Fayette Credit Union Mount Hope WV | Best Auto Loans & Checking

Introduction

Welcome to Fayette, your trusted partner in financial wellness, located at 6058 Robert C Byrd Dr, Mount Hope, WV 25880. Established in 1958, we have proudly served our community for over six decades. With a strong commitment to our members, we currently support 829 individuals and families, helping them achieve their financial goals. At Fayette, we understand that banking is about more than just numbers; it's about people. Our total assets of $9,164,788 and total deposits of $688,213 reflect our stability and the trust placed in us by our members. Our dedicated team of just 3 employees, led by CEO Gail Morgan and Board President Joseph Robertson, is here to provide personalized service and guidance tailored to your unique needs. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. With a total loan portfolio of 292 loans and leases, we are well-equipped to assist you whether you're looking to finance a new vehicle or consolidate debt. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 6058 ROBERT C BYRD DR, MOUNT HOPE, WV 25880-0106. We invite you to explore our services on our website at fayettefcu.virtualcu.net or reach out directly at 304-877-5404. Join us today and experience the difference that community-focused banking can make in your life!

Branch History & Mission

Fayette Credit Union has a proud legacy that began in 1958, when it first opened its doors to serve the community of Mount Hope, WV. Over the decades, this branch has grown alongside its members, evolving from a small local credit union into a vibrant financial institution that proudly boasts a total membership of 829. With total assets currently standing at $9164788, Fayette Credit Union exemplifies strength and reliability in financial services. Located at 6058 Robert C Byrd Dr, Mount Hope, WV 25880, our branch is not just a place for transactions; it's a hub for community engagement and support. Members can easily find us near local landmarks, ensuring we are accessible to all who seek our services. While members can visit us at this address, official correspondence should be sent to our mailing address: 6058 ROBERT C BYRD DR, MOUNT HOPE, WV 25880-0106. At Fayette Credit Union, our mission centers on providing personalized financial services while fostering a strong sense of community. We believe that banking should be approachable and beneficial for everyone. Our commitment extends beyond just offering personal banking options like checking and savings accounts, auto loans, and credit cards with rewards; we also prioritize community support through various outreach programs and partnerships. Our operating hours are designed to cater to your schedule open Monday, Wednesday, Thursday, and Friday from 7:00 AM to 4:00 PM, with extended hours on Tuesdays from 10:00 AM to 6:00 PM. Though we currently do not offer ATM or drive-thru services, we have embraced digital advancements with online and mobile banking options available to make managing finances easier for our members. As part of our commitment to accessibility and service excellence, Fayette Credit Union ensures compliance with ADA standards and actively seeks ways to enhance member experience through innovative solutions like electronic signatures and e-statements. We invite you to join Fayette Credit Union and become part of a community-focused institution dedicated to your financial well-being. Experience firsthand how we can help you reach your goals while being supported by a team that genuinely cares about your success. For more information or to start your membership journey today, please call us at $3048775404 or visit our website at Fayette Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Fayette! Conveniently located at 6058 Robert C Byrd Dr Mount Hope Wv 25880 in the heart of Mount Hope, WV, our branch is designed with you in mind. Just a short drive from local landmarks like [insert nearby landmark], we offer a welcoming space for all your banking needs. Whether you're stopping by for personal banking, auto loans, or simply to chat with one of our friendly staff members, accessibility is key. Our location features ample parking and is ADA-compliant, ensuring that everyone can easily access our services. While members can visit us at 6058 Robert C Byrd Dr Mount Hope Wv 25880, official correspondence should be sent to 6058 ROBERT C BYRD DR, MOUNT HOPE, WV 25880-0106. We invite you to explore our services during our operating hours: Monday, Wednesday, Thursday, and Friday from 7:00 am to 4:00 pm, and on Tuesday from 10:00 am to 6:00 pm. If you have any questions or need assistance, don't hesitate to reach out at (304) 877-5404. At Fayette, we take pride in serving the community of Raleigh and beyond. We look forward to seeing you soon!

Member Eligibility

At Fayette, we believe that becoming a member means joining a caring community where your financial needs are prioritized. To qualify for membership at our branch located at 6058 Robert C Byrd Dr, Mount Hope, WV 25880, you simply need to be a resident of Raleigh County or have a family member who is already part of our credit union. This inclusive approach ensures that more people can access the benefits we offer, such as personalized service and competitive rates on loans and savings accounts. If you're ready to take the next step in your financial journey with us, opening an account is straightforward and welcoming. You can find detailed eligibility criteria by visiting this link. For any questions or assistance, feel free to reach out at 304-877-5404. We can't wait to welcome you into our Fayette family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We believe that access to capital can spark innovation and expansion. Whether you're looking to purchase new equipment or expand your operations, our loan options are designed to meet your unique needs. For our members, we've funded over $0 in commercial loans, helping businesses scale and succeed. Even if you're not a member yet, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for all local enterprises.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that streamline transactions for your business. Imagine a busy retail day where every sale goes smoothly our merchant services ensure you can accept payments easily and securely. This means less hassle for you and more satisfied customers at checkout. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Mount Hope. Visit us at 6058 Robert C Byrd Dr Mount Hope Wv 25880 or call us at (304) 877-5404 to learn how we can help your business thrive!

