Fannin Credit Union Bonham TX | Affordable Auto Loans & Quick Personal Loans

Introduction

At Fannin, we believe that strong financial support can transform lives and strengthen communities. Located at 1737 N State Highway 121, Bonham, TX 75418, our main office has been serving members since 1966. With a dedicated team of 14 employees led by CEO Eric Weeks and Board President Wesley Roberts, we are proud to foster a welcoming environment where everyone feels valued. With over 6,800 members, we have built a solid reputation for reliability and trustworthiness. Our total assets amount to an impressive $73,896,393, showcasing our commitment to sound financial practices. We currently manage $19,229,424 in deposits and have granted 4,006 loans and leases, helping our community achieve their dreams whether that's purchasing a new vehicle or investing in education. While members can visit us at our Bonham location for personal banking services, official correspondence should be sent to the same address: 1737 N STATE HIGHWAY 121, BONHAM, TX 75418. We encourage you to explore our wide range of services designed to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. Our mission goes beyond just numbers; it's about making a positive impact in the lives of our members. We invite you to experience personalized banking that prioritizes your goals. If you're looking for a financial partner that cares about your future as much as you do, don't hesitate to reach out! Call us at 903-583-8131 or visit our website at fannincu.com today.

Branch History & Mission

Community Commitment

At Fannin, we believe that strong communities are built on collaboration and support. That's why we actively engage in various outreach efforts designed to uplift and empower those around us. From local sponsorships to educational workshops on financial literacy, our goal is to be more than just a credit union; we strive to be a vital part of Bonham's fabric. We also prioritize accessibility with modern banking solutions like online banking and mobile applications. Our branch is ADA compliant and features both ATM availability and drive-thru services for your convenience.

Join Us

As we look toward the future, we invite you to become part of our story. At Fannin, you're not just another member; you're part of a community that cares about your financial success. Visit us at 1737 N State Highway 121 or reach out at 903-583-8131 for more information about how we can assist you on your financial journey. Let's build a brighter future together! For official correspondence, please send mail to 1737 N STATE HIGHWAY 121, BONHAM, TX 75418 if different from our branch address. Explore all that Fannin has to offer by visiting our website at fannincu.com.

Our Journey

Since our opening year, Fannin has dedicated itself to providing exceptional financial services while fostering community engagement. Throughout the years, we've celebrated significant milestones that highlight our growth and resilience. With total assets reaching an impressive $73,896,393 and a diverse range of services including personal banking, auto loans, mortgages, and business banking, we have continuously adapted to meet the needs of our members. Our journey is marked by our deep-rooted mission: to enhance the financial well-being of our members while contributing positively to the community around us. This mission drives every decision we make and influences how we serve you whether through accessible loan options or community outreach programs.

Branch Location & Accessibility

Call to Action

Ready to experience convenient banking? We invite you to visit us at our Bonham location or give us a call at 903-583-8131. Our team looks forward to assisting you!

Operating Hours

We understand that life gets busy! That's why our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and on Friday until 5:30 PM. For those who prefer drive-thru service, we welcome you starting at 7:30 AM on weekdays and even have Saturday hours from 8:00 AM for your convenience.

Parking and Accessibility Features

We prioritize accessibility for all our members. Our branch features ample parking with dedicated spots for those with disabilities, ensuring everyone can easily visit us. The entrance is equipped with ramps for easy access, adhering to ADA compliance standards.

Services Offered

At Fannin Credit Union, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we are committed to providing financial solutions that work for you. Additionally, our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Fannin, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that looks out for each other. Membership is open to anyone who lives, works, worships, or attends school in Fannin County, TX. If you fit any of these criteria, we welcome you with open arms! The benefits of being a member include access to a range of financial services designed to support your needs, from personal loans to savings accounts with great rates. To get started on your journey with us, check out the detailed eligibility criteria at https://fannincu.com/who-can-join/. When you're ready to take the next step, opening an account is simple! Just visit us at https://www.mobicint.net/bva/loanapp/list, or give us a call at (903) 583-8131 if you have any questions. We can't wait to help you become part of our wonderful community at Fannin, located at 1737 N State Highway 121 Bonham Tx 75418.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily and efficiently. Our merchant services allow businesses to process transactions smoothly, ensuring that you can focus on what you do best running your business. Whether it's credit card processing or online payment solutions, we provide the tools you need to enhance customer experience and increase sales. Visit us at 1737 N State Highway 121 Bonham Tx 75418 in Bonham, TX or call us at (903) 583-8131 to explore how our Business Banking & Commercial Services can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand your existing business, our team is ready to help you navigate financing options that suit your goals.

