Family Trust Credit Union Rock Hill SC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Family Trust, your trusted partner in financial wellness since 1957! Located at 1490 Albright Rd, Rock Hill, SC 29730, our branch is dedicated to serving our community with care and expertise. With a strong membership base of over 56,000 members and total assets exceeding $740 million, we take pride in being a pillar of support for families and businesses alike. At Family Trust, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, whether it's personal banking, auto loans, mortgages, or business financing. Our team, led by CEO Ryan Harvey and Board President Chris Ruh, is committed to providing friendly service and expert advice to help you achieve your financial goals. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address: PO Drawer 10233, Rock Hill, SC 29731. Feel free to reach out to us at 803-367-4100 for any inquiries or assistance. With total deposits amounting to $99,699,250 and a solid net worth of $83,246,388, Family Trust stands strong in the community. We believe in building lasting relationships with our members based on trust and transparency. Join us today and discover the difference that a community-focused credit union can make in your life. Visit our website at familytrust.org to learn more about our services or apply for an account. Together, let's build a brighter financial future!

Branch History & Mission

A Legacy of Service

Family Trust has always been about more than just banking; it's about building lasting relationships within the community. From our early days focused on providing essential financial services to our members, we have continuously evolved to meet the needs of our growing membership base. With total assets now reaching an impressive $740,151,649, we are proud to offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. As technology has advanced, so have we. Family Trust embraces digital banking options like online and mobile banking while ensuring that we remain accessible with features such as ATM availability and drive-thru services for your convenience.

Join Us Today!

We invite everyone in Rock Hill and surrounding areas to experience the benefits of being part of Family Trust. Together, let's build a brighter financial future for you and your family. Call us at 803-367-4100 or visit our website at Family Trust to learn how you can become a member today!

Our Mission

At Family Trust, our mission is simple yet profound: we strive to improve the financial well-being of our members while fostering community growth and support. We believe in empowering individuals by providing them with the tools they need for financial success. This commitment extends beyond transactions; it encompasses supporting local initiatives and partnerships that uplift our neighbors. We know that each member's journey is unique. That's why we focus on personalized service tailored to your specific needs. Whether you're looking for assistance with budgeting or seeking financing for your dream car or home, we are here every step of the way. While members can visit us at 1490 Albright Rd, official correspondence should be sent to PO Drawer 10233, Rock Hill, SC 29731.

Branch Location & Accessibility

Banking Hours That Work for You

We know your time is valuable. That's why our lobby hours are designed with your busy schedule in mind: from Monday to Thursday, we're open from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM. If you prefer drive-thru banking, you can take advantage of the same hours for quick and easy transactions.

Come Visit Us!

We invite you to stop by Family Trust at South Pointe today! If you have any questions or need further assistance, don't hesitate to call us at 803-367-4100. We look forward to welcoming you into our community!

Comprehensive Services Right at Your Fingertips

At Family Trust, we offer a range of services to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Our ATM is available for withdrawals and balance checks, giving you access to your funds whenever you need them.

Easy Access and Convenient Features

At Family Trust, we prioritize your convenience. Our branch features ample parking and is fully ADA compliant, ensuring that all members can easily access our services. If you require assistance, our friendly staff is always ready to help. While members can visit us at 1490 Albright Rd, official correspondence should be sent to our mailing address at PO Drawer 10233, Rock Hill, SC 29731.

Member Eligibility

At Family Trust, we're excited to welcome you into our supportive community where your financial well-being is our top priority. Becoming a member is straightforward and open to those who live, work, or worship in certain areas of South Carolina. Whether you're looking for personal banking services or planning for the future with loans and savings options, we invite you to join us and enjoy all the benefits that come with membership. To learn more about the specific eligibility criteria, please visit our detailed page at Family Trust Membership Eligibility. Once you're ready to take the next step, opening an account is easy! You can find more information on how to get started by checking out our account opening details here: Open an Account. If you have any questions, feel free to reach out at 803-367-4100. We can't wait to have you as part of our Family Trust family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,567,091, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments seamlessly from your customers this is where our merchant services come in. With easy payment processing options, you can focus on what you do best while ensuring your cash flow remains steady. From mobile payments to point-of-sale systems, we provide practical solutions that help streamline your operations. Visit us at 1490 Albright Rd Rock Hill Sc 29730 in Rock Hill, SC, or call us at (803) 367-4100 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For business owners in the community, Family Trust provides comprehensive business banking services including merchant services and business loans. We recognize that running a business comes with its own challenges, so we aim to provide solutions that make banking easier for entrepreneurs like you.

