Family Savings Credit Union Albertville AL | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Family Savings in Albertville, where we believe in building strong relationships with our members and fostering a sense of community. Located at 7200 Us Highway 431 Ste 350, Albertville, AL 35950, our credit union has been serving the financial needs of our community since 1951. With a dedicated team of 286 employees, we proudly support over 76,546 members while maintaining total assets of $1,032,073,170. At Family Savings, we understand that financial decisions can be overwhelming. That's why we offer a range of personalized services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our mission is to empower our members by providing the tools and resources they need to achieve their financial goals. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 7200 US Highway 431 Ste 350, Albertville, AL 35950-1250. Led by our CEO, Danny Varnon, and Board President L Williamson, we are committed to transparency and integrity in all aspects of our operations. Our net worth stands at an impressive $89,438,869, reflecting our stability and reliability as a trusted financial partner. With total deposits amounting to $83,917,538 and a robust loan portfolio exceeding 40,900 loans, we're here to help you navigate your financial journey with confidence. Whether you're looking to purchase your first car or planning for retirement, Family Savings is ready to support you every step of the way. Feel free to give us a call at 256-878-0555 or visit our website at FamilySavingsCU.com for more information on how we can assist you today! Your financial success is just around the corner with Family Savings by your side.

Branch History & Mission

Welcome to the Family Savings branch in Albertville, Alabama! Established in 1951, our credit union has a rich history dedicated to serving the financial needs of our community. Over the decades, we have grown significantly and now proudly serve over 76,000 members with total assets exceeding $1 billion. Our journey began with a simple mission: to provide accessible and affordable financial services to our members while fostering a sense of belonging and support within the community. Located at 7200 Us Highway 431 Ste 350, Albertville, AL 35950, our branch is easily accessible for all your banking needs. Whether you're visiting us for personal banking services or seeking advice on loans and financing, we're here to help. While members can visit us at this location, official correspondence should be sent to 7200 US Highway 431 Ste 350, Albertville, AL 35950-1250 if you need to reach us by mail. At Family Savings, our mission goes beyond just offering financial products; we strive to empower individuals and families through education and support. Our commitment to community extends into various outreach initiatives that aim to uplift and assist those in need. We believe that by investing in our members' financial well-being, we contribute positively to the overall health of the communities we serve. To enhance your banking experience, we have embraced technology with online and mobile banking options. You can manage your accounts anytime and anywhere using our user-friendly digital tools. We are also proud to offer ADA-compliant facilities ensuring all members can access our services comfortably. For those who prefer face-to-face interaction, our shared service center provides additional convenience for basic transactions. As part of our ongoing commitment to customer service excellence, we offer various services such as checking and savings accounts, auto loans, mortgage loans, personal loans, business banking solutions, credit cards with rewards, and much more. Our operating hours are designed to accommodate your schedule: Monday through Friday from 9 AM to 6 PM and Saturday from 8 AM to 2 PM. Join us today at Family Savings! Experience firsthand how we prioritize your financial success while being deeply rooted in the community. Visit us or call 256-878-0555 for more information about becoming a member. Together, let's build a brighter future!

Branch Location & Accessibility

Connect with Us Today!

With all these convenient features and friendly service waiting for you at Family Savings in Albertville, why not come visit us? If you have any questions or need assistance before stopping by, don't hesitate to give us a call at 256-878-0555. We can't wait to welcome you into our community!

Easy Access and Nearby Landmarks

Located in Marshall County, our branch is close to popular local spots such as the Albertville City Hall and the Albertville Recreation Center. With ample parking available right outside our doors, you'll find it simple to drop in for any of your banking needs. We also ensure that our facilities are accessible for everyone, with ADA-compliant features like ramps and designated parking spaces.

Operating Hours Tailored for You

At Family Savings, we understand that life can get busy. That's why we're here for you Monday through Friday from 9 AM to 6 PM and on Saturday from 8 AM to 2 PM. Whether you're looking to open an account, apply for a loan, or just ask a question, our friendly staff is ready to assist you during these hours.

Services Designed with You in Mind

We offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage options, we're here to help you manage your finances effectively. Although we don't have drive-thru banking at this location, we do provide convenient ATM access so you can easily withdraw cash or check your balance anytime. If you're part of another credit union that collaborates with us through shared services, feel free to make basic deposits and withdrawals here as well!

