Family Savings Credit Union Cartersville GA | Best Auto Loans & Business Banking

Introduction

Welcome to Family Savings, your trusted partner in financial well-being! Located at 205 Douthit Ferry Rd, Cartersville, GA 30120, our branch has been serving the community since 1951. With over 76,546 members, we pride ourselves on providing personalized banking solutions tailored to meet your needs. At Family Savings, we understand that every financial journey is unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our total assets now stand at an impressive $1,032,073,170, ensuring we have the resources to support you every step of the way. Whether you're looking to finance a new vehicle or save for your future, our dedicated team is here to help. Led by CEO Danny Varnon and Board President L Williamson, our experienced staff of 286 employees is committed to fostering a friendly and supportive environment for all members. We believe in investing back into our community, as evidenced by our robust loan portfolio of 40,900 loans and leases valued at over $83,917,538 in deposits. While you can visit us directly at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 205 Douthit Ferry Rd, Cartersville, GA 30120. We invite you to explore the possibilities with us! For any inquiries or to learn more about our services, don't hesitate to call us at 770-607-1475. Join us today at Family Savings where your financial success is our priority! For more information about what we offer, feel free to check out our website at Family Savings.

Branch History & Mission

Looking Ahead

As we continue on this journey together, we remain focused on innovation while staying true to our roots. We're proud to provide features like ATM availability and drive-thru banking for added convenience. Our commitment also extends to ADA compliance and customer-centric initiatives designed to enhance your experience. While members can visit us at 205 Douthit Ferry Rd, official correspondence should be sent to 205 Douthit Ferry Rd, Cartersville, GA 30120 if needed. Join us at Family Savings! Experience firsthand how we're not just about banking we're about building relationships and fostering growth within our community. Call us today at 770-607-1475 or visit our website for more information about becoming a member. Together, let's pave the way toward a brighter financial future!

Our Journey

From our humble beginnings, Family Savings has continually evolved to meet the changing needs of our members. Over the years, we have achieved significant milestones that reflect our commitment to providing exceptional financial services. With total assets exceeding $1 billion, we have established ourselves as a trusted partner for individuals and families alike. Our growth is a testament to the trust placed in us by our members and the dedication of our staff. We understand that banking should be accessible and convenient. That's why we offer various services including personal checking accounts, auto loans, mortgage options, and business banking solutions. Whether you prefer visiting us in person or accessing your accounts online or through mobile apps, we've got you covered with options that fit your lifestyle.

Our Mission

At Family Savings, our mission goes beyond just providing financial services; we aim to uplift our community. We believe that everyone deserves access to tools that foster financial wellness. Our dedicated team is committed to offering personalized support and guidance to help each member achieve their goals whether that's buying a new home, financing an education, or managing day-to-day expenses. In addition to banking services, we actively engage in community outreach efforts that make a real difference. From financial literacy programs to partnerships with local organizations, we strive to empower those around us with knowledge and resources that lead to success.

Branch Location & Accessibility

Convenient Operating Hours

We know life can be busy, so we offer flexible operating hours to fit your schedule. Stop by during our lobby hours: Monday, Tuesday, and Thursday from 8 AM to 5 PM; Wednesday from 8 AM to 12 PM; Friday from 8 AM to 6 PM; and Saturday from 9 AM to 12 PM. Our friendly staff is ready to assist you with everything from opening new accounts to discussing loan options.

Easy Access and Amenities

At Family Savings, we prioritize your comfort and accessibility. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can visit us with ease. If you prefer a quick visit, take advantage of our drive-thru banking service for deposits and withdrawals without leaving your car. Plus, we have an ATM available for those times when you need cash on the go! While members can visit us at 205 Douthit Ferry Rd, official correspondence should be sent to the same address as our mailing address: 205 Douthit Ferry Rd, Cartersville, GA 30120.

Services Tailored for You

At Family Savings, we provide a range of services designed for both individuals and businesses. From personal banking solutions like checking and savings accounts to auto loans and mortgage financing, we're here to help you achieve your financial goals. We also offer online and mobile banking services for added convenience. If you're looking for a community-focused credit union that values accessibility and service quality, look no further than Family Savings at Cartersville West. We invite you to stop by or give us a call at (770) 607-1475. Join us today and discover how we can support your financial journey!

Member Eligibility

Becoming a member of Family Savings is like joining a close-knit community that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals who share our values and are looking for a supportive place to manage their finances. Membership comes with fantastic benefits, including personalized service and a variety of financial products tailored just for you. To learn more about the specific eligibility requirements, feel free to check out our website at . Ready to take the next step? Opening an account is simple! Just visit us online at https://ob.familysavingscu.com/enroll or give us a call at (770) 607-1475. We're excited to help you on your financial journey right here at Family Savings, located at 205 Douthit Ferry Rd Cartersville Ga 30120. Join us today and experience the advantages of being part of something special!

