Family Trust Credit Union Rock Hill SC | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Family Trust, your trusted financial partner located at 1615 Progress Way, Rock Hill, SC 29730. Since our establishment in 1957, we have proudly served our community, growing to support over 56,206 members with a total asset base of $740,151,649. Our commitment to providing exceptional service and financial solutions is reflected in the robust offerings we provide, including personal and business banking services. At Family Trust, we believe in empowering our members to achieve their financial goals. With $99,699,250 in deposits and a net worth of $83,246,388, we ensure that your money is not only safe but also working for you. We offer a variety of loans totaling 31,269, tailored to meet the diverse needs of our members from auto loans to mortgages. Our leadership team, guided by CEO Ryan Harvey and Board President Chris Ruh, is dedicated to fostering a supportive environment where every member feels valued. Whether you are looking for assistance with everyday banking or exploring options for business financing, our knowledgeable staff is here to help. While you can visit us at our branch location for your banking needs, please note that official correspondence should be sent to our mailing address: PO Drawer 10233, Rock Hill, SC 29731. Join us today and discover how Family Trust can be your partner in financial success! For more information or to get started with an account, visit our website at familytrust.org or give us a call at 803-367-4100. We look forward to serving you!

Branch History & Mission

At Family Trust, we take pride in our rich legacy that began in 1957. Our journey started with a simple yet powerful idea: to support the financial needs of our community in Rock Hill, SC. Over the decades, we have grown from a small credit union into a trusted financial partner for over 56,000 members. Today, we proudly serve our community from our branch located at 1615 Progress Way, Rock Hill, SC 29730, conveniently situated near local landmarks that reflect the heart of our vibrant city. Our mission at Family Trust is clear and impactful: to empower our members by providing accessible and affordable financial services while fostering a sense of community and belonging. We believe that everyone deserves the opportunity for financial success, which is why we offer a wide range of services from personal banking to auto loans and business banking solutions. Our commitment extends beyond just banking; it's about creating lasting relationships and supporting initiatives that uplift our community. As technology has evolved, so have we. Family Trust embraces digital advancements to enhance member experience while ensuring compliance with ADA standards. Our online and mobile banking platforms allow members to manage their finances conveniently, enabling them to access funds anytime and anywhere. With features like person-to-person payments and e-statements, we strive to make banking easier for you. Community outreach is at the core of what we do. Over the years, we have partnered with various local organizations to support initiatives that matter most to our members. Whether it's sponsoring local events or offering educational workshops on financial literacy, our goal is to give back and contribute positively to the lives of those around us. While you can visit us at 1615 Progress Way, official correspondence should be sent to PO Drawer 10233, Rock Hill, SC 29731. Our doors are open during convenient hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM making it easy for you to connect with us. With total assets exceeding $740 million, we are well-equipped to help you reach your financial goals. Our friendly team is always ready to assist you with any questions or concerns you may have. If you're looking for a reliable partner who truly cares about your financial well-being, consider joining Family Trust today! We invite you to experience the difference that comes with being part of a community-focused credit union. Visit our website at familytrust.org for more information on how you can become a member or contact us at 803-367-4100. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Family Trust at the Business Boulevard Centre! Conveniently located at 1615 Progress Way in Rock Hill, SC, our branch is here to serve you with a friendly smile and all your banking needs. If you need to send us any official correspondence, please use our mailing address at PO Drawer 10233, Rock Hill, SC 29731. Our branch is situated near local landmarks that make it easy to find. Whether you're coming from downtown or nearby neighborhoods, you'll appreciate the accessible parking options we offer right outside our doors. For those who may require assistance, our facility is ADA compliant and features ramps for easy access. At Family Trust, we understand that your time is valuable. That's why we provide extended operating hours to fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM and until 6 PM on Fridays, while our drive-thru service operates during the same hours for added convenience. Need cash? No problem! We have an ATM available for quick and easy transactions. Plus, if you prefer the ease of drive-thru banking, you can handle deposits and withdrawals without even leaving your car. We invite you to visit us or give us a call at 803-367-4100 for more information about our services, which include everything from personal and business banking to auto loans and credit cards with rewards. Let us help you achieve your financial goals come by Family Trust today!

