Family Savings Credit Union Gadsden AL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Family Savings, your trusted financial partner in Gadsden, Alabama! Located at 711 E Meighan Blvd, our East Gadsden Branch is dedicated to providing personalized banking solutions tailored to meet the unique needs of our members. Established in 1951, we have proudly served over 76,546 members, offering a wide array of services that include personal banking, auto loans, mortgages, and business banking. At Family Savings, we believe in building strong relationships with our community. With total assets exceeding $1 billion and deposits amounting to $83,917,538, we are committed to maintaining the highest level of financial stability for our members. Our net worth stands at an impressive $89,438,869, reflecting our commitment to sound management and growth. Our experienced team of 286 employees is led by CEO Danny Varnon and Board President L Williamson, who are passionate about helping you achieve your financial goals. Whether you're looking to open a new account or need assistance with a loan, we're here for you every step of the way. While you can visit us at our branch for all your banking needs, please send official correspondence to our mailing address: 711 East Meighan Blvd, Gadsden, AL 35903. We invite you to explore what we can offer by visiting our website at familysavingscu.com or calling us directly at 256-543-9530. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

As we look towards the future, Family Savings remains committed to serving our members with integrity and care. We invite you to join our growing family today! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. To learn more about becoming a member or opening an account, please visit Family Savings or call us at 256-543-9530. Together, let's build a brighter financial future!

Our Mission

At Family Savings, our mission is clear: to empower individuals and families by providing innovative financial solutions while nurturing a sense of community. We believe that everyone deserves access to affordable financial services that promote growth and security. Our team is dedicated to delivering exceptional service and ensuring that every member feels valued and heard. While you can visit us at 711 E Meighan Blvd, official correspondence should be sent to 711 East Meighan Blvd, Gadsden, AL 35903 if needed. We are open Monday through Friday from 7:30 AM to 4:00 PM, making it easy for you to connect with us when you need assistance. In addition to traditional banking options, we also embrace digital advancements with services like online banking and mobile payments. With an ATM available on-site and drive-thru banking for your convenience, accessing your funds has never been easier.

Our Story

Family Savings began its journey in the heart of Gadsden nearly seven decades ago. Founded to provide accessible financial services, we have continually evolved to meet the changing needs of our community. With total assets now exceeding $1,032,073,170, we are proud to offer a wide range of services that help our members achieve their financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we are dedicated to supporting every member's financial journey. Our commitment extends beyond numbers; it's about creating meaningful relationships. We understand that our success is intertwined with the well-being of our community. That's why we've established partnerships and outreach programs focused on local support initiatives. Whether through educational workshops or community events, Family Savings strives to make a positive impact in Gadsden and surrounding areas.

Branch Location & Accessibility

Accessibility Features

At Family Savings, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and accessible parking spaces. You'll find ample parking available right outside the entrance, so there's no need to worry about finding a spot when you arrive.

Get in Touch!

Have questions or want to learn more about what we offer? Don't hesitate to reach out! You can call us at 256-543-9530 for any inquiries or just drop by during our operating hours. We look forward to serving you at Family Savings!

Operating Hours

We know that your time is valuable! That's why our lobby hours are set from 7:30 AM to 4:00 PM, Monday through Friday. We strive to accommodate your busy schedule with these convenient hours.

Services Offered

At the East Gadsden Branch, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? We have an ATM available for quick withdrawals and balance checks. Prefer face-to-face interaction? Take advantage of our drive-thru banking services for simple transactions like deposits and withdrawals. If you're looking for shared services with partner credit unions, we've got you covered there too! Our shared service center allows members of partner credit unions to easily perform basic transactions.

Member Eligibility

Becoming a member of Family Savings feels like joining a family where everyone supports one another. We're excited to welcome you into our community! If you're looking to join us at Family Savings, located at 711 E Meighan Blvd Gadsden Al 35903, you'll find that eligibility is quite simple. Whether you live, work, or go to school in the area, you can easily become part of our growing membership. We believe everyone deserves access to financial services that truly care about their needs, and that's exactly what we offer. To get started on your membership journey, visit our website for more details on eligibility: . Once you're ready, opening an account is a breeze; just check out this link for account opening information: https://ob.familysavingscu.com/enroll. If you have any questions or need assistance, feel free to call us at (256) 543-9530. Join us today and experience the benefits of being part of Family Savings!

