Farmers Credit Union Jacksonville FL | Best Auto Loans & Business Banking

Introduction

Welcome to Farmers Federal Credit Union, your trusted financial partner located at 6611 Dunn Ave, Jacksonville, FL 32218. Since our establishment in 1934, we have been dedicated to serving our community with a focus on member satisfaction and financial well-being. With a strong membership base of 1,956 individuals, we strive to create lasting relationships that empower our members to achieve their financial goals. At Farmers Federal Credit Union, we pride ourselves on our impressive total assets of $20,941,002 and total deposits amounting to $1,406,575. Our commitment to providing quality services is reflected in our extensive loan offerings, with 458 loans currently being serviced. Under the leadership of CEO Theresa Whitfield and Board President David Anderson Jr., our team works tirelessly to ensure that every member receives personalized attention and tailored solutions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 6611 DUNN AVE, JACKSONVILLE, FL 32218. We understand that convenience matters; that's why we offer accessible services including auto loans, personal loans, credit cards with rewards, and online banking options for your ease. As a community-focused institution with a net worth of $2,169,776 and cash in hand totaling $365,753, we are committed to maintaining the stability and growth of our credit union while supporting our members' dreams. Whether you're looking for assistance in saving for the future or need financing for a new vehicle, Farmers Federal Credit Union is here for you. We invite you to reach out to us at (904) 764-4591 or visit our website at farmersfcu.com for more information about how we can assist you today. Your journey towards financial success starts here!

Branch History & Mission

At Farmers Federal Credit Union, located at 6611 Dunn Ave in Jacksonville, FL, we are proud of our rich history and commitment to serving our community. Founded in 1934, Farmers has grown from a small local credit union to a trusted financial institution with over 1,900 members today. Our journey reflects not only our dedication to providing exceptional financial services but also our unwavering support for the Jacksonville community. As we look back on our evolution, it's important to highlight key milestones that have shaped who we are. From our humble beginnings, we have steadily expanded our services and offerings. Today, we proudly manage total assets of over $20 million, enabling us to provide a variety of products tailored to meet the needs of our members. We understand that every member has unique financial goals, and we strive to help them achieve those goals through personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our mission at Farmers Federal Credit Union goes beyond just offering financial services; it is about building lasting relationships within our community. We believe in empowering individuals and families with the tools they need for financial success while also supporting local initiatives that improve the quality of life in Jacksonville. We are committed to providing a welcoming environment where everyone can feel valued and understood. While you can visit us at our branch address of 6611 Dunn Ave, Jacksonville, FL 32218 for all your banking needs, official correspondence should be sent to the same address as there is no difference between the mailing and branch addresses. Our operating hours are designed with convenience in mind: Monday through Friday from 9 AM to 4 PM for lobby access and Saturday from 7:30 AM to 5 PM for drive-thru service. Farmers Federal Credit Union is proud to offer drive-thru banking services for quick transactions, although we currently do not have ATM availability. We prioritize accessibility and customer satisfaction by ensuring compliance with ADA standards throughout our facilities. We invite you to join Farmers Federal Credit Union and experience first-hand the benefits of membership. Whether you're looking for a loan or simply need assistance managing your finances, our dedicated team is here to help you every step of the way. Reach out to us at (904) 764-4591 or visit us online at FarmersFCU.com to learn more about how we can serve you better. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Farmers Federal Credit Union, we prioritize accessibility for all members. Our branch includes features such as ADA-compliant entrances and ramps, ensuring that everyone can access our services without hassle. We also offer ample parking space for your convenience.

Operating Hours

We understand that life can get busy, so we've designed our operating hours to accommodate your schedule. You can visit our lobby from 9 AM to 4 PM Monday through Friday. On Saturdays, our drive-thru is open from 7:30 AM until 5 PM, providing additional flexibility for your banking needs.

Services Offered

Our dedicated team is here to assist you with a variety of services including checking and savings accounts, auto loans, personal loans, mortgage refinancing, and even business banking options. If you're looking for ease in transactions, we also have drive-thru services available for deposits and withdrawals.

Stay Connected

If you have any questions or would like more information about our offerings, feel free to give us a call at 904-764-4591. We are excited to help you achieve your financial goals! Visit us today at Farmers Federal Credit Union where exceptional service meets convenience!

Member Eligibility

At Farmers, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is easy and welcoming! To become a member, you simply need to meet certain eligibility criteria, which typically include living or working in our service area, being a family member of an existing member, or being affiliated with select organizations. If you're curious about the specifics, you can find all the details at . Once you're ready to take the next step, opening your account is a breeze. We offer various services tailored to your needs, whether you're looking for savings accounts, auto loans, or credit cards with great rewards. You can start this journey by giving us a call at (904) 764-4591 or visiting us at our branch located at 6611 Dunn Ave Jacksonville Fl 32218. We're excited to welcome you into our Farmers family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, our goal is to provide flexible financing solutions when you need them most. Imagine a local bakery dreaming of expanding its operations or a startup looking to purchase essential equipment. Our loan offerings will empower these businesses to take that leap forward.

Merchant Services That Work for You

In addition to loans, our merchant services provide practical benefits that help streamline your payment processes. Picture this: your customers are happy because they can pay easily with various options, and you enjoy faster transactions and improved cash flow. With us by your side, you can focus on what matters most growing your business. Whether you're in Jacksonville or beyond, discover how Farmers can be your trusted ally in navigating the financial aspects of your business journey. Reach out to us at (904) 764-4591 for personalized support and solutions!

Comprehensive List Of Services

ATM & Drive-Thru Services

While we don't have ATMs on-site, our drive-thru service allows members to complete basic transactions like deposits and withdrawals quickly and conveniently. We're here for all your simple banking needs without the hassle. At Farmers Federal Credit Union, our goal is to empower our members with financial tools and services that make life easier. If you have questions about any of these offerings or wish to learn more about how we can assist you further, don't hesitate to reach out! Call us today at 904-764-4591, or visit us online at Farmers FCU. Your financial success starts here!

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing services make the buying process straightforward. With competitive rates and flexible terms, we ensure that you can drive away with a vehicle that suits both your needs and budget.

Business Banking Solutions

For local entrepreneurs, we offer business banking services, including merchant services and business loans. We believe in supporting our community's growth by providing tailored solutions for small businesses.

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards let you earn points on your everyday purchases. It's an easy way to get more out of your spending while enjoying the benefits of low-interest rates.

Digital Banking Convenience

In today's fast-paced world, having access to your finances whenever you need it is vital. That's why Farmers provides robust online and mobile banking options. Check balances, transfer funds, or pay bills right from your smartphone or computer anytime, anywhere.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing? Our mortgage loans come with personalized support to guide you through every step of the process. Whether you're a first-time homebuyer or looking to lower your monthly payments, we're here to help make it happen.

Personal Banking Services

We understand that managing your finances is essential. That's why we offer checking and savings accounts designed to help you save while enjoying easy access to your funds. Need extra cash? Our personal loans and debt consolidation options can assist you in reaching your financial goals.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether you're checking your balance, paying bills, or transferring funds, everything is just a few clicks away at https://www.farmersfcu.com/ . It's banking on your terms!

E-Statements for Easy Management

Say goodbye to paper clutter! We provide e-statements that allow you to view your account statements online. This feature not only helps you stay organized but also contributes to a greener planet by reducing paper waste. In summary, Farmers is committed to offering user-friendly digital banking solutions that make managing your finances convenient and secure. Explore all the possibilities today by visiting us at https://www.farmersfcu.com/ !

Enhanced Security

Your security is our priority. While we currently do not offer electronic signature authorization for transactions, our systems are designed with robust security measures to protect your information while you bank online.

Mobile Access

For those always on the go, our mobile application provides all the features you need right at your fingertips. You can make mobile payments effortlessly, ensuring you're never caught without a way to pay. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it quick and simple.

Financial Strength

Growing Member Base

Total Share Accounts stand at 1,955, showing a strong and growing member base that trusts us with their finances. Our Net Shares available for lending and investments total $13,470, further illustrating our capacity to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Farmers is your trusted partner. Visit us at 6611 Dunn Ave Jacksonville Fl 32218 or call 904-764-4591 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $1,468,476 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,008,272 in total loans and leases and $56 in used auto loans.

Member-Centric Savings

Members' savings are secured through $3,342,963 in share certificates, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $62,529 net income reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 3 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $2,169,776, we maintain strong financial health. This allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.34% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,241,661 in used vehicle loans and $2,202,309 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used option, our financing solutions will fit your budget and lifestyle.

Credit Lines

If you prefer having access to funds for various needs, our total credit lines amounting to $1,000,000 allow you to borrow as needed while only paying interest on what you use. This flexibility helps you manage your finances more efficiently. For those considering refinancing options or checking eligibility for any of our loan products, our team is here to guide you through the process and answer all your questions. Whether you're at our branch located at 6611 Dunn Ave Jacksonville Fl 32218, Jacksonville, FL 32,218, or reaching out by phone at (904) 764-4591, we're ready to assist you with personalized support tailored to your financial needs. Explore these loan offerings today and take the next step towards achieving your financial aspirations with Farmers!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0. We're committed to helping you navigate the complexities of home financing so you can focus on what truly matters your new home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $294,837 in loans, we help members manage their finances effectively while enjoying benefits like rewards and low-interest rates. This can be an excellent way to cover everyday expenses or unexpected costs without the burden of high fees.

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FARMERS FEDERAL CREDIT UNION - Jacksonville, FL