Business Banking & Commercial Services

At Family Savings, we understand that every business has unique needs and aspirations. Whether you're a small startup or an established enterprise, our business banking services are designed to support your growth journey. Imagine being able to secure the funding needed to expand your operations, invest in new technology, or even open another location. That's where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $357 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $138,759,135, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make everyday transactions easier for your business. From payment processing to point-of-sale systems, we provide solutions that help streamline your operations and enhance customer experiences. Partnering with us means having access to resources that can help you thrive in today's competitive market. Located at 205 Douthit Ferry Rd Cartersville Ga 30120 in Cartersville, GA, we invite you to explore how Family Savings can be a valuable ally on your path to success. For more information, call us at (770) 607-1475.

Comprehensive List Of Services

Business Solutions

At Family Savings, we also cater to small businesses with tailored solutions through our business banking services. From merchant services that simplify payment processing to business loans that help fund growth initiatives, we are committed to supporting local entrepreneurs.

Convenience at Your Fingertips

We know how busy life can get; that's why we emphasize convenience through our digital banking features. With our online and mobile banking platforms, managing your finances is just a few taps away. Need cash? You can access our ATM services or visit us for cash withdrawals anytime during business hours. Our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car perfect for those days when you're on the go! Plus, members of partner credit unions can enjoy shared branch transactions right here at Cartersville West.

Financial Flexibility

For those times when unexpected expenses arise or if you're looking to consolidate debt, our personal loans can be a helpful solution. We aim to provide options that give you financial flexibility without overwhelming terms. Additionally, our credit cards with rewards offer a great way to earn points on purchases you already make. This means every dollar spent can bring you closer to exciting rewards!

Get Started Today!

At Family Savings, we're more than just a credit union; we're a community partner ready to help you achieve your financial goals. If you're interested in learning more about any of these services or if you'd like assistance getting started, feel free to reach out at (770) 607-1475. Our friendly staff is here for you! Visit us today or explore more on our website at https://www.familysavingscu.com/.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts that help you manage your money effectively. Our accounts come with features designed to make your life easier, like online and mobile banking. Imagine checking your balance or transferring funds right from your phone while waiting in line at the grocery store! If you're in the market for a new car, our auto loans and vehicle financing options can help make that dream a reality. We understand that purchasing a vehicle is a big step, so our competitive rates are here to support you. When it comes to homeownership, our mortgage loans and refinancing services provide flexible terms to fit different budgets and lifestyles. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you every step of the way.

Digital & Online Banking

24/7 Accessibility and Security

Rest easy knowing that our 24/7 online banking services keep your finances safe and accessible whenever you need them. Our platform uses advanced security measures to protect your personal information, so you can bank confidently without worrying about fraud. No matter what you need whether it's checking your balance late at night or making a quick payment during lunch you'll find everything you need at Family Savings. Join us today and experience the ease of modern banking!

Key Features of Our Digital Banking Services

With our online banking services available at https://www.familysavingscu.com/, you can easily check balances, make transfers, and pay bills without stepping foot in the branch. Plus, our electronic signature authorization means you can sign documents quickly and securely, making paperwork a breeze. We also offer e-statements, so you can go green by receiving your account statements electronically instead of through the mail. If you're looking for even more convenience, our mobile application allows you to handle all your banking needs right from your smartphone. This includes mobile payments, which let you make purchases directly from your device. You can also send money instantly through person-to-person transfers perfect for splitting bills with friends or paying back a neighbor.

Financial Strength

At Family Savings, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and sound, which is why we maintain strong financial health across the board. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $89,438,869, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 867% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $306,476,970 in share certificates and $21,584,059 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,946,407, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,984,449 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $14,043 in used auto loans and $834,279,380 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our current net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 271 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 146,834, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Savings is your trusted partner. Visit us at 205 Douthit Ferry Rd Cartersville Ga 30120 or call 770-607-1475 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,016,863 in used vehicle loans and $108,628,798 in new vehicle loans already helping members get on the road. We provide flexible financing options and terms that can fit your budget. Plus, if you're considering refinancing your current auto loan, we have options available to make it easier for you.

Credit Lines and Business Loans

For those looking for additional financial support, our total credit lines amount to $330,029,000, providing a safety net for various needs. Additionally, we cater to business owners with outstanding commercial loans totaling $138,759,135, giving you the capital needed to grow and expand your business. At Family Savings, we believe in making financial services accessible and understandable. For more information about our loan offerings or to see if you're eligible for refinancing options, please visit our website at Family Savings or call us directly at 770-607-1475. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to supporting our community's financial wellness one loan at a time!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,359,521, make buying or refinancing simple. We strive to offer competitive rates and straightforward processes to help you secure your dream home without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,320,702 in loans helping members manage their finances effectively. Whether you need funds for unexpected expenses or want to consolidate debt, our credit card options are designed to give you the freedom and flexibility you need.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers that users can depend on when making financial decisions.

Family Savings