Fargo Public Schools CU Fargo ND | Affordable Auto Loans & ATM Access

Introduction

Welcome to Fargo Public Schools! Located at 1609 32nd Ave S, Fargo, ND 58103, we have been proudly serving our community since 1934. With a strong commitment to supporting our members, we are more than just a credit union; we are a trusted partner in your financial journey. At Fargo Public Schools, we currently serve over 2,358 members and manage assets totaling $57,214,623. Our dedication to your financial well-being is reflected in the $5,006,433 in total deposits and the diverse range of services we offer, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our leadership team is here to guide you. Under the direction of our CEO Mari Gagelin and Board President Karla Volrath, we strive to create an environment where every member feels valued and understood. With a dedicated staff of 9 employees, we're ready to assist you with any questions or needs you may have. While members can visit us at our branch location for assistance, official correspondence should be sent to the same address: 1609 32nd Ave S, Fargo, ND 58103. You can reach us directly at 701-241-4770, or explore our website at fpsfcu.com for more information about our services. Join us as we continue to foster a sense of community and support among our members. Whether you're looking for a loan or need help managing your finances, we're here for you every step of the way. Come visit us today!

Branch History & Mission

At Fargo Public Schools, we take pride in our rich history and unwavering commitment to serving our community. Founded in 1934, our credit union has grown alongside the vibrant city of Fargo, North Dakota. Over the decades, we have transformed from a small financial institution into a trusted partner for over 2,300 members, all while maintaining our core mission: to empower individuals and families through accessible financial services. Located at 1609 32nd Ave S, Fargo, ND 58103, our branch is easily accessible and just a stone's throw away from local landmarks like the Fargo Public Library and South High School. Our operating hours are designed to accommodate your busy life: we're open Monday through Friday from 7:30 a.m. to 5:30 p.m., and Saturday from 8:30 a.m. to 12:00 p.m. If you need assistance, feel free to reach us at 701-241-4770. Our mission goes beyond just providing banking services; it's about building lasting relationships with our members and supporting their financial goals. We believe in offering products that make life easier be it personal checking and savings accounts, auto loans, or mortgages. With total assets of over $57 million, we ensure that our members have access to the resources they need for a secure financial future. We also recognize the importance of keeping up with modern banking needs. Our branch features an ATM for quick access to cash and drive-thru banking for your convenience. Additionally, we embrace technology with online banking options that allow you to manage your finances anytime, anywhere. While members can visit us at 1609 32nd Ave S, official correspondence should be sent to 1609 32nd Ave S, Fargo, ND 58103 if different. As part of our commitment to community support, we actively participate in local outreach efforts and partnerships aimed at fostering financial literacy among youth and families. Fargo Public Schools Credit Union is not just about numbers; it's about people. We strive to create an inclusive environment where every member feels valued and empowered. Join us today and experience the benefits of being part of a community-focused credit union dedicated to your financial success! Visit us at fpsfcu.com or explore membership options here.

Branch Location & Accessibility

Connect with Us!

Have questions or need more information? Feel free to give us a call at 701-241-4770. We invite you to stop by our branch today and discover how Fargo Public Schools can help you achieve your financial goals!

Nearby Landmarks and Features

Situated near local favorites like the Fargo Park District and just a short drive from the bustling downtown area, our branch is perfectly positioned for both residents and commuters. You'll find ample parking available, ensuring a hassle-free visit. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all members of our community.

Operating Hours and Services

We know your time is valuable! That's why we offer convenient hours to fit your busy schedule. Our lobby is open from 7:30 a.m. to 5:30 p.m., Monday through Friday, and from 8:30 a.m. to 12:00 p.m. on Saturdays. Whether you need assistance with checking accounts, auto loans, or credit cards with rewards, our friendly staff is ready to assist you. For those on-the-go, we provide ATM services and drive-thru banking options for quick deposits and withdrawals without leaving your vehicle. While visiting us at 1609 32nd Ave S, keep in mind that any official correspondence should be sent to the same address for clarity.

Member Eligibility

Joining the community at Fargo Public Schools is like stepping into a family where your financial well-being is our priority. To become a member, you simply need to meet some friendly eligibility requirements, which mostly include being affiliated with Fargo Public Schools or living in the surrounding area. Whether you're a teacher, staff member, or a family member of someone who works in the school district, you're warmly welcomed to apply! For those interested in learning more about the specific criteria, feel free to check out our detailed information at http://www.fpsfcu.com/join. Opening an account is a breeze! Our dedicated team is here to guide you every step of the way. You can reach us at (701) 241-4770 if you have any questions or need assistance. Becoming a member not only grants you access to a variety of financial services but also places you among a supportive community that genuinely cares about your success. We can't wait for you to join us at Fargo Public Schools, located at 1609 32Nd Ave S Fargo Nd 58103!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer practical merchant services that can simplify your operations. Imagine having a streamlined payment processing system that allows you to focus on what truly matters growing your business. Our services help ensure that you can accept payments quickly and securely, making transactions easier for you and your customers. Visit us at 1609 32Nd Ave S Fargo Nd 58103 in Fargo, ND or call us at (701) 241-4770 to learn more about how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For local businesses in Fargo, we understand that managing finances can be challenging. That's why we provide business banking services including merchant services and business loans tailored to support your growth. Our team is here to help streamline your operations and ensure you have the resources needed for success.