Member Eligibility

Joining the Family Trust community is more than just opening an account it's about becoming part of a supportive family that prioritizes your financial well-being. At Family Trust, we welcome individuals who live, work, or worship in our local area, making it easy for you to connect with us. Whether you're looking for personal banking services or loans, being a member unlocks a variety of benefits tailored to meet your needs. The eligibility criteria are straightforward and friendly; you can find detailed information on our website at https://www.familytrust.org/join-today/become-a-member.html. Becoming a member is simple! Just head to our branch located at 1615 Progress Way, Rock Hill, SC 29730, or give us a call at 803-367-4100 for any questions you might have. If you're ready to take the next step and open your account, you can easily start the process online by visiting http://www.familytrust.org#applyloan. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,567,091, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most your business. Imagine being able to accept payments quickly and easily from your customers, whether they pay with cash, card, or mobile apps. Our services help streamline transactions, making it easy for you to manage your sales and finances all in one place. Located at 1615 Progress Way Rock Hill Sc 29730 in Rock Hill, SC, we invite you to discover how our tailored banking solutions can help elevate your business. For more information, reach out at (803) 367-4100 or visit us online at Family Trust.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive Business Banking services including merchant services and business loans. Our goal is to support local businesses by offering flexible financing options that can help them grow and thrive in today's competitive market.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we've invested in top-notch Online & Mobile Banking solutions so you can manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your money has never been easier. Additionally, we provide access to ATMs and cash withdrawal services throughout the community. You can also take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your vehicle perfect for those busy days when time is of the essence.

Get Started Today!

No matter what your financial goals are, Family Trust is here to help you achieve them. Visit us at 1615 Progress Way Rock Hill Sc 29730, give us a call at (803) 367-4100, or check out our website at Business Boulevard Centre for more information about our services. Let us partner with you on your financial journey!

Personal Banking Services

We understand that managing your finances can sometimes be overwhelming. That's why we offer Personal Banking services including checking and savings accounts tailored to help you save for your future. Whether you're budgeting for a vacation or planning for emergencies, our team is here to guide you every step of the way. If you're in the market for a new vehicle, look no further than our Auto Loans & Vehicle Financing. We strive to make car buying straightforward and affordable, offering competitive rates that fit your budget. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options can help turn your dream home into a reality. Our knowledgeable staff will work closely with you to find the best mortgage solution tailored just for you. In addition, we offer Personal Loans & Debt Consolidation services designed to help simplify your finances. If you're feeling weighed down by debt, we can assist you in creating a plan that works for your financial situation. Our Credit Cards with Rewards program allows you to earn points on everyday purchases, making it easier to enjoy the things you love while managing expenses effectively.

Digital & Online Banking

Key Services

With our 24/7 online banking feature, you can check your account balance, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time! Plus, our mobile application gives you the power to manage your finances right from your smartphone, making it easier than ever to stay in control. We also provide e-statements, so you can say goodbye to paper clutter and keep all your financial information organized in one secure place. If you ever need a quick signature on a document, our electronic signature authorization makes it simple and efficient no need for printing or scanning. For those who enjoy shopping with ease, we support mobile payments, allowing you to make purchases directly from your phone. And if you want to send money to friends or family quickly, our person-to-person transfers let you do just that without any hassle.

Security and Accessibility

Your security is our priority. We use advanced technology to keep your personal information safe while providing easy access to all your banking needs. Our user-friendly interface ensures that even those new to online banking will feel comfortable navigating their accounts. At Family Trust, we're dedicated to making banking accessible for everyone. Whether you're at home or on the go, our digital services empower you with real-time account management so that you can focus on what truly matters in life.

Financial Strength

A Strong Foundation

With a net worth of $83,246,388, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,121 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts: 119,635, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $99,035,897. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Trust is your trusted partner. Visit us at 1615 Progress Way Rock Hill Sc 29730 or call (803) 367-4100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $182,913,684 in share certificates and $40,496,162 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Your Future

With $80,688,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,770 in used auto loans and $562,027,744 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,150,151 in used vehicle loans and $107,560,510 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to make your car-buying experience smoother.

Credit Lines and Unsecured Loans

For those looking for financial flexibility, we provide credit lines with a total of $87,557,068 available to our members. Additionally, we offer unsecured credit card loans totaling $44,305,714. These options are designed to give you easy access to funds when you need them most while helping you manage your finances effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,157,117, make buying or refinancing simple. We have various plans tailored to fit different budgets and goals. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may save you money.

Supporting Local Businesses

For business owners in our community, we also provide outstanding commercial loans totaling $5,567,091. These loans can help provide the capital necessary for growth and expansion. At Family Trust in Rock Hill, SC (1615 Progress Way), our team is dedicated to helping you navigate your borrowing options with ease. If you're interested in learning more about our loan offerings or would like to start the application process today, give us a call at 803-367-4100 or visit our website at Family Trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Family Trust