Family Savings Credit Union Anniston AL | Low Mortgage Rates & Auto Loans

Introduction

At Family Savings, we believe that banking should be about more than just numbers; it's about building trust and community. Located at 1800 Golden Springs Rd, Anniston, AL 36207, our Anniston Branch has been serving the community since 1951. With a dedicated team of 286 employees led by our CEO, Danny Varnon, and Board President, L Williamson, we take pride in offering personalized financial services tailored to meet your needs. With a robust membership base of 76,546 and total assets amounting to an impressive $1,032,073,170, we are committed to ensuring your financial well-being. Our members can benefit from a wide range of offerings including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. In fact, we have facilitated over 40,900 loans and leases to help our members achieve their financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1800 Golden Springs Rd, Anniston, AL 36207. We also maintain transparency with our finances currently holding total deposits of $83,917,538, net worth of $89,438,869, and cash in hand totaling $13,011,440. At Family Savings Credit Union, your success is our priority. Whether you need assistance with personal loans or require support for your business ventures with a net member business loan balance of $134,420,626, we're here for you every step of the way. Ready to experience the benefits of being a member? Visit us today or call us at 256-831-7180! Your journey towards better financial health starts here. For more information on our services and offerings, feel free to check out our website at Family Savings Credit Union.

Branch History & Mission

At Family Savings, we pride ourselves on a rich legacy of community support and financial empowerment. Founded in 1951, our Anniston Branch has grown alongside the residents of this vibrant city in Alabama. Located at 1800 Golden Springs Rd, Anniston, AL 36207, we are proud to serve our members with dedication and care. Over the years, Family Savings has evolved significantly. What started as a small credit union has blossomed into a trusted institution with over 76,500 members and total assets reaching an impressive $1,032,073,170. Our journey has been marked by key milestones that reflect our commitment to serving the community while adapting to their needs. Our mission is simple yet powerful: to provide accessible financial services that enhance the lives of our members and uplift our community. We believe that everyone deserves a chance at financial wellness, which is why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Whether you're looking to finance your dream car or manage your day-to-day expenses, Family Savings is here for you. While members can visit us at our branch location for personal assistance, official correspondence should be sent to the same address: 1800 Golden Springs Rd, Anniston, AL 36207. Our operating hours are designed to accommodate busy schedules: Monday through Tuesday and Thursday from 7:30 am to 4:00 pm; Wednesday until noon; and Friday from 7:00 am to 5:00 pm. Family Savings is not just about transactions; it's about building relationships. We strive to create a welcoming environment where members feel valued and supported. Our branch features ATM availability for convenient access to funds, alongside shared service centers that allow for basic transactions even if you're visiting from another partner credit union. In today's fast-paced world, we have embraced digital advancements while ensuring accessibility for all members. Our online banking services make managing your finances easier than ever. Plus, we remain committed to providing ADA-compliant facilities so everyone can access our services comfortably. Community outreach is at the heart of what we do. We actively participate in local events and support initiatives that foster growth and improvement within Anniston. Our partnerships with local organizations allow us to make a tangible difference in people's lives. As you consider joining us at Family Savings, remember that you're not just opening an account; you're becoming part of a family dedicated to your financial success. Discover the benefits of membership by visiting us today or exploring more about our offerings at Family Savings. Your journey toward financial wellness starts here!

Branch Location & Accessibility

Welcome to the Family Savings Anniston Branch, your friendly neighborhood credit union located at 1800 Golden Springs Rd in beautiful Anniston, Alabama. We're proud to serve our community and provide you with a welcoming space for all your banking needs. Whether you're looking for personal banking options or assistance with loans, our branch is conveniently situated near local landmarks, making it easy for you to stop by. At Family Savings, we understand that accessibility matters. Our branch features ADA-compliant facilities to ensure everyone can visit us comfortably. We offer ample parking for all our members, so you won't have to worry about finding a spot when you come in. While we don't have a drive-thru service, our friendly staff is always ready to assist you inside. We're open during convenient hours to fit your busy schedule: Monday, Tuesday, and Thursday from 7:30 AM to 4:00 PM; Wednesday from 7:30 AM to 12:00 PM; and Friday from 7:00 AM to 5:00 PM. Feel free to give us a call at 256-831-7180 if you have any questions or need assistance before your visit. In addition to traditional banking services, we proudly offer ATM access for quick cash withdrawals and balance checks, ensuring that you can manage your finances on the go. Plus, as part of our shared service center program, members can enjoy basic transactions like deposits and withdrawals even if they belong to partner credit unions. While members can visit us at 1800 Golden Springs Rd, official correspondence should be sent to the same address for consistency. We invite you to come by and discover how Family Savings can support your financial journey. We look forward to seeing you soon!