Convenient Access Anytime

We know how important it is for you to access your money when you need it. That's why we have convenient ATM services available for cash withdrawals and balance checks. Plus, our basic drive-thru banking allows for quick deposits and simple transactions without leaving your vehicle perfect for those busy days! At Fargo Public Schools, located at 1609 32Nd Ave S Fargo Nd 58103, we're dedicated to providing exceptional service while meeting all of your financial needs. For any inquiries or further assistance, don't hesitate to reach out to us at (701) 241-4770 during our lobby hours: Monday through Friday from 7:30 a.m. - 5:30 p.m., and Saturday from 8:30 a.m. - 12:00 p.m. Explore how we can help enhance your financial journey by visiting us online at Fargo Public Schools Fcu. Join us today and experience the difference!

Credit Options That Work for You

In today's world, having access to credit is essential. At Fargo Public Schools, we offer credit cards with rewards that allow you to earn while you spend. Whether it's for everyday purchases or larger investments, our personal loans can assist with debt consolidation or unexpected expenses, making financial management simpler.

Home Financing Made Easy

Are you ready to purchase your first home or refinance your existing mortgage? Our mortgage loans are crafted to help you navigate the process with confidence. We provide personalized support every step of the way, ensuring you understand all your options. With our refinancing solutions, you could lower your monthly payments or tap into your home equity for other expenses.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options are designed for convenience and ease. Imagine managing your finances effortlessly through our online and mobile banking platforms, where you can check balances, transfer funds, and pay bills anytime, anywhere. If you're considering financing a new vehicle or need assistance with an auto loan, we offer competitive rates and flexible terms that make it easier to drive away in your dream car.

Digital & Online Banking

Accessibility Made Easy

Managing your finances shouldn't be a chore. At Fargo Public Schools, we aim to provide an accessible banking experience that fits into your life. The combination of our online and mobile services ensures that you're always in control of your finances. Enjoy the flexibility of handling transactions at home or on the move whenever it suits you best. Explore all these features and more by visiting us at http://www.fpsfcu.com/ today! Your financial peace of mind is just a click away with Fargo Public Schools's digital banking services.

Key Features of Our Online Services

Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, view transaction history, and transfer funds whenever you need to. You can also enjoy the convenience of person-to-person transfers, making it simple to send money to friends or family without any hassle. For those who prefer a mobile experience, our user-friendly mobile application is available for download. This app brings all the features of online banking right to your fingertips. Whether you're paying bills or checking your account on the go, everything is streamlined for your ease. We also prioritize your security with features like electronic signature authorization. This means you can sign important documents safely and conveniently from home, without needing to visit the branch in person. Plus, with e-statements available, you'll receive monthly statements electronically, reducing paper clutter while keeping your financial information secure.

Financial Strength

Commitment to Innovation

With $6,668,279 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is reflected in our diverse offerings; with $422 in used auto loans and $23,884,429 in total loans and leases, we're here to support your financial goals across various sectors.

Growing Trust

The trust of our community is demonstrated through our significant member base totaling 5,031 share accounts. This shows that more people are choosing Fargo Public Schools as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fargo Public Schools is your trusted partner. Visit us at 1609 32Nd Ave S Fargo Nd 58103 or call (701) 241-4770 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $14,459,950 in share certificates and $12,317,484 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is also evident in our operational efficiency reflected by our $93,806. This allows us to keep offering competitive loan rates and solid financial products tailored to your needs. Our dedicated team consists of 8 full-time employees and 1 part-time employees who ensure that we are always ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $6,668,279, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,291,311 in used vehicle loans and $3,023,236 in new vehicle loans already helping members get on the road. We make financing simple and accessible so you can focus on what matters most enjoying your drive.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $508,567 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits to suit your spending habits.

Credit Lines

If you need additional flexibility for unexpected expenses or larger purchases, our total credit lines amount to $700,000. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,935,017, make buying or refinancing simple. We're here to guide you through every step of the process and ensure you find the right fit for your situation.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, speak to one of our knowledgeable representatives about eligibility options available to you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing transparent information so that you can make informed decisions about your financial future. Explore our loan offerings today and discover how Fargo Public Schools can support your journey towards financial success!

Loan Aggregator

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FARGO PUBLIC SCHOOLS FEDERAL CREDIT UNION - Fargo, ND

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