Family Savings Credit Union Fort Payne AL | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Family Savings, your trusted partner in financial success, located at 1015 Gault Ave S Ste 500, Fort Payne, AL 35967. Established in 1951, we have proudly served our community for over seven decades, growing to a membership of 76,546 individuals and families. With total assets reaching an impressive $1,032,073,170, we stand ready to assist you with a variety of financial services tailored to meet your needs. At Family Savings, we believe in the power of community and strive to make a positive impact on the lives of our members. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, our dedicated team is here to guide you every step of the way. We currently manage $83,917,538 in deposits and maintain a solid net worth of $89,438,869, reflecting our commitment to stability and growth. Under the leadership of CEO Danny Varnon and Board President L. Williamson, we have cultivated a welcoming environment where financial empowerment is within everyone's reach. Our friendly staff is available to help you navigate your financial journey call us at 256-364-5561 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. While members can visit us at our branch for personalized service, please note that official correspondence should be directed to our mailing address: 1015 Gault Ave S Ste 500, Fort Payne, AL 35967-4903. Join us today at Family Savings! Explore how we can support your financial goals by visiting our website at familysavingscu.com or stop by our branch we look forward to serving you!

Branch History & Mission

Join Us

With operating hours from Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM, we are here to assist you when you need us most. We also offer ATM services for your convenience. If you're looking for a credit union that values community and puts its members first, look no further than Family Savings. Come visit us or give us a call at 256-364-5561 today! Experience the benefits of being part of a credit union that truly cares about your financial well-being.

Our Journey

Family Savings began its journey with a clear vision: to provide affordable financial services to the people of Fort Payne and surrounding areas. Over the years, we have continuously evolved to meet the changing needs of our members. Our branch is conveniently located at 1015 Gault Ave S Ste 500, making us easily accessible for those who need us most. We've maintained a strong presence through various economic climates and have adapted our services to ensure that everyone can achieve their financial goals. As technology advanced, so did we. Today, we offer modern conveniences like online banking and mobile payments while remaining committed to personal service. Our efforts towards digital advancements ensure that our members can manage their finances efficiently and effectively from anywhere.

Our Mission

At Family Savings, our mission goes beyond just providing financial products; it's about building relationships and supporting our community. We strive to empower our members by offering personalized banking solutions tailored to their unique needs. Whether it's helping someone secure an auto loan or guiding them through the process of purchasing their first home, we are dedicated to fostering financial literacy and stability. We also recognize the importance of giving back. Our partnerships with local organizations and community outreach initiatives highlight our commitment to making a positive impact in Fort Payne. We believe that when our community thrives, we all benefit. While members can visit us at 1015 Gault Ave S Ste 500, official correspondence should be sent to 1015 Gault Ave S Ste 500, Fort Payne, AL 35967-4903.

Branch Location & Accessibility

Accessibility and Convenience

At Family Savings, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure that everyone can easily access our services. With ample parking available right outside, you won't have to worry about finding a spot when you visit us. While members can visit us at 1015 Gault Ave S Ste 500 for all their banking needs, official correspondence should be sent to our mailing address: 1015 Gault Ave S Ste 500, Fort Payne, AL 35967-4903.

Get in Touch!

Have questions? Don't hesitate to call us at 256-364-5561. We invite you to stop by and experience the friendly service that makes Family Savings your trusted financial partner in Fort Payne. Come see us today!

Operating Hours and Services

We understand that life can get busy. That's why we're open Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 9:00 AM to 2:00 PM. Whether you need personal banking services like checking and savings accounts or are interested in auto loans and mortgages, we've got you covered. In addition to our in-branch services, we offer convenient ATM access for cash withdrawals and balance checks. While we currently do not have a drive-thru service, our friendly staff is always ready to assist you inside the branch. If you're looking for shared services or basic transactions like deposits and withdrawals for partner credit union members, Family Savings is here for you as well.

