Family Trust Credit Union Rock Hill SC | Quick Personal Loans & Business Banking

Introduction

Welcome to Family Trust, your trusted partner in financial well-being since 1957. Located at 2700 Celanese Rd, Rock Hill, SC 29732, we are dedicated to providing our members with personalized banking solutions and exceptional service. With a strong foundation built on trust and community support, we proudly serve over 56,206 members and manage total assets of $740,151,649. At Family Trust, we believe that everyone deserves access to financial resources that empower them to achieve their goals. Our commitment to you is reflected in our robust offerings, including auto loans, personal loans, mortgages, and business banking services. We have funded a total of 31,269 loans, helping our members reach milestones big and small. While members can visit us at our branch for friendly assistance and expert advice, official correspondence should be directed to our mailing address: PO Drawer 10233, Rock Hill, SC 29731. Under the leadership of CEO Ryan Harvey and Board President Chris Ruh, our team of 129 employees works diligently to ensure that every member feels valued and supported. Our mission is simple: to enhance your financial journey while fostering a sense of belonging within our community. We invite you to explore what Family Trust has to offer. Whether you're looking for a new checking account or considering financing options for your next vehicle, we are here to guide you every step of the way. For any inquiries or assistance, feel free to give us a call at 803-367-4100 or visit our website at www.familytrust.org. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us Today!

As we continue to grow and adapt in an ever-changing world, we invite you to become part of the Family Trust family. Experience firsthand the benefits of being a member whether it's through personalized service or innovative digital tools like online banking and mobile payments. We are here for you every step of the way. Call us at 803-367-4100 or visit us online at Family Trust to learn more about membership eligibility or how you can start your journey with us today!

Our Evolution

From the moment we opened our doors, our focus has been on empowering individuals and families through accessible financial services. Over the years, Family Trust has continuously evolved to meet the changing needs of our members. With total assets reaching an impressive $740,151,649, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and even business banking solutions. In addition to our robust financial products, we prioritize the member experience. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. We also offer convenient drive-thru banking services and ATM access to ensure that your banking needs are met with ease.

Our Mission

At Family Trust, our mission is simple yet powerful: to enhance the lives of our members by providing exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to quality financial resources. That's why we focus not only on traditional banking but also on community outreach initiatives that make a real difference. We actively engage with local organizations and programs that uplift our neighborhoods. By partnering with schools and charities, we strive to create opportunities that promote financial literacy and support those in need. While you can visit us at 2700 Celanese Rd, official correspondence should be sent to PO Drawer 10233, Rock Hill, SC 29731 if needed.

Branch Location & Accessibility

Operating Hours

We understand that life can get busy! That's why our lobby hours are tailored to fit your schedule: we're open Monday through Thursday from 9:00 AM to 5:00 PM and extend our hours on Friday until 6:00 PM. If you prefer drive-thru banking, we have you covered with similar hours for quick and easy transactions without having to leave your vehicle.

Services Offered

At Family Trust, we take pride in offering a wide range of services to meet all your financial needs. Whether you're interested in personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our knowledgeable team is ready to assist. Plus, with ATM access available at our location, managing your cash flow has never been easier. While members can visit us at 2700 Celanese Rd, official correspondence should be sent to PO Drawer 10233, Rock Hill, SC 29731. Don't hesitate to reach out! Give us a call at 803-367-4100 if you have any questions or need assistance before visiting. We look forward to welcoming you into our Family Trust community!

Member Eligibility

At Family Trust, we believe that everyone deserves a chance to join a supportive community where your financial goals can flourish. Becoming a member is simple and open to individuals who live, work, or worship in our community, as well as their family members. This means that whether you're starting your first savings account or looking for a loan to buy your dream car, you can find the right support here. To get all the details about eligibility, feel free to check out our resource at https://www.familytrust.org/join-today/become-a-member.html. Once you've confirmed your eligibility, opening an account with us is a breeze! You can easily start the process by visiting http://www.familytrust.org#applyloan. If you have any questions or need assistance, don't hesitate to reach out at 803-367-4100. Join us at our branch located at 2700 Celanese Rd, Rock Hill, SC 29732, and experience the benefits of being part of Family Trust!

