FD Community Credit Union Watertown CT | Reliable ATM Services Only

Introduction

Welcome to Fd Community, your trusted financial partner located at 48 Woodruff Ave, Watertown, CT 06795. Since our establishment in 1934, we've been dedicated to serving our community with reliable financial services tailored to your needs. With a total membership of over 14,295, we take pride in being more than just a credit union; we are a family committed to helping you achieve your financial goals. At Fd Community, we understand the importance of strong financial foundations. Our total assets stand at an impressive $145,538,238, reflecting our stability and commitment to our members. We offer a range of loan options, with total loans and leases amounting to 6,638. Our responsible lending practices ensure that you can find the right fit for your unique circumstances. While members can visit us at our Watertown branch for all their banking needs, official correspondence should be directed to our mailing address at 601 Watertown Ave, Waterbury, CT 6708. With total deposits reaching $10,019,426, we provide a secure environment for your savings. Our net worth of $15,945,072 highlights our strength in the industry and dedication to maintaining sound financial practices. Under the leadership of our CEO, Ann Marino, and Board President, Joseph DelBuono, we strive for excellence in customer service and community involvement. Our team of 30 employees is always ready to assist you with personalized service that makes banking easier. We invite you to explore what Fd Community has to offer by visiting our website at fdcommunityfcu.org or calling us at 203-753-9201. Whether you're looking for loans, savings options, or expert advice on managing your finances, we're here for you every step of the way!

Branch History & Mission

A Rich Legacy of Service

Over the years, Fd Community has built a legacy based on trust and support. From our inception during the Great Depression, we prioritized helping families navigate financial challenges. Our total assets now exceed $145 million, reflecting our commitment to responsible growth and sound financial practices. We are proud to be a part of this community and strive to ensure that each member feels valued and supported.

Commitment to Innovation

In an ever-changing world, we understand the importance of staying current with technology while ensuring accessibility for all. Our digital banking options include online banking and mobile payments, making it easier than ever for members to manage their finances on-the-go. We also prioritize ADA compliance, ensuring that everyone can access our services without barriers.

Community Outreach

Our commitment goes beyond just banking; we actively engage with local organizations and initiatives that reflect our values. From sponsoring local events to partnering with schools for financial literacy programs, Fd Community believes in giving back and supporting those who need it most.

Join Us Today

We invite you to experience the benefits of being a member at Fd Community. With operating hours designed for your convenience Monday through Wednesday and Friday from 8 AM to 4 PM, and Thursdays until 6 PM you can find time that works for you. If you're ready to take control of your financial future or simply want more information about what we offer, don't hesitate to reach out at 203-753-9201 or visit us online at fdcommunityfcu.org. Become part of a credit union that truly cares about its members and the community!

Our Mission

At Fd Community, our mission is simple yet powerful: to provide accessible financial solutions that empower our members and uplift our community. We believe in meeting the needs of all individuals by offering services tailored to their unique circumstances. Whether it's through personal loans, savings accounts, or educational resources, we aim to make a positive impact in every life we touch. While members can visit us at 48 Woodruff Ave, official correspondence should be sent to 601 Watertown Ave, Waterbury, CT 6708.

Branch Location & Accessibility

Accessibility Features

Your comfort is important to us. Our branch is fully ADA compliant, ensuring that everyone can access our services easily. We provide ramps and designated parking spaces close to the entrance for those who need them.

Operating Hours

We are here to serve you with friendly faces and helpful hands! Our lobby hours are designed with your busy schedule in mind. You can drop by Monday, Tuesday, Wednesday, and Friday from 8:00 AM to 4:00 PM. On Thursdays, we extend our hours until 6:00 PM so you have even more time to take care of your banking needs.

Services Offered

At Fd Community, we offer a variety of services to help you manage your finances effectively. Though we currently do not have ATM availability or drive-thru banking, our dedicated staff is always ready to assist you inside the branch. Whether you're looking to open an account or discuss loan options, we're here to help!

Visit Us Today!

We invite you to stop by and experience what sets Fd Community apart. If you have any questions or need assistance before your visit, feel free to give us a call at 203-753-9201. Come see how we can support your financial journey!

