Fasny Credit Union Albany NY | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Fasny Federal Credit Union, your trusted financial partner located at 107 Washington Ave, Albany, NY 12210. Established in 2003, we are proud to serve a growing community of over 1,095 members. At Fasny, we believe in putting our members first, ensuring that you have access to the best financial services tailored just for you. With total assets amounting to an impressive $15,841,795, and total deposits reaching $2,006,390, we are committed to helping you achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our dedicated team, led by CEO Christina Devaney and Board President Michael Karashay, works tirelessly to create a welcoming environment where you can feel secure about your finances. We currently employ 3 professionals who are here to assist you during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 107 Washington Ave, Albany, NY 12210-2231. At Fasny Federal Credit Union, we understand that each member's journey is unique. That's why we offer various services including personal loans, credit cards with rewards, and business banking options. We're proud of our strong community roots and the relationships we've built over the years. Ready to take the next step towards financial well-being? Visit us online at fasnycu.com or give us a call at 518-434-3709 today! Join us in making a difference in your financial future!

Branch History & Mission

At Fasny Federal Credit Union, we are proud of our rich history and commitment to serving the community. Established in 2003, our branch has been a cornerstone for financial support and empowerment in Albany, NY. Located at 107 Washington Ave, we are nestled in a vibrant area known for its mix of historical significance and modern amenities. Our proximity to local landmarks makes us easily accessible to members seeking trustworthy financial solutions. Over the years, Fasny has experienced impressive growth, now serving over 1,095 members and managing total assets of nearly $15.8 million. This journey reflects our unwavering dedication to providing not just financial services but also a supportive community environment where individuals can thrive. With a team of dedicated professionals led by CEO Christina Devaney, we strive to foster personal connections with each member. Our mission is clear: we aim to improve the financial well-being of our members while contributing positively to the community around us. We offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Each service is designed with our members' needs in mind ensuring that everyone has access to the tools they need for financial success. While members can visit us at 107 Washington Ave for all their banking needs during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM, official correspondence should be sent to our mailing address at 107 Washington Ave, Albany, NY 12210-2231. At Fasny, we prioritize accessibility and innovation. Although we currently do not offer ATM or drive-thru services, we provide robust online and mobile banking options that allow members to manage their finances conveniently from anywhere. We are also committed to ensuring that our services are compliant with ADA standards, making banking easier for everyone. Community engagement is at the heart of what we do. We actively seek partnerships that enhance our outreach efforts and support local initiatives aimed at improving life in Albany. From educational workshops to charity drives, we believe in giving back and making a difference. We invite you to join the Fasny family today! Experience firsthand the benefits of membership at Fasny Federal Credit Union a place where your financial goals matter. For more information on how you can become part of our community-focused credit union, please visit us online or call us at 518-434-3709. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Fasny, we believe banking should be accessible for everyone. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure all members can visit us comfortably. If you have any special needs or require assistance, our friendly staff is always ready to help.

Nearby Landmarks

When visiting our branch, you'll notice that we're close to local shops and eateries, which adds to the charm of your visit. Whether you're grabbing a coffee or picking up groceries, we're right around the corner!

Operating Hours

We're here for you during convenient hours! Visit us Monday through Friday from 8:30 AM to 5:00 PM. Whether you're looking to open a new account, discuss loan options, or get advice on financial planning, our team is available to assist you during these times.

Services Offered

While we currently do not have ATM services or drive-thru banking at this location, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also provide online and mobile banking options for your convenience. If you need to reach us directly, feel free to call at 518-434-3709. While members can visit us at 107 Washington Ave for all your banking needs, official correspondence should be sent to our mailing address: 107 Washington Ave, Albany, NY 12210-2231. We invite you to stop by Fasny Federal Credit Union today! Experience personalized service and discover how we can help meet your financial goals. Your satisfaction is our priority!

Member Eligibility

At Fasny, becoming a member means joining a friendly community that supports your financial journey. If you live, work, or worship in the Albany area, you're likely eligible to join us! Our membership is designed to be inclusive and welcoming, providing access to a range of services tailored to fit your needs. We believe everyone deserves the chance to thrive financially, and our dedicated team is here to help you every step of the way. To learn more about the specific eligibility criteria and see if you qualify, check out our detailed information at https://my.homecu.net/fi/fasnycu/secure-forms/membership.html. When you're ready to open an account and start enjoying all the benefits of membership like competitive rates on loans and personalized service you can easily do so online by visiting https://my.homecu.net/banking/hcuactivate.prg?cu=fasnycu. If you have any questions or need assistance, feel free to reach out to us at (518) 434-3709. We can't wait to welcome you into our Fasny family located at 107 Washington Ave Albany Ny 12210!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,192,051, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business without the hassle of payment processing. Our merchant services provide easy solutions for accepting payments, ensuring that your cash flow remains smooth and efficient. Picture this: a customer walks into your store, makes a purchase, and completes the transaction seamlessly. With our support, you can focus on what matters most growing your business. Discover how Fasny can help you navigate the financial landscape and achieve your business goals. Visit us at 107 Washington Ave Albany Ny 12210, Albany, NY, or call us at (518) 434-3709 to learn more about our offerings!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While our branch does not have an ATM on site, we ensure that our members have access to cash withdrawal services whenever needed. You can rest easy knowing that you'll find nearby ATMs where you can access your money quickly. With so many offerings available at Fasny, there's something for everyone. If you're ready to explore these options further or have any questions, don't hesitate to reach out! Call us at (518) 434-3709, visit us at our location in Albany, NY, or check out our website at Fasny Federal Credit Union for more information. Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services make it simple and affordable. We understand that buying a vehicle is a significant decision, so we provide competitive rates and flexible terms. This way, you can drive off with confidence, knowing you made a smart financial choice.