Business Banking & Commercial Services

At Family Trust, we understand that every business has unique needs and challenges. That's why we're dedicated to providing tailored financial solutions that empower entrepreneurs and business owners to thrive. Whether you're launching a new venture or looking to expand your existing operations, our commercial loan options are designed to support your journey. Imagine securing a loan that helps you purchase new equipment or renovate your space, allowing you to serve your customers better and grow your revenue. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,567,091, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services offer practical benefits for everyday transactions, making it easier for you to manage payments and enhance customer experiences. From credit card processing to online payment solutions, we provide the tools you need to keep your business running smoothly. Visit us at 2700 Celanese Rd Rock Hill Sc 29732 in Rock Hill, SC, or call us at (803) 367-4100 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Enjoy easy access through our ATM services that let you withdraw cash or check balances without any hassle. Plus, our basic drive-thru banking allows for quick deposits and withdrawals during business hours. At Family Trust, we pride ourselves on being more than just a credit union; we're part of the community. If you're ready to explore how we can assist with all of your financial needs, don't hesitate to reach out! Call us at (803) 367-4100 or visit us today at 2700 Celanese Rd Rock Hill Sc 29732. Let's take this journey together!

Auto Loans & Vehicle Financing

Thinking about upgrading your ride? Our auto loans and vehicle financing solutions make purchasing a new or used vehicle stress-free. With flexible terms and competitive rates, we can help you drive off in the car of your dreams without breaking the bank.

Business Banking

For entrepreneurs and small business owners, our business banking services, including merchant services and business loans, are designed with your success in mind. Whether you're starting a new venture or expanding an existing one, we're here to support you every step of the way.

Credit Cards with Rewards

Why not make your spending work for you? With our credit cards featuring rewards, every purchase can earn points toward exciting rewards and cash back. It's a simple way to get more from your everyday spending.

Mortgage Loans & Refinancing

Homeownership is within reach at Family Trust. We provide a variety of mortgage loans and refinancing options that can cater to first-time buyers or those looking to refinance their existing loans for better rates. Picture yourself in your dream home, while we work behind the scenes to ensure you get the best deal possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. From transferring funds to checking balances, our user-friendly platforms ensure you have access at your fingertips.

Personal Banking

We offer comprehensive personal banking options that include checking and savings accounts designed to fit your lifestyle. Imagine having a checking account that not only keeps your funds secure but also helps you manage your day-to-day expenses effortlessly. Our savings accounts come with competitive interest rates, allowing your money to grow over time, making it easier for you to reach those important milestones.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or high-interest debt, our personal loans and debt consolidation services can help simplify your financial life. By consolidating multiple debts into one manageable payment, you can regain control over your finances and focus on what truly matters.

Digital & Online Banking

Effortless Payments

For those who prefer using their smartphones, our mobile payments feature allows you to make purchases quickly and securely right from your device. No need to carry cash or cards just tap and go! At Family Trust, we strive to make banking accessible and easy for everyone. Explore all our digital services today at https://www.familytrust.org/ and experience the freedom of online banking!

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements available, you can view and manage your account statements online. It's not only eco-friendly but also a great way to keep track of your finances without the hassle of filing away paper statements.

Security You Can Trust

Security is a top priority for us. We utilize electronic signature authorization to ensure that your transactions are protected. Your personal information remains confidential while you enjoy the convenience of digital banking.

Financial Strength

Building Trust Together

Total Share Accounts: 119,635, show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $99,035,897, you can feel confident knowing your money is working for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Trust is your trusted partner. Visit us at 2700 Celanese Rd Rock Hill Sc 29732 or call (803) 367-4100 to learn more about how we can help you achieve your financial goals.

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $182,913,684 in share certificates and $40,496,162 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $80,688,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,770 in used auto loans and $562,027,744 in total loans and leases.

Solid Financial Foundation

With a net worth of $83,246,388, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,121 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,150,151 in used vehicle loans and $107,560,510 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can fit your budget and lifestyle.

Credit Lines and Business Loans

If you're looking for more flexible borrowing options, our total credit lines amount to $87,557,068, providing you with easy access to funds when you need them most. For business owners in our community, we have outstanding commercial loans totaling $5,567,091, which provide the capital needed to grow and expand your business. Whether you're considering a personal loan for debt consolidation or exploring various types of financing for your next big purchase, Family Trust is here to help. Our team is ready to assist you with refinancing options and eligibility questions just give us a call at 803-367-4100 or visit us at 2700 Celanese Rd., Rock Hill, SC 29732. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can benefit you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $47,157,117, allowing you to take that important step toward owning your own home. We also provide refinancing options for those looking to lower their monthly payments or tap into their home equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $44,305,714 in loans helping members manage their finances effectively, our credit cards come with competitive interest rates and no annual fees. They are ideal for everyday purchases or unexpected expenses.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Family Trust