Member Eligibility

Becoming a member of Fd Community is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Watertown area, you're already on the right path to membership! We welcome individuals who share our values and community spirit, so if you meet these simple criteria, we invite you to explore all that we have to offer. Membership at Fd Community comes with fantastic benefits, including personalized service and access to a variety of financial products tailored just for you. Opening an account is straightforward and welcoming! You can start your journey by visiting us at our branch located at 48 Woodruff Ave Watertown Ct 06795 or simply give us a call at (203) 753-9201 for more information. For detailed eligibility requirements and to stay updated, feel free to check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, we offer practical merchant services that can simplify your day-to-day operations. Imagine processing payments seamlessly while focusing on what you do best running your business. Our solutions are here to help you manage transactions efficiently, giving you peace of mind and more time to grow. Visit us at 48 Woodruff Ave Watertown Ct 06795 in Watertown, CT, or call us at (203) 753-9201 to explore how our business banking and commercial services can support your unique needs. Let's take the next step together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $454,244, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Our Services

One of the key offerings at Fd Community is our comprehensive ATM services. These services ensure that you can access your funds easily and securely, no matter where you are. Imagine needing cash for an unexpected expense; with our ATM network, you can quickly withdraw what you need without any hassle. In addition to ATM access, we understand that convenience is paramount in today's fast-paced world. That's why we offer robust online banking options. Picture this: it's a busy Saturday, and you realize you need to check your account balance or transfer money. With our user-friendly online platform, you can manage your finances from the comfort of your home or on the go using your mobile device. For those who prefer personal interaction, our branch staff is always ready to assist you during our operating hours: Monday, Tuesday, Wednesday, and Friday from 8:00 AM to 4:00 PM, and Thursday until 6:00 PM. Whether you're opening a new account or seeking advice on financial products, our team is here to help.

Why Choose Us?

Choosing Fd Community means opting for personalized service tailored to your financial journey. We believe in building relationships with our members based on trust and mutual respect. You're not just another number; you're part of our community. If you're curious about how we can assist you further or if you'd like to explore all that we offer, don't hesitate to reach out! Call us at (203) 753-9201, visit us at 48 Woodruff Ave Watertown Ct 06795, or explore more about our services on our website at Woodruff Ave. Let us be part of your financial success story today!

Digital & Online Banking

Convenient Online Banking

Visit us at https://www.fdcommunityfcu.org/ to explore our robust online banking platform. It's available 24/7, giving you the freedom to check balances, pay bills, and transfer funds right from your computer or mobile device. Our user-friendly interface ensures that you can navigate easily, whether you're a tech-savvy individual or new to online banking.

Mobile Banking on the Go

For those who prefer managing their finances on the move, our mobile application is here to help. Available for download, it allows you to carry out essential banking tasks right from your smartphone. You can also make mobile payments effortlessly, simplifying the way you shop and pay.

Secure Transactions

Your security is our top priority. At Fd Community, we use advanced security measures to protect your information. You can authorize transactions electronically with confidence thanks to our electronic signature authorization feature. Plus, we provide e-statements so you can access your account statements anytime without worrying about them getting lost in the mail.

Stay Connected with Person-to-Person Transfers

While we currently do not offer person-to-person transfers, our other features ensure you have everything you need for smooth banking experiences. Whether you're making a payment or checking your account balance, you'll always stay connected with your finances. With all these options at your fingertips, managing your money has never been easier. Join us at Fd Community today and take advantage of our digital and online banking services designed with you in mind!

Financial Strength

Community Trust

Total Share and Deposit Accounts: 26,630, showing a strong and growing member base that trusts us with their finances. This trust is fundamental to what we do at Fd Community, as it empowers us to continue improving the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fd Community is your trusted partner. Visit us at 48 Woodruff Ave Watertown Ct 06795 or call (203) 753-9201 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $763 in used auto loans and $81,477,497 in total loans and leases. This diverse portfolio helps us cater to the different needs of our members effectively.

Member-Focused Savings

Members' savings are secured through $21,753,162 in share certificates and $9,883,900 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $14,604,347 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand that your financial goals are important, and we strive to support them with a comprehensive range of services.

Strong Capital Foundation

With a net worth of $15,945,072, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,095 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,940,306 in used vehicle loans and $15,731,983 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $454,244 provide the capital needed to grow and expand. We know how important it is to invest in your business's future and are ready to help you secure the funding you need. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, please don't hesitate to contact us at 203-753-9201. We're here to answer your questions and help you navigate your borrowing options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the first step towards achieving your financial aspirations with Fd Community!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,407,147, make buying or refinancing simple. We understand that purchasing a home is a significant investment, and our team is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $3,254,484 in unsecured credit card loans helping members manage their finances effectively, you can rely on us for support when needed.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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FD COMMUNITY FEDERAL CREDIT UNION - Watertown, CT