Farmers Insurance Credit Union Merced CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Farmers Insurance Group Federal Credit Union, your trusted financial partner located at 87 W Alexander Ave, Merced, CA 95348. Established in 1936, we have proudly served our community for over 85 years, growing alongside our members and adapting to their needs. With a total membership of 64,814, we are committed to providing personalized financial solutions that empower you to achieve your goals. At Farmers Insurance, we understand the importance of stability and trust in your financial journey. Our assets total an impressive $1,461,148,571, ensuring that your money is in safe hands. We offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Whether you're looking to save for the future or secure financing for a new vehicle, we're here to help. Our leadership team, led by CEO Laura Campbell and Board President Rudy Trevino, is dedicated to ensuring that every member receives exceptional service and support. Together with our team of 257 employees, we strive to create a welcoming environment where you can feel confident about your financial decisions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 87 W. Alexander Ave., Merced, CA 95348. We invite you to explore what we offer and discover how Farmers Insurance can make a positive impact on your financial well-being. Feel free to call us at 800-877-2345 or visit our website at figfcu.org for more information. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

A Legacy of Trust and Growth

From our humble beginnings, Farmers Insurance has steadily evolved to meet the needs of our members. Today, we proudly hold assets totaling over $1.46 billion, reflecting our commitment to responsible growth and financial stability. We have built strong relationships with our members by prioritizing their financial well-being and offering services that cater to their diverse needs from personal banking and auto loans to business banking solutions.

Commitment to Innovation and Accessibility

In this digital era, Farmers Insurance has embraced technology to enhance member experiences. We offer online banking, mobile payments, and person-to-person transfers making your financial transactions easier than ever. Our commitment extends beyond just convenience; we ensure ADA compliance so that all members can access our services without barriers.

Community Outreach and Partnerships

Farmers Insurance takes pride in actively engaging with the Merced community. Through partnerships with local organizations and outreach programs, we strive to make a positive impact on those around us. Whether it's through educational workshops or supporting local events, we work hard to give back because we know that together we can build a brighter future. As we look toward the future, we invite you to join us on this journey. Become part of a community-focused credit union where your voice matters, your needs are heard, and your dreams can take flight. Experience the benefits of membership at Farmers Insurance today! For more information or to open an account, please visit our website or call us at (800) 877-2345.

Our Mission: Empowering Community

Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community among our members. We believe in empowering individuals and families by offering them the tools they need to achieve their financial goals. This includes everything from checking and savings accounts to mortgage loans and credit cards with rewards. We are dedicated not only to banking but also to being an active participant in local initiatives that uplift our community. While members can visit us at 87 W Alexander Ave Merced Ca 95348, official correspondence should be sent to 87 W. Alexander Ave., Merced, CA 95348. Our operating hours are Monday through Friday from 8:00 AM to 3:30 PM, allowing us to serve you during convenient times.

Branch Location & Accessibility

Call to Action

If you're looking for a supportive banking partner in Merced, don't hesitate to reach out! Give us a call at 800-877-2345 or come by during our operating hours. We look forward to welcoming you at Farmers Insurance and helping you achieve your financial goals!

Operating Hours and Services

You can visit us Monday through Friday from 8:00 AM to 3:30 PM. These hours are perfect for busy schedules, allowing you to stop by before or after work. At Farmers Insurance, we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, and personal loans. Our team is dedicated to providing personalized service tailored to your financial needs.

Parking and Accessibility Features

We understand the importance of accessibility, which is why our branch is designed with all members in mind. Our parking area offers ample space, and we have ADA-compliant features like ramps to ensure everyone can access our services without hassle.

Member Eligibility

Joining the Farmers Insurance family at our Merced branch is more than just opening an account; it's about becoming part of a caring community that puts its members first. Whether you're a current employee of Farmers Insurance or a family member of someone who is, you can easily become a member here at Farmers Insurance. We pride ourselves on creating a welcoming atmosphere where you can access personalized financial services designed to help you thrive. If you're interested in learning more about eligibility, please visit this page for detailed information. Once you're ready to take the next step, opening an account with us is straightforward and hassle-free. You can find all the details you need by checking out our easy-to-follow guide at this link. If you have any questions or need assistance, don't hesitate to give us a call at (800) 877-2345. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy day at your café where customers are eager to pay for their delicious meals. Our merchant solutions ensure you can accept payments quickly and securely, allowing you to focus on what you do best serving your customers. Visit us at 87 W Alexander Ave Merced Ca 95348 in Merced, CA, or give us a call at (800) 877-2345 to learn more about how we can assist you on your path to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,209 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $624,219,909, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local businesses, Farmers Insurance offers tailored solutions through our business banking services. We understand the unique challenges businesses face, so we provide merchant services that simplify payment processing and enhance cash flow. Additionally, our business loans can help you invest in growth opportunities or cover operational costs without hassle.

