Family Security Credit Union Saraland AL | Top Auto Loans & Business Banking

Introduction

At Family Security Credit Union, we believe that financial well-being is the foundation of a thriving community. Nestled in the heart of Saraland at 9 Saraland Blvd N, Saraland, AL 36571, our branch has been serving members since 1953. With a total membership of 88,846, we are dedicated to providing personalized financial solutions that empower individuals and families alike. Our commitment to you goes beyond just numbers. We proudly manage over $964,947,655 in assets and have facilitated 44,547 loans and leases to help our members achieve their dreams. Whether you're looking for a new vehicle with our auto loans or need assistance with mortgage financing, we're here to support you every step of the way. While you can always visit us at our Saraland location for all your banking needs, please note that official correspondence should be sent to our mailing address: 2204 Family Security Pl SW, Decatur, AL 35603. Under the leadership of CEO Shane Nobbley and Board President James Jeffreys, our team of 224 employees is dedicated to fostering trust and reliability within our community. We aim not just to meet your financial needs but to exceed your expectations by offering exceptional service and innovative banking solutions. With total deposits amounting to $197,363,758, we ensure your funds are secure while also making an impact on local businesses through our net member business loan balance of $1,044,986. Plus, our net worth stands strong at $179,354,245, demonstrating our stability and commitment to serving you effectively. We invite you to experience the difference at Family Security Credit Union. Whether you're interested in personal banking services like checking accounts and credit cards or exploring business banking options, we encourage you to reach out. Give us a call at 256-340-2000 or visit our website at myfscu.com for more information. Let's work together toward a brighter financial future!

Branch History & Mission

A Legacy of Growth

Located at 9 Saraland Blvd N, Saraland, AL 36571, our branch has witnessed many changes in the world around us. From humble beginnings to becoming a vital part of the local fabric, Family Security has continually adapted to meet the needs of our members. With total assets now reaching an impressive $964,947,655, we pride ourselves on offering a range of services that empower individuals and families alike. Our journey is marked by significant milestones each one reinforcing our commitment to excellent service and community engagement. As technology evolved, so did we; today, we offer online banking and mobile payment options to ensure that our members can manage their finances conveniently and securely.

Join Us Today!

Family Security is more than just a credit union; it's a place where you can grow your financial future with confidence while being part of something bigger. We invite you to join us and experience firsthand the benefits that come from being part of a community-focused institution dedicated to your success. Visit our website at myfscu.com or call us at 256-340-2000 for more information about membership eligibility and services. Together, let's build a brighter future for Saraland!

Mission-Driven Service

At the heart of Family Security is our mission: to provide exceptional financial services while supporting our community's growth and well-being. We understand that our members have unique needs, which is why we offer a variety of products from personal banking accounts and auto loans to mortgage refinancing and business banking solutions. Our dedication goes beyond just numbers. We actively participate in local outreach efforts and partnerships with organizations that foster economic development within Saraland. Whether through financial literacy programs or community events, we strive to make a positive impact in every way possible. For those who may need assistance outside of regular hours or prefer different banking methods, we're proud to provide both ATM availability and drive-thru services for ease of access. While members can visit us at our physical location for all their banking needs during operating hours from Monday to Friday, 9:00 AM to 5:00 PM, official correspondence should be sent to 2204 Family Security Pl SW, Decatur, AL 35603 if needed.

Branch Location & Accessibility

Call to Action

Ready to take the next step in your financial journey? We invite you to visit Family Security today or give us a call at (256) 340-2000. Our dedicated staff is eager to assist you with any questions or services you may need!

Nearby Landmarks and Accessibility

You can find us near popular spots like the Saraland Park and just a short drive from the local shopping areas. Our branch is easily accessible with ample parking available right outside, making it simple for you to stop by. We also ensure that our facilities comply with ADA standards, featuring ramps and accessible entrances for all members.

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 5:00 PM, so you can visit us during hours that fit your busy schedule. Whether you need assistance with personal banking, auto loans, or business services, our knowledgeable team is ready to help. Plus, enjoy the convenience of our ATM services and drive-thru banking for quick deposits and withdrawals. While members can visit us at 9 Saraland Blvd N Saraland Al 36571, official correspondence should be sent to our mailing address at 2204 Family Security Pl SW, Decatur, AL 35603 if different.

Member Eligibility

Becoming a member of Family Security is like joining a close-knit family where your financial well-being is our top priority. At Family Security, located at 9 Saraland Blvd N Saraland Al 36571, we welcome anyone who shares a commitment to community and values personalized service. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We believe that everyone deserves access to quality banking services, so we strive to make membership easy and inclusive. You can find all the detailed eligibility criteria on our website at http://www.myfscu.com/about/become-a-member. Once you're ready to take the next step, opening an account is straightforward. Our friendly team is here to guide you through the process and answer any questions you may have. Feel free to reach out by calling us at (256) 340-2000 during our operating hours, Monday through Friday from 9:00 AM to 5:00 PM. Join us today and experience the benefits of being part of the Family Security family!

