Family Security Credit Union Albertville AL | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Family Security, your trusted financial partner located at 5976 Us Highway 431, Albertville, AL 35950. Since our establishment in 1953, we have been dedicated to providing exceptional financial services to our community, fostering a strong sense of trust and reliability among our 88,846 members. With total assets exceeding $964,947,655 and total deposits amounting to $197,363,758, we are committed to helping you achieve your financial goals. Our team is led by CEO Shane Nobbley and Board President James Jeffreys, who embody our mission to serve you better every day. We take pride in our significant community impact and strive to support local families through a variety of offerings from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. While you can easily visit us at our branch in Albertville, please note that official correspondence should be sent to our mailing address at 2204 Family Security Place SW, Decatur, AL 35603. At Family Security, we understand the importance of access and convenience. That's why we provide online and mobile banking options alongside traditional services such as drive-thru banking and ATMs. Whether you're looking for a reliable place to save or need assistance with loans our friendly staff is here for you. We invite you to reach out with any questions or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Feel free to call us at 256-340-2000 for more information or assistance. Join us on this journey towards financial wellness together, let's build a secure future!

Branch History & Mission

Join Us

As we look ahead, Family Security remains committed to adapting and growing alongside our members' needs. With features like ATM availability and drive-thru banking services for added convenience, plus shared service center options for broader access to financial resources, we strive to make your experience as smooth as possible. We invite you to become part of the Family Security community today! Visit us at myfscu.com or call us at (256) 340-2000 to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future for Albertville!

Our Mission

Our mission at Family Security is clear: We aim to provide high-quality financial services while fostering a sense of community among our members. We believe that everyone deserves access to affordable banking options, which is why we offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also prioritize customer service; whether you visit us in person or utilize our online and mobile banking options, we're here for you every step of the way. We also understand that financial well-being extends beyond just banking. Through various outreach programs and partnerships within Albertville and surrounding areas, we actively participate in initiatives that support local schools, charities, and events. This dedication not only strengthens our community but ensures that we remain connected with those we serve. While members can visit us at 5976 Us Highway 431 Albertville Al 35950, official correspondence should be sent to our mailing address at 2204 Family Security Place SW, Decatur, AL 35603.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance, feel free to call us at 256-340-2000. We're eager to help you navigate your financial journey and provide the exceptional service that Family Security is known for. Come visit us today; we look forward to welcoming you!

Convenient Access and Features

At Family Security, we prioritize accessibility for everyone. Our branch is designed with ADA-compliant features, including ramps and wide entryways, making it easy for all members of our community to visit us. We also offer ample parking right outside the entrance, ensuring that your trip is hassle-free.

Operating Hours

We know that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. These hours are tailored to fit your schedule so that you can manage your finances at your convenience.

Services Available

Our Albertville branch provides a full range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and homes, we've got you covered. Need cash quickly? Our ATM is available on-site for easy withdrawals and balance checks. Plus, take advantage of our drive-thru banking service for simple transactions without leaving your car. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to our mailing address: 2204 Family Security Place SW, Decatur, AL 35603.

Member Eligibility

At Family Security, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, or attend school in our service areas. We also welcome family members of current members, making it easy for you to share the benefits of membership with your loved ones. By joining us at our branch located at 5976 Us Highway 431 Albertville Al 35950, you gain access to a range of financial services designed to help you reach your goals. Whether you're looking for competitive rates on loans or personalized banking solutions, Family Security is here to support you every step of the way. For more detailed eligibility information, feel free to check out our website at http://www.myfscu.com/about/become-a-member . If you have any questions or need assistance, don't hesitate to call us at (256) 340-2000. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,044,986, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine streamlining your payment process with ease. Our merchant services provide businesses like yours with secure and efficient payment processing options. This means faster transactions and happier customers, all while keeping your focus on what you do best growing your business. Located conveniently at 5976 Us Highway 431 Albertville Al 35950, Albertville, AL 35950, we invite you to explore how our business banking solutions can empower your success. For more information, call us at (256) 340-2000 or visit our website at myfscu.com. Your journey toward financial growth starts here!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our ATM & Cash Withdrawal Services, along with basic Drive-Thru Banking, ensure that simple transactions like deposits and withdrawals are quick and hassle-free. You can also take advantage of basic shared branch transactions if you're visiting from another credit union. We invite you to explore these services and more at Albertville. For any questions or assistance, feel free to call us at (256) 340-2000 during our operating hours: Monday - Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. At Family Security, we're not just here for transactions; we're here for relationships. Join us today and experience the difference!

Business Banking Solutions

For our business members, we provide comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with tailored financial products that fit your unique needs.

Credit Cards with Rewards

To make everyday spending rewarding, we offer Credit Cards with Rewards. Enjoy benefits like cashback on purchases or points toward travel it's all about getting more from what you spend!

Digital Access

In today's world, convenience matters. That's why we've invested in top-notch Online & Mobile Banking services, allowing you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your accounts has never been easier.

Home Ownership

Dreaming of homeownership? Look no further than our Mortgage Loans & Refinancing options. We offer competitive rates and personalized service to make your journey to owning a home as smooth as possible. Plus, if you're looking to refinance, we can help lower your monthly payments or tap into your home's equity.

Personal Banking

Whether you are starting your first checking account or saving for a dream vacation, our Personal Banking options cater to all your financial needs. We offer Checking & Savings Accounts that provide easy access to your funds while helping you save for the future. Imagine having a reliable account that not only keeps your money safe but also earns interest over time!

Personal Loans

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services give you the flexibility to manage those costs effectively. Whether it's medical bills or consolidating debt, our loans can ease the burden and provide relief when you need it most.

Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing are designed to help you drive away in the vehicle you want without breaking the bank. We understand how important it is to get the best financing terms, which is why our team is ready to guide you through the process, making it simple and straightforward.

Digital & Online Banking

Key Services

With our online banking at https://www.myfscu.com/ , you can check your account balances, transfer funds, and pay bills without stepping foot in a branch. We also provide e-statements, allowing you to receive your bank statements electronically. This not only saves paper but also gives you quick access to your financial information. For those on the go, our mobile application makes it easy to manage your money from your smartphone. You can make mobile payments or send money directly to friends or family with our person-to-person transfers feature. It's all about making banking work for you, whether you're at home or out and about.

Security and Accessibility

We take security seriously, ensuring that all transactions are protected with robust measures. While we currently do not offer electronic signature authorization, rest assured that your information remains safe while using our digital services. Our online banking services are available 24/7, so whether it's late at night or early in the morning, you can always manage your finances on your schedule. With features like e-statements and mobile payments, keeping track of your money has never been easier. At Family Security, we're committed to providing accessible banking solutions tailored to fit your lifestyle. Explore all the ways you can bank digitally today!

Financial Strength

Commitment to Growth

With $178,728,882 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $18,850 in used auto loans and a total of $448,580,659 in loans and leases available for your needs.

Efficient Operations

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your success.

Secure Savings Options

Members' savings are secured through $102,423,587 in share certificates and $143,202,141 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $179,354,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1857 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts stand at 152,309, showing a strong and growing member base that trusts us with their finances. With net shares amounting to $437,603, we have ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Security is your trusted partner. Visit us at 5976 Us Highway 431 Albertville AL 35950 or call 256-340-2000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $265,657,613 in used vehicle loans and $25,559,741 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we've got you covered.

Credit Lines and Other Offerings

In addition to these products, we have established credit lines totaling $52,000,000 for those who want extra flexibility in managing their finances. These options can serve as safety nets or assist with unexpected expenses. For business owners, our outstanding commercial loans totaling $1,044,986 provide the capital needed to grow and expand your business ventures. If you're considering refinancing any existing loans or would like more information on eligibility options for our products, please reach out. We're here to help you navigate the best financial solutions suited to your needs. For more details about our loan offerings or to discuss how we can assist you further, feel free to contact us at 256-340-2000 or visit us at 5976 Us Highway 431 Albertville Al 35950. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $15,861,201, designed to fit various budgets and circumstances. If you're looking to purchase your first home or refinance your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $8,970,742 in loans helping members manage their finances effectively. Our credit card options come with rewards and are designed to give you the purchasing power you need without the worry of collateral.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. Each lender listed on LendMesh has been vetted to guarantee that only legitimate financial institutions are represented.

The Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers come from trusted financial institutions, ensuring complete transparency in the comparison process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is straightforward: provide unbiased results that users can trust. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of the platform. Ready to find your best loan options? Compare real-time loan offers today at LendMesh and discover the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FAMILY SECURITY CREDIT UNION - Albertville, AL