcoming process. You can start by visiting our account opening page at https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=fedchoiceactfund or simply give us a call at (301) 699-6100 if you have any questions. Our friendly team at 900 Brentwood Rd Ne Washington Dc 20066 is ready to assist you in making the most of your membership experience with us!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without worrying about payment processing. Our merchant services are designed to simplify transactions, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online payment solutions, we provide tools that enhance your operations and help streamline cash flow. Located at 900 Brentwood Rd Ne Washington Dc 20066 in Washington, DC, our team is ready to assist you from 8:30 a.m. to 4:00 p.m., Monday through Friday. Give us a call at (301) 699-6100 and let's discuss how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,844,617, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we provide comprehensive Business Banking solutions including merchant services and business loans. Running a business is challenging; let us support you with the financial tools necessary for success.

Credit Options

We also offer Credit Cards with Rewards that let you earn while you spend. Whether you're saving for a vacation or just want to enjoy some perks on your everyday purchases, our rewards program is designed to benefit you.

Digital and Convenient Services

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. With just a few clicks, you can check balances, transfer funds, and pay bills seamlessly. Need cash on the go? Our ATM & Cash Withdrawal Services ensure that accessing your money is hassle-free. You'll find ATMs available for quick withdrawals and balance checks whenever necessary.

Get Started Today!

At Fedchoice, we're dedicated to making banking easy and accessible for everyone in our community. If you're ready to explore how our services can benefit you, don't hesitate to reach out! Call us at 301-699-6100 or visit our website at Fedchoice to learn more about becoming a member and opening an account today!

Personal Banking

Our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that fit your lifestyle, whether you're looking for basic features or more specialized accounts. Imagine having a checking account that offers easy online access and low fees perfect for everyday transactions. When it comes to securing your next vehicle, our Auto Loans & Vehicle Financing options make it easier than ever. Picture driving away in your dream car without the stress of complicated financing processes. We simplify this with competitive rates and flexible terms. For those planning to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide the guidance you need. Our experts will help you navigate through the various options available, ensuring you find the right fit for your situation. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation products can help ease your financial burden. These loans can be used for anything from medical bills to home improvements, giving you the flexibility to manage your finances effectively.

Digital & Online Banking

Key Features

Our online banking system is designed to be user-friendly and secure. You can easily enroll in e-statements, which means no more paper clutter! Enjoy the convenience of having all your statements electronically available whenever you need them it's both eco-friendly and efficient. If you're looking to make quick payments, our person-to-person transfer feature allows you to send money to friends or family in an instant. Need a signature for a document? With our electronic signature authorization, signing paperwork is simple and secure. For those who prefer banking on their mobile devices, our mobile application is available for easy access to all your banking needs. Plus, while we currently don't offer mobile payments, we're committed to enhancing your digital experience so stay tuned for future updates! At Fedchoice, we strive to provide our members with accessible and reliable banking solutions that fit their lifestyles. Your financial security is our priority, which is why we implement advanced security measures across all platforms. Experience the ease of modern banking with us today! Visit https://www.fedchoice.org/ and take control of your financial journey with confidence.

Financial Strength

Commitment to Growth and Innovation

With $40,957,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,339 in used auto loans and $276,271,681 in total loans and leases.

Growing Trust Among Members

The trust placed in us by our members is evident as we manage a total of 48,710 share and deposit accounts. This growing member base reflects confidence in Fedchoice, which has been serving the community since its establishment. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fedchoice is your trusted partner. Visit us at 900 Brentwood Rd Ne Washington Dc 20066 or call (301) 699-6100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $57,909,768 in share certificates and $94,667,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $41,363,149, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $25,082,651 in used vehicle loans and $42,522,986 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $9,844,617 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we offer tailored solutions to meet your business needs. We also have refinancing options available if you're looking to lower your monthly payments or consolidate debt into one manageable payment. Our eligibility requirements are straightforward and can be found on our website at Fedchoice. If you need assistance or have questions about any of our loan products, don't hesitate to contact us at (301) 699-6100 during our operating hours from 8:30 AM to 4:00 PM on weekdays and 9:30 AM to 4:00 PM on Wednesdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Fedchoice, we're committed to providing financial solutions that fit your life. Let us help you find the right loan product today!

Credit Lines

For those looking for additional flexibility, our credit lines total $107,725,250. This allows you to access funds as needed without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $46,298,618, make buying or refinancing simple. We offer competitive rates and personalized service to ensure that you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

Managing finances can be challenging, but we're here to help. We offer flexible terms on unsecured credit card loans, with a total of $17,547,932 in loans helping members manage their expenses effectively. This option allows you to make purchases while keeping your cash flow intact.

Loan Aggregator

Building Credibility Through User Experience

Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value of using a reliable tool for loan comparisons. By choosing LendMesh, you gain access to a straightforward platform that takes the guesswork out of finding the best loan rates available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users receive fair and transparent loan offers. LendMesh prioritizes verified data. All loan offers come from legitimate financial institutions, fostering a sense of trust and transparency. Additionally, there are no sponsored listings; LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users can rely on real-time rate comparisons that reflect the latest information from multiple institutions, empowering them to make informed decisions.

Fedchoice