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to expand your operations, invest in new equipment, or manage cash flow, our flexible loan options are designed to meet your unique needs.

Merchant Services for Everyday Success

In addition to loans, we provide essential merchant services that simplify transactions for your business. Imagine being able to accept payments from customers seamlessly whether they're using credit cards or mobile payments right at your point of sale. Our merchant services ensure that you can focus on what you do best while we handle the financial side of things. With an outstanding commercial loan portfolio of $1,044,986, we continue to drive economic growth by financing new and expanding businesses right here in Saraland, AL. Let us partner with you to unlock the potential of your business! For more information, visit us at 9 Saraland Blvd N Saraland Al 36571 or call us at (256) 340-2000.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer dedicated Business Banking services, including Merchant Services & Business Loans. We understand that running a business requires specific financial tools, and we're here to help you navigate those needs effectively.

Convenient Access

We know that life can be hectic; that's why we offer conveniences like Basic Drive-Thru Banking, which allows you to perform deposits, withdrawals, and simple transactions without leaving your vehicle. If you're a member of another partner credit union, enjoy the ease of Basic Shared Branch Transactions with us as well. At Family Security in Saraland, we believe that banking should be easy and accessible for everyone. Our team is available during lobby hours from Monday to Friday from 9:00 AM to 5:00 PM. If you have any questions or need assistance, don't hesitate to give us a call at 256-340-2000. Ready to explore all that Family Security has to offer? Visit us online at myfscu.com or stop by our branch today! We're excited to help you with all your banking needs!

Credit Options

When it comes to managing expenses or consolidating debt, our Personal Loans & Debt Consolidation options provide an excellent solution. Additionally, our Credit Cards with Rewards allow you to earn points while making everyday purchases perfect for those who want to maximize their spending benefits.

Personal Banking

Our personal banking services include various Checking & Savings Accounts tailored for different lifestyles. You can easily manage your money through our Online & Mobile Banking platforms, which allow you to check balances, transfer funds, and pay bills right from your phone. For those moments when you need cash fast, our ATM & Cash Withdrawal Services ensure that access is just around the corner. If you're considering buying a car, our Auto Loans & Vehicle Financing options make it simple and straightforward. With competitive rates and flexible terms, financing your vehicle has never been easier. We also offer Mortgage Loans & Refinancing solutions for those looking to purchase or refinance their home. Our friendly staff is always ready to guide you through the process and answer any questions you may have.

Digital & Online Banking

Key Features

Our mobile application takes convenience to the next level. You can easily access your accounts right from your smartphone or tablet. With features like mobile payments, making purchases is quick and hassle-free. Plus, sending money to friends and family is simple with our person-to-person transfer option perfect for splitting bills or lending a hand when needed. If you're looking to go paperless, you'll appreciate our e-statements feature. You can view your statements electronically anytime without worrying about lost mail or cluttered paperwork. While we don't currently offer electronic signature authorization, our other features make it easy for you to manage your finances securely. We prioritize security in all our services. Rest assured that your information is protected as you navigate through our online platforms. Our user-friendly design means you won't waste time figuring things out everything is straightforward and intuitive. In short, Family Security is committed to providing you with reliable digital banking options that cater to your lifestyle. Explore all these convenient features today and take charge of your financial journey!

Financial Strength

At Family Security, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position with you, as it reflects our commitment to serving your needs with reliability and trustworthiness. With a net worth of $179,354,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $102,423,587 in share certificates and $143,202,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $178,728,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $18,850 in used auto loans and a total of $448,580,659 in loans and leases. Our operational efficiency is also evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 215 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $437,603. Total Share and Deposit Accounts: 152,309, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Security is your trusted partner. Visit us at 9 Saraland Blvd N Saraland Al 36571 or call 256-340-2000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $265,657,613 in used vehicle loans and $25,559,741 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Financing

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $1,044,986 provide essential funding. We know that every business has unique needs; that's why our team works closely with you to find the right financing solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,861,201, make buying or refinancing simple. We offer personalized service to help you understand your options and choose the best plan for your situation.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, we're here to assist. Our knowledgeable staff can help you evaluate your current situation and determine if refinancing could save you money or improve your cash flow. At Family Security located at 9 Saraland Blvd N Saraland AL 36571, we are dedicated to serving our community with financial solutions that empower our members. If you have questions or want to explore our loan offerings further, feel free to reach out at 256-340-2000 during our operating hours: Monday - Friday from 9:00 AM to 5:00 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore more about what we offer by visiting us online at Family Security.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky, which is why we also offer flexible terms on unsecured credit card loans. With a total of $8,970,742 in loans helping members manage their finances effectively, our credit cards come with benefits tailored for your lifestyle.

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Family Security