Cash Withdrawal Services

Need cash on the go? We have ATM services available for quick withdrawals and balance checks whenever you need them. Plus, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle perfect for busy days when time is of the essence. At Fannin, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you achieve your financial goals. Our friendly staff is always ready to assist you with any questions or concerns. Ready to take the next step? Visit us at 1737 N State Highway 121 Bonham Tx 75418 or give us a call at (903) 583-8131. Let's work together towards securing your financial future!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. With just a few clicks, you can manage your accounts anytime, anywhere. Our digital features include person-to-person payments and e-statements, ensuring that accessing your finances is as straightforward as possible.

Credit Cards and Rewards

We also offer credit cards that come with rewards, allowing you to earn points for everyday purchases. Imagine using your card for groceries and then redeeming those points for travel or shopping discounts it's an excellent way to make your spending work for you.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that fit your lifestyle. Need to finance a new car? Our auto loans and vehicle financing options make it easy to get on the road without breaking the bank. If you're considering buying a home, explore our mortgage loans and refinancing options, which can help you secure the best rates available. For those unexpected expenses or consolidating debt, our personal loans provide flexible solutions tailored to your situation.

Digital & Online Banking

Convenient Features at Your Fingertips

Need to send money to a friend? Our person-to-person transfer service makes it simple. You can quickly send funds without hassle, whether it's splitting a dinner bill or paying back a loan. If you're always on the move, our mobile application is here to help you manage your accounts right from your phone. While we currently do not support mobile payments or electronic signature authorization, rest assured that our platform prioritizes security so you can bank with confidence.

Easy Access to Your Accounts

With our 24/7 online banking services, you can log in to your account through our website at https://fannincu.com/. Check your balances, view transactions, and transfer funds with just a few clicks. Plus, if you prefer paperless statements, our e-statements feature allows you to receive monthly statements directly in your inbox no more waiting for the mail!

Stay Connected Anytime

Our user-friendly design ensures that all features are easy to navigate, making it simple for anyone to manage their money effectively. With access available around the clock, you'll never feel out of touch with your finances again. In summary, Fannin is committed to providing convenient digital banking solutions that meet your needs while ensuring security and ease of use. Explore our offerings today and take control of your financial journey!

Financial Strength

At Fannin, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that your credit union is built on a solid foundation. That's why we're proud to share insights into our financial strength, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $12,936,839, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.51% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,658,595 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on serving our members first, it's important to note that we hold $0 in non-member deposits. This ensures our resources remain dedicated to benefiting you through better loan rates and exclusive perks. With $12,391,925 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is evident with $1,235 in used auto loans and a total of $42,487,060 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $493,117, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) currently stand at $0. Additionally, we have a total of 18,294 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fannin is your trusted partner. Visit us at 1737 N State Highway 121 Bonham Tx 75418 or call (903) 583-8131 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,917,045 in used vehicle loans and $11,197,568 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Lines

Need some extra cash flow? We provide access to total credit lines amounting to $2,000,000, giving you the flexibility to cover larger purchases or emergencies as they arise. For those considering refinancing options or checking eligibility for any of our products, we invite you to reach out. You can contact us at 903-583-8131 or visit us at our branch located at 1737 N State Highway 121 Bonham TX 75418. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Fannin, we're committed to providing personalized service and transparent information to help you make informed decisions about your financial future. We look forward to helping you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available at this time, we encourage you to explore our future offerings that may align with your needs.

Unsecured Credit Card Loans

Managing your finances effectively is crucial, and that's why we also offer flexible terms on unsecured credit card loans. With a total of $810,813 in loans provided, our credit cards can help you handle unexpected expenses while building your credit score.

Loan Aggregator

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Up-to-Date Information

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FANNIN FEDERAL CREDIT UNION - Bonham, TX

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