Family Trust Credit Union Fort Mill SC | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Family Trust, your trusted financial partner located at 430 Mercantile Place, Fort Mill, SC 29715. Since our establishment in 1957, we have been committed to serving our community with a focus on building lasting relationships and providing personalized financial solutions. With over 56,206 members, we pride ourselves on being more than just a credit union; we're a family dedicated to helping you achieve your financial goals. At Family Trust, we understand that managing your money is an essential part of life. That's why we offer a wide range of services, from personal banking and auto loans to mortgage refinancing and business banking solutions. Our total assets amount to an impressive $740,151,649, showcasing our stability and commitment to supporting our members' needs. Currently, we have $99,699,250 in deposits and 31,269 loans issued, making us a reliable choice for all your lending needs. Our leadership team is here to guide you every step of the way. Under the direction of CEO Ryan Harvey and Board President Chris Ruh, our dedicated staff of 129 employees works tirelessly to ensure you receive the best service possible. We are proud to offer modern conveniences such as online banking and mobile payments while maintaining a warm, personal touch. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 10233, Rock Hill, SC 29731. Ready to take control of your finances? Call us today at 803-367-4195 or visit our website at Family Trust for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Family Trust has a rich legacy that began in 1957, rooted in the heart of Fort Mill, SC. Since its inception, this credit union has consistently aimed to provide exceptional financial services while fostering a sense of community among its members. Located at 430 Mercantile Place, Fort Mill, SC 29715, Family Trust stands as a pillar of support and trustworthiness in the region. Over the decades, Family Trust has evolved significantly. From its humble beginnings with a handful of members, it has grown to serve over 56,206 individuals today, managing total assets of approximately $740 million. This growth is not just a number; it reflects the commitment to empowering members through various financial products and services tailored to meet their needs. The mission of Family Trust is simple yet profound: to enhance the financial well-being of our members and improve the communities we serve. This mission is woven into every aspect of our operations from personal banking options like checking and savings accounts to auto loans and mortgages. We pride ourselves on providing valuable resources that help members achieve their financial goals while also giving back through community outreach initiatives. While members can visit us at our branch location in Fort Mill, official correspondence should be sent to PO Box 10233, Rock Hill, SC 29731. Our facility offers convenient services including drive-thru banking and ATM access for quick transactions. Our dedicated staff is here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. In addition to traditional banking services, Family Trust embraces digital advancements that make banking easier and more accessible for everyone. Members can enjoy online banking, mobile payments, e-statements, and person-to-person payment options all designed with your convenience in mind. Family Trust actively seeks partnerships within the community and engages in outreach programs that support local initiatives. We believe that when our community thrives, we all benefit. As we look towards the future, we invite you to join Family Trust where your financial success is our priority! Experience the difference today by visiting us or exploring membership options online at Family Trust. Let's build a brighter financial future together!

Branch Location & Accessibility

Convenient Features

We understand how important accessibility is. Our branch features ADA-compliant facilities and ample parking to ensure that every member feels welcome and comfortable when visiting us. Whether you prefer to walk in or use our drive-thru service, we've got you covered with friendly staff ready to assist you.

Operating Hours

Our lobby hours are designed to fit into your busy schedule. We're open Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays from 9:00 AM to 6:00 PM. If you're on the go, our drive-thru operates during the same hours for quick and easy transactions.

Services Offered

At Family Trust, we offer a range of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. Feel free to give us a call at 803-367-4195 if you have any questions or if you'd like more information about our services. We invite you to visit us soon and experience how easy banking can be at Family Trust!

Member Eligibility

At Family Trust, we believe that joining our community is about more than just opening an account; it's about becoming part of a family that cares. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward and welcoming. Anyone who lives, works, worships, or attends school in the areas we serve can easily join us. Additionally, family members of existing members are also invited to take advantage of our services. By choosing Family Trust, you gain access to a range of benefits designed to support your financial goals from personalized banking options to competitive loan rates. To get started with your membership journey, you can find all the detailed eligibility criteria on our website at https://www.familytrust.org/join-today/become-a-member.html. And when you're ready to open your account, the process is simple! Just visit us at our branch located at 430 Mercantile Place Fort Mill Sc 29715, or give us a call at (803) 367-4195 for more information. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,567,091, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services designed for today's dynamic marketplace. Our services simplify transactions for your customers while enhancing your cash flow. Whether it's accepting credit card payments or managing payroll, our tools make it easier for you to focus on what really matters growing your business. Discover how Family Trust can partner with you on your journey. Visit us at 430 Mercantile Place, Fort Mill, SC 29715, or call us at 803-367-4195 to learn more about our business banking and commercial services today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your company thrive. We know how important it is to have financial support that understands the unique challenges businesses face.

