Farmers Insurance Credit Union Caledonia MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Farmers Insurance Group Federal Credit Union, your trusted financial partner since 1936. Located at 5665 N Kraft Lk Se, Caledonia, MI 49316, we are dedicated to serving our community with a commitment to integrity and personalized banking solutions. With a total membership of 64,814 and assets exceeding $1.46 billion, we strive to empower our members through various financial services tailored to meet their needs. At Farmers Insurance, we believe that every member deserves access to quality financial products. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, we have you covered. Our total deposits amount to $48,301,006, reflecting the trust our members place in us. Additionally, with a net worth of $139,774,047, you can be confident in the stability and security of your finances. While members can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to PO Box 1894, Grand Rapids, MI 49501. Our team of 257 employees is here to support you from 8:00 AM to 3:30 PM, Monday through Friday. Under the leadership of CEO Laura Campbell and Board President Rudy Trevino, we prioritize community engagement and member satisfaction. We understand that financial decisions can be overwhelming; that's why we're here to guide you every step of the way. Ready to take the next step towards achieving your financial goals? Contact us today at 800-877-2345 or visit our website at figfcu.org for more information on how we can help you thrive financially.

Branch History & Mission

At Farmers Insurance, we are proud to share a legacy of trust and community support that dates back to our opening in 1936. Located at 5665 N Kraft Lk Se in the heart of Caledonia, MI, our branch has been serving members for over eight decades. As we've grown, so too has our commitment to providing exceptional financial services tailored to the needs of our community. Since our inception, Farmers Insurance has evolved from a small credit union into a significant financial resource for over 64,000 members. We currently manage total assets of approximately $1.46 billion, reflecting our strong position in the market and our dedication to supporting local families and businesses. Our mission is simple yet profound: to empower our members through accessible financial services while fostering a spirit of community engagement and support. Our operating hours are designed with your convenience in mind open Monday through Friday from 8:00 AM to 3:30 PM. While you can visit us at our main branch address, official correspondence should be sent to PO Box 1894, Grand Rapids, MI 49501. We encourage you to reach out via phone at 800-877-2345 for any inquiries or assistance you may need. Farmers Insurance is not just about banking; we believe in building relationships. Our commitment extends beyond transactions we actively engage in community outreach efforts that make a real difference in people's lives. Whether it's supporting local charities or partnering with organizations that promote financial literacy, we strive to uplift those around us. We understand that today's world requires more than just traditional banking methods. That's why we offer modern conveniences like online banking and mobile payments, ensuring you have access to your finances anytime and anywhere. Our focus on customer service includes ADA compliance and initiatives aimed at making banking inclusive for all. As we look toward the future, we invite you to join our growing family at Farmers Insurance. Experience the benefits of being part of a credit union that prioritizes your financial well-being while remaining deeply connected to the community. Together, let's continue this journey towards achieving your dreams and aspirations!

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more about how we can help you achieve your financial goals? Don't hesitate to give us a call at 800-877-2345. We look forward to welcoming you to Farmers Insurance!

Nearby Landmarks and Accessibility

Our branch is easily accessible and situated near familiar spots such as the scenic Kraft Lake. With plenty of parking available, you can park right outside our doors. We take pride in offering ADA-compliant facilities to ensure that everyone can comfortably access our services.

Operating Hours and Services

We're open Monday through Friday from 8:00 AM to 3:30 PM, making it easy for you to fit us into your schedule. Our team is ready to help with a range of services that include checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking solutions. Unfortunately, we do not have ATM services or drive-thru banking available at this location; however, our friendly staff is always on hand to assist you with cash withdrawals and other needs during lobby hours.

Member Eligibility

Becoming a member of Farmers Insurance is like stepping into a warm and welcoming community where your financial needs are truly understood. If you're looking to join, you'll be pleased to know that membership is open to those associated with Farmers Insurance or their immediate family members. This means that if you work for or are related to someone who does, you're already on the path to enjoying the benefits we offer! To find out more about specific eligibility criteria and details, feel free to visit our website at . Joining us is straightforward and inclusive. You can open an account conveniently by visiting http://www.figfcu.com/open-account-new-member?ref=home, where you'll find all the necessary steps outlined for you. If you have any questions or need assistance along the way, don't hesitate to reach out at (800) 877-2345. We're excited to welcome you into our Farmers Insurance family at 5665 N Kraft Lk Se Caledonia Mi 49316, where your financial journey will be supported every step of the way!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,209 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $624,219,909, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, we offer merchant services designed to make transactions smooth and easy. Picture this: a busy restaurant owner who can accept payments on-the-go or a retail shop that enjoys quick checkouts. Our merchant services provide secure payment processing, making it simpler for your customers to pay while keeping your cash flow steady. Join us at Farmers Insurance located at 5665 N Kraft Lk Se Caledonia Mi 49316, and let's work together to take your business further. For more information, give us a call at (800) 877-2345!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our competitive auto loans and vehicle financing options make it easier for you to drive away in the vehicle you want without breaking the bank. Picture yourself on the road with a monthly payment that fits comfortably within your budget.

