Farm Credit Employees Credit Union Saint Paul MN | Best Auto Loans & Business Banking

Introduction

Welcome to Farm Credit Employees, your trusted financial partner located at 30 7Th St E Ste 265, Saint Paul, MN 55101. Since our establishment in 1975, we've been dedicated to serving our members and the community with integrity and commitment. With a strong membership base of 1,393 individuals, we take pride in being a part of your financial journey. At Farm Credit Employees, we understand that each member's needs are unique. That's why we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total assets stand at an impressive $16,841,330, reflecting our solid financial foundation and ability to support your goals. While you can visit us at our branch address for personalized service, please note that any official correspondence should be sent to our mailing address: 30 7th St E Ste 265, Saint Paul, MN 55101-4958. Our leadership team is here to guide you; under the direction of CEO Caitlin Brama and Board President Michael Strunk, we focus on fostering a welcoming environment for all members. Whether you need assistance or just want to explore your options, our dedicated staff of 3 employees is ready to help you every step of the way. We invite you to connect with us by calling 651-282-8880 or visiting our website at fcefcu.com to learn more about how we can assist you in achieving your financial dreams. Join us in making a difference in your community!

Branch History & Mission

Our Growth and Community Impact

As we've grown over the years, we've embraced digital advancements to better serve you. With features like online banking and mobile application access, managing your finances has never been easier. We prioritize accessibility and are proud to be ADA compliant so that all members can enjoy our services without barriers. Community outreach is at the core of what we do. We actively partner with local organizations to support initiatives that uplift our neighborhoods and create opportunities for all residents. Whether it's sponsoring local events or providing educational resources about financial literacy, we aim to make a positive impact in every way possible. With no ATMs or drive-thru services available at this location, we encourage members to take advantage of our online services for their banking needs. If you're looking for a supportive financial partner that truly cares about your success and well-being, we invite you to join us at Farm Credit Employees. Experience the difference today! Visit us or call us at 651-282-8880 for more information on how we can assist you on your financial journey. Together, let's build a brighter future!

Our Mission

Our mission is simple yet powerful: to provide accessible financial services while supporting the communities we serve. At Farm Credit Employees, we believe that everyone deserves financial stability and opportunities for growth. We offer a range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We strive to empower our members through sound financial guidance and support. You can find us at 30 7Th St E Ste 265, Saint Paul, MN 55101, conveniently located near local landmarks that make it easy for you to visit us. While members can come by for in-person assistance during our lobby hours from 8:00 AM to 3:00 PM, Monday through Friday, official correspondence should be sent to our mailing address at 30 7th St E Ste 265, Saint Paul, MN 55101-4958.

Branch Location & Accessibility

Welcome to Farm Credit Employees, your local credit union nestled in the heart of Saint Paul, Minnesota! Conveniently located at 30 7Th St E Ste 265, our branch is easy to find and accessible for all members. If you need to send us official correspondence, please use our mailing address: 30 7th St E Ste 265, Saint Paul, MN 55101-4958. Situated near vibrant landmarks, our branch is just a stone's throw away from the bustling downtown area. This prime location makes it simple for you to pop in while you're out and about. Parking is readily available nearby, ensuring you can visit us without any hassle. At Farm Credit Employees, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, making it easy for all members to access our services comfortably. We are here to serve you Monday through Friday from 8:00 AM to 3:00 PM. Whether you're looking to open a new account or discuss loan options, our friendly staff is ready to assist you during these hours. While we currently do not have an ATM or drive-thru service available at this location, we offer a range of personal banking services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our offerings are tailored for both individuals and businesses. If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 651-282-8880. We invite you to visit us at Farm Credit Employees and discover how we can help you achieve your financial goals. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Farm Credit Employees is like joining a close-knit family that truly cares about your financial well-being. If you're looking to enjoy a range of benefits, you'll be pleased to know that eligibility is accessible to many. Typically, anyone who works or has worked for Farm Credit Services or related organizations can join, along with their family members. This means you can easily share the perks of membership with loved ones! To learn more about the specific criteria and ensure you qualify, feel free to check out our detailed information at . Opening an account at Farm Credit Employees is straightforward and welcoming. We're here to guide you through every step, making it easy for you to start enjoying our fantastic services tailored just for you. If you're ready to take the next step, visit us online at http://www.fcefcu.com/open/new-account/, or give us a call at (651) 282-8880 for any questions you might have. We're excited to welcome you into our community located at 30 7Th St E Ste 265 Saint Paul Mn 55101!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we are eager to assist local entrepreneurs with flexible financing options when the need arises. Whether you're a member or not, our goal is to empower you with financial resources that help you scale your operations.