Contact Us Today!

To learn more about all the ways Family Trust can support your financial journey, feel free to give us a call at 803-367-4100 or visit us at our branch in Rock Hill. We're excited to help you achieve your financial dreams! Visit our website at Family Trust for more details about becoming a member today!

Convenient Banking Experience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime, anywhere. Our features include electronic statements and mobile payments that bring banking right to your fingertips. We also have an ATM available for quick cash withdrawals and balance checks when you're on the go. Plus, our basic drive-thru banking service allows for simple transactions like deposits and withdrawals without leaving your vehicle.

Credit Options

We also offer personal loans and debt consolidation solutions that can help simplify your finances. Life can throw unexpected expenses your way our loans are designed with flexibility in mind to assist you during those times. Additionally, with our credit cards featuring rewards, you can earn points on purchases you're already making. This means more opportunities for savings on future purchases while enjoying the benefits of easy credit access.

Personal Banking Solutions

When it comes to managing your money, we offer checking and savings accounts that fit seamlessly into your lifestyle. Imagine having easy access to your funds while earning interest on your savings. Our accounts are designed to help you achieve your financial goals without the stress of hidden fees. For those looking to purchase a new car or refinance an existing auto loan, our auto loans and vehicle financing options make the process straightforward and affordable. We understand how important reliable transportation is for you and your family. If you're considering buying a home, our mortgage loans and refinancing services can provide the financial support you need. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better terms, we are here to guide you every step of the way.

Digital & Online Banking

Go Mobile with Confidence

Our mobile application puts the power of banking right in your pocket. You can enjoy features like mobile payments and person-to-person transfers, making it easy to send money to friends or pay for purchases without any hassle. And if you prefer to keep track of your statements digitally, we offer e-statements that are not only eco-friendly but also help you stay organized.

Online Banking Made Easy

With our online banking services available 24/7 at https://www.familytrust.org/ , you can access your accounts whenever it suits you. From checking your balance to making transfers, everything you need is just a click away. Plus, our user-friendly interface ensures that navigating your finances is simple and straightforward.

Real-Time Management

With our digital banking tools, real-time account management is at your fingertips. You can monitor transactions, set up alerts, and manage your accounts all from one place whenever you need it. In a world where convenience matters more than ever, Family Trust is committed to providing services that fit into your lifestyle. Explore the full range of our digital offerings today by visiting https://www.familytrust.org/ !

Secure Transactions

Security is a top priority at Family Trust. We utilize electronic signature authorization to protect your transactions and ensure that your personal information remains safe. You can bank with confidence knowing that we've implemented strong security measures to keep your data secure.

Financial Strength

Commitment to Growth

Total Share Accounts stand at 119,635, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $99,035,897, which further strengthens our ability to support your financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Trust is your trusted partner. Visit us at 1490 Albright Rd Rock Hill SC 29730 or call us at 803-367-4100 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Opportunities

Members' savings are secured through $182,913,684 in share certificates and $40,496,162 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Services

With $80,688,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7770 in used auto loans and an impressive $562,027,744 in total loans and leases.

Strong Financial Health

With a net worth of $83,246,388, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.21 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those looking for business solutions, our outstanding commercial loans totaling $5,567,091 provide the capital needed to grow and expand your business. We are dedicated to supporting local entrepreneurs and businesses in achieving their objectives. If you're considering refinancing any of these products, we also provide eligibility options tailored to meet your specific needs. Our team is here to guide you through the process every step of the way. To learn more about our loan offerings or to discuss what might work best for you, please visit us at 1490 Albright Rd Rock Hill Sc 29730 in Rock Hill, SC, or give us a call at (803) 367-4100. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,150,151 in used vehicle loans and $107,560,510 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, ensuring you can find the right loan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,157,117, make buying or refinancing simple. We help navigate the process so you can focus on finding your dream home rather than worrying about financing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,305,714 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to consolidate existing debt, our credit cards come with rewards that can benefit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means that you are viewing accurate information that reflects the current lending landscape.

FAMILY TRUST FEDERAL CREDIT UNION - Rock Hill, SC