Comprehensive List Of Services

Credit Cards and Business Banking

Our credit cards come with rewards that give back every time you use them. Whether you're purchasing groceries or planning a vacation, enjoy the benefits that come with each swipe. For small business owners, we offer business banking services that include merchant services and business loans. We recognize the challenges of running a business, so our team is dedicated to providing solutions that help your venture thrive.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features. Accessing your account anytime, anywhere means managing your finances has never been easier. Plus, our ATM and cash withdrawal services are available for quick access to your funds without hassle. At Fayette, we're committed to making banking simple and accessible for everyone in Mount Hope, WV. Whether you're calling us at (304) 877-5404 or visiting us at 6058 Robert C Byrd Dr Mount Hope Wv 25880, we're here to assist you with all your financial needs. Ready to take the next step? Visit us online at Fayette Fcu or give us a call today! Your financial journey begins here!

Home Financing and Loans

Looking to buy a home? Our mortgage loans and refinancing options provide the support you need every step of the way. We work closely with you to understand your financial situation so you can find a mortgage that suits both your budget and future plans. For those times when unexpected expenses arise, our personal loans and debt consolidation services can help ease the burden. We know how important it is to have access to funds when life throws curveballs, and we're here to help you navigate through them.

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts tailored to help you manage your day-to-day finances effectively. Imagine having a checking account that not only fits your lifestyle but also helps you save for future goals. Our savings accounts are designed with competitive rates to ensure your money grows over time. When it comes to financing your vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in the car of your dreams. With flexible terms and competitive interest rates, you'll feel confident knowing you're making a smart financial choice.

Digital & Online Banking

Convenience and Security

Whether you're at home or out and about, our mobile payments feature allows you to make transactions with just a tap though please note that currently this service is not available at Fayette. Nonetheless, our commitment to security remains strong; we take every measure to ensure that your financial information is safe while providing user-friendly features for a smooth banking experience. With these tools at your fingertips, managing your finances has never been more accessible. Join us today at Fayette and discover how our digital banking solutions can work for you!

Key Features

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. If you're on the go, our mobile application makes it even simpler to manage your accounts right from your smartphone. You'll appreciate the ease of accessing e-statements as well, which not only helps you stay organized but also contributes to a greener planet by reducing paper waste. We also offer person-to-person transfers, making it effortless to send money to friends or family without the hassle of cash or checks. Plus, with electronic signature authorization, signing documents has never been easier you can do it all digitally and securely.

Financial Strength

A Growing Membership

We proudly support 1,064 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $201,924, reinforcing our capacity to assist you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fayette is your trusted partner. Visit us at 6058 Robert C Byrd Dr Mount Hope WV 25880 or call 304-877-5404 to learn more about how we can help you achieve your financial goals.

A Solid Foundation

With a net worth of $1,916,567, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Efficiency and Growth

Our operational efficiency shines through with a reported net income of $0 this period. While this may seem modest, it allows us to focus on strengthening our offerings without incurring debt or additional costs. We take pride in having 2 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Investing Back Into the Community

With $1,682,635 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity; with $4,069,382 in total loans and leases, including $90 in used auto loans, we're here to help you every step of the way.

Member Savings Are Secure

Members' savings are secured through $906,807 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,828,858 in used vehicle loans and $634,556 in new vehicle loans already helping members get on the road. We know that purchasing a vehicle can be a significant investment, which is why we strive to make financing straightforward and accessible.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we offer flexible credit lines totaling $700,000. These can serve as a safety net for unexpected expenses or planned purchases. We also provide unsecured credit card loans, with a total of $0 available. These options allow you to manage your finances more effectively without tying up your assets. At Fayette, we believe in empowering our members with financial solutions tailored to their unique situations. If you're considering refinancing or exploring eligibility options, we're here to assist you with personalized advice and support. For any questions regarding our loan offerings or to discuss how we can help you meet your financial goals, please reach out at (304) 877-5404 or visit us at 6058 Robert C Byrd Dr Mount Hope Wv 25880 in Mount Hope, WV. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us be your partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $84,248, make buying or refinancing simple. Owning a home is an important milestone for many individuals and families, and our team is here to guide you through every step of the process.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for all users. By partnering with reputable lenders, LendMesh guarantees that the information presented is both accurate and trustworthy.

FAYETTE FEDERAL CREDIT UNION - Mount Hope, WV