FD Community Credit Union Waterbury CT | Reliable ATM Access & Quick Withdrawals

Introduction

Welcome to Fd Community, your trusted partner in financial well-being, located at 601 Watertown Ave, Waterbury, CT 06708. Since our establishment in 1934, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 14,295 members. Our branch has grown significantly over the years, now boasting total assets of $145,538,238 and total deposits amounting to $10,019,426. At Fd Community, we believe in empowering our members through access to various financial products and services. With a total loan portfolio of 6,638 loans and leases, we are dedicated to helping you achieve your dreams whether it's purchasing a new vehicle or investing in your future. Our team is here to provide personalized service that puts you first. Under the leadership of our CEO, Ann Marino, and Board President, Joseph DelBuono, we strive to foster a welcoming environment for all members. We take pride in being an integral part of the Waterbury community and are here to support your financial journey every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 601 Watertown Ave, Waterbury, CT 06708. Have questions? Feel free to reach out at 203-753-9201 or visit our website at fdcommunityfcu.org for more information about our services and how we can assist you today! Join us in building a brighter financial future together!

Branch History & Mission

Welcome to Fd Community, where our roots run deep in the heart of Waterbury, CT. Established in 1934, we have built a legacy of serving our community with trust and dedication. Over the years, we have evolved from a small local credit union into a thriving financial institution, proudly serving 14,295 members and managing total assets of over $145 million. Our branch is conveniently located at 601 Watertown Ave, Waterbury, CT 06708, making it easily accessible for our members. We invite you to visit us during our operating hours: Monday, Tuesday, Wednesday, and Friday from 8 AM to 4 PM, and Thursday from 8 AM to 6 PM. While members can visit us at this address, official correspondence should be sent to the same location at 601 Watertown Ave, Waterbury, CT 06708. At Fd Community, our mission is simple yet profound: to provide exceptional financial services while empowering our members and supporting the local community. We believe that everyone deserves access to quality banking solutions that enhance their lives. Our commitment extends beyond just financial transactions; we actively engage in community outreach programs aimed at uplifting those around us. As we celebrate our rich history, we also embrace modern advancements. Our branch is equipped with user-friendly online banking tools and mobile payment options, ensuring that our members can manage their finances conveniently. We take pride in being ADA compliant so that all members can access our services without barriers. In addition to traditional banking services, we partner with local organizations to promote financial literacy and support various community initiatives. Together with our dedicated team of 30 employees, led by CEO Ann Marino and Board President Joseph DelBuono, we strive to make a positive impact on the lives of our members and neighbors alike. We invite you to join us at Fd Community and experience firsthand the benefits of membership. Whether you're looking for a new savings account or need assistance with loans and mortgages, we're here for you every step of the way. Come be part of a community-focused credit union that truly cares about your financial well-being! For more information or to become a member today, please visit our website or call us at 203-753-9201.

Branch Location & Accessibility

Call to Action

At Fd Community, we're here for you every step of the way. Stop by our Waterbury branch today or contact us if you'd like more information about our services. We look forward to serving you!

Convenient Access

Whether you're coming from nearby attractions or just passing through the area, you'll find our location welcoming and easy to navigate. Our branch has ample parking, ensuring that you can visit us without any hassle. Additionally, we are committed to accessibility for all members, with features like ADA-compliant entrances and ramps. While you can always come by for in-person assistance, don't forget that we also provide ATM services right on-site. This means you can quickly access your funds anytime. Unfortunately, we do not have drive-thru banking available at this location, but our friendly staff is ready to help you during lobby hours.

Operating Hours

Our doors are open Monday through Wednesday and Friday from 8 AM to 4 PM, with extended hours on Thursday until 6 PM. We encourage you to drop by during these times for personalized service. If you have any questions or need assistance, feel free to give us a call at 203-753-9201.