Member Eligibility

At Family Savings, we believe that joining our community should feel welcoming and straightforward. If you live, work, worship, or go to school in the areas we serve, you're likely eligible to become a member! Our goal is to support you with friendly financial services tailored just for you. Becoming a part of our family not only opens the door to various banking options but also connects you with a network dedicated to your financial wellness. To get started on your membership journey, simply visit us at 1015 Gault Ave S Ste 500 Fort Payne Al 35967 or give us a call at (256) 364-5561. We're here to help you every step of the way! For more detailed eligibility criteria, feel free to check out our website at . Once you're ready, opening an account is as easy as clicking this link: https://ob.familysavingscu.com/enroll. We can't wait to welcome you into the Family Savings family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $357 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $138,759,135, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial for smooth transactions. Imagine seamlessly accepting payments from customers while keeping track of sales data all in one place. Our merchant services simplify payment processing so you can focus on what matters most: growing your business. Located at 1015 Gault Ave S Ste 500 Fort Payne Al 35967 in Fort Payne, AL, we're dedicated to empowering local businesses. Contact us today at (256) 364-5561 to learn more about how our business banking and commercial services can support your success!

Comprehensive List Of Services

Accessibility

At Family Savings in Fort Payne, we pride ourselves on making banking accessible for everyone. With easy ATM access and shared service center availability, getting your banking done is always within reach. If you're interested in learning more about how Family Savings can support your financial journey or if you have any questions about our services, feel free to give us a call at 256-364-5561. Our friendly team is ready to assist you during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Join us today and discover the Family Savings difference! For more information or to open an account online, visit us at Family Savings.

Business Banking Services

For entrepreneurs and small business owners, Family Savings has tailored Business Banking solutions that include essential Merchant Services & Business Loans. We understand the importance of having reliable financial backing for your ventures.

Credit Card Options

We also offer Credit Cards with Rewards, providing you with an opportunity to earn points on your everyday purchases. Whether it's groceries or gas, every swipe can bring you closer to rewards that matter to you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking platforms. You can easily check your balances, transfer funds, and pay bills anytime, anywhere right from your smartphone or computer. Need cash? Our ATMs allow for quick cash withdrawals and balance checks without any hassle.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking services are designed for you. We offer Checking & Savings Accounts that come with user-friendly features, so managing your finances feels effortless. If you're thinking about purchasing a new vehicle, our Auto Loans & Vehicle Financing options can help you get on the road with favorable rates and terms. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options make the process straightforward and stress-free. And if unexpected expenses arise, our Personal Loans & Debt Consolidation services are here to assist you in getting back on track financially.

Shared Branch Transactions

If you're a member of another partner credit union, you'll appreciate our ability to facilitate basic shared branch transactions like deposits and withdrawals. This means you have access to your money even when you're not at your home branch!

Digital & Online Banking

Mobile Banking Made Easy

For those on the go, our mobile application offers all the functionalities you need right at your fingertips. With mobile payments enabled, you can make quick transactions without reaching for your wallet. You can even send money directly to friends or family with our person-to-person transfer feature making it easy to share expenses or settle up after a night out.

Safe and User-Friendly

Security is a top priority at Family Savings. Our online banking services are designed with robust security measures to protect your information. You can rest easy knowing that your personal data is safe while you manage your finances conveniently. Whether you're using a computer or a smartphone, our digital banking tools are user-friendly and accessible. They allow you to have real-time control over your accounts so that you can focus on what truly matters in life. Join us at Family Savings today and discover how simple managing your finances can be!

Financial Strength

At Family Savings, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong foundation for your financial needs, ensuring that your trust in us is well-placed. With a net worth of $89,438,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $306,476,970 in share certificates and $21,584,059 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,946,407, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,984,449 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $14,043 in used auto loans and $834,279,380 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 271 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 146,834, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Savings is your trusted partner. Visit us at 1015 Gault Ave S Ste 500 Fort Payne Al 35967 or call (256) 364-5561 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Loan Options

In addition to these key products, we provide options for personal loans and business financing. For business owners, our outstanding commercial loans totaling $138,759,135 provide the capital needed for growth and expansion. Each loan is structured with favorable terms tailored to meet your financial needs. If you're interested in refinancing any current debts or exploring eligibility options for our loan products, don't hesitate to reach out. Our knowledgeable staff is here to guide you through the process. For any inquiries or assistance with our loan offerings, please contact us at 256-364-5561 or visit us at 1015 Gault Ave S Ste 500 Fort Payne Al 35967. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Family Savings help you take the next step toward achieving your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $108,628,798 in new vehicle loans and $278,016,863 in used vehicle loans, helping members get on the road with confidence. Our financing options can help make your next vehicle purchase easier and more affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options are here to support you. We provide Junior Lien 1-4 Family Residential Property loans totaling $74,359,521, making buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans. With a total of $7,320,702 in loans available, our credit cards help members manage their finances effectively without the need for collateral.

Loan Aggregator

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Family Savings