Family Trust Credit Union York SC | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Family Trust, your trusted credit union located at 1690 Old York Rd, York, SC 29745. Since our establishment in 1957, we have proudly served our community with a commitment to financial excellence and member satisfaction. With a strong membership base of over 57,000 individuals, we understand the unique needs of our members and strive to provide personalized banking solutions that truly make a difference. At Family Trust, we believe that your financial goals are important. That's why we manage total assets of $761,990,999 and maintain a solid net worth of $86,311,428, ensuring that your deposits are safe and secure. Our branch has also facilitated a total of 31,451 loans and leases, empowering members to achieve their dreams whether it's buying a new car or financing a home. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Drawer 10233, Rock Hill, SC 29731. We offer a variety of services including personal banking accounts, auto loans, mortgage options, and business financing solutions all designed with you in mind. Our dedicated team of 130 employees, led by CEO Ryan Harvey and Board President Chris Ruh, is here to support you every step of the way. We encourage you to reach out with any questions or visit us during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. You can also call us at 803-684-3201 for assistance. Join us today at Family Trust and experience the difference of member-focused banking! For more information about our services or how to become a member, please visit our website at Family Trust. We look forward to serving you!

Branch History & Mission

A Commitment to Innovation

As times change, so do we. Our branch embraces technological advancements that simplify banking while ensuring security and accessibility. Members can take advantage of features like online banking and mobile payments. Plus, with drive-thru services available for quick transactions and ATM access at our location, we make it easy for you to manage your finances on the go.

Join Us!

We invite you to become part of the Family Trust family! Discover how we can support your financial journey with personalized services designed just for you. Visit us during our lobby hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM or give us a call at 803-684-3201 for more information. Together, let's build a brighter future for you and our community!

Our Mission

At Family Trust, our mission is simple yet impactful: to empower our members with reliable financial solutions while fostering a spirit of community. We believe in making banking accessible and beneficial for everyone. From personal banking services like checking and savings accounts to auto loans and credit cards with rewards, we strive to enhance the financial well-being of our members. We also recognize the importance of giving back. Through various outreach programs and partnerships within the community, we aim to create a positive impact beyond just banking. Our commitment to service extends into every aspect of our operations whether it's providing ADA-compliant facilities or offering online and mobile banking options for convenience.

Branch Location & Accessibility

Convenient Location

Nestled near local landmarks and just a stone's throw from downtown York, our location makes it easy for you to stop by. Plus, we have ample parking available, ensuring that your visit is hassle-free. We've also taken care to make our facilities ADA compliant, so everyone can enjoy easy access.

Get in Touch

If you have any questions or need assistance, feel free to give us a call at 803-684-3201. We look forward to welcoming you into our branch soon! While members can visit us at 1690 Old York Rd York Sc 29745, official correspondence should be sent to PO Drawer 10233, Rock Hill, SC 29731. Come experience the Family Trust difference today!

Operating Hours

We want to make banking convenient for you. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. If you're on the go, our drive-thru services are also available during these hours for quick deposits and withdrawals.

Services at Your Fingertips

At Family Trust, we offer a variety of services tailored to fit your banking needs. From checking and savings accounts to auto loans and mortgages, we're dedicated to helping you manage your finances effectively. And if you need cash outside of business hours, don't worry we have an ATM on-site for your convenience!

Member Eligibility

At Family Trust, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. If you're interested in becoming a member, the process is simple and welcoming! To be eligible, you can be anyone who lives, works, worships, or attends school in York County. We also extend membership to immediate family members of existing members. This means that if you share your life with someone who's already part of our community, you can easily join too! The perks of being a member at Family Trust are fantastic. You'll enjoy competitive rates on loans and savings accounts, access to online banking tools, and personalized service from our friendly staff. Ready to take the next step? You can find detailed eligibility criteria by visiting https://www.familytrust.org/join-today/become-a-member.html. And when you're ready to open an account, it's as easy as clicking on this link: http://www.familytrust.org#applyloan or giving us a call at (803) 684-3201. We can't wait to welcome you to Family Trust at 1690 Old York Rd York Sc 29745!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine quickly accepting payments from customers without hassle our services make transactions smooth and secure. This means more time for you to focus on what matters most: growing your business. Join us at Family Trust, located at 1690 Old York Rd York Sc 29745 in York, SC, where we're dedicated to being your trusted partner in success. For inquiries, give us a call at (803) 684-3201. Let's work together to unlock your business's potential!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $34 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,180,779, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash in a hurry? Our ATM & Cash Withdrawal Services ensure that you can access your funds quickly and easily. Plus, our basic drive-thru banking offers a way to handle deposits, withdrawals, and other simple transactions without leaving your vehicle. At Family Trust, we are committed to making banking accessible and user-friendly. With our friendly staff available at (803) 684-3201, we're here to answer any questions you may have about our services or help guide you through the process of becoming a member. Ready to experience all that we have to offer? Visit us online at East York or stop by today! Your financial journey starts here!

Business Banking Services

For business owners, we offer comprehensive Business Banking solutions, including Merchant Services & Business Loans. We understand how vital it is for businesses to have access to reliable financial tools, so we ensure that managing your business finances is as straightforward as possible.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. Whether you're transferring funds, checking balances, or making payments through our app or website, everything is just a click away.

Credit Card Rewards

Don't forget about our Credit Cards with Rewards! They offer great benefits for everyday purchases, turning your spending into rewards that you can actually use.

Personal Banking Solutions

Our personal banking services include Checking & Savings Accounts designed for both everyday transactions and saving goals. Whether you're looking to open your first account or seeking competitive interest rates on savings, we've got you covered. For those moments when you need a little extra help, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel of your dream car. If homeownership is on your horizon, check out our Mortgage Loans & Refinancing programs, which provide flexible terms and competitive rates. And for those unexpected expenses or projects that require funding, our Personal Loans & Debt Consolidation services can ease financial pressure.

Digital & Online Banking

Key Features

Managing your statements is hassle-free with e-statements available for all members. This not only helps keep your finances organized but also reduces paper clutter. If you're on the go, our mobile application makes it even easier to stay connected. You can check balances, transfer funds, and even make mobile payments seamlessly right from your phone. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family with just a few taps. It's fast and safe, making it perfect for splitting bills or sending gifts.

Security First

Your security is our priority. All transactions are protected with advanced encryption technologies, giving you peace of mind while banking online. Whether you're using our mobile app or accessing your account through a web browser, rest assured that we've got your back. With all these features combined, Family Trust offers a robust digital banking experience that is both accessible and user-friendly. Start taking advantage of these tools today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $85,051,399 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $7,887 in used auto loans and $582,401,242 in total loans and leases supporting members' financial goals across various sectors.

Growing Membership Trust

We have a total of 120,085 share accounts, which shows a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $103,682,437. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Trust is your trusted partner. Visit us at 1690 Old York Rd York Sc 29745 or call (803) 684-3201 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member Savings at Heart

Members' savings are secured through $183,687,538 in share certificates and $47,336,333 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,748,733, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 128 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $86,311,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $148,337,121 in used vehicle loans and $113,054,343 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit any budget.

Business Loans

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $11,180,779 can provide the support needed to take your business to the next level. We want you to know that refinancing options are available for many of our loan products. If you're interested in exploring eligibility options or need further assistance on any of our loans, don't hesitate to reach out. You can contact us at 803-684-3201 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit our website Family Trust today to learn more about how we can assist you in achieving your financial goals!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,119,123, make buying or refinancing simple. We aim to guide you through the process so that you can secure the right mortgage for your needs.

Unsecured Credit Card Loans

Managing finances effectively is crucial for many of our members. We also offer flexible terms on unsecured credit card loans, with a total of $45,357,134 in loans available. This allows you to manage expenses without the burden of high-interest rates often found elsewhere.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive while comparing various loan options.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and authenticity. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of the platform in aiding consumers to secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FAMILY TRUST FEDERAL CREDIT UNION - York, SC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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