FD Community Credit Union Waterbury CT | Convenient ATM & Drive-Thru Banking

Introduction

Welcome to Fd Community, your trusted credit union located at 281 Meriden Rd, Waterbury, CT 06705. Since our establishment in 1934, we have proudly served the community with a commitment to providing quality financial services tailored to meet the needs of our members. With a total membership of 14,295, we strive to foster a sense of belonging and support that goes beyond just banking. At Fd Community, we understand that financial stability is key to achieving your dreams. Our total assets stand at an impressive $145,538,238, showcasing our strength and reliability as a financial partner. We currently manage $10,019,426 in deposits and have facilitated 6,638 loans to help our members realize their aspirations whether it's buying a new home, purchasing a vehicle, or funding education. Led by our dedicated CEO, Ann Marino, and Board President, Joseph DelBuono, our team of 30 employees is here to assist you every step of the way. We pride ourselves on offering personalized service that puts you first. Our branch is equipped with an ATM and drive-thru services for your convenience, allowing you easy access to your finances. While members can visit us at our branch address for in-person assistance, official correspondence should be sent to the same location: 281 Meriden Rd, Waterbury, CT 06705. For any inquiries or assistance, feel free to give us a call at 203-346-6185. Discover how Fd Community can help you achieve your financial goals. Visit us today or explore more about our services on our website: fdcommunityfcu.org. We look forward to welcoming you into our community!

Branch History & Mission

Welcome to Fd Community, a cornerstone of financial service and community support in Waterbury, CT. Established in 1934, our branch has proudly served the local community for nearly 90 years, providing members with essential banking services tailored to their needs. Over the decades, Fd Community has grown significantly. Today, we are proud to have a total membership of 14,295 and assets totaling $145,538,238. Our journey began with a vision to empower individuals and families through accessible financial products. As we evolved, so did our commitment to not just provide loans and savings accounts but also foster a sense of belonging among our members. Located at 281 Meriden Rd, Waterbury, CT 06705, our branch is conveniently situated near key landmarks that make it easily accessible for all. With operating hours designed to accommodate busy schedules Monday through Wednesday and Friday from 8 AM to 4 PM, Thursday from 8 AM to 6 PM, and Saturday from 8:30 AM to 12:30 PM we strive to meet the needs of our community. At Fd Community, our mission is clear: we exist to provide exceptional financial services while making a positive impact on the lives of those we serve. We understand that banking is not just about transactions; it's about building relationships and supporting our community's growth. Our dedicated team is here to assist you with everything from basic banking needs to more complex financial solutions. In addition to offering traditional banking services such as loans and savings accounts, we are committed to digital advancements that enhance your experience. With features like online banking and mobile payments, managing your finances has never been easier or more convenient. We also take pride in our community outreach efforts. Through various partnerships and initiatives, we actively support local programs that uplift residents and contribute to Waterbury's vibrant culture. While members can visit us at 281 Meriden Rd, official correspondence should be sent to 281 Meriden Rd, Waterbury, CT 6705. We invite you to stop by or give us a call at 203-346-6185 if you have any questions or need assistance. Join Fd Community today and experience firsthand how we blend financial services with heartfelt community support. Together, let's build a brighter future!

Branch Location & Accessibility

Connect With Us

We're excited to serve you at Fd Community! For any questions or assistance, feel free to give us a call at 203-346-6185. Our friendly team is here to help you navigate your financial journey with ease. Come visit us today we look forward to meeting you!

Getting Here and Parking

We understand how important convenience is for our members. That's why our branch is designed with accessibility in mind. There's ample parking available, including spaces for those who may need a little extra help. Our facility is fully ADA compliant, featuring ramps and other accommodations to ensure everyone can visit us comfortably.

Operating Hours

We aim to be available when you need us most. You can drop by on Mondays, Tuesdays, Wednesdays, and Fridays from 8 AM to 4 PM. If Thursday works better for your schedule, we're here until 6 PM! And don't forget about Saturdays we're open from 8:30 AM to 12:30 PM for your convenience.

Services We Offer

At Fd Community, we pride ourselves on offering essential banking services that meet the needs of our members. Enjoy our ATM services for easy withdrawals and balance checks anytime. If you prefer a personal touch, take advantage of our drive-thru banking for deposits, withdrawals, and simple transactions without leaving your car. While members can visit us at 281 Meriden Rd, official correspondence should be sent to the same address as our mailing address: 281 Meriden Rd, Waterbury, CT 6705.

