Farmway Credit Union Lincoln KS | Best Auto Loans & Business Banking

Introduction

Welcome to Farmway Credit Union, your trusted financial partner in the heart of Lincoln, Kansas. Located at 113 E Lincoln Ave, our branch has been serving the community since 1950 with a commitment to personal service and financial growth. With over 7,463 members and total assets exceeding $99 million, we pride ourselves on being a vital resource for individuals and families looking to achieve their financial goals. At Farmway Credit Union, we understand that each member's journey is unique. Whether you're seeking a new vehicle through our comprehensive auto loan options or need assistance with savings accounts, we're here to help every step of the way. Our total loans stand at an impressive 2,414, and our deposits reflect our members' trust, totaling $4,304,255. Under the leadership of CEO Joseph Deneke and Board President Pamela Krier, our dedicated team of 32 employees is committed to providing exceptional service tailored to your needs. We believe in building strong relationships within our community, ensuring that you feel supported in all your financial endeavors. While members can visit us at our branch location, official correspondence should be sent to PO Box 283, Lincoln, KS 67455-0283. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 785-524-5134 during our lobby hours from Monday to Friday, 7:00 AM to 4:00 PM. Explore more about what we offer by visiting our website at Farmway Credit Union. Join us today and experience the difference of a credit union that truly cares about its members!

Branch History & Mission

Farmway Credit Union has a rich history that began in 1950, dedicated to serving the financial needs of its members in Lincoln, Kansas. Located at 113 E Lincoln Ave, our branch has become a cornerstone of the community, providing vital banking services to individuals and families alike. With a total membership of 7,463 and assets amounting to $99,803,201, we have grown alongside our community, adapting to meet their evolving needs. Our mission is simple yet powerful: to empower our members by providing exceptional financial services while fostering a strong sense of community. At Farmway Credit Union, we believe in putting people before profits. We are committed to offering personalized banking solutions that include checking and savings accounts, auto loans, mortgage loans, personal loans, business banking options, and more. We strive to ensure that our members not only achieve their financial goals but also feel valued and supported every step of the way. Over the years, we have embraced technological advancements to enhance our service delivery. Our online and mobile banking platforms make it easy for members to manage their finances conveniently from anywhere. We are proud to be ADA compliant and focused on creating a welcoming environment for all. While you can visit us at our branch address for face-to-face interactions or inquiries during our operating hours Monday through Friday from 7:00 AM to 4:00 PM official correspondence should be directed to our mailing address at PO Box 283, Lincoln, KS 67455-0283. At Farmway Credit Union, we recognize that our success is deeply tied to the well-being of the communities we serve. That's why we actively engage in partnerships and outreach programs aimed at improving the lives of those around us. Whether it's through financial literacy workshops or community sponsorships, we are here to make a difference. We invite you to experience the benefits of being part of Farmway Credit Union. Join us today and discover how we can help you navigate your financial journey with confidence and care! For more information or to get started on your membership journey, please call us at 785-524-5134 or visit our website at Farmway Credit Union.

Branch Location & Accessibility

Accessibility Features

At Farmway Credit Union, we prioritize accessibility for all members. Our branch is ADA compliant, ensuring that everyone can enjoy easy access to our facilities. Additionally, we provide ample parking space nearby so you can visit us without any hassle.

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 785-524-5134. We encourage you to visit us and experience the welcoming environment that Farmway Credit Union offers. Your financial journey starts here come see how we can help!

Operating Hours & Services

We're here to serve you during convenient hours: Monday through Friday from 7:00 AM to 4:00 PM. During these times, our friendly staff is ready to assist you with a range of services including personal banking, auto loans, mortgage options, and much more. While we currently do not have ATM services or drive-thru banking available at this location, our team is dedicated to providing personalized service tailored to your financial needs.

Member Eligibility

At Farmway, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're curious about whether you can join us, it's quite simple! Our membership is open to individuals who live, work, or worship in the area around Lincoln, KS. This includes not just residents but also those who have connections through employment or religious institutions here. By becoming a member, you gain access to a range of benefits, from competitive loan rates to personalized financial services that help you reach your goals. Ready to take the next step? Opening an account with us is straightforward and inviting. You can find all the details you need about eligibility on our website at http://www.farmwaycu.com/accounts/become-a-member. If you're excited to start your journey with us, visit http://www.farmwaycu.com/borrow/apply-online for easy account opening options. Should you have any questions or need assistance, don't hesitate to call us at (785) 524-5134. We can't wait to welcome you into the Farmway family at 113 E Lincoln Ave Lincoln Ks 67455!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, we offer comprehensive merchant services that simplify transactions. Imagine seamlessly accepting payments from your customers, whether they're using credit cards or other payment methods. This not only boosts your cash flow but also enhances customer satisfaction by providing multiple ways to pay. Explore how Farmway can help your business thrive. Visit us at 113 E Lincoln Ave Lincoln Ks 67455, Lincoln, KS, or call us at (785) 524-5134 to learn more about our services tailored just for you.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $531 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $40,261,388, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about upgrading your ride? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of a new car or truck. We offer competitive rates that fit within your budget, ensuring you can drive away happy without breaking the bank.

Business Banking Services

If you're a business owner, we understand how crucial it is to have reliable banking support. Our business banking services, including merchant services and business loans, help streamline operations so you can focus on growing your enterprise without unnecessary hassle.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Whether you're planning a big purchase or just want to earn cash back on everyday spending, our credit card options are designed with you in mind. Enjoy benefits while building your credit history at the same time.

Easy Access & Support

To ensure convenience for our members, we also provide ATM and cash withdrawal services at various locations. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 785-524-5134 during our operating hours from Monday through Friday, 7:00 AM to 4:00 PM. At Farmway, we're here not just as your credit union but as a partner in achieving your financial goals. Explore all our services today by visiting us online at Farmway Credit Union. We look forward to helping you secure a brighter financial future!

Mortgage Loans & Refinancing

For those considering purchasing a home or refinancing their current mortgage, we provide comprehensive mortgage loans tailored to meet various financial situations. Picture yourself settling into your dream home while enjoying lower monthly payments through our refinancing options.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine having the ability to track your spending and save for that special vacation or home improvement project all from the comfort of your home with our online and mobile banking features. With 24/7 access to your accounts, you can easily transfer funds, pay bills, and monitor your transactions.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans that can help cover emergencies or consolidate existing debt. Our flexible terms allow you to choose a repayment plan that works best for you helping ease financial stress.

Digital & Online Banking

Key Features

Our online banking services include a range of features to help make your banking experience smoother. You can easily view your account balances, transfer funds between accounts, and set up e-statements for quick and easy access to your financial information. We offer electronic signature authorization, making it faster and more convenient to complete transactions securely. If you're looking to send money to family or friends, our person-to-person transfer feature allows you to do just that with just a few clicks. Plus, with our mobile application available for download, managing your finances on the go has never been easier.

Security and Accessibility

We prioritize your security while ensuring that our services remain user-friendly. Your personal information is protected with advanced security measures, giving you peace of mind as you manage your accounts. Whether you're using our website or mobile app, accessing your financial data is safe and straightforward. In today's fast-paced world, having instant access to your accounts is essential. Our digital banking features empower you to stay on top of your finances with ease. Join us at Farmway for an enhanced banking experience that keeps you connected and in control!

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

We're proud of our growing member base with a total of 11,974 share accounts. This shows that more people trust us with their finances each day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Farmway is your trusted partner. Visit us at 113 E Lincoln Ave Lincoln Ks 67455 or call (785) 524-5134 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our ability to lend is robust, with $795 in used auto loans and $64,744,073 in total loans and leases. This capacity supports members' financial goals across various sectors, helping you make significant purchases or investments with ease.

Member Savings Security

Members' savings are secured through $17,151,752 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have any money market shares, our focus remains on providing you with the best possible options for your savings.

Operational Efficiency

Our operational efficiency is reflected in our $0 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $22,260,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $22,260,822 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to provide comprehensive support across various financial needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,973,597 in used vehicle loans and $2,359,766 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your auto financing straightforward and accessible.

Commercial Loans

For business owners, our outstanding commercial loans totaling $40,261,388 provide the capital needed to grow and expand. We recognize the challenges businesses face and aim to support them with tailored financing solutions. At Farmway, we also offer refinancing options for many of our loan products. If you're interested in exploring eligibility for any of these options, feel free to reach out at (785) 524-5134 during our operating hours from Monday through Friday, 7:00 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing clear information so you can make informed decisions about your financial future. Explore your borrowing options today by visiting us at 113 E Lincoln Ave Lincoln Ks 67455 or checking out our website at https://www.farmwaycu.com/. Your path to financial success starts here!

Credit Lines and Personal Loans

For those who need extra flexibility, our total credit lines amounting to $10,000,000 can help manage larger expenses or unexpected costs. Additionally, while we currently do not offer unsecured credit card loans (with a total of $0), our other personal loan options are designed to assist you in consolidating debt or funding personal projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,339, make buying or refinancing simple. We strive to provide you with affordable solutions that fit your budget, whether you're purchasing your first home or refinancing an existing mortgage.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy allows users to trust that they are seeing reliable information.

Farmway