Member Eligibility

At Family Savings, we believe that joining our community is about more than just banking; it's about becoming part of a supportive family. If you're looking to become a member, you'll be happy to know that eligibility is quite simple. Generally, individuals who live, work, worship, or attend school in certain areas can join us. We warmly welcome anyone who values financial empowerment and community support. To find out the specific criteria that apply to you, please check out our detailed guidelines at . Getting started is easy! Once you confirm your eligibility, opening an account is just a few clicks away. You can visit us in person at our branch located at 1800 Golden Springs Rd Anniston Al 36207 or start the process online at https://ob.familysavingscu.com/enroll. If you have any questions or need assistance, don't hesitate to reach out at (256) 831-7180. Join Family Savings today and discover the benefits of being part of a credit union that truly cares about your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $357 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $138,759,135, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to managing day-to-day transactions, our merchant services make life easier. Picture this: you're at the register when a customer wants to pay via their mobile wallet. With our advanced payment processing solutions, you can accept payments quickly and securely keeping your customers happy and your sales flowing. Explore how Family Savings can be your trusted partner in achieving your business goals right here at 1800 Golden Springs Rd Anniston, AL 36207. If you're ready to take the next step for your business, give us a call at 256-831-7180 today!

Comprehensive List Of Services

Accessibility and Convenience

At Family Savings, accessibility is key. We offer ATM services for cash withdrawals and balance checks at convenient locations, including shared branch transactions for partner credit union members. This means even if you're away from home, accessing your money is still hassle-free. In addition to these traditional services, our online banking capabilities ensure that managing your finances has never been easier. You can perform basic transactions from the comfort of your home or while on the move using our mobile application.

Business Banking Services

If you're a business owner in Anniston, we've got you covered as well. Our business banking services include merchant services and business loans that help you grow your enterprise. We know how challenging it can be to manage finances while running a business; let us simplify this for you.

Credit Cards with Benefits

Don't forget about our credit cards with rewards! They not only offer convenience but also give you points for everyday purchases turning your spending into earning potential.

Get Started Today!

Ready to take control of your financial future? Visit us at 1800 Golden Springs Rd, Anniston, AL 36207, or give us a call at 256-831-7180. Our friendly team at Family Savings is eager to assist you with any questions or concerns about our services. Join us today and experience the difference that personalized financial service can make!

Loan Options Tailored for You

When it comes to financing big purchases or consolidating debt, look no further than our auto loans and vehicle financing options. We understand that buying a car is an important decision; that's why we provide competitive rates and flexible terms that suit your budget. Additionally, if homeownership is on your horizon, our mortgage loans and refinancing services make the process straightforward and stress-free. For those unexpected expenses or projects around the house, our personal loans can help bridge the gap. With quick approval times and reasonable interest rates, you'll be able to tackle whatever life throws at you without breaking the bank.

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, which allow you to manage your money on the go. Our accounts come with features like e-statements and mobile payments, making it simple for you to stay organized and connected.

Digital & Online Banking

Key Features for Your Convenience

Our online banking also offers electronic statements, which means you can say goodbye to paper clutter and access your statements whenever you need them. If you're looking to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends or family without any hassle. For those who prefer using their mobile devices, our mobile application is available for download. It includes features like mobile payments, allowing you to make purchases directly from your phone with ease. And if you're ever in a hurry, you'll appreciate our electronic signature authorization feature, letting you sign documents digitally no more printing and scanning!

Security You Can Trust

We take security seriously at Family Savings. All our digital services come with robust protection measures to keep your financial data safe. Enjoy peace of mind knowing that you can manage your accounts confidently. Whether you're at home or out and about, our digital banking services are tailored to fit into your lifestyle. Experience the freedom of real-time account management with us today!

Financial Strength

At Family Savings, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, ensuring that we can provide you with exceptional services and support. With a net worth of $89,438,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $306,476,970 in share certificates and $21,584,059 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,946,407, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,984,449 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $14,043 in used auto loans and a total of $834,279,380 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 271 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 146,834, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Savings is your trusted partner. Visit us at 1800 Golden Springs Rd Anniston Al 36207 or call 256-831-7180 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,016,863 in used vehicle loans and $108,628,798 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure that your monthly payments fit comfortably within your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $138,759,135 provide the capital needed to grow and expand. We work closely with local businesses to ensure they have the financing they need for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,359,521, make buying or refinancing simple. We offer competitive rates and a straightforward application process to get you into your dream home sooner.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our loan products, our team is here to guide you through the process. We strive to make it easy for you to take advantage of lower interest rates or better terms that can save you money in the long run. At Family Savings located at 1800 Golden Springs Rd Anniston AL 36207, we prioritize our members' financial well-being. For more information on our loan offerings or to apply today, call us at 256-831-7180. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,320,702 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be a great way to consolidate debt or cover unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers.

Family Savings