Family Savings Credit Union Cartersville GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Family Savings in Cartersville, where community and financial wellness come together. Established in 1951, our credit union has been dedicated to serving the needs of our 76,546 members for over seven decades. Located at 3 Ryan Blvd Ne, Cartersville, GA 30121, we take pride in being a trusted partner in your financial journey. Whether you are looking for personal banking options or business solutions, we are here to provide support and guidance every step of the way. At Family Savings, we understand that your financial goals matter. With total assets exceeding $1 billion and total deposits amounting to $83,917,538, we offer a solid foundation for your banking needs. Our commitment to excellence is reflected in our ability to manage over 40,900 loans and leases, ensuring that our members have access to the funds they need when they need them. Our experienced team is led by CEO Danny Varnon and Board President L. Williamson, who work tirelessly to ensure you receive personalized service tailored to your unique circumstances. With a dedicated staff of 286 employees, we strive to create a welcoming environment where every member feels valued and understood. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 3 Ryan Blvd NE, Cartersville, GA 30121-8075. We invite you to explore all that Family Savings has to offer whether it's checking and savings accounts, auto loans, mortgage options, or business banking services. Our online and mobile banking solutions make managing your finances convenient and accessible anytime, anywhere. Ready to take the next step? Call us today at 770-382-9597 or visit our website at Family Savings to learn more about how we can help you achieve your financial dreams!

Branch History & Mission

Commitment to Accessibility

We understand that accessibility is vital. That's why we provide ADA-compliant facilities and services tailored to meet the diverse needs of our members. Whether you prefer visiting us at the branch during our convenient operating hours Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, or Wednesday until noon or using our drive-thru services or ATMs available at the branch, we ensure your banking experience is smooth and straightforward. While members can visit us at 3 Ryan Blvd NE for all their banking needs, official correspondence should be sent to the same address as well. For inquiries or assistance, feel free to reach out at 770-382-9597.

Join Us Today

As we look toward the future, Family Savings remains dedicated to innovation while maintaining the personal touch that sets us apart. We invite you to join our growing family of members who enjoy personalized service designed with their needs in mind. Discover how we can help you achieve your financial dreams today! Visit us online at Family Savings or stop by our Cartersville branch your journey towards financial empowerment starts here!

Our Mission

Our mission is simple yet powerful: to empower our members through accessible financial services while actively supporting our community. We believe that everyone deserves a chance to achieve their financial goals, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Family Savings is not just about numbers; it's about making a real difference in people's lives. We are committed to being more than just a credit union; we aim to be a cornerstone of support for families and businesses alike. Our partnerships with local organizations help us give back to the community that has supported us for decades.

Branch Location & Accessibility

Welcome to Family Savings in Cartersville, where convenience meets community! Our branch is located at 3 Ryan Blvd NE, Cartersville, GA 30121, making it easy for you to stop by and take care of your banking needs. We're just a stone's throw away from local landmarks like the Cartersville Public Library and the scenic Dellinger Park, which means you can run your errands or enjoy a day out and still fit in a visit to us. At Family Savings, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious areas that ensure everyone can navigate comfortably. Plus, we offer ample parking right outside our doors, so you won't have to worry about finding a spot when you arrive. We're here to serve you during our welcoming hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and on Wednesday from 8:30 AM to 12:00 PM. Whether you're looking to open an account, apply for a loan, or simply need assistance with your existing services, our friendly staff is ready to help. For those who prefer banking on the go, we are pleased to offer ATM access as well as drive-thru banking options. You can quickly deposit checks or withdraw cash without ever leaving your car. If you need additional services like shared branch transactions with partner credit unions, we've got you covered there too! While members can visit us at 3 Ryan Blvd NE, official correspondence should be sent to the same address for clarity. If you have any questions or would like more information about our services, don't hesitate to give us a call at 770-382-9597. We can't wait to welcome you into our Family Savings community!

Member Eligibility

At Family Savings, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to enjoy the benefits of personalized banking and community-focused services, we'd love to welcome you! To be eligible for membership at our Cartersville branch, you simply need to meet certain criteria, which include living, working, or worshipping in the areas we serve. We encourage you to check out more detailed eligibility information on our website at . Opening an account is straightforward and welcoming. You can start your journey with us by visiting our online enrollment page at https://ob.familysavingscu.com/enroll or by giving us a call at (770) 382-9597. Our friendly staff is here to guide you through every step of the process, ensuring you feel right at home. So why wait? Join us at Family Savings today at 3 Ryan Blvd Ne, Cartersville, GA 30121, and experience the advantages of being part of our community-focused credit union!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $357 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $138,759,135, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine effortlessly managing payments while focusing on what you do best running your business. Our merchant services are here to simplify transactions, allowing you to accept payments easily whether online or in-person. This means you can cater to your customers' preferences without added stress. Located at 3 Ryan Blvd Ne Cartersville Ga 30121 in Cartersville, GA, we're dedicated to being your trusted partner in navigating the financial landscape of your business. Ready to take your business to the next level? Give us a call at (770) 382-9597 or visit us today!