Business Banking

For our business members, we provide comprehensive Business Banking services including merchant services and business loans. We know running a business comes with its challenges; that's why we're dedicated to offering tools and resources that help you succeed.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn while you spend. With various perks tailored to suit different lifestyles, you can enjoy benefits like cash back or travel rewards just by using your card for everyday purchases.

Mortgage Loans & Refinancing

If homeownership is your goal, or if you're considering refinancing an existing mortgage, our Mortgage Loans & Refinancing options are here for you. We walk you through the process, ensuring you understand every step as you work toward securing your dream home.

Online & Mobile Banking

Convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking platforms. Manage your finances anytime and anywhere from checking balances to transferring funds making banking easier than ever before.

Personal Banking

For everyday banking needs, we offer a variety of Personal Banking options, including checking and savings accounts designed for easy access to your funds. Whether you are looking to save for a special occasion or manage your daily expenses, our accounts come with features that fit your lifestyle.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services offer solutions to help ease financial stress. Whether it's consolidating debt or funding a personal project, we're here to help you find the right loan for your needs.

Digital & Online Banking

Key Features

One of the standout features is our person-to-person transfer service. Want to send money to a friend or family member? It's as simple as a few taps on your screen! No need for cash or checks just quick and easy transfers when you need them most. If you prefer going paperless, you'll appreciate our e-statements availability. This option not only helps keep your documents organized but also contributes to environmental sustainability. You can access your statements anytime without sifting through piles of paperwork. For those always on the go, our mobile application makes banking even more accessible. With the app, you can manage your accounts right from your smartphone. Unfortunately, we currently don't support mobile payments; however, the app still provides essential features to help you stay connected with your finances. Security is also a top priority for us. While we don't currently offer electronic signature authorization, rest assured that all transactions through our online platform are protected with industry-standard security measures. In short, Fasny provides user-friendly digital banking solutions that cater to your lifestyle while ensuring safety and ease of use. Explore these features today at https://fasnycu.com/ and take charge of your financial future!

Financial Strength

At Fasny, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to sound financial practices, we ensure that your money is in safe hands. With a net worth of $1,912,098, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.07% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,282,282 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members, it's noteworthy that we have maintained $0 in non-member deposits as well; this ensures that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strong position is further reflected by $1,907,098 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $69 in used auto loans and $7,788,825 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by a net income of $8,570, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees dedicated to providing you with exceptional service. In summary, net shares available for lending stand at $0, while we boast a robust total of 2,003 showing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fasny is your trusted partner. Visit us at 107 Washington Ave Albany Ny 12210 or call (518) 434-3709 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,109,293 in used vehicle loans and $1,757,840 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used vehicle, our flexible terms can help make your purchase manageable.

Business Loans

For business owners, our outstanding commercial loans totaling $1,192,051 provide the capital needed to grow and expand your enterprise. We understand that every business is different and strive to create tailored solutions that align with your goals. If you're considering refinancing any existing debts or exploring eligibility options for our loan products, feel free to reach out. We're here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our dedicated team is ready to assist you in finding the right loan product that aligns with your financial objectives. To learn more about how we can help you achieve your financial dreams at Fasny Federal Credit Union located at 107 Washington Ave Albany NY 12210, give us a call at 518-434-3709 during our lobby hours from Monday to Friday between 8:30 AM and 5:00 PM. Together, let's take the next step towards securing your future!

Credit Lines and Unsecured Credit Card Loans

In addition to auto and mortgage loans, we also provide lines of credit totaling $750,000. This gives you access to funds when you need them most. For those looking to manage everyday expenses or unexpected costs more effectively, we offer flexible terms on unsecured credit card loans. Currently, our total for these loans stands at $0, but we are committed to providing options that can help members establish better financial habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,779,365, make buying or refinancing simple. We work closely with you to find the best fit for your financial situation so that you can enjoy the stability of owning your own home.

Loan Aggregator

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FASNY FEDERAL CREDIT UNION - Albany, NY

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