Family Savings Credit Union Rainbow City AL

Introduction

Welcome to Family Savings, your trusted partner in financial growth and community support. Located at 205 Rescia Ave, Rainbow City, AL 35906, our branch has been serving members since 1951 with a commitment to building lasting relationships and fostering financial stability. As a proud member of the Rainbow City community, we are dedicated to providing exceptional services tailored to meet your needs. At Family Savings, we value our members above all else. With over 76,546 members benefiting from our wide range of products and services, we strive to ensure that everyone can achieve their financial goals. Our total assets stand strong at $1,032,073,170, supported by robust deposits of $83,917,538 and an impressive net worth of $89,438,869. Led by our CEO Danny Varnon and Board President L Williamson, our team of 286 employees is here to assist you in every step of your financial journey. Whether you're looking for loans or saving options, we've got you covered with a total of 40,900 loans and leases available to our members. While you can visit us at our main branch for personal service, please note that official correspondence should be directed to our mailing address: 205 Rescia Ave, Rainbow City, AL 35906-5932. Explore how Family Savings can help you thrive financially! Feel free to reach out to us at 256-547-8190 or visit our website at www.familysavingscu.com for more information on how we can serve you better. Join us today and experience the difference in your financial life!

Branch History & Mission

Join Us

As Family Savings continues its journey into the future, we invite you to be part of this incredible story. Whether you're looking for loans or simply want a place to save your money safely, we offer something special for everyone. Join us today and experience firsthand how we can help you achieve your financial dreams! Visit our website here or click here to open an account now!

Our Journey

Family Savings started with a simple mission: to provide accessible financial solutions for everyone in our community. Over the decades, we have evolved alongside the needs of our members, introducing various services that cater to their financial well-being. From offering loans for homes and vehicles to providing savings accounts that help members prepare for the future, we have continually adapted to meet the demands of our diverse membership. Our headquarters is situated in Rainbow City as well, which fosters strong connections with local businesses and organizations. We believe in supporting our community not just through financial services but also by actively engaging in outreach efforts. Whether it's through educational workshops or partnering with local charities, Family Savings aims to make a positive impact right where it matters most.

Our Mission

At Family Savings, our mission is clear: we strive to deliver exceptional financial services while enhancing the quality of life for our members and the community. We are dedicated to creating a welcoming environment where everyone feels valued and understood. This commitment drives us to ensure that our services are not only effective but also accessible to all. We understand the importance of innovation in today's world. Our digital offerings include online banking and mobile payments that make managing finances convenient for everyone. We are also proud of our ADA compliance initiatives that ensure accessibility for all members. While you can visit us at 205 Rescia Ave for all your banking needs during our operating hours Monday through Thursday from 7:30 AM to 4:00 PM, Wednesday until 12:00 PM, and Friday until 5:00 PM you can also reach us at (256) 547-8190 if you have questions or need assistance.

Branch Location & Accessibility

Convenient Access and Features

At Family Savings, we prioritize your convenience. Our branch is designed to be welcoming and easy to navigate for all members. While you can visit us at 205 Rescia Ave, any official correspondence should be sent to the same address, ensuring your needs are met promptly. Parking is readily available right outside our doors, making it simple for you to pop in. Plus, we've ensured that our facilities are ADA compliant, with ramps and accessible entrances to accommodate everyone.

Get In Touch!

Have questions? Feel free to give us a call at 256-547-8190. We invite you to stop by and experience the Family Savings difference today! Your financial well-being is our top priority, and we look forward to serving you.

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours: - Monday, Tuesday, and Thursday from 7:30 AM to 4:00 PM - Wednesday from 7:30 AM to 12:00 PM - Friday from 7:00 AM to 5:00 PM Our team is here during these times to assist you with all your banking needs.

Services Offered

While our branch currently offers ATM services only, we are committed to providing a full range of services tailored for our members. Whether you need assistance with loans or personal accounts, our friendly staff is ready to help.

Member Eligibility

At Family Savings, we believe that everyone deserves a place where they can feel supported and empowered, and becoming a member is your first step into our welcoming community. Joining is easy! If you live, work, worship, or attend school in the Rainbow City area, you're already eligible to become part of our family. We're here to help you navigate your financial journey with a range of services designed just for you. To learn more about the specific eligibility requirements, feel free to check out our detailed information at . Opening an account with us is a breeze! Simply visit our online enrollment page at https://ob.familysavingscu.com/enroll to get started. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (256) 547-8190. We can't wait to welcome you to Family Savings, located at 205 Rescia Ave Rainbow City Al 35906, where your financial well-being is our priority!

