Family Horizons Credit Union Indianapolis IN | Best Auto Loans & Business Banking

Introduction

Welcome to Family Horizons, your trusted credit union located at 6665 E 21St St, Indianapolis, IN 46219. Established in 1954, we have proudly served our community for nearly seven decades, building strong relationships with our 10,713 members. With total assets of $94,489,077, we are committed to providing personalized financial solutions tailored to your unique needs. At Family Horizons, we believe in the power of community and strive to make a positive impact on the lives of our members. Our dedicated team of 26 employees, led by CEO Keith Wright and Board President Charles Hoffman, is here to support you through every stage of your financial journey. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While you can visit us at our branch for friendly service and assistance, please note that official correspondence should be sent to the same address: 6665 E 21st St, Indianapolis, IN 46219. With total deposits reaching $11,878,453 and a net worth of $10,165,642, you can trust that your finances are in safe hands. Our commitment goes beyond numbers; it's about fostering a sense of belonging among our members. Whether you're looking for financial advice or need assistance with online banking services, we're here to help. You can reach us at (317) 352-0423 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Explore how Family Horizons can assist you today! Visit our website at familyhorizons.com or give us a call we look forward to serving you!

Branch History & Mission

Welcome to the heart of our community at Family Horizons, located at 6665 E 21St St in Indianapolis, IN. Since we opened our doors in 1954, we've been dedicated to not just providing financial services but also building lasting relationships with our members. Over the years, we've grown into a trusted partner for over 10,713 members, guiding them through their financial journeys with a personal touch. Our history is marked by significant milestones that reflect our commitment to innovation and community support. From humble beginnings, we have expanded our offerings to include a wide range of services such as checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our total assets now stand at an impressive $94,489,077, showcasing the trust our members place in us. At Family Horizons, our mission goes beyond just numbers; it's about making a positive impact in the lives of those we serve. We believe in empowering our members through accessible financial education and resources. Whether you're looking for personal loans or need assistance with debt consolidation, we're here to help you achieve your goals. While members can visit us at 6665 E 21St St Indianapolis In 46219, official correspondence should be sent to 6665 E 21st St, Indianapolis, IN 46219. We're not just about transactions; we're about building community connections. Our drive-thru service makes banking convenient for those on the go, and our ATM availability ensures you can access your funds whenever you need them. We are proud of our ADA compliance and customer-centric initiatives that make banking easy for everyone. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM making it easier for you to fit us into your busy schedule. Join us as we continue to grow and adapt to meet the needs of our community. Together with our team led by CEO Keith Wright and Board President Charles Hoffman, we invite you to experience the benefits of being part of Family Horizons. Visit us today or explore more about how you can become a member by checking out our website or calling us at (317) 352-0423. Let's embark on this journey together!

Branch Location & Accessibility

Accessibility and Features

When you visit us, you'll find ample parking available right outside our doors. Our facilities are designed with accessibility in mind, ensuring everyone can access our services comfortably. Whether you're stopping by for a quick transaction or to discuss your financial goals, we strive to make your experience pleasant.

Operating Hours and Services

Our friendly team is here to assist you during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. We offer a range of services tailored to meet your banking needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Plus, enjoy the convenience of online and mobile banking anytime! For those who prefer drive-thru banking, we provide that too! You can complete simple transactions such as deposits and withdrawals without leaving your vehicle. Additionally, if you are a member of a partner credit union, take advantage of our shared service center for basic transactions.

Stay Connected

If you have any questions or need assistance, don't hesitate to give us a call at 317-352-0423. We look forward to welcoming you at Family Horizons! Whether you're looking for financial advice or simply need to deposit a check, we're here to help. Come visit us soon!

Member Eligibility

At Family Horizons, we believe that everyone deserves a supportive community to help them achieve their financial goals. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in the Indianapolis area, you're likely eligible for membership. We aim to create an inclusive environment where your financial needs are met with care and attention. Plus, being a member comes with fantastic benefits, including access to personalized services and lower loan rates. For more details on eligibility, feel free to visit our website at . Ready to take the next step? Opening an account is straightforward! Just check out the information on how to apply at https://www.familyhorizons.com/loans/how-to-apply , or give us a call at (317) 352-0423 if you have any questions. We're excited to welcome you to the Family Horizons family at our branch located at 6665 E 21St St Indianapolis In 46219!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to streamline your payment processes while enhancing customer satisfaction. Our merchant services offer just that! Whether you're a local café or an established retail store, our payment solutions enable you to accept various forms of payment easily and securely. This not only boosts sales but also provides convenience for your customers, allowing them to focus on what truly matters enjoying your products and services. Discover how Family Horizons can support your business journey today. For more information or to speak with one of our representatives, call us at (317) 352-0423 or visit us online at Family Horizons.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services provide easy access to your funds whenever you need them. Plus, enjoy basic drive-thru banking for quick deposits and withdrawals without leaving your car.

