Family Security Credit Union Guntersville AL | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Family Security, your trusted credit union located at 2002 Gunter Ave, Guntersville, AL 35976. Since our establishment in 1953, we've been dedicated to serving our community with a personal touch and a commitment to financial well-being. With over 88,846 members and total assets amounting to an impressive $964,947,655, we pride ourselves on being a reliable partner in your financial journey. At Family Security, we understand that every member's needs are unique. That's why we offer a wide range of services, from checking and savings accounts to auto loans, mortgages, and business banking solutions. Whether you're looking to buy your first home or seeking assistance with debt consolidation, our team is here to help you every step of the way. While you can visit us at our Guntersville branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 2204 Family Security Pl SW, Decatur, AL 35603. Our leadership team is committed to ensuring that you receive the best service possible. Under the guidance of CEO Shane Nobbley and Board President James Jeffreys, we strive to foster a supportive environment for all members. With a dedicated staff of 224 employees, we're equipped to provide personalized assistance tailored just for you. As part of our commitment to financial stability and growth for our members, we currently hold total deposits of $197,363,758 and have issued a total of 44,547 loans. Our net worth stands strong at $179,354,245, ensuring that we remain a solid choice for your banking needs. We invite you to explore what Family Security can do for you. Feel free to call us at 256-571-0402 or visit our website at myfscu.com for more information on how you can become a member today!

Branch History & Mission

A Legacy of Growth

From the start, Family Security aimed to provide accessible and reliable financial services. Over the decades, we have expanded our offerings while maintaining a personal touch that sets us apart. With total assets now exceeding $964 million, we have adapted to meet the changing needs of our members, ensuring they have access to essential banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our mission is clear: we strive to enhance the financial well-being of our members and their families while supporting local initiatives that uplift our community. This commitment drives us every day as we look for ways to give back through partnerships with local organizations and outreach programs.

A Vision for the Future

As we continue to grow, we're also embracing digital advancements that make banking even easier for our members. With online banking options and mobile payment services available, managing finances has never been more convenient. Join us on this journey! Whether you're looking for personal or business banking solutions, Family Security is here to help you every step of the way. Experience firsthand how we're dedicated not only to your financial success but also to making a positive impact in Guntersville. Together, we can build a brighter future for all. If you're interested in becoming a member or learning more about what we offer, please visit our website or call us at 256-571-0402 today!

Community-Centric Approach

Family Security is more than just a credit union; it's a cornerstone of the Guntersville community. We take pride in our shared service center availability, which allows members of partner credit unions to conduct transactions conveniently. Our drive-thru service and ATM availability ensure that banking is easy and accessible for everyone. While members can visit us at 2002 Gunter Ave, official correspondence should be sent to 2204 Family Security Pl SW in Decatur, AL. Our team is always ready to assist you during lobby hours from Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays until noon.

Branch Location & Accessibility

Come Visit Us!

With a friendly team ready to assist you and a welcoming environment designed for your comfort, we invite you to come see what Family Security has to offer. Have questions? Don't hesitate to call us at 256-571-0402 we're here to help! Whether you're already a member or looking to join our community, we look forward to serving you at our Guntersville branch!

Nearby Landmarks and Accessibility

Situated near popular local spots, you'll find us easily accessible when visiting the vibrant community of Guntersville. If you're coming from downtown or nearby neighborhoods, our location is just a short drive away. We offer ample parking and are committed to making your visit as comfortable as possible with ADA-compliant features, including ramps for easy access. While members can visit us at our physical address, official correspondence should be sent to our mailing address at 2204 Family Security Pl SW, Decatur, AL 35603.

Operating Hours and Services

Our branch operates Monday through Friday from 9:00 AM to 5:00 PM, with Saturday hours dedicated to Drive-Thru service from 9:00 AM to 12:00 PM. This schedule allows flexibility for all our members' banking needs. At Family Security, we pride ourselves on offering a comprehensive suite of services tailored to meet various financial requirements. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we ensure that your financial goals are within reach. Need a quick deposit or withdrawal? Our drive-thru service makes it easy and efficient. Plus, with ATM availability on-site, accessing your cash is always convenient.

Member Eligibility

Becoming a member of Family Security means joining a welcoming community that values your financial well-being. If you're interested in enjoying the many benefits we offer, membership is open to individuals who live, work, or worship in our local area, as well as those who have family members already part of our credit union. It's simple and inclusive; we want everyone to feel at home here! To get started, just head over to our eligibility page at http://www.myfscu.com/about/become-a-member for more details on the criteria. Once you're ready, opening an account is a breeze! You can reach out to us at (256) 571-0402 for any questions or visit us at our branch located at 2002 Gunter Ave Guntersville Al 35976. We can't wait to welcome you into the Family Security family!

Business Banking & Commercial Services

Lending Solutions to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. Imagine a local café that wanted to upgrade its equipment. With the right financing, they could buy new machines, improve efficiency, and serve more customers. This is just one way our loans can transform ideas into reality.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify transactions. For example, if you run a retail shop, our point-of-sale systems can streamline sales and inventory management. By accepting various payment methods easily, you can enhance customer satisfaction and boost sales. With an outstanding commercial loan portfolio of $1,044,986, we continue to drive economic growth by financing new and expanding businesses. Your success story could be next! Visit us at 2002 Gunter Ave Guntersville Al 35976 or call us at (256) 571-0402 to learn more about how we can support your business journey.

Comprehensive List Of Services

ATM and Drive-Thru Services

Accessibility is important to us. At our branch in Guntersville, you'll find ATM services available for quick cash withdrawals and balance checks. For basic transactions like deposits and withdrawals, our drive-thru service ensures that you can complete your banking tasks without leaving the comfort of your vehicle.

Business Banking Services

For local business owners, Family Security provides tailored business banking solutions. From merchant services that simplify transactions to business loans that support your growth initiatives, we are dedicated to helping your enterprise thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features let you manage your finances from anywhere at any time. With just a few taps on your smartphone or clicks on your computer, you can check balances, pay bills, transfer money, and even send funds to friends through person-to-person payments.

Personal Banking Solutions

We understand that everyone's financial journey is unique. That's why our personal banking services are designed with you in mind. You can choose from various checking and savings accounts that fit your lifestyle. For those moments when life demands a little extra help, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans offer competitive rates and flexible terms to help you secure your investment.

Shared Branching Opportunities

As part of a larger network of credit unions, we also offer shared branching transactions for members of partner credit unions. This means that even if you're traveling or can't reach our branch directly, you still have access to essential services like deposits and withdrawals. At Family Security, we're here to provide personalized financial solutions tailored to meet your needs. To learn more about how we can assist you on your financial journey or if you have any questions about our offerings, please don't hesitate to reach out at 256-571-0402 or visit us online at myfscu.com. Join us today and experience the Family Security difference!

Smart Financing Options

Managing debt can be challenging, but with our personal loans and debt consolidation services, we're here to assist you in finding the best path forward. Additionally, our credit cards come with rewards, making everyday purchases more rewarding while helping you build credit.

Digital & Online Banking

Convenience at Your Fingertips

With the ability to make mobile payments directly from your device, handling daily expenses has never been easier. Whether you're grabbing coffee or shopping for groceries, just tap and go! At Family Security, we believe in making banking accessible and straightforward for everyone. Join us in embracing the future of banking where convenience meets security. Visit https://www.myfscu.com/ today to get started with our digital banking services!

Key Services

Navigating your finances is simple with our user-friendly online platform. Head over to https://www.myfscu.com/ to explore our online banking features that allow you to check balances, transfer funds, and pay bills at your convenience. Want to send money to a friend or family member? Our person-to-person transfer feature makes it quick and hassle-free. Plus, if you're on the go, our mobile application is here for you available on both iOS and Android devices allowing you to manage your accounts right from your smartphone. Security is a top priority for us. We ensure that all transactions are safeguarded with the latest technology so that you can bank with peace of mind. While we currently do not support electronic signature authorization, we still provide easy access to important documents through e-statements, which are available for all members.

Financial Strength

Commitment to Growth

With $178,728,882 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $18,850 in used auto loans and $448,580,659 in total loans and leases.

Growing Member Base

Our strength is also shown by the trust of our community reflected in our total share accounts of 152,309. This growing member base underscores the confidence that individuals have placed in us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Security is your trusted partner. Visit us at 2002 Gunter Ave Guntersville Al 35976 or call (256) 571-0402 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our commitment to serving you is reflected in our operational efficiency as evidenced by our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $102,423,587 in share certificates and $143,202,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $179,354,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $265,657,613 in used vehicle loans and $25,559,741 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible options designed to fit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,044,986 provide the capital needed to expand your operations or invest in new projects. At Family Security, we're committed to serving our community by providing accessible financial solutions. If you're interested in learning more about any of our loan products or exploring eligibility options, please visit us at our branch located at 2002 Gunter Ave Guntersville Al 35976, or call us at 256-571-0402. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to take the first step towards achieving your financial dreams with us!

Credit Card Loans

For those looking for more flexibility in managing expenses, we also offer unsecured credit card loans. With a total of $8,970,742 in loans helping our members manage their finances effectively, our credit cards come with competitive rates and beneficial terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,861,201, make buying or refinancing simple. We also provide refinancing options to help you reduce your monthly payments or access equity from your home.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Family Security