Business Banking & Commercial Services

Merchant Services That Matter

But it's not just about loans. Our merchant services simplify transactions so you can focus on what matters most running your business. From point-of-sale solutions that make checkout easy for your customers to online payment options that enhance convenience, we provide tools that help you manage cash flow effectively. Visit us at 711 E Meighan Blvd Gadsden Al 35903 or call us at (256) 543-9530 to learn how we can support your business goals today!

Tailored Loan Options

Imagine needing funds to purchase new equipment that can boost productivity or finance a marketing campaign to reach new customers. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $357 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $138,759,135, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local business owners, we offer specialized services such as merchant services and business loans designed to support your growth. Our team understands the challenges faced by small businesses and is ready to help with financial solutions tailored to meet those needs.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking services. Check balances, transfer funds, or pay bills anytime from your phone or computer. Plus, enjoy easy access to cash through our ATM services, which are available at multiple locations for added flexibility. We also have basic drive-thru banking available for quick transactions like deposits and withdrawals ideal for busy days when you're on the go. If you're a member of another participating credit union, take advantage of our shared branch transactions which allow you to perform essential banking tasks right here at Family Savings. At Family Savings in Gadsden, we aim to be more than just a credit union; we want to be a partner in your financial journey. Whether you're opening an account or seeking loan options, reach out today at 256-543-9530 or visit us online at www.familysavingscu.com for more information! Experience personalized service and comprehensive solutions today!

Credit Options That Reward You

Our credit cards with rewards allow you to earn points on every purchase perfect for those who love to travel or shop! You'll find that earning rewards is effortless when using this card for everyday expenses.

Home Financing Made Easy

If you're dreaming of owning a home or refinancing your current mortgage, our mortgage loans come with great benefits. We guide you through every step of the process to ensure that you secure the best possible deal. Plus, with our online tools and resources, managing your mortgage has never been more convenient.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts that fit different lifestyles and goals. Imagine having a checking account that not only helps you manage your everyday expenses but also earns interest it's possible with our competitive rates! For those looking to save for future milestones, our savings accounts provide the perfect foundation. When it comes to financing your next vehicle, our auto loans and vehicle financing options make purchasing a car simple. With flexible terms and competitive rates, getting behind the wheel of your dream car has never been easier. You can even consolidate existing debts with our personal loans, giving you peace of mind as you streamline your finances.

Digital & Online Banking

Accessibility and Real-Time Management

Managing your money should be simple and straightforward. With our digital banking tools, you can enjoy real-time account management right from your smartphone or computer. Whether it's checking your e-statements or using our mobile app for quick transactions, we aim to empower you with control over your finances. Explore all that Family Savings has to offer by visiting us at Family Savings and take advantage of our convenient online banking services today!

Key Features

One of the standout features is the ability to send money through person-to-person transfers. This means you can quickly share funds with friends or family without any hassle. Plus, our mobile application allows you to take all these banking features right in your pocket. Need to pay for groceries or grab a coffee? With mobile payments available, making transactions has never been simpler. We also prioritize security. Our electronic signature authorization feature allows you to sign documents safely from home, while e-statements ensure that your financial information is stored securely and is easily accessible whenever you need it.

Financial Strength

At Family Savings, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing the financial health of your credit union is crucial for your peace of mind. That's why we are proud to share insights about our solid foundation and commitment to serving you. With a net worth of $89,438,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $306,476,970 in share certificates and $21,584,059 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,946,407, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,984,449 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $14,043 in used auto loans and a total of $834,279,380 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 271 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 146,834, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Savings is your trusted partner. Visit us at 711 E Meighan Blvd Gadsden Al 35903 or call 256-543-9530 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,016,863 in used vehicle loans and $108,628,798 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored for you.

Business Loans

For business owners looking to expand their operations or improve cash flow, we offer outstanding commercial loans totaling $138,759,135. These loans provide the capital needed to grow your business and seize new opportunities. In addition to these offerings, we also have various refinancing options available if you're looking to lower your monthly payments or consolidate debt. Our team is happy to discuss eligibility criteria and assist you with the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Family Savings, we're committed to making borrowing straightforward and accessible. Whether you're ready to apply now or want more information about our products and services, don't hesitate to contact us or visit our website at Family Savings. Let's work together toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $74,359,521. Our mortgage specialists are here to guide you through the process and help you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $7,320,702 in loans available, our credit cards can help you manage your finances effectively while offering rewards and benefits that enhance your spending experience.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for users. By partnering with credible financial institutions, LendMesh guarantees that the information provided is both accurate and up-to-date.

Family Savings