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, you can find the perfect loan that fits your budget. Picture yourself driving off in that new car with peace of mind knowing you've secured an excellent deal.

Business Banking

For entrepreneurs, we offer comprehensive business banking services, including merchant services and business loans. We understand the unique challenges of running a business and are here to support you every step of the way.

Credit Cards with Rewards

Our credit cards with rewards are designed to give back as you spend. Enjoy perks like cashback on purchases and points toward travel or merchandise. Think about how rewarding it feels to earn benefits simply by using your card for everyday expenses!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we offer personalized solutions to help you navigate the process smoothly. Imagine settling into your new home with manageable monthly payments crafted just for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms let you manage your accounts anytime, anywhere. With features like person-to-person transfers and bill pay, keeping track of your finances has never been easier.

Personal Banking

We understand that managing your personal finances is important. That's why we offer various checking and savings accounts designed to suit different needs. Our accounts come with convenient features like online banking and mobile payments, allowing you to manage your money from anywhere. Imagine checking your balance or transferring funds while waiting in line at the grocery store it's that easy!

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to consolidate debt, our personal loans can provide the financial relief you need. We work with you to develop a repayment plan that makes sense for your situation, so you can focus on what really matters your life and goals.

Shared Branch Transactions

As part of our commitment to community service, we also offer shared branch transactions for members of partner credit unions. This means you can easily make deposits and withdrawals even when you're away from home. We invite you to explore all these services and more at Family Horizons! For more information or to get started on any service today, visit us online at Family Horizons or call us directly at 317-352-0423. Let us be part of your financial success!

Digital & Online Banking

Convenient Online Access

With just a few clicks at https://www.familyhorizons.com/ , you can check your account balances, transfer money, and pay bills all from the comfort of your own home or wherever life takes you. Our user-friendly interface makes navigation a breeze, so you can focus on what matters most.

Mobile Banking Features

For those who prefer banking on their smartphones, our mobile application offers all the features you need right in your pocket. You can make mobile payments easily and even send money to friends through person-to-person transfers. Plus, with e-statements available, you'll have a clear view of your financial activity without the clutter of paper statements.

Real-Time Management

Managing your finances has never been easier. With real-time account updates and notifications, you'll always be in the loop about your spending and savings. Whether you're looking to track expenses or simply check balances quickly, our tools are designed for accessibility and ease-of-use. At Family Horizons, we are dedicated to providing you with the best digital banking experience possible. Explore all our services today and see how convenient banking can be!

Security First

We take your security seriously. Our systems use advanced technology to keep your information safe while allowing for easy access. While we currently do not offer electronic signature authorization, rest assured that all transactions are protected with top-notch security measures.

Financial Strength

Growing Member Base

Total Share Accounts stand at 15,449, showing a strong and growing member base that trusts us with their finances. This growth enables us to continually enhance the services we offer while maintaining our commitment to your financial wellbeing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Horizons is your trusted partner. Visit us at 6665 E 21St St Indianapolis In 46219 or call 317-352-0423 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Services

Members' savings are secured through $10,623,209 in share certificates and $10,851,630 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $144,554 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $10,021,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $57,900,665 in total loans and leases, including 2,245 used auto loans, we are here to support your financial goals across various sectors.

Strong Financial Position

With a net worth of $10,165,642, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,344,150 in used vehicle loans and $14,511,465 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our financing options are tailored to fit your budget.

Credit Lines

In addition to these products, we have competitive credit lines available totaling $7,570,000. These lines give you the flexibility to manage unexpected expenses or fund personal projects without the hassle. If you're considering refinancing options or want to find out if you qualify for any of our loan products, don't hesitate to ask! We're here to help guide you through the process. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or to apply for a loan online, visit us at Family Horizons or come see us at our branch!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $188,389, making it easier for you to settle into your dream home.

Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans. With a total of $656,245 in unsecured credit card loans helping members manage their finances effectively, you can enjoy the convenience and peace of mind that comes with having access to funds when you need them most.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence guarantees fair and transparent offers, allowing users to trust the information they receive. Each loan offer is verified to ensure that it originates from legitimate financial institutions, promoting a straightforward comparison process.

Key Benefits of Using LendMesh

- Verified Data: The loan offers listed are sourced exclusively from reliable financial entities. This commitment to accuracy means users can confidently explore their options. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The aim is to present unbiased results that help users find the best fit for their financial needs. - Real-Time Rate Comparisons: Users benefit from access to up-to-date loan rates from multiple institutions, ensuring they have the most current information to guide their choices. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh is at helping individuals navigate the loan landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FAMILY HORIZONS CREDIT UNION