Family Security Credit Union Hartselle AL | Top Checking & Business Loans

Introduction

Welcome to Family Security, your trusted financial partner in Hartselle, Alabama! Located at 1305 Highway 31 SW, our branch has been serving the community since 1953, helping families and individuals achieve their financial dreams. With a proud membership of over 88,846 members and total assets reaching an impressive $964,947,655, we are dedicated to providing exceptional services that cater to your personal and business banking needs. At Family Security, we understand the importance of community. Our commitment is evident in our offerings such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We have made it our mission to support you with the financial tools necessary for success while ensuring a welcoming environment. Under the leadership of CEO Shane Nobbley and Board President James Jeffreys, we strive to create a culture of trust and transparency. Our team of 224 employees is here to assist you with tailored solutions that fit your unique situation. If you need assistance or want to explore our services further, feel free to reach out by calling us at 256-340-2000 or visit our website at myfscu.com. While members can visit us at our Hartselle branch, official correspondence should be sent to our mailing address at 2204 Family Security Pl SW, Decatur, AL 35603. Join us on this journey towards financial well-being come see how we can help you thrive today!

Branch History & Mission

Community Commitment

Our commitment goes hand-in-hand with our dedication to community outreach. We actively partner with local organizations and participate in initiatives that uplift Hartselle and surrounding areas. By supporting local events and programs, we strive to make a positive impact on the lives of our members outside of financial transactions. While members can visit us at our branch address mentioned above, official correspondence should be sent to 2204 Family Security Pl SW, Decatur, AL 35603 if you need to reach out via mail.

Join Us

As we look ahead, Family Security remains dedicated to enhancing our services while staying true to our roots. With operating hours from Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM, we invite you to come experience everything we offer. Whether you need assistance with personal banking or business solutions like merchant services and business loans, we're here for you! Discover how becoming a member can benefit you today by visiting us or exploring more at myfscu.com. Together, let's build a brighter financial future!

Our Mission

At Family Security, our mission extends beyond traditional banking. We strive to provide exceptional personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our focus is on creating solutions that enhance the lives of our members while also giving back to the community we serve. We believe in accessibility and inclusivity. That's why we offer various services like online and mobile banking, ensuring that our members can manage their finances conveniently and securely from anywhere. We also take pride in our ADA-compliant facilities and drive-thru banking services to cater to all community members.

Branch Location & Accessibility

Call or Visit Us Today!

Have questions or want to learn more? Feel free to give us a call at 256-340-2000. We're here to help! Whether you're looking for basic transactions or exploring new account options, stop by Family Security in Hartselle today we can't wait to meet you!

Convenient Location

Our branch sits near popular local landmarks, making it a breeze to stop by while you're out and about. Enjoy ample parking space that ensures you won't have to worry about finding a spot, even during peak hours. Plus, our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for easy access.

Operating Hours

We understand that everyone has busy schedules, so we've made it easy to visit us! Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 6:00 PM. Need to swing by on the weekend? Our drive-thru is open Saturday from 9:00 AM to 1:00 PM for your convenience.

Services Offered

At Family Security, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, our team is here to assist you every step of the way. If you prefer doing things on the go, our online and mobile banking services make managing your finances easier than ever.

Member Eligibility

At Family Security, we believe that becoming a member is like joining a close-knit community that cares about your financial well-being. If you're wondering how to become part of our family, it's quite simple! Our membership is open to anyone who lives, works, worships, or attends school in Morgan County. This means you're welcome here whether you're just starting out on your financial journey or looking for a more supportive banking option. We offer a range of services tailored to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. To kick off your membership journey at Family Security, just head over to our eligibility page at http://www.myfscu.com/about/become-a-member where you'll find all the details you need. If you have any questions or want to talk with someone directly, don't hesitate to call us at (256) 340-2000. We're excited to help you get started on your path with us at our branch located at 1305 Highway 31 Sw Hartselle Al 35640!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,044,986, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services designed to streamline your payment processes. Imagine having the ability to accept payments seamlessly from customers whether they pay by card, mobile app, or online. Our services not only enhance your customer experience but also help you manage transactions effectively. Located at 1305 Highway 31 Sw Hartselle Al 35640, Hartselle, AL, our team is here to guide you every step of the way. Reach out today at (256) 340-2000 and discover how Family Security can partner with you for success!

Comprehensive List Of Services

Accessibility & Support

Our physical branch at 1305 Highway 31 SW Hartselle AL 35640 is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM for all your in-person needs. You can also reach us at 256-340-2000 for questions or assistance. Whether you're visiting us in person or using our digital services from home, we're here to support you every step of the way.

Business Banking Solutions

If you're a business owner, our business banking services are designed with you in mind. We provide merchant services and business loans that can help you grow your venture. Imagine having access to funds when you need them most whether it's for inventory or equipment giving your business the boost it deserves.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. At Family Security, we offer online and mobile banking features that allow you to manage your finances anytime, anywhere. With just a few taps on your phone or clicks on your computer, you can check balances, transfer money, and even pay bills without stepping foot in the branch. Additionally, our ATM services ensure that accessing cash is never a problem. You can make withdrawals or check balances at any time at our conveniently located ATMs throughout the area.

Join Us Today!

Explore how Family Security can assist with all your financial needs by visiting us online at myfscu.com or stop by our branch in Hartselle today! We're excited to help you achieve financial success!

Personal Banking Made Easy

We understand that managing your money should be simple. That's why our personal banking options include checking and savings accounts designed to help you reach your financial goals. Imagine having a reliable account where you can easily deposit your paycheck and watch your savings grow without hassle. When it comes to financing, our auto loans and vehicle financing options make purchasing your dream car attainable. Picture yourself driving away in a new vehicle, knowing you secured a great deal with our competitive rates. If you're considering buying a home or refinancing an existing mortgage, we offer mortgage loans tailored to fit different budgets and situations.

Support for Every Financial Need

Life can be unpredictable, and sometimes unexpected expenses arise. Our personal loans and debt consolidation services provide the flexibility you need during those times. You can consolidate multiple debts into one manageable payment, easing the stress of juggling bills. For those who love rewards, our credit cards come with enticing benefits that can help you earn while you spend. Whether you're planning a vacation or just want cash back on everyday purchases, we have options that fit your lifestyle.

Digital & Online Banking

Key Features

With our online banking services, you can easily check your balance, transfer funds, and pay bills without ever stepping foot in a branch. If you prefer using your smartphone, our mobile application puts all these features right in your pocket. You can also enjoy the convenience of mobile payments, making it easy to pay for purchases with just a tap. For those who like to keep track of their spending digitally, we offer e-statements that provide a clear and organized view of your transactions. This feature not only helps you stay informed but also contributes to a greener environment by reducing paper waste. Plus, with person-to-person transfers, sending money to friends or family has never been simpler.

Security & Accessibility

Your security is our top priority. While we don't currently support electronic signature authorization, rest assured that our systems are built with strong security measures to protect your personal information. Our user-friendly design ensures that even those who aren't tech-savvy can navigate our online services easily. In short, Family Security is committed to providing you with accessible and efficient banking solutions that fit into your lifestyle. Experience the freedom of managing your finances on your terms today!

Financial Strength

Commitment to Innovation

With $178,728,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $44,858,065 in total loans and leases, including $18,850 in used auto loans that support your financial goals across various sectors.

Growing Membership Base

Total Share Accounts stand at 152,309, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $437,603, which allows us to continue supporting you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Security is your trusted partner. Visit us at 1305 Highway 31 Sw Hartselle Al 35640 or call 256-340-2000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $102,423,587 in share certificates and $143,202,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to serving you efficiently. Currently reporting a net income of $0, we remain focused on optimizing our resources to provide competitive products for all our members. We take pride in having 215 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $179,354,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $26,565,761 in used vehicle loans and $25,559,741 in new vehicle loans, helping members get on the road with confidence. Whether you're looking for financing for a brand-new model or a reliable used car, our straightforward application process and flexible terms make it easy to find the right fit for you.

Business Loans

For business owners, our outstanding commercial loans totaling $1,044,986 provide the capital needed to grow and expand your ventures. We understand that running a business comes with its own set of challenges and opportunities; our loan options are tailored to support you every step of the way.

Eligibility & Refinancing Options

If you're interested in any of our loan products but unsure about eligibility or refinancing options, don't hesitate to reach out! You can contact us at 256-340-2000 for personalized assistance or visit us at our branch located at 1305 Highway 31 Sw Hartselle Al 35640. We're here to guide you through the process and find solutions that work best for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our offerings today and take the first step towards achieving your financial goals with Family Security!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $15,861,201. We simplify the process of buying or refinancing your home so you can focus on what really matters making it yours. We also provide refinancing options to help you lower your monthly payments or access equity in your property.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be tricky. That's why we offer flexible terms on unsecured credit card loans with a total of $8,970,742 in loans available. This option can help you manage your finances more effectively while building your credit history.

Loan Aggregator

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FAMILY SECURITY CREDIT UNION - Hartselle, AL