Family Savings Credit Union Hiram GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Family Savings, your trusted financial partner in Hiram, Georgia! Located at 342 Charles Hardy Pkwy, Hiram, GA 30141, we are proud to serve our vibrant community with a commitment to providing top-notch banking services tailored to meet your needs. Since our establishment in 1951, we've grown to support over 76,546 members, offering a range of financial products that empower individuals and families alike. At Family Savings, we understand that every member has unique financial goals. That's why our dedicated team led by CEO Danny Varnon and Board President L Williamson is here to offer personalized guidance and support. With total assets exceeding $1,032,073,170 and total deposits of $83,917,538, our strong financial foundation ensures that your money is safe and secure. Our commitment to the community goes beyond banking; we're actively involved in local initiatives that uplift and enrich the lives of our members. Whether you're looking for auto loans, personal banking solutions, or business financing options, we have you covered with a comprehensive suite of services designed just for you. While members can visit us at 342 Charles Hardy Pkwy, official correspondence should be sent to our mailing address: 342 Charles Hardy Pkwy, Hiram, GA 30141-1848. Feel free to reach out at 770-443-2655 or explore more about our offerings on our website Family Savings Credit Union. We invite you to join us and experience the difference of a credit union that truly cares about its members. Come visit us today!

Branch History & Mission

Community Commitment

Over the years, Family Savings has forged strong partnerships with local organizations and actively participates in community outreach efforts. From sponsoring local events to providing educational resources on financial literacy, we are dedicated to making a positive impact beyond just banking. We also prioritize convenience for our members with features like ATM availability and drive-thru banking services. Our shared service center ensures that you can access your accounts easily while on the go.

Join Us Today!

As we look toward the future, Family Savings remains committed to our core values of integrity, service, and community involvement. We invite you to become part of our family! Experience the benefits of membership by visiting us today or exploring more about our offerings on our website. Together, let's build a brighter financial future!

Our Mission

Our mission at Family Savings is clear: to empower our members through quality financial services while contributing positively to the communities we serve. We believe that everyone deserves access to the tools and resources needed for financial success. Whether it's personal banking, auto loans, mortgage refinancing, or business banking services, we strive to meet your unique needs with compassion and understanding. With total assets exceeding $1 billion, we continue to grow while ensuring that our members receive the best possible service. We are committed to innovation and have embraced digital advancements like online and mobile banking to enhance your experience. Additionally, we offer ADA-compliant facilities and services because accessibility matters.

Branch Location & Accessibility

Call Us Today!

If you have any questions or would like more information about our services, feel free to give us a call at 770-443-2655. We look forward to welcoming you at Family Savings in Hiram! Remember, while members can visit us at 342 Charles Hardy Pkwy Hiram Ga 30141, official correspondence should be sent to 342 Charles Hardy Pkwy, Hiram, GA 30141-1848 if it differs. Come see how we can help you achieve your financial goals today!

Nearby Landmarks and Accessibility

Situated near the bustling heart of Hiram, our branch is close to several local landmarks, making it an ideal stop for your banking errands. If you're visiting us, you'll find ample parking space available right outside the branch. Our facilities are designed with accessibility in mind, featuring ADA-compliant ramps and entry points to ensure everyone can easily access our services.

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to serve you better. Our lobby is open Monday and Tuesday from 8:30 AM to 5 PM, Wednesday from 8:30 AM to 12 PM, and Thursday through Friday until 6 PM. For those who prefer a weekend visit, we're also here for you on Saturday from 8:30 AM to 12:30 PM.

Services Offered

At Family Savings, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need quick cash? Our ATM is available for withdrawals and balance checks anytime! Plus, enjoy the convenience of drive-thru banking for simple transactions without leaving your vehicle.

Member Eligibility

At Family Savings, we believe that becoming a member is like joining a family that supports you every step of the way. To become part of our community, you'll find that eligibility is accessible and welcoming. If you live, work, worship, or attend school in certain areas of Georgia, you're likely to qualify for membership. We value diversity and inclusion, so don't hesitate to check if your unique situation fits within our guidelines. For the most detailed and updated information on eligibility criteria, feel free to visit our resource page at Family Savings Eligibility. Joining Family Savings means you'll enjoy a range of benefits designed with your financial well-being in mind. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. The account opening process is straightforward and can be done online; just head over to Open an Account. If you have any questions or need assistance along the way, don't hesitate to give us a call at (770) 443-2655. We're here to help you achieve your financial goals at our branch located at 342 Charles Hardy Pkwy Hiram Ga 30141!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $357 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $138,759,135, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having the ability to accept payments quickly and securely, whether in-store or online. Our tools help you manage transactions smoothly, allowing you to focus on what matters most growing your business. If you're ready to take your business to the next level, visit us at 342 Charles Hardy Pkwy, Hiram, GA 30141 or call us at 770-443-2655. Let Family Savings be your partner in success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Family Savings offers comprehensive Business Banking services. From Merchant Services that help streamline transactions to flexible Business Loans, we're here to support your business's growth every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. Whether you're checking balances or transferring money between accounts, it's all just a few taps away. Additionally, our ATM services make cash withdrawals and balance checks quick and easy.

Credit Options Tailored for You

Life can throw unexpected expenses your way, which is where our Personal Loans & Debt Consolidation come into play. These loans can help you manage existing debt or cover unforeseen costs without added stress. Plus, don't forget about our Credit Cards with Rewards, perfect for those who want to earn while they spend think cashback and travel perks!

Drive-Thru and Shared Branch Access

For those who prefer face-to-face interactions, our Basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without having to leave your car. We also participate in shared branch transactions with partner credit unions, meaning you can make deposits and withdrawals even when you're away from home. At Family Savings, we're more than just a credit union; we're a community dedicated to empowering our members financially. If you have questions or need assistance navigating any of these services, feel free to reach out at (770) 443-2655 or visit us at 342 Charles Hardy Pkwy Hiram Ga 30141 in Hiram, GA. Ready to take the next step in managing your finances? Explore all that we offer by visiting our website today!

Personal Banking Solutions

We understand that personal banking is at the heart of your financial journey. That's why we offer Checking & Savings Accounts that are designed to help you manage your money effectively. Imagine having easy access to your funds while earning interest on your savings it's all possible with our accounts. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easier than ever to hit the road in style. Our competitive rates ensure that you can find a loan that fits comfortably within your budget. For those looking to invest in a home, our Mortgage Loans & Refinancing services can guide you through the process, making it simple and straightforward.

Digital & Online Banking

Key Features

Our online banking platform at https://www.familysavingscu.com/ allows you to handle your banking needs effortlessly. With 24/7 online banking services, you can check your balance, transfer funds, and pay bills without ever stepping foot in a branch. Plus, our mobile application makes it even easier to manage your finances right from your smartphone. Need to send money quickly? Our person-to-person transfer feature lets you send funds directly to friends or family in no time. And if you prefer going paperless, e-statements are available for easy access to your account statements whenever you need them.

Security and Convenience

Your security is our top priority. With electronic signature authorization available, signing documents is not only quick but also safe. Our robust security measures ensure that your personal information remains protected while you enjoy the ease of online banking. Whether you're using our mobile payments feature or accessing your account through our app, you'll find everything user-friendly and straightforward. We aim to empower you with real-time account management tools so that you can take control of your finances whenever necessary. In summary, Family Savings offers a comprehensive suite of digital banking services tailored to fit your lifestyle. Experience the convenience and peace of mind that comes with managing your finances digitally today!

Financial Strength

Dedicated Team Ready to Assist You

At Family Savings, our strength is amplified by our team. We have 271 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed staff. Our efforts are further supported by having 146834 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Savings is your trusted partner. Visit us at 342 Charles Hardy Pkwy Hiram Ga 30141 or call 770-443-2655 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $306,476,970 in share certificates and $21,584,059 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,946,407, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Our Future

With $88,984,449 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment enables us to adapt to changing market conditions while enhancing the services available to you.

Strong Financial Health

With a net worth of $89,438,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 867% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

We proudly support your financial aspirations with $14043 in used auto loans and a robust total of $834,279,380 in loans and leases. This lending capacity allows us to assist our members across various sectors effectively. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,016,863 in used vehicle loans and $108,628,798 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make purchasing a vehicle more affordable than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $138,759,135 provide the capital needed to grow and expand. We understand the challenges businesses face and aim to support them through accessible financing options tailored to their specific needs.

Credit Lines

Additionally, our total credit lines amount to $330,029,000, allowing members to manage their cash flow effectively. Whether you need funds for unexpected expenses or planned purchases, our credit lines offer flexibility and peace of mind. At Family Savings, we believe in empowering our members through financial education and support. If you're interested in refinancing or learning about eligibility options for any of our loan products, please don't hesitate to reach out. For more information about our loan offerings or to speak with one of our representatives directly, call us at 770-443-2655 or visit us at 342 Charles Hardy Pkwy Hiram Ga 30141. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take your next step toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,359,521, make buying or refinancing simple. We offer various programs to help you navigate the home-buying process smoothly and confidently.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,320,702 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to suit your lifestyle while providing you with easy access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that your search for the best loan rate is not influenced by advertisements or marketing tactics. - Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how effective and reliable LendMesh can be for everyday consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to recognized standards ensures fair and transparent offers for consumers looking to make informed financial decisions.

FAMILY SAVINGS CREDIT UNION - Hiram, GA