Convenient Access

For quick transactions, visit us at our branch located at 430 Mercantile Place Fort Mill Sc 29715 in Fort Mill or use our ATM & cash withdrawal services available 24/7. Our drive-thru service makes it easy to handle deposits and withdrawals without leaving your car. Whether you're visiting us in person or accessing our services online, we aim to provide a welcoming experience every time. If you have questions or need assistance, feel free to call us at (803) 367-4195 we're here to help!

Home Financing Solutions

For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services are here for you. We guide you through every step of the process, making it as straightforward as possible.

Join Us Today!

If you're not yet a member, consider joining us at Family Trust by visiting our website for more information on eligibility and account opening procedures. Your financial success starts here with us! At Family Trust, we're committed to being your trusted partner in all things finance let's achieve your goals together!

Personal Banking Made Easy

We offer a variety of personal banking options, including checking and savings accounts designed for convenience and flexibility. Imagine being able to manage your finances effortlessly through our online and mobile banking platforms. With features like mobile payments and e-statements, keeping track of your money is just a few taps away. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options can help turn that dream into reality. We provide competitive rates and flexible terms so you can hit the road without breaking the bank.

Support When You Need It

Life can be unpredictable, which is why we also offer personal loans and debt consolidation services. These options are perfect for managing unexpected expenses or simplifying your financial obligations into one manageable payment. Our credit cards with rewards are another great way to make your spending work for you. Earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back.

Digital & Online Banking

Key Features

Enjoy the benefits of E-Statements, which allow you to view your account statements electronically, reducing paper clutter while keeping your information secure. We also offer electronic signature authorization, making it simple to sign documents without the hassle of printing and mailing. If you're looking for convenience in payments, take advantage of our mobile payments feature. You can make purchases directly from your smartphone, streamlining your shopping experience. And with our person-to-person transfers, sending money to friends or family is just a few taps away.

Security & Accessibility

Security is a top priority at Family Trust. Our systems are equipped with advanced protection measures to keep your data safe while using online banking services. You can have peace of mind knowing that your financial information is secure. Whether you're checking balances or making payments, our digital banking solutions provide real-time account management that fits into your busy life. Explore all that Family Trust has to offer by visiting us online today!

Financial Strength

At Family Trust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our solid financial foundation, which we are proud to maintain. With a net worth of $83,246,388, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,121 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $182,913,684 in share certificates and $40,496,162 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $80,688,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,770 in used auto loans and $562,027,744 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $99,035,897. Total Share and Deposit Accounts: 119,635, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Trust is your trusted partner. Visit us at 430 Mercantile Place Fort Mill Sc 29715 or call (803) 367-4195 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,150,151 in used vehicle loans and $107,560,510 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles so you can choose what works best for you.

Business Loans

For business owners, our outstanding commercial loans totaling $5,567,091 provide the capital needed to grow and expand your business. We are committed to supporting local businesses and helping them thrive. We encourage all members to explore our refinancing options and check eligibility for our various loan products. Our team at Family Trust is dedicated to providing personalized service to help you navigate your financial journey. Feel free to contact us at 803-367-4195 or visit us at 430 Mercantile Place Fort Mill SC 29715 for more information on how we can assist you with your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

For those who prefer having access to funds as needed, our credit lines are an excellent option. With a total of $87,557,068 available in credit lines loans, you can borrow as much or as little as necessary without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,157,117, make buying or refinancing simple. Our team is here to guide you through the process and help you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $44,305,714 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that support is available when you need it most.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that you receive fair and transparent offers. Each loan listing reflects current market conditions, allowing you to see what various institutions offer without any hidden agendas.

Family Trust