FAMILY SECURITY CREDIT UNION - Muscle Shoals, AL

Welcome to Family Security, your trusted financial partner in Muscle Shoals, Alabama. Since our establishment in 1953, we have dedicated ourselves to serving our community with a wide range of banking services designed to meet the unique needs of our 88,846 members. Located at 2015 Avalon Ave, Muscle Shoals, AL 35661, we invite you to explore how we can help you achieve your financial goals. At Family Security, our commitment goes beyond just numbers; we strive to make a positive impact in the lives of our members. With total assets of $964,947,655 and total deposits reaching $197,363,758, we provide a secure place for your savings while offering competitive loan options. Our total loans and leases amount to 44,547, ensuring that whether you're looking for an auto loan, mortgage, or personal financing, we've got you covered. Under the leadership of our CEO, Shane Nobbley, and Board President, James Jeffreys, we have built a team of 224 dedicated employees who are here to assist you every step of the way. We pride ourselves on not just being a credit union but a community hub where members can come together and thrive financially. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: 2204 Family Security PL SW, Decatur, AL 35603. Curious about what we offer? From personal banking services like checking and savings accounts to robust business solutions including merchant services and business loans Family Security is here for everyone. Don't hesitate to reach out by calling us at 256-381-8094 or visiting our website at myfscu.com for more information. Join us today and discover how Family Security can help you secure your financial future!

Becoming a member of Family Security is like joining a close-knit family that's dedicated to helping you achieve your financial goals. If you live, work, or worship in the community around 2015 Avalon Ave Muscle Shoals Al 35661, you're already on the path to membership! We welcome individuals and their families who are looking for a supportive banking experience that prioritizes your needs. By joining us, you'll enjoy exclusive benefits like personalized service and a range of financial products designed just for you. For more detailed eligibility criteria, feel free to check out our resource at http://www.myfscu.com/about/become-a-member . If you're ready to take the next step, we make opening an account simple and straightforward; just give us a call at (256) 381-8094 or visit us in person! We can't wait to welcome you into our community.

At Family Security, we understand that running a business is no small feat. That's why we're dedicated to providing tailored financial solutions that help you thrive. Whether you're starting from scratch or looking to expand, our commercial loan options are designed to support your growth every step of the way. Imagine a local bakery that dreams of opening a second location. With our member commercial loans, we've funded over $9 in loans for businesses just like yours, empowering them to scale and succeed. For those outside our membership, we also offer flexible financing solutions, amounting to $0 in non-member commercial loans, ensuring that even more businesses can access the capital they need. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: With an outstanding commercial loan portfolio of $1,044,986, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we provide essential merchant services that streamline your operations. From payment processing to cash management, our services are designed to make transactions smoother so you can focus on what matters most growing your business. Visit us at 2015 Avalon Ave Muscle Shoals Al 35661 in Muscle Shoals, AL or call us at (256) 381-8094 to discover how we can partner with you on your journey to success!

At Family Security, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can rest assured knowing that our financial health is solid and designed to serve you better. With a net worth of $179,354,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $102,423,587 in share certificates and $143,202,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $178,728,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive with $18,850 in used auto loans and $448,580,659 in total loans and leases, supporting members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $437,603. Total Share and Deposit Accounts: 152,309, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Security is your trusted partner. Visit us at 2015 Avalon Ave Muscle Shoals Al 35661 or call (256) 381-8094 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.