Merchant Services for Everyday Needs

In today's competitive market, efficient payment solutions can set your business apart. Our merchant services simplify transactions, allowing you to focus more on what matters serving your customers. Imagine being able to accept payments effortlessly, whether in-person or online. This convenience not only enhances customer satisfaction but also streamlines your operations. If you're looking for a reliable partner to support your business journey, visit us at 30 7Th St E Ste 265 Saint Paul Mn 55101 in Saint Paul, MN, or give us a call at (651) 282-8880. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking

If you're a business owner, we've got you covered too! Our business banking services include merchant services that allow you to accept payments easily and efficiently. Additionally, if you're looking for funding to grow your business, our business loans can provide the support you need.

Let Us Help You Today!

At Farm Credit Employees in Saint Paul, MN, we are committed to making banking accessible and beneficial for everyone. Whether you're just starting out in life or running a successful business, we have the tools and resources to help you succeed. Feel free to reach out to us at 651-282-8880 during our lobby hours from 8:00 AM to 3:00 PM (M-F). We look forward to serving you! For more information about our offerings or to open an account today, visit us at fcefcu.com.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills without visiting the branch. While we currently don't have ATM services available at this location, rest assured that our digital solutions ensure your banking experience is still smooth and efficient.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we offer various checking and savings accounts designed to fit different lifestyles and goals. Need funds for that new car? Our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans provide competitive rates and terms to help you settle into your dream space. For those moments when unexpected expenses arise, our personal loans and debt consolidation services can give you the breathing room you need to get back on track. Plus, with our credit cards featuring rewards, every purchase brings you closer to exciting benefits!

Digital & Online Banking

In today's fast-paced world, having access to your finances at your fingertips is essential. At Farm Credit Employees, we prioritize your convenience and security with our robust digital and online banking services. Whether you're managing your accounts from home or on the go, our platform is designed to make banking easier for you. With just a few clicks on our website, accessible at https://fcefcu.com/, you can take control of your finances anytime, anywhere. Our 24/7 online banking services let you check balances, transfer funds, and pay bills without the need to visit a branch. You can also enjoy the ease of e-statements, which provide a secure and environmentally friendly way to keep track of your transactions. For those who prefer mobile banking, our mobile application offers all the features you need right in your pocket. Although we currently do not support mobile payments, our app allows for person-to-person transfers, making it easy to send money to friends or family instantly. Plus, with our electronic signature authorization, signing documents has never been simpler or more secure. At Farm Credit Employees, we understand that security is a top concern for our members. That's why we implement advanced security measures to protect your personal information while providing a user-friendly experience. Our goal is to ensure that you can manage your accounts in real-time without any worries. In short, whether you're using a computer or a smartphone, our digital banking services are here to enhance your banking experience. Join us at Farm Credit Employees and discover how easy managing your finances can be!

Financial Strength

A Growing Community

With 2,162 reflecting a strong and growing member base that trusts us with their finances, our community continues to thrive. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Farm Credit Employees is your trusted partner. Visit us at 30 7Th St E Ste 265 Saint Paul Mn 55101 or call (651) 282-8880 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Dedicated Team

We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your needs come first at Farm Credit Employees, where we work tirelessly to help you achieve your financial aspirations.

Member-Centric Savings

Members' savings are secured through $2,763,587 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; unlike traditional banks, our resources are focused on benefiting you through better loan rates and exclusive perks.

Reinvestment for Better Services

With $2,004,437 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $2,004,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,190 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

We are here to support your financial goals with $240 in used auto loans and $13,944,442 in total loans and leases. This lending capacity allows us to meet the diverse needs of our members effectively.

Loan Offering

Additional Support for Your Financial Journey

We pride ourselves on providing comprehensive services tailored to our members' needs. If you're interested in refinancing options or want more information on eligibility criteria for any of our products, please don't hesitate to reach out. Our friendly staff is ready to assist you. You can contact us at 651-282-8880 or visit us at 30 7Th St E Ste 265, Saint Paul, MN 55101 during our operating hours from 8:00 AM - 3:00 PM, Monday through Friday. All performance insights and financial data presented here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Farm Credit Employees can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,082,829 in used vehicle loans and $4,121,978 in new vehicle loans already helping members get on the road. We provide competitive financing options whether you're interested in a brand-new model or a reliable pre-owned vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,495,201. Our team is here to guide you through the process and answer any questions you may have about eligibility and refinancing opportunities.

Unsecured Credit Card Loans

For those looking for flexibility in managing their finances, we also offer unsecured credit card loans. While currently totaling $0, this option allows members to access funds without needing collateral, making it easier to handle unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh takes accuracy seriously. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent, allowing you to choose a loan that truly meets your needs.