Member Eligibility

At Fd Community, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, or worship in the area, or have a family member who is already a member, you can become one of us. We're here to help you navigate your financial journey with personalized service and great benefits tailored just for you. Our members enjoy access to competitive rates on loans and savings, along with a range of financial services designed to meet your needs. For detailed eligibility criteria, feel free to check out our resource at . Getting started is easy! You can open an account online by visiting https://fdcommunityfcu.originate.fiservapps.com/zkeh50rlhg0vx-l/getting-started/landing-page or simply give us a call at (203) 753-9201 if you have any questions. We're located at 601 Watertown Ave Waterbury Ct 06708, and we look forward to welcoming you into our family at Fd Community!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine having a payment solution that streamlines your transactions and enhances customer satisfaction. Our merchant services allow you to accept payments easily, ensuring that cash flow remains steady while your customers enjoy a smooth checkout experience. This means less hassle for you and more time to focus on what matters growing your business. Visit us at 601 Watertown Ave Waterbury Ct 06708 in Waterbury, CT, or call us at (203) 753-9201 to learn how we can help elevate your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $454,244, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Always Here for You

At Fd Community, we value our members and strive to offer personalized service. If you have any questions or need assistance with our services, don't hesitate to reach out. You can call us at (203) 753-9201, and our friendly staff will be happy to assist you. We believe that banking should not only be about numbers; it should also be about relationships and community. As part of this commitment, we continually look for ways to enhance your experience with us.

Banking Made Easy

One of our key offerings is ATM Services. Members can conveniently access their funds with basic ATM functions like withdrawals and balance checks. This means you can manage your money on the go, without having to step inside the branch. Imagine needing cash for a last-minute grocery run or checking your balance while out and about; our ATM service ensures you have quick access whenever you need it.

Commitment to Convenience

In today's busy world, we understand that convenience matters. That's why we focus on making banking as simple as possible for you. Our branch hours are designed to accommodate your schedule with lobby hours from 8 AM to 4 PM Monday, Tuesday, Wednesday, and Friday, extending until 6 PM on Thursdays. This flexibility allows you to visit us when it's most convenient for you.

Join Us Today!

We invite you to explore all that Fd Community has to offer. From easy ATM access to personalized service, we're here for all your banking needs. Ready to get started? Visit us at 601 Watertown Ave Waterbury Ct 06708 or check out our website at Watertown Avenue for more information on how we can serve you better. Your financial journey matters, and at Fd Community, we're committed to being a trusted partner every step of the way!

Digital & Online Banking

Convenient Features for You

Our online banking system lets you check your balances, transfer funds, and pay bills quickly and safely. Need to sign documents? We offer electronic signature authorization, so you can complete transactions without the hassle of paperwork. Plus, with e-statements available, you can view your account statements online rather than waiting for them in the mail saving you time and keeping your information secure.

Mobile Banking on the Go

For those who prefer managing their finances on the move, our mobile application provides everything you need right at your fingertips. Enjoy features like mobile payments that make shopping easier than ever. Simply tap to pay using your phone and leave your wallet behind! While person-to-person transfers are not currently available, our team is always looking for ways to enhance your banking experience. And if you ever have questions or need assistance, our friendly staff is just a phone call away at (203) 753-9201. In a world where time is precious, Fd Community makes it simple for you to manage your money efficiently while keeping it secure. Experience all these benefits and more by logging into our online banking today!

Financial Strength

At Fd Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the financial world can be unpredictable, which is why we focus on building a strong foundation to support our members' needs. Our financial data is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $15,945,072, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,095 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,753,162 in share certificates and $9,883,900 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,604,347 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $763 in used auto loans and $81,477,497 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $169,792. Total Share and Deposit Accounts: 26,630, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fd Community is your trusted partner. Visit us at 601 Watertown Ave Waterbury Ct 06708 or call (203) 753-9201 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,940,306 in used vehicle loans and $15,731,983 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we've got financing options that can fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $454,244 provide the capital needed to grow and expand your business. We understand the challenges faced by small businesses and are dedicated to supporting your entrepreneurial journey.

Credit Lines

For those who need extra flexibility, our credit lines totaling $10,000,000 provide quick access to funds when you need them most. This option is ideal for unexpected expenses or cash flow management.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,407,147, make buying or refinancing simple. We guide you through the process, ensuring you find the best terms for your situation. Whether you're a first-time buyer or looking to refinance an existing mortgage, we're here to help.

Refinancing Options

If you're looking to lower your monthly payments or take advantage of better interest rates, ask us about our refinancing options available for auto loans and mortgages. We're committed to finding solutions that work for you. At Fd Community, we're here to help you navigate through your financial journey with confidence. For more information on our loan offerings or if you have any questions, please don't hesitate to contact us at (203) 753-9201. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be tricky. We also offer flexible terms on unsecured credit card loans, with a total of $3,254,484 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and features designed to give you peace of mind while making purchases.

Loan Aggregator

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Fd Community