Call-to-Action

We invite you to explore all that Farmers Insurance has to offer! Visit us at 87 W Alexander Ave Merced Ca 95348, check out more details on our website here, or simply reach out by phone if you're ready to take the next step towards achieving your financial goals. Your journey starts with us!

Digital Banking Convenience

In today's busy world, convenience matters. That's why we prioritize our digital banking features. With online and mobile banking, managing your accounts is just a few taps away. Check balances, transfer funds, or pay bills anytime, anywhere whether you're on your lunch break or relaxing at home. Our commitment extends to ensuring secure access with features like electronic signatures and mobile payments. Although we don't have ATM services at this branch location, we're dedicated to providing excellent service during our operating hours from 8:00 AM to 3:30 PM Monday through Friday. If you have any questions or need assistance with any of our services, feel free to call us at (800) 877-2345.

Personal Banking Solutions

For individuals and families, we offer a variety of personal banking services. You can open checking and savings accounts that fit your lifestyle, making it easy to manage your money. If you're planning to buy a new car, our auto loans and vehicle financing options can help you hit the road with confidence. Thinking about homeownership? Our mortgage loans and refinancing services are here to assist you in navigating that important milestone. Sometimes life throws curveballs, and that's where our personal loans and debt consolidation come in handy. Whether it's unexpected expenses or managing existing debts, we aim to provide solutions that work for you. Plus, don't forget about our rewarding credit cards! They not only help you make purchases but also offer great rewards for your spending.

Digital & Online Banking

Key Services

Our online banking features allow you to view account balances, transfer funds, and manage your transactions with ease. You can also enjoy the benefits of e-statements, which provide a secure and environmentally friendly way to keep track of your financial records. Plus, with electronic signature authorization, signing documents is a breeze no need for printing or mailing! For those who prefer banking on-the-go, our mobile application offers all the functionality you need right at your fingertips. With options for mobile payments, you can easily make purchases directly from your phone. Sending money to friends or family is simple with our person-to-person transfer feature, allowing you to send cash instantly without any hassle.

Security and Accessibility

At Farmers Insurance, security is a top priority. Our online banking services come with robust security measures to protect your personal information while ensuring peace of mind. You can confidently manage your finances knowing that we take every precaution to safeguard your data. Whether you're checking your balance during lunch or making a quick payment while commuting, our user-friendly interface makes navigation effortless. We're committed to providing you with real-time account management so that you can stay on top of your finances without any stress. Join us today at Farmers Insurance and discover how easy it is to bank digitally! Visit us online at https://figfcu.org/ for more information about our services and how we can help you achieve your financial goals.

Financial Strength

Commitment to Growth

With $136,127,085 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is further reflected in our lending portfolio: we have $2,608 in used auto loans and $1,376,552,708 in total loans and leases. This diverse range of offerings means we can help you achieve your dreams whether it's buying a car or investing in your future.

Member-Centric Savings

Members' savings are secured through $292,469,522 in share certificates and $74,450,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $265,035,664, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $-3,906,632, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 254 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $139,774,047, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $952 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Farmers Insurance is your trusted partner. Visit us at 87 W Alexander Ave Merced Ca 95348 or call (800) 877-2345 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,990,945 in used vehicle loans and $22,797,370 in new vehicle loans already helping members get on the road. We offer flexible terms to make owning your dream vehicle easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $624,219,909 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and we're here to support you every step of the way. If you're considering refinancing or want to explore eligibility options for our loan products, our team is ready to assist you. For more information about our loan offerings or to speak with one of our representatives, feel free to call us at 800-877-2345. Our branch located at 87 W Alexander Ave Merced Ca 95348 is here to serve you during our operating hours from 8:00 AM to 3:30 PM (Monday - Friday). All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Farmers Insurance, we're dedicated to providing you with tailored financial solutions that fit your life.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,499,501, make buying or refinancing simple. We can help you navigate the process and find the right mortgage solution for you.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $41,659,850 in loans helping members manage their finances effectively. These cards come with various benefits that can fit into any budget.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its commitment to providing verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Furthermore, LendMesh prioritizes user experience by eliminating sponsored listings; lenders are not ranked based on paid promotions. This means users can trust that the results they see are unbiased and reflect the best options available. Additionally, LendMesh offers real-time rate comparisons, allowing users to access up-to-date loan rates from multiple institutions. This feature empowers individuals to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping consumers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FARMERS INSURANCE FEDERAL CREDIT UNION - Merced, CA