Member Eligibility

At Family Savings, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is not just about banking; it's about joining a family that looks out for one another. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals from various backgrounds and situations, making it easy for you to access our range of services designed to help you thrive. For more detailed eligibility information, feel free to visit our website at . Opening an account with us is simple and straightforward. Just head over to our account opening page at https://ob.familysavingscu.com/enroll, where you'll find all the steps laid out clearly. Our friendly team is here to assist you every step of the way, so don't hesitate to give us a call at (256) 878-0555 if you have any questions. We can't wait to welcome you into the Family Savings family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Beyond loans, we offer merchant services that simplify transactions for business owners. Imagine having a reliable system that allows you to accept payments easily, whether in-store or online. This means more time focusing on what you do best growing your business. Our services are designed with your needs in mind, ensuring you're equipped to handle sales smoothly and efficiently. Visit us at 7200 Us Highway 431 Ste 350 Albertville Al 35950 in Albertville, AL, or call us at (256) 878-0555 to learn more about how our business banking and commercial services can help turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $357 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $138,759,135, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our entrepreneurial members, Family Savings offers robust business banking services. This includes everything from merchant services that simplify transactions to business loans that help you grow your venture. We know how important it is to have reliable financial partners when running a business.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features. With these tools, you can manage your finances anytime, anywhere whether it's checking your balance, making transfers, or paying bills. Our ATM services also provide cash withdrawal access when you're on the go.

Home Financing Made Easy

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans and refinancing options are straightforward and user-friendly. We guide you through the process so you can focus on finding your dream home without the stress of complicated paperwork.

Personal Banking Solutions

Whether you're just starting out or looking to manage your wealth, our personal banking services cater to all stages of life. From checking and savings accounts designed for everyday use, to tailored solutions like auto loans and vehicle financing, we make it easy for you to achieve your goals. Need help consolidating debt? Our personal loans can provide the support you need. Plus, with credit cards that offer rewards, you can earn while you spend!

Shared Branch Transactions

We believe in making banking accessible for everyone. Members of partner credit unions can take advantage of basic shared branch transactions right here at Family Savings. This means deposits and withdrawals are easier than ever, no matter where you are! At Family Savings, we strive to create a welcoming environment where our members feel valued and understood. We invite you to visit us at our Albertville branch or explore our services online at familysavingscu.com. If you're ready to start your financial journey with us or have any questions about our offerings, don't hesitate to give us a call at 256-878-0555! Your financial success is our priority!

Digital & Online Banking

At Family Savings, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure than ever. With just a few clicks or taps, you can handle your banking needs from the comfort of your home or on the go. One of the standout features is our 24/7 Online Banking service, allowing you to access your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer money, everything is just a click away at https://www.familysavingscu.com/. Our user-friendly platform ensures that you can navigate effortlessly through all available options. For those who prefer using their smartphones, our Mobile Application makes banking even simpler. You can enjoy the convenience of Mobile Payments, enabling you to make purchases directly from your phone without needing cash or cards. Plus, if you need to send money quickly, our Person-to-Person Transfers feature allows you to easily send funds to friends and family. We also prioritize security. With Electronic Signature Authorization, signing important documents online has never been safer. And for those who like to keep track of their statements digitally, our E-Statements Availability gives you access to your account statements in an eco-friendly format. No matter where life takes you, Family Savings ensures that managing your finances is straightforward and secure. Embrace the ease of digital banking today!

Financial Strength

A Dedicated Team

We also take pride in having 271 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to guide you through every step of your banking experience.

Commitment to Innovation

With $88,984,449 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that you receive the best possible service when you choose Family Savings as your financial partner.

Growing Membership Base

Total Share Accounts: 146,834, showing a strong and growing member base that trusts us with their finances. This growth reflects our commitment to serving our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Savings is your trusted partner. Visit us at 7200 Us Highway 431 Ste 350 Albertville Al 35950 or call (256) 878-0555 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $306,476,970 in share certificates and $21,584,059 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,946,407, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Base

With a net worth of $89,438,869, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $14,043 in used auto loans and $834,279,380 in total loans and leases. We understand the importance of access to credit when it comes to achieving your dreams whether it's buying a car or making investments for the future.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,016,863 in used vehicle loans and $108,628,798 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $138,759,135 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your entrepreneurial journey.

Credit Lines

Our total credit lines amount to $330,029,000, providing additional flexibility for personal financing needs. Whether you need funds for unexpected expenses or planned purchases, our credit lines can help you stay financially secure. If you're considering refinancing options or want to learn more about eligibility requirements for any of these products, feel free to reach out to us at (256) 878-0555. Our knowledgeable team is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today! Visit us online at Family Savings or stop by our branch during operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 8 AM to 2 PM.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,359,521, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,320,702 in loans helping members manage their finances effectively. Our credit card products come with rewards and no hidden fees, allowing you to enjoy peace of mind while making purchases.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons through sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach is based on the latest results, ensuring fair and transparent offers (Source: https://www.ncua.gov). Users can trust that the information they receive reflects real market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented to users. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that genuinely reflect available offers. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's effectiveness and reliability. To take control of your borrowing options and find the best rates available, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Family Savings