Member Eligibility

At Fd Community, we believe in building a welcoming community where everyone has the opportunity to thrive. Becoming a member is easy and inclusive! If you live, work, worship, or attend school in the area surrounding our branch at 281 Meriden Rd Waterbury Ct 06705, you're already eligible to join us. Whether you're looking for great savings options, affordable loans, or personalized service, our team is here to support you every step of the way. Ready to take the next step? You can find detailed information about membership eligibility on our website at . If you're excited to open an account, simply visit us online at https://fdcommunityfcu.originate.fiservapps.com/zkeh50rlhg0vx-l/getting-started/landing-page or give us a call at (203) 346-6185. We can't wait to welcome you into the Fd Community family!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $454,244, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business without the stress of managing payments and transactions. Our merchant services provide practical solutions tailored to your needs. From payment processing to point-of-sale systems, we ensure that you can focus on what matters most serving your customers. Located at 281 Meriden Rd Waterbury Ct 06705, Waterbury, CT, our team is ready to help you navigate the financial landscape. For personalized assistance, call us at (203) 346-6185. Your success is our priority!

Comprehensive List Of Services

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer Basic ATM Access, enabling you to perform essential banking functions efficiently. Imagine being able to check your balance or withdraw cash on the go; our ATMs make this possible at any hour. We also recognize that many members enjoy managing their finances digitally. While we currently focus on traditional services, we're constantly exploring ways to enhance your experience and bring more digital solutions into our offerings in the future.

Personalized Banking Solutions

Whether you're looking for quick access to your funds or need assistance with more complex transactions, Fd Community has you covered. Our ATM Services Only provide 24/7 access for simple tasks like withdrawals and balance checks, ensuring you have what you need when you need it. For those who prefer face-to-face interactions, our Basic Drive-Thru Banking allows for easy deposits, withdrawals, and other straightforward transactions without leaving your vehicle.

Visit Us Today!

We're here for you! If you have questions about any of our services or want to discuss how we can better meet your financial needs, don't hesitate to reach out. You can contact us at (203) 346-6185 during our operating hours: Monday, Tuesday, Wednesday, and Friday from 8 AM to 4 PM, Thursday from 8 AM to 6 PM, and Saturday from 8:30 AM to 12:30 PM. At Fd Community, we're committed to making banking as easy as possible for you. Stop by or give us a call today let's work together toward achieving your financial goals!

Digital & Online Banking

Key Features for Your Convenience

With 24/7 online banking services, you'll have real-time access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Our user-friendly mobile application makes banking on the go even easier. Whether you're commuting or relaxing at home, managing your money is just a tap away. We also offer electronic signature authorization, making it simple to sign documents securely without the need for paper. Plus, with e-statements available, you can say goodbye to cluttered mailboxes and keep track of your transactions in an environmentally friendly way.

Secure Transactions Made Easy

For those who love convenience, our mobile payments feature lets you make purchases directly from your smartphone. And while person-to-person transfers are not currently offered, you can still send money securely through other means when needed. At Fd Community, we prioritize your security as much as your convenience. Our advanced security measures ensure that your information remains safe while you take advantage of all these digital features. In today's fast-paced world, managing your finances should be hassle-free. Join us at Fd Community and discover how our digital and online banking services can make your life easier!

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $14,604,347 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Dedicated Team

We take pride in having 27 full-time employees and 3 part-time employees ready to serve you with knowledge and dedication. Our team is here to help answer any questions you may have about your finances or how we can assist you further.

Growing Membership Base

With 26,630 total share accounts, we showcase a strong and growing member base that trusts us with their finances. This trust underlines our commitment to providing excellent service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fd Community is your trusted partner. Visit us at 281 Meriden Rd Waterbury Ct 06705 or call (203) 346-6185 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our commitment extends beyond savings; with $763 in used auto loans and $81,477,497 in total loans and leases, our lending capacity supports members' financial goals across various sectors. This flexibility allows us to assist you whether you're buying a car or investing in your future.

Operational Efficiency

While our financial position is solid, it's also important to note our operational efficiency reflected by our $0. This allows us to continue offering competitive loan rates and robust financial products tailored for our members.

Secure Savings Opportunities

Members' savings are secured through $21,753,162 in share certificates and $9,883,900 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is not only safe but also has the potential to grow over time.

Strong Net Worth

With a net worth of $15,945,072, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,095 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,940,306 in used vehicle loans and $15,731,983 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, our financing options make it easy to get behind the wheel.

Business Loans

For business owners, our outstanding commercial loans totaling $454,244 provide the capital needed to grow and expand your business. Whether you're looking to purchase equipment or need funding for operational costs, we are here to support your entrepreneurial journey. At Fd Community, we're dedicated to providing exceptional service and helping our members navigate their financial journeys. For more information about our loan offerings or assistance with applications, feel free to reach out at (203) 346-6185 or visit us at 281 Meriden Rd Waterbury Ct 06705 in Waterbury, CT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the right financing solutions today!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,407,147, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure your dream home. If you are considering refinancing your current mortgage, we can guide you through the eligibility process as well.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $3,254,484 in loans assisting members in managing their finances effectively, our credit cards come with convenient features that make spending easier and more manageable.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh is committed to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means every offer you see is fair and transparent, as it comes from institutions that adhere to strict regulatory guidelines.

FD COMMUNITY FEDERAL CREDIT UNION - Waterbury, CT