Family Trust Credit Union York SC | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Family Trust, your trusted partner in financial well-being! Located at 1690 Old York Rd, York, SC 29745, our branch has been a cornerstone of the community since 1957. With a strong commitment to serving our 56,206 members, we pride ourselves on providing personalized banking solutions that cater to your unique needs. At Family Trust, we believe in building lasting relationships with our members. Whether you are looking for a new auto loan, a mortgage, or everyday banking services, we are here to help you achieve your financial goals. Our total assets amount to an impressive $740,151,649, reflecting our stability and dedication to supporting you. While members can visit us at our branch, official correspondence should be sent to PO Drawer 10233, Rock Hill, SC 29731. With a team of 129 dedicated employees, led by CEO Ryan Harvey and Board President Chris Ruh, we ensure that every interaction is warm and welcoming. With total deposits reaching $99,699,250 and robust loan offerings totaling 31,269, we are well-equipped to assist you in navigating your financial journey. Our net worth stands at $83,246,388, showcasing our strength as a reliable financial institution. Experience the Family Trust difference today! Call us at 803-684-3201 or visit our website at www.familytrust.org to learn more about how we can serve you better. Your financial future starts here!

Branch History & Mission

Community Focus

Family Trust isn't just a credit union; we're part of the fabric of York. Our team of dedicated employees is always ready to assist you during lobby hours from Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM. Additionally, we offer drive-thru services for your convenience and have ATMs available for quick access to your funds. We invite you to join Family Trust today and experience the benefits of being part of a community-focused credit union that truly cares about its members' financial journeys. Together, let's build a brighter future for ourselves and our neighbors! For more information or to become a member, call us at 803-684-3201 or visit our website.

Mission Statement

At the heart of Family Trust's mission is a dedication to community support and financial empowerment. We believe that when our members thrive, so does the community around us. Through various outreach efforts and partnerships with local organizations, we actively contribute to making York a better place for all residents. For those wishing to correspond with us officially, please note that while you can visit us at 1690 Old York Rd, official correspondence should be sent to PO Drawer 10233, Rock Hill, SC 29731.

Our Evolution

Since opening our doors, Family Trust has focused on fostering financial well-being for individuals and families alike. Over the years, we've expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. With total assets now exceeding $740 million, our growth reflects the trust our members place in us. Our commitment goes beyond numbers; it's about people. We understand that financial needs vary from person to person. That's why we have made it our mission to provide personalized service and support to help each member achieve their goals. We've embraced technology while ensuring accessibility for everyone. Our digital banking services, including online banking and mobile payments, empower members to manage their finances anytime and anywhere.

Branch Location & Accessibility

Accessibility Features

At Family Trust, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and parking spaces, ensuring that everyone can visit us comfortably. We also have ample parking available, making your visit hassle-free.

Get in Touch

Have questions or ready to get started? Give us a call at 803-684-3201! Our friendly staff is always eager to assist you with any inquiries or services you may need. Visit us today at Family Trust in York we look forward to helping you achieve your financial goals!

Operating Hours

We want to be available when you need us. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. If you're in a hurry, take advantage of our drive-thru service during the same hours for quick deposits and withdrawals.

Services Offered

Family Trust offers a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash? Our ATM is readily available for quick withdrawals and balance checks whenever you need it. While members can visit us at 1690 Old York Rd, official correspondence should be sent to PO Drawer 10233, Rock Hill, SC 29731 if needed.

Member Eligibility

Becoming a member of Family Trust is like joining a welcoming family where your financial needs come first. If you live, work, or worship in York County, or have a family member who is already a member, you're eligible to join us! We believe everyone deserves access to friendly service and great financial products that can help them thrive. Not only will you gain access to our wide range of services from checking accounts and loans to online banking but you'll also enjoy the benefits of being part of a community-focused organization. To start your membership journey with Family Trust, simply visit us at 1690 Old York Rd York Sc 29745 or give us a call at (803) 684-3201 for more information. For detailed eligibility criteria, check out our website at https://www.familytrust.org/join-today/become-a-member.html. Opening an account is easy and straightforward just follow the steps outlined here: http://www.familytrust.org#applyloan. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $5,567,091, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a reliable partner that helps streamline your payment processes while enhancing customer satisfaction. Our merchant services offer just that enabling businesses to accept payments easily, whether online or in-store. From point-of-sale systems to mobile payment options, we provide tools that help you focus on what you do best: running your business. Whether you're looking for funding or efficient ways to manage transactions, Family Trust has the solutions you need right here at 1690 Old York Rd York Sc 29745. Reach out to us at (803) 684-3201 to discover how we can support your business journey today!

Comprehensive List Of Services

Credit Cards and Business Solutions

For those who enjoy rewards while spending, our credit cards with rewards offer great benefits for everyday purchases. Imagine earning points as you shop for groceries or fuel up your car. It's an easy way to get something back from your spending! For business owners, we recognize the unique challenges you face. Our business banking services, including merchant services and business loans, are structured to support your growth. Whether you're starting a new venture or expanding an existing one, we're here to partner with you.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services that allow you to manage your finances on the go. From checking balances to transferring funds or making payments, everything is just a tap away. You can even use our ATM services for withdrawals and balance checks without stepping into the branch.

Easy Access Banking

We also provide basic drive-thru banking options for quick transactions like deposits and withdrawals, so you can keep moving without missing a beat. Our friendly staff is always ready to assist you at our location on 1690 Old York Rd York Sc 29745, ensuring you have access to all necessary services. With every service at Family Trust, we aim to simplify your financial journey while providing exceptional support along the way. For more information about how we can assist you or if you're ready to become a member, please reach out at (803) 684-3201 or visit us online at East York. Your financial well-being is our priority!

Loans Made Simple

For those looking to finance a new car or refinance their home, our auto loans and mortgage options provide competitive rates and flexible terms. Picture yourself driving off in a reliable vehicle or enjoying the comfort of your own home with ease, all thanks to our supportive lending team. If you find yourself needing quick cash or consolidating debt, our personal loans can help lighten the load. With straightforward applications and quick approvals, we understand that life can throw surprises your way, and we're here to assist you every step of the way.

Personal Banking Services

Whether you're opening your first checking account or saving for future goals, our personal banking options make it easy. We offer checking and savings accounts designed to help you manage your finances effectively. Imagine having a secure place to save for that dream vacation or simply managing daily expenses effortlessly.

Digital & Online Banking

Key Features

One of the standout features of our digital banking experience is electronic signature authorization. This means you can sign documents electronically without needing to visit a branch. It's fast, secure, and hassle-free ideal for today's busy lifestyle. We also offer e-statements for those who prefer to go paperless. You can easily view and download your statements anytime, keeping your financial records organized and accessible. If you're always on the move, our mobile application makes banking even more convenient. With mobile payments available, you can make purchases directly from your phone no cash or cards needed! Additionally, our person-to-person transfer feature allows you to send money instantly to friends or family with just a few taps.

Security and Accessibility

At Family Trust, security is our top priority. We utilize advanced security measures to protect your personal information and ensure that your transactions are safe. You can bank with peace of mind knowing that we take every precaution to keep your data secure. Whether you're at home or on the go, our digital banking services provide accessibility that fits into your life. Real-time account management means you're always in control of your finances, no matter where you are. Experience the future of banking with Family Trust's digital and online services because managing your money should be as easy as possible!

Financial Strength

At Family Trust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your money is safe and working hard for you. With a net worth of $83,246,388, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $182,913,684 in share certificates and $40,496,162 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment means that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $80,688,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7770 in used auto loans and a total of $562,027,744 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $99,035,897, while our total share accounts number 119,635, showing a strong and growing member base that trusts us with their finances. For your peace of mind regarding our performance insights and financial data: these figures are sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Trust is your trusted partner. Visit us at 1690 Old York Rd York SC 29745 or call us at 803-684-3201 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

We believe everyone deserves access to financial resources that empower them. If you're interested in refinancing options or want to learn more about eligibility requirements, feel free to reach out! Our branch is located at 1690 Old York Rd York Sc 29745, York, SC, and you can contact us at (803) 684-3201 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can fit into your life today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already provided over $144,150,151 in used vehicle loans and $107,560,510 in new vehicle loans, helping members get on the road with confidence. We offer flexible terms and competitive rates to ensure that you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $5,567,091 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your journey.

Credit Card Loans

Managing finances can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $44,305,714 in loans, we help members navigate their expenses effectively without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We specialize in Junior Lien 1-4 Family Residential Properties loans totaling $47,157,117, allowing you to take that important step towards owning your home.

Loan Aggregator

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Family Trust