Comprehensive List Of Services

Accessibility and Support

Our branch is equipped with an ATM for quick cash access and offers shared service centers to enhance member convenience. With staff available during our operating hours Monday, Tuesday, Thursday from 8:30 AM to 5:00 PM; Wednesday from 8:30 AM to 12 PM; and Friday from 8:30 AM to 5:00 PM we are ready to assist with any inquiries or transactions. To learn more about how our services can meet your financial needs or if you're ready to open an account, please give us a call at (770) 382-9597 or visit our website at Cartersville. Let us be your trusted partner in achieving your financial goals!

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services and Business Loans that support growth and efficiency for small to medium-sized enterprises.

Credit and Rewards

Looking for a way to make everyday purchases work for you? Our Credit Cards with Rewards allow you to earn points on every dollar spent, which can be redeemed for various rewards, making each purchase more valuable.

Digital and Convenient Access

We know that convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking features so that you can manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a few taps away. Plus, our ATM & Cash Withdrawal Services ensure that cash is always accessible when you need it. If you're on the go or prefer face-to-face interactions, our basic drive-thru banking provides quick service for deposits, withdrawals, and simple transactions without leaving your car. We also participate in basic shared branch transactions for partner credit union members, allowing even greater access to your funds.

Personal Banking Services

Whether you're opening your first checking account or saving for a major purchase, our personal banking options are designed with you in mind. We offer various Checking & Savings Accounts that help you manage everyday expenses while building your savings. If you're considering buying a car, our Auto Loans & Vehicle Financing make it easier than ever, providing competitive rates and flexible terms. For those looking to invest in their dream home, our Mortgage Loans & Refinancing options can assist you in finding the perfect fit for your budget. And if unexpected expenses arise, don't worry our Personal Loans & Debt Consolidation solutions can provide the financial relief you need.

Digital & Online Banking

Key Features

Our commitment to security means you can bank with peace of mind. We offer electronic signature authorization, allowing you to sign important documents digitally without the hassle of paperwork. You'll also appreciate the availability of e-statements, which let you view and manage your statements easily no more waiting for them to arrive in the mail! If you're always on the move, you'll love our mobile application. With it, making payments is easier than ever through our mobile payments feature. Want to send money to a friend? Our person-to-person transfers make it simple and fast, so you can share expenses without any fuss. At Family Savings, we strive to make banking accessible for everyone. Whether you're using a computer or a smartphone, our user-friendly interface helps you manage your accounts in real-time. From monitoring transactions to setting up alerts, everything is designed to keep you informed and empowered. In short, our digital and online banking services are here to provide a convenient and secure way for you to handle your financial needs. Join us today at https://www.familysavingscu.com/ and take advantage of all these features that enhance your banking experience!

Financial Strength

At Family Savings, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust is well-placed. With a net worth of $89,438,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $306,476,970 in share certificates and $21,584,059 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,946,407, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to sound financial practices is evident with $88,984,449 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $14,043 in used auto loans and $834,279,380 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our net income is $0, it reflects our operational efficiency and commitment to providing competitive loan rates and solid financial products for our members. We also take pride in having 271 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments): $0. Total Share and Deposit Accounts: 146,834, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Savings is your trusted partner. Visit us at 3 Ryan Blvd Ne Cartersville Ga 30121 or call (770) 382-9597 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,016,863 in used vehicle loans and $108,628,798 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $138,759,135 provide the capital needed to expand operations or invest in new projects. We understand that every business is unique and are committed to offering tailored solutions to meet those needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,359,521, make buying or refinancing simple. We offer various programs to suit different budgets and financial situations, ensuring you find the right fit for your family.

Refinancing Options

If you're considering refinancing any of your existing loans for better rates or terms, we encourage you to reach out. We can help evaluate your current situation and identify potential savings that could improve your overall financial health. At Family Savings Credit Union located at 3 Ryan Blvd Ne Cartersville GA 30121, our goal is to empower our members with the financial tools they need. If you have questions or want more information about any of our loan products, please don't hesitate to call us at 770-382-9597. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path to better financial solutions starts here!

Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans, with a total of $7,320,702 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. The platform's reliability stems from its focus on verified data, which is pulled from reputable financial institutions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, enabling them to make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effectively LendMesh serves its users by simplifying their search for the best loan options. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Family Savings