Family Security Credit Union Jackson AL | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Family Security at our Jackson branch, located at 4000 N College Ave, Jackson, AL 36545. Since opening our doors in 1953, we have proudly served our community with dedication and trust. With a total membership of 88,846, we are more than just a credit union; we are a family committed to helping you achieve your financial goals. At Family Security, we understand that every member's needs are unique. Whether you're looking for personal banking services, auto loans, or business banking solutions, we have you covered. Our total assets of $964,947,655 and total deposits of $197,363,758 reflect our strong financial foundation. With over 224 employees, we strive to provide exceptional service tailored to you. Our leadership team is here to guide you. Under the direction of CEO Shane Nobbley and Board President James Jeffreys, we focus on building lasting relationships with our members. If you need assistance or have questions, feel free to reach out to us at 251-246-1925. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 2204 Family Security Pl SW, Decatur, AL 35603. We invite you to explore all that Family Security has to offer. Visit us online at myfscu.com or drop by our branch during lobby hours from Monday to Friday, 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM for drive-thru service only. Let us help you secure your financial future today!

Branch History & Mission

Community Focus

As part of our commitment to innovation and accessibility, we offer digital banking options including online banking and mobile payments, ensuring you can manage your finances conveniently from anywhere. With an ATM available on-site and drive-thru services for quick transactions, we cater to your needs efficiently while adhering to ADA compliance standards. Our total assets currently stand at an impressive $964,947,655, reflecting the trust placed in us by our members. This growth enables us to continually invest back into the community through loans and financial education programs tailored for all ages. Join us at Family Security today! Experience firsthand how we're not just about banking; we're about building relationships and fostering community growth. Together, let's secure a brighter financial future for everyone in Jackson and beyond! For more information about membership eligibility or services offered, please visit our website or reach out directly.

Our Mission

At Family Security, our mission is clear: we aim to enhance the financial well-being of our members through exceptional service and community support. We believe that strong communities lead to strong families. This belief drives us to engage in various outreach initiatives, helping local organizations and supporting events that uplift those around us. While members can visit us at 4000 N College Ave, official correspondence should be sent to 2204 Family Security Pl SW, Decatur, AL 35603. Our dedicated team is always available at (251) 246-1925 during our operating hours: Monday through Friday from 9:00 am to 5:00 pm and Saturday Drive-Thru only from 9:00 am to 12:00 pm.

Branch Location & Accessibility

Call to Action

We invite you to visit us at our Jackson location or give us a call at 251-246-1925. Our friendly team is ready to help you with all your financial needs!

Nearby Landmarks and Accessibility

Our branch is situated near local favorites, making it a convenient stop whether you're running errands or enjoying a day out. With plenty of parking available and ADA-compliant features like ramps, we ensure that everyone can access our services with ease.

Operating Hours

We know your time is valuable! That's why we're here to serve you Monday through Friday from 9:00 AM to 5:00 PM. On Saturdays, you can take advantage of our drive-thru services from 9:00 AM to 12:00 PM.

Services Offered

At Family Security in Jackson, we're dedicated to providing a wide array of financial services tailored to your needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even business banking solutions, we've got you covered. Plus, our ATM is readily available for quick cash withdrawals and balance checks.

Member Eligibility

At Family Security, we believe that everyone deserves the chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you live, work, or worship in the area surrounding our branch at 4000 N College Ave Jackson Al 36545, you're likely eligible to join us. We also welcome family members of existing members, creating a strong network of support for all. Joining Family Security opens up a world of benefits, from personalized banking services to competitive rates on loans and savings accounts. To learn more about the specific eligibility criteria, feel free to visit our detailed page at http://www.myfscu.com/about/become-a-member . If you have any questions or need assistance, don't hesitate to reach out at (251) 246-1925. We're here to help you every step of the way as you embark on this journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,044,986, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial. Our merchant services help you accept payments easily and securely, whether it's through card transactions or online payments. Imagine being able to serve customers better while managing your cash flow effortlessly. That's what we aim to deliver at Family Security. Located at 4000 N College Ave Jackson Al 36545 in Jackson, AL, we're here to help your business thrive. Contact us today at (251) 246-1925 to learn more about how we can support your financial needs!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer merchant services and business loans that can help you grow your enterprise. We understand the unique challenges businesses face, and we're here to provide financial tools that make a difference.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can manage your accounts anytime, anywhere whether it's checking balances, making transfers, or paying bills. Our ATM services allow for easy cash withdrawals and balance checks without hassle. If you prefer a more personal touch for simple transactions like deposits or withdrawals, our drive-thru banking service is available during lobby hours for quick access to your funds.

Get in Touch with Us

If you're ready to explore these services further or have any questions about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at 251-246-1925 during our operating hours: Monday through Friday from 9:00 am to 5:00 pm and Saturday drive-thru from 9:00 am to 12:00 pm. At Family Security in Jackson, we're not just about numbers; we're about building relationships and helping you secure a brighter financial future. Visit us today or check out our website at myfscu.com for more information!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to fit your lifestyle. If you're considering purchasing a new car, our auto loans and vehicle financing options can help you hit the road in no time. For those eyeing homeownership or refinancing opportunities, our mortgage loans are tailored to guide you through the process smoothly. When life throws unexpected expenses your way, our personal loans and debt consolidation services provide flexible solutions to manage your finances effectively. Plus, enjoy the perks of our credit cards that come with rewards perfect for everyday purchases.

Shared Branch Transactions

We also participate in shared branch transactions. If you're a member of another partner credit union, you can easily perform basic transactions right here at Family Security. This added benefit ensures that no matter where you are, accessing your money is simple.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides you with a user-friendly experience, allowing you to check balances, transfer funds, and pay bills all in one place. You can also enjoy the benefits of e-statements, which provide a quick and environmentally friendly way to keep track of your financial statements without the clutter of paper. If you're always on the go, our mobile application brings banking right to your fingertips. You can make mobile payments effortlessly and manage person-to-person transfers with just a few taps on your phone. Plus, no need to worry about cumbersome paperwork; we support electronic signature authorization for quicker transactions.

Security and Accessibility

Your security is our top priority. Our online banking services are equipped with robust security features to protect your personal information. You can feel confident using our platform knowing that we take every measure to safeguard your data. With the convenience of digital banking at Family Security, you have full control over your finances from wherever you are. Whether you're at home or on the move, managing your money has never been easier or more accessible! Join us today and experience the ease of modern banking with Family Security.

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 152309, showing a strong and growing member base that trusts us with their finances. This trust is vital as it fuels our ability to support your financial journey effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Security is your trusted partner. Visit us at 4000 N College Ave Jackson Al 36545 or call 251-246-1925 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $102,423,587 in share certificates and $143,202,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $178,728,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $18,850 in used auto loans and a total of $448,580,659 in loans and leases.

Robust Financial Health

With a net worth of $179,354,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $265,657,613 in used vehicle loans and $25,559,741 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our financing solutions are designed with your budget in mind.

Business Loans

For business owners, our outstanding commercial loans totaling $1,044,986 provide the capital needed to grow and expand your business. We aim to support local entrepreneurs with competitive rates and flexible terms that suit their unique needs. At Family Security, we also have options for refinancing available to ensure that you can adjust your loan terms as your financial situation changes. To learn more about eligibility options or to start your application process today, visit our website at myfscu.com or check out our membership details here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us at Family Security as we work together towards building a brighter financial future for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,861,201, make buying or refinancing simple. We believe that securing a home should be accessible and straightforward for everyone.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,970,742 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can provide an extra layer of financial flexibility when you need it most.

Loan Aggregator

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User Trust and Testimonials

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FAMILY SECURITY CREDIT UNION - Jackson, AL