Family First Credit Union Webster NY | Best Auto Loans & Business Banking

Introduction

Welcome to Family First Of Ny, your trusted credit union located at 850 Ridge Rd, Webster, NY 14580. Established in 1969, we have been dedicated to serving our community for over five decades. With a total membership of 15,397, we pride ourselves on offering personalized financial solutions that cater to the unique needs of each member. At Family First Of Ny, our commitment goes beyond just banking; it's about building lasting relationships. We hold total assets of $322,036,908 and have successfully facilitated 18,014 loans and leases to empower our members financially. Our total deposits currently stand at $511,114, showcasing the trust our members place in us. Under the leadership of CEO Thomas Dambra and Board President Barbara Moehle, we strive to create a welcoming environment where you feel valued and supported. With a dedicated team of 64 employees, we are here to help you with services ranging from personal banking to business loans. Our branch also offers convenient features such as online banking, ATM access, and drive-thru services to make your banking experience smooth and efficient. While members can visit us at our branch address for all their financial needs, we encourage you to reach out via phone at 585-586-8225 for any inquiries or assistance. Join us at Family First Of Ny today and discover how we can help you achieve your financial goals! For more information about our services, visit our website at Family First Of Ny.

Branch History & Mission