Business Banking & Commercial Services

At Family Savings, we understand that every business has unique needs and dreams. Whether you are a startup or an established company, our business banking and commercial services are designed to fuel your growth. Imagine a local bakery that started with a small loan and transformed into a community favorite. With our support, businesses like this can thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $357 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $138,759,135, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing, making it easier for you to serve your customers. Imagine being able to accept payments on-the-go or online without hassle our services help streamline your operations so you can focus on what matters most: running your business. Visit us at 205 Rescia Ave Rainbow City Al 35906 in Rainbow City, AL, or call us at (256) 547-8190 to learn how we can support your business journey today!

Comprehensive List Of Services

Our Services

Whether you're looking to manage your daily transactions or plan for the future, we've got you covered. One of the key offerings at Family Savings is our ATM Services Only. This allows you to withdraw cash, check balances, and perform other essential banking tasks without stepping inside the branch. Imagine needing some cash for a weekend outing or managing your budget on-the-go; our ATM services ensure that you have quick access to your funds whenever you need them. In addition to ATM access, we are committed to enhancing your banking experience through digital options. With features like online banking and mobile payments, handling your finances has never been easier. You can check your account balance, transfer funds, and pay bills right from your smartphone or computer. This convenience means no more waiting in line or rushing to the bank before closing time. If you ever have questions or need assistance, feel free to reach out to us at (256) 547-8190. Our friendly staff is here to help guide you through any service we offer or address any concerns you may have.

Why Choose Us?

At Family Savings, we prioritize the needs of our members. We understand that managing finances can sometimes feel overwhelming. That's why we strive to provide not just services but also support every step of the way. Whether it's finding solutions for unexpected expenses or planning for major life events like buying a home or saving for education, our team is dedicated to helping you navigate these important milestones. We invite you to visit us at 205 Rescia Ave Rainbow City Al 35906 or explore more about our services online at our website. Join us today and discover how easy and enjoyable banking can be with Family Savings! Ready to take control of your finances? Start by opening an account with us here or give us a call at (256) 547-8190!

Digital & Online Banking

Accessibility and Ease-of-Use

Need to send money to a friend? Our person-to-person transfer option lets you do that instantly right from your phone or computer. All these features are designed to help you manage your finances in real-time while keeping everything secure. At Family Savings, we prioritize your safety. Our digital banking services utilize advanced security measures to protect your information so that you can focus on what matters most reaching your financial goals without worry. Experience the ease of modern banking with us today! Visit https://www.familysavingscu.com/ for more information on how our digital services can work for you.

Key Features

Our online banking experience is designed with you in mind. If you're busy juggling work and family, our mobile application makes banking simple. You can download it today and enjoy features like mobile payments, which allow you to make transactions quickly without needing to pull out your wallet. We also offer electronic signature authorization, so signing documents is hassle-free and secure. Plus, if you're someone who prefers to go paperless, you'll love our e-statements feature get your account statements delivered straight to your inbox, ensuring you always have access to important information without the clutter.

Financial Strength

Dedicated Team

We also take pride in having 271 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our Total Share Accounts stand at 146,834, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Savings is your trusted partner. Visit us at 205 Rescia Ave Rainbow City Al 35906 or call (256) 547-8190 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $306,476,970 in share certificates and $21,584,059 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,946,407, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $88,984,449 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more opportunities for you as we grow together.

Strong Capital Position

With a net worth of $89,438,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

Our lending capacity supports your financial goals across various sectors, with $14,043 in used auto loans and $834,279,380 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,016,863 in used vehicle loans and $108,628,798 in new vehicle loans already helping members get on the road. We offer competitive terms and flexible repayment options to make your car-buying experience as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $138,759,135 provide the capital needed to grow and expand. We're dedicated to supporting local businesses and ensuring they have access to the resources necessary for success. At Family Savings, we are committed to providing transparent information about all our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of our loan offerings or want more details about eligibility requirements or refinancing options, don't hesitate to reach out! You can contact us at 256-547-8190 during our operating hours: Monday, Tuesday, Thursday from 7:30 AM - 4:00 PM; Wednesday from 7:30 AM - 12:00 PM; and Friday from 7:00 AM - 5:00 PM. Let Family Savings be your partner in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,359,521, make buying or refinancing simple. We strive to provide clear information on eligibility and refinancing options so you can make informed decisions about your financial future.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $7,320,702 in loans helping members manage their finances effectively. This option provides the flexibility you need while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By pulling information straight from reputable financial entities, LendMesh delivers accurate comparisons that empower users to make informed decisions.

FAMILY SAVINGS CREDIT UNION