Family Security Credit Union Mobile AL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Family Security, your trusted partner in financial wellness, located at 7690 Airport Blvd, Mobile, AL 36608. Since our establishment in 1953, we have proudly served our community with dedication and a commitment to ensuring the financial success of our members. With a robust membership base of 88,846 individuals, we're more than just a credit union; we're a family that believes in helping each other thrive. At Family Security, our total assets stand at an impressive $964,947,655, reflecting our strength and stability. We currently manage $197,363,758 in deposits and have facilitated over 44,547 loans to help our members achieve their dreams whether it's buying a car, financing education, or owning a home. Our leadership team is dedicated to providing exceptional service. Under the guidance of CEO Shane Nobbley and Board President James Jeffreys, we strive to create an environment where everyone feels valued and empowered. While you can visit us at our Mobile branch for all your banking needs, official correspondence should be directed to our mailing address: 2204 Family Security Pl SW, Decatur, AL 35603. We offer a variety of services designed for your convenience, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. You can also take advantage of online and mobile banking features that make managing your finances easier than ever. Join us today! Whether you're looking to open an account or need assistance with loans or deposits, feel free to call us at 256-340-2000 or visit our website at myfscu.com. Let's work together towards a brighter financial future!

Branch History & Mission

Commitment to Community

Over the years, we've made significant strides in community outreach. Our partnerships with local organizations help us support initiatives that improve the quality of life for residents in Mobile and beyond. We are dedicated to making a positive impact, whether through financial literacy programs or direct community support. Our drive-thru service and ATM availability further enhance convenience for our members. With shared service centers available, we ensure that accessing your funds or completing transactions is always simple and straightforward. We invite you to join Family Security today and experience the benefits of being part of a credit union that truly cares about your financial well-being and community growth. Let's achieve your financial goals together! For more information or assistance, feel free to call us at 256-340-2000 or visit us online at myfscu.com.

Our Mission

At Family Security, our mission is clear: to empower our members through exceptional financial services while fostering community growth and support. We believe in building strong relationships and providing personalized banking solutions that meet the unique needs of each member. This commitment drives us to offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. While members can visit us at our branch address on Airport Blvd, official correspondence should be sent to our mailing address at 2204 Family Security Pl SW, Decatur, AL 35603. We pride ourselves on being accessible; not only do we offer in-person service during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM but also digital banking options that allow you to manage your finances anytime, anywhere.

Branch Location & Accessibility

Easy Access and Amenities

Parking is hassle-free with ample space available for our members. We prioritize accessibility, featuring ADA-compliant ramps and entrances so everyone can enjoy our services without difficulty. Whether you're stopping by for a quick deposit or to discuss your financial needs, we strive to make each visit comfortable.

Operating Hours

We understand that life can get busy, which is why our lobby is open Monday through Friday from 9 AM to 5 PM, making it easy to fit us into your schedule. On Saturdays, our drive-thru is available from 9 AM to 1 PM for those who prefer a quick banking experience without leaving their vehicle.

Services Offered

At Family Security, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we have something for everyone. Our drive-thru service allows for simple transactions like deposits and withdrawals, while shared services ensure that even partner credit union members can access essential banking features with ease. If you need assistance or have questions about any of our services, feel free to give us a call at 256-340-2000. We're here to help! While you can visit us at our branch for all your banking needs, please remember that official correspondence should be sent to our mailing address at 2204 Family Security Pl SW in Decatur. Come see us today at Family Security in Mobile! We look forward to welcoming you into our community-focused banking family.

Member Eligibility

At Family Security, we believe in creating a warm and welcoming community where everyone can thrive. Becoming a member is simple and fulfilling, especially if you live, work, worship, or go to school in the Mobile area. Our membership is open to anyone who shares our values and commitment to financial well-being. You'll enjoy personalized service, competitive rates, and a range of products tailored to your needs. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at http://www.myfscu.com/about/become-a-member . If you're ready to start your journey with us or have any questions, don't hesitate to call us at (256) 340-2000. We can't wait to welcome you to our family!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,044,986, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Beyond loans, we offer merchant services that simplify transactions and enhance customer satisfaction. Imagine being able to accept payments effortlessly, whether at a bustling storefront or on-the-go at local events. Our solutions ensure that you can focus on what matters most growing your business. Join us at Family Security, located at 7690 Airport Blvd Mobile Al 36608, and discover how our tailored business banking solutions can empower your entrepreneurial journey. For more information, give us a call at (256) 340-2000 or visit our website at https://www.myfscu.com/. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With ATMs available at our branch and beyond, accessing cash has never been easier. Plus, our drive-thru service lets you handle deposits and withdrawals without leaving your car ideal for busy days!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions can help you drive away in the vehicle of your dreams without breaking the bank. With competitive rates and flexible terms, you can focus on what really matters enjoying your new ride!

Business Banking

For entrepreneurs, Family Security also provides business banking services including merchant services and business loans. We know how vital it is for businesses to have reliable financial partners, and we're here to ensure your business runs smoothly.

Credit Cards with Rewards

With our credit cards offering rewards, every purchase counts! Use it for everyday expenses and watch as points accumulate towards exciting rewards. It's like getting paid to shop!

Mortgage Loans & Refinancing

For those considering home ownership or looking to refinance an existing mortgage, our mortgage loans provide great options tailored just for you. Picture yourself stepping into your new home, knowing you have the best possible financing plan working for you.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Need to check your balance or transfer funds? Just grab your phone!

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services have you covered. We offer various options designed for every lifestyle, ensuring that your money is safe and grows over time. Imagine having a savings account that not only keeps your funds secure but also helps you reach your financial goals faster.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to help you manage those situations effectively. Whether it's consolidating debt or funding a big purchase, we're here to support you with straightforward loan options.

Shared Branch Transactions

If you're a member of another participating credit union, take advantage of shared branch transactions right here at Family Security! You can perform basic transactions like deposits and withdrawals seamlessly. At Family Security, we're more than just a credit union; we're your community partner in financial wellness. If you're ready to explore any of these services or have questions about how we can assist you further, don't hesitate to reach out at (256) 340-2000 or visit us online at our website. Let us help you achieve your financial dreams today!

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience that allows you to perform various tasks with just a few clicks. Whether you're checking your balance or transferring funds, everything is straightforward and efficient. You can even enjoy the convenience of e-statements, which are not only eco-friendly but also help you keep track of your financial records without the clutter of paper statements. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple. Just enter their information, and you'll have money on its way in no time. If you're always on the go, our mobile application is perfect for managing your accounts from your smartphone. Plus, with mobile payments enabled, making purchases has never been easier simply tap and pay!

Security You Can Trust

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that our systems use the latest technology to protect your personal information and transactions. With features like two-factor authentication available in our app, you can bank with peace of mind. In today's fast-paced world, Family Security ensures that banking remains accessible and convenient for everyone. Embrace the freedom of managing your finances on your terms visit us online at https://www.myfscu.com/ today!

Financial Strength

Committed to Service

We also take pride in having 215 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce is vital as we continue to grow together with our members.

Reinvesting for Growth

With $178,728,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $18,850 in used auto loans and $448,580,659 in total loans and leases.

Secure Savings for Members

Members' savings are secured through $102,423,587 in share certificates and $143,202,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $179,354,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Security is your trusted partner. Visit us at 7690 Airport Blvd Mobile Al 36608 or call (256) 340-2000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $265,657,613 in used vehicle loans and $25,559,741 in new vehicle loans already helping members get on the road. We provide flexible financing options that make it easy for you to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $1,044,986 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our tailored solutions can help facilitate your business aspirations.

Credit Lines

In addition to our standard loan offerings, we have available credit lines totaling $52,000,000 for those who need flexibility in managing their finances. This option allows you to access funds when necessary while only paying interest on what you use. If you're interested in any of these loan products or would like more information on refinancing options or eligibility criteria, please feel free to reach out. You can visit us at our branch located at 7690 Airport Blvd Mobile Al 36608, call us at 256-340-2000, or check out our website here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Family Security, we're committed to helping our members navigate their financial journeys with ease and confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,861,201, make buying or refinancing simple. We offer competitive rates and terms that can fit any budget. If you're considering refinancing, we can help guide you through the eligibility process to find the best solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,970,742 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday purchases while providing a safety net when unexpected expenses arise.

Loan Aggregator

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FAMILY SECURITY CREDIT UNION