Business Banking

For our business members, we offer comprehensive solutions like merchant services and business loans. These services are designed to help small businesses thrive by providing the financial tools necessary for growth and success. Envision having the support needed to expand your operations smoothly.

Convenience Features

To top it all off, convenience is key at Farmers Insurance. With features such as ATM services (even though we currently do not have ATMs), online banking access, and mobile payments, managing your finances is straightforward and accessible whenever you need it. For any questions or to get started with one of our services today, feel free to reach out at 800-877-2345 during our lobby hours from 8:00 AM to 3:30 PM (Monday through Friday). Explore how Farmers Insurance can help you achieve your financial goals! Visit us online at figfcu.org or drop by our branch in Caledonia your journey toward financial wellness starts here!

Mortgage Loans & Refinancing

If homeownership is on your horizon or if you're looking to refinance an existing mortgage, we have tailored mortgage loans designed just for you. Our experienced staff will guide you through the process, ensuring that you understand each step along the way. Imagine finally owning your dream home or lowering your monthly payments through refinancing.

Personal Banking

Managing your personal finances has never been easier. With our checking and savings accounts, you can keep your money safe while earning interest. Imagine having easy access to your funds through our online and mobile banking services. You can check balances, transfer money, and pay bills right from your phone or computer. We also offer credit cards with rewards that let you earn points for everyday purchases, making it simple to get more out of your spending.

Personal Loans & Debt Consolidation

We understand that unexpected expenses can arise at any time. That's why we provide personal loans and options for debt consolidation. This means you can take control of your financial situation by combining multiple debts into one manageable payment. Think about how relieving it would be to simplify your finances!

Digital & Online Banking

Convenient Transfers

Need to send money to a friend? With our person-to-person transfers, sending money has never been easier. Just a few taps on your screen will get funds where they need to go quickly and securely. At Farmers Insurance, we believe that banking should empower you rather than complicate your life. Our user-friendly online services allow for real-time account management, so you always have control over your finances. Explore more about what we offer at https://figfcu.org/ today!

Key Features

With our online banking, you can easily access your accounts 24/7. Check balances, transfer funds, and pay bills all with just a few clicks. Plus, we offer E-Statements, which means you can receive your account statements electronically, helping you stay organized while reducing paper clutter. For those who prefer using their mobile devices, our mobile application is available for download, allowing you to manage your money anytime, anywhere.

Secure Transactions

Security is our top priority. Our platform features electronic signature authorization, ensuring that your transactions are safe and protected. You can also enjoy the convenience of mobile payments, making it easy to pay for purchases directly from your phone without fumbling for cash or cards.

Financial Strength

At Farmers Insurance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $139,774,047, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 952 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $292,469,522 in share certificates and $74,450,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $265,035,664, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $136,127,085 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,608 in used auto loans and a total of $1,376,552,708 in loans and leases. While our recent performance shows a net income of -$3,906,632, this is part of our strategy to invest in future growth and member benefits. We also take pride in having 254 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 146,052, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Farmers Insurance is your trusted partner. Visit us at 5665 N Kraft Lk Se Caledonia Mi 49316 or call 800-877-2345 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the market. We have issued over $39,990,945 in used vehicle loans and $22,797,370 in new vehicle loans, making it easier for members to hit the road with confidence. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we've got options that fit your budget.

Business Loans

For business owners in our community, we provide outstanding commercial loans totaling $624,219,909. These loans are designed to furnish you with the capital necessary for growth and expansion efforts. In addition to these offerings, if you're interested in personal loans or debt consolidation solutions, our team is here to assist you in finding the right fit. If you have any questions about refinancing or eligibility criteria for any of our loan products, don't hesitate to reach out! Call us at 800-877-2345 during our operating hours from 8:00 AM to 3:30 PM (Monday through Friday). For performance insights and financial data regarding our loan offerings, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Farmers Insurance can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $127,499,501. We aim to simplify the process of buying or refinancing your home. If you're considering refinancing your existing mortgage, we can guide you through eligibility options that may lower your monthly payments.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $41,659,850 already helping our members effectively manage their finances. With low-interest rates and no collateral required, these cards provide you with the purchasing power you need without added stress.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By prioritizing data integrity, LendMesh helps users make informed decisions based on accurate information.