Fargo Public Schools Credit Union ND | Affordable Auto Loans & Checking

Introduction

Welcome to Fargo Public Schools, your trusted financial partner located at 1462 Broadway N, Fargo, ND 58102. Established in 1934, we have been serving our community for nearly nine decades, providing a strong foundation of financial stability and support for our members. With a total membership of 2,358, we pride ourselves on creating lasting relationships with those we serve. At Fargo Public Schools, we understand that every financial journey is unique. That's why we offer personalized services tailored to meet your needs, whether you're looking for a checking account, an auto loan, or assistance with home financing. Our total assets currently stand at an impressive $57,214,623, reflecting our commitment to secure and reliable banking solutions. We also manage over 1,315 loans and leases, totaling a significant investment in our members' futures. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 415 4th St N, Fargo, ND 58102. Our dedicated team of 9 employees, led by CEO Mari Gagelin and Board President Karla Volrath, is here to assist you during our operating hours: Monday through Friday from 8:20 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. We are proud to maintain a net worth of $6,668,279 and total deposits of $5,006,433, ensuring that your funds are safe and sound with us. Our focus on community impact is evident in everything we do; from offering competitive rates on loans to providing exceptional customer service. Ready to take the next step in your financial journey? Call us today at 701-365-0480 or visit our website at http://www.fpsfcu.com for more information about how we can help you achieve your goals. Join us as we continue to build a brighter future together!

Branch History & Mission

At Fargo Public Schools, we take pride in our rich history and strong commitment to serving our community. Established in 1934, our credit union has grown from a small organization into a trusted financial partner for over 2,358 members. Located at 1462 Broadway N in Fargo, ND, we are dedicated to providing quality financial services tailored to the needs of our members and their families. Our journey began with a simple mission: to support the educational community of Fargo by offering affordable financial solutions. Over the years, we have expanded our offerings to include personal banking products such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. As we evolved, so did our commitment to embracing technology, ensuring that our members have access to modern conveniences like online banking and mobile applications. While members can visit us at 1462 Broadway N Fargo Nd 58102, official correspondence should be sent to 415 4th St N, Fargo, ND 58102. This ensures that all communication is directed appropriately while maintaining easy access for in-person services. Our mission is clear: we strive to empower our members by providing exceptional financial resources while actively contributing to the well-being of our community. We believe that by helping individuals achieve their financial goals, we contribute to a stronger and more vibrant community overall. Our drive-thru service and ATM availability make it easy for members to access their funds whenever they need them. As we continue to grow, we remain deeply committed to outreach efforts within Fargo. Partnering with local schools and organizations allows us to provide financial education and resources that help build a better future for everyone in our community. Join us on this exciting journey! Experience the benefits of being part of Fargo Public Schools Credit Union today. Whether you're looking for your first loan or seeking advice on managing your finances, we are here for you every step of the way. Visit us during our operating hours Monday through Friday from 8:20 a.m. to 5:00 p.m., or Saturday from 8:30 a.m. to 12:00 p.m. and discover how we can help you achieve your financial dreams!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant and features ramps and designated parking spaces for those who need them. We want everyone to feel welcome and comfortable when they visit us.

Contact Us

If you have any questions or need assistance, don't hesitate to give us a call at 701-365-0480. Our friendly team is ready to help you with anything you might need! We invite you to visit us soon and see how we can support your financial journey. Join the Fargo Public Schools community today where we make banking simple and accessible!

Convenient Banking Hours

Our lobby hours are designed for your convenience. We're open from 8:20 a.m. to 5:00 p.m., Monday through Friday, and on Saturdays from 8:30 a.m. until noon. This means you can come by before work or during your lunch break without any hassle!

Services Offered

At Fargo Public Schools, we offer a range of services tailored to meet your financial needs. You can handle everything from checking and savings accounts to auto loans and mortgage refinancing all under one roof. Plus, with our ATM available on-site and drive-thru banking options, managing your money has never been easier.

Member Eligibility

At Fargo Public Schools, we believe that everyone deserves a chance to be part of a caring community where their financial needs are prioritized. Becoming a member is simple and welcoming! If you're an employee, student, or family member of the Fargo Public Schools district, you're already eligible to join us. We also invite individuals who live or work in Cass County to become members. This means you can access a variety of benefits tailored just for you, like competitive loan rates, personalized service, and community-focused initiatives. To start your journey with us, simply check out our eligibility details at http://www.fpsfcu.com/join. You'll find everything you need to know about joining our supportive family. If you have any questions or need assistance, feel free to give us a call at (701) 365-0480. We're here to help and look forward to welcoming you into the Fargo Public Schools community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running a bustling café or a retail shop where payments are swift and easy. Our merchant services make it simple for you to accept payments seamlessly, ensuring that you can focus on serving your customers rather than worrying about transactions. From point-of-sale systems to mobile payment options, we have the tools that can help streamline your operations. Located at 1462 Broadway N Fargo Nd 58102 in Fargo, ND, we're here to partner with you on your path to success. For more information about how our business banking and commercial services can benefit you, give us a call at (701) 365-0480 or visit our website at Fargo Public Schools Fcu.

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our members who run businesses, we provide specialized services like merchant services and business loans. These offerings are designed to support your growth and help manage your finances efficiently. It's all about ensuring that you have the right tools at your fingertips.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Fargo Public Schools Fcu offers robust online and mobile banking features. You can check balances, transfer funds, and even deposit checks from the comfort of your home or on-the-go using our mobile app. Plus, our ATM and cash withdrawal services mean you'll always have access to your money when you need it most.

Drive-Thru & ATM Services

For quick transactions without stepping inside, our drive-thru service makes it easy to handle deposits, withdrawals, and other simple transactions right from your vehicle. Our ATMs are available for basic cash withdrawals and balance checks anytime you need them. We invite you to visit us at 1462 Broadway N Fargo Nd 58102 or give us a call at (701) 365-0480 if you have any questions about how we can assist you further. At Fargo Public Schools, we're committed to being more than just a credit union; we're a partner in achieving your financial success. Explore all the possibilities with us today!

Loans Made Easy

When it comes to financing a new car or consolidating debt, our auto loans and personal loans are crafted with flexibility in mind. We understand that life can be unpredictable, so we aim to make borrowing as easy as possible. For those dreaming of homeownership, our mortgage loans and refinancing options are here to help you navigate the process smoothly.

Personal Banking

Managing your finances should be simple and straightforward. That's why we offer personal banking services that include checking and savings accounts designed to help you reach your savings goals while providing easy access to your funds. Imagine having a checking account that not only keeps your money safe but also offers rewards for your everyday spending. Our credit cards come with exciting rewards, giving you more value from your purchases.

Digital & Online Banking

Key Services

With our online banking platform available at http://www.fpsfcu.com/, you can access your accounts 24/7. From checking your balance to transferring funds, everything is just a click away. You can even manage e-statements easily say goodbye to paper clutter! Plus, our electronic signature authorization allows for quick and secure document signing without needing to visit a branch. If you're someone who loves using your smartphone, you'll appreciate our mobile application. It makes banking on the go simple and efficient. You can check balances, make deposits, and send money through person-to-person transfers all from the palm of your hand. And if you're looking for an easy way to pay for things, we also support mobile payments!

Security and Ease of Use

Your security is our top priority. Our online banking services are equipped with the latest safety features to ensure that your personal information remains protected. With user-friendly interfaces and straightforward navigation, accessing your financial information is as easy as scrolling through your social media feed. In today's fast-paced world, having real-time access to your account helps you stay in control of your finances. At Fargo Public Schools, we are committed to providing you with accessible solutions that fit seamlessly into your lifestyle. Explore all these great features today by visiting us online at http://www.fpsfcu.com/ or downloading our mobile app!

Financial Strength

At Fargo Public Schools, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency and sound management, which is why we are committed to keeping you informed about our financial health. Our financial data reflects our dedication to providing a solid foundation for all our members. With a net worth of $6,668,279, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 11.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,459,950 in share certificates and $12,317,484 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,668,279 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $23,884,429 in total loans and leases and 422 used auto loans available to help you make your dreams a reality. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 8 full-time employees and 1 part-time employee, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. We also have 5,031 total share accounts, showing a strong and growing member base that trusts us with their finances. This commitment to service is matched by the availability of resources: our net shares stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fargo Public Schools is your trusted partner. Visit us at 1462 Broadway N Fargo Nd 58102 or call 701-365-0480 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $6,291,311 in used vehicle loans and $3,023,236 in new vehicle loans to help our members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Credit Lines

For those who need extra flexibility, our total credit lines amount to $700,000. This option allows you to draw funds as needed while keeping costs manageable. If you're considering refinancing any existing debts or exploring eligibility options for our various loan products, we're here to help! Feel free to reach out for personalized guidance tailored to your financial needs. At Fargo Public Schools, we are committed to providing solutions that work for you. To learn more about our loan offerings or start an application today, please visit us at 1462 Broadway N Fargo Nd 58102, give us a call at 701-365-0480, or check out our website at http://www.fpsfcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you turn your financial goals into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,935,017, making it easier for you to invest in your future. Our dedicated staff can guide you through the process and discuss eligibility options that suit your situation.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $508,567 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits that can fit into any budget.

Loan Aggregator

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FARGO PUBLIC SCHOOLS FEDERAL CREDIT UNION - Fargo, ND

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