Family Savings Credit Union Rome GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Family Savings in Rome, GA, where we've been committed to serving our community since our founding in 1951. Located at 2510 Redmond Cir NW, we pride ourselves on being more than just a credit union; we're a partner in your financial journey. With over 76,000 members and total assets exceeding $1 billion, we are dedicated to providing personalized service and financial solutions that truly meet your needs. At Family Savings, we understand the importance of building strong relationships with our members. Our experienced team of 286 employees, led by CEO Danny Varnon and Board President L Williamson, is here to help you navigate your financial options, whether you're looking for auto loans, mortgage financing, or business banking services. We currently have a robust portfolio with 40,900 loans and leases amounting to over $1 billion in total assets. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 2510 Redmond Cir NW, Rome, GA 30165-1913. We invite you to explore our website at Family Savings for more information about our services including online banking and mobile payment options. Our commitment goes beyond numbers; we believe in making a positive impact within the community. With a net worth of $89 million and cash reserves of over $13 million, we are well-positioned to support not just individual members but also local businesses through lending initiatives. If you're ready to take the next step towards better financial health or simply want to learn more about what we offer, don't hesitate to call us at 706-378-9221. Our doors are open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Join us today and experience the Family Savings difference!

Branch History & Mission

At Family Savings, our journey began in 1951 when we opened our doors in Rome, Georgia. Over the decades, we have grown from a small credit union into a trusted financial partner for over 76,000 members. Our branch, located at 2510 Redmond Cir NW, is not just a place for transactions; it's a cornerstone of the community where families come to build their financial futures. Our mission is simple yet profound: to provide personalized financial services that empower our members while actively supporting the communities we serve. We believe that everyone deserves access to quality financial resources, and we strive to make banking easier and more inclusive for everyone. With total assets exceeding $1 billion, we are well-positioned to offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While members can visit us at 2510 Redmond Cir NW, official correspondence should be sent to 2510 Redmond Cir NW, Rome, GA 30165-1913. We take pride in being accessible and convenient for our members, offering ATM availability and shared service center options to ensure you can manage your finances with ease. Our operating hours are designed to accommodate your busy schedule: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. As we reflect on our history, it's clear that our growth has been driven by strong relationships within the community. We have partnered with local organizations to support various outreach initiatives aimed at enhancing the lives of those around us. This commitment to community service is what sets Family Savings apart. Moreover, we embrace technology as a means of providing better services. Our digital advancements allow you to bank online or via mobile apps making transactions simple and secure from the comfort of your home. We invite you to join Family Savings today and experience firsthand how our dedicated team can assist you in achieving your financial goals while becoming part of a vibrant community-focused organization. Together, let's build a brighter financial future! For more information or to open an account, visit us at Family Savings or give us a call at 706-378-9221.

Branch Location & Accessibility

Convenient Access

At Family Savings, we understand the importance of accessibility. Our branch offers ample parking with easy access to the entrance, ensuring that everyone can visit us comfortably. We are also proud to be ADA compliant, featuring ramps and accessible facilities for those who need them.

Get in Touch

Have questions? Feel free to give us a call at 706-378-9221. We invite you to visit us at Family Savings in Rome where we prioritize convenience and community. Come see how we can help you achieve your financial goals!

Operating Hours

We're here for you when you need us! Our lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Whether you're stopping by during your lunch break or on a Saturday morning, we aim to make banking convenient for our members.

Services Offered

Family Savings offers a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our shared service center allows members from partner credit unions to complete basic transactions right here with us! For those on the go, we provide ATM access for quick withdrawals and balance checks. While we don't have drive-thru service at this location, our friendly staff is always ready to assist you inside.

Member Eligibility

At Family Savings, we believe that everyone deserves a supportive financial community. Joining us is easy and welcoming! If you live, work, worship, or go to school in the Floyd County area, you're already eligible for membership. We strive to create an inclusive environment where your financial goals are our priority. As a member of Family Savings, you'll enjoy personalized service, competitive rates on loans and savings accounts, and access to various financial products tailored just for you. For more detailed eligibility criteria, feel free to check out our website at . Ready to take the next step? Opening an account with us is a breeze! Simply visit https://ob.familysavingscu.com/enroll to get started. If you have any questions or need assistance, don't hesitate to reach out at (706) 378-9221. We're excited to welcome you into our family!

Business Banking & Commercial Services

Empowering Your Business with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $357 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $138,759,135, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine being able to accept payments quickly and securely whether it's through credit cards or mobile payments allowing you more time to focus on what you do best: running your business. Our team is here to ensure that your financial operations run smoothly, so you can keep your customers satisfied and coming back. Located at 2510 Redmond Cir Nw Rome Ga 30165 in Rome, GA, we invite you to explore how our business banking solutions can pave the way for your success. Reach out at (706) 378-9221 or visit us online at https://www.familysavingscu.com/ to learn more!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide tailored solutions through our Business Banking services. From essential Merchant Services to Business Loans, we support local enterprises in achieving their goals.

Convenient Transactions

At Family Savings, we also facilitate basic shared branch transactions for partner credit union members, making it easier than ever to deposit or withdraw funds when you're on the go. As technology evolves, so do we. Our commitment to enhancing member experience means that all these services are accessible online or via mobile apps making banking easier than ever before. If you're ready to explore how we can help you with your financial journey, please don't hesitate to reach out! You can contact us at (706) 378-9221 or visit us at 2510 Redmond Cir Nw Rome Ga 30165 during our lobby hours: Monday through Friday from 9 AM - 6 PM and Saturday from 9 AM - 2 PM. Let's work together towards your financial success!

Home Financing Options

For those looking to buy or refinance a home, our Mortgage Loans & Refinancing services are ready to assist you. With expert guidance through the mortgage process, we aim to make homeownership more accessible and affordable.

Personal Banking Solutions

Starting with Personal Banking, we offer various options like Checking & Savings Accounts designed to fit your lifestyle. Imagine easily accessing your funds through our convenient Online & Mobile Banking platforms, allowing you to check balances and transfer money right from your phone. Our ATM & Cash Withdrawal Services ensure that you can get cash when you need it, with easy access to ATMs nearby.

Personal Loans and Credit Cards

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation options come in handy. Whether it's for home repairs or medical bills, these loans can help ease financial burdens. Plus, don't forget about our Credit Cards with Rewards, which offer benefits that add value every time you shop.

Vehicle Financing

If you're in the market for a new ride, consider our flexible Auto Loans & Vehicle Financing. We understand that purchasing a vehicle is a significant investment. That's why we provide competitive rates and tailored payment plans that make financing straightforward and stress-free.

Digital & Online Banking

Key Features

Need to sign important documents quickly? No problem! With electronic signature authorization available at Family Savings, you can complete transactions securely without the hassle of printing and mailing paperwork. Plus, if you prefer going paperless, e-statements are readily available for your convenience. For those on the go, our mobile application offers features like mobile payments and person-to-person transfers. You can easily send money to friends or family right from your smartphone, making sharing expenses simpler than ever. And if you're a fan of using apps for everyday tasks, you'll love that our mobile application is designed to keep everything at your fingertips. Security is a top priority for us. We ensure that all transactions are protected so you can have peace of mind while managing your finances online. Our systems are built with advanced security measures to keep your information safe. At Family Savings, we're committed to providing accessible and easy-to-use services that help you manage your money in real-time. Discover how our digital and online banking options can enhance your banking experience today!

Financial Strength

Commitment to Growth

With $88,984,449 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support is reflected in our lending capacity; we currently have $14,043 in used auto loans and $834,279,380 in total loans and leases available for you.

Growing Member Base

We have a robust member base, demonstrated by our 146,834 total share accounts. This growing community trusts us with their finances because they know we prioritize their needs above all else. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Savings is your trusted partner. Visit us at 2510 Redmond Cir Nw Rome Ga 30165 or call (706) 378-9221 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $306,476,970 in share certificates and $21,584,059 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,946,407, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident as shown by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 271 full-time employees and 15 part-time employees who are committed to serving you with the knowledge and care you deserve.

Solid Financial Position

With a net worth of $89,438,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $108,628,798 in new vehicle loans and $278,016,863 in used vehicle loans, helping members get on the road with ease. Whether you're interested in financing a brand-new model or a reliable used car, our competitive rates can make your purchase more affordable.

Business Loans

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans totaling $138,759,135 provide an excellent solution. We are dedicated to supporting local businesses and helping them thrive in our community.

Credit Lines

In addition to these offerings, we also provide credit lines totaling $330,029,000. These lines of credit are designed to give you quick access to funds when you need them most. At Family Savings Credit Union, we prioritize your financial well-being and strive to offer loan products that meet your unique needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your lending options or have questions about eligibility or refinancing opportunities, don't hesitate to visit us or call today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $74,359,521. We aim to make buying or refinancing your home simple and straightforward. If you're considering refinancing your current mortgage, we also offer flexible options tailored to fit your needs.

Unsecured Credit Card Loans

Managing daily expenses can be challenging without the right support. That's why we also offer flexible terms on unsecured credit card loans, with a total of $7,320,702 in loans available. This gives our members the financial freedom they need to handle both planned and unexpected costs effectively.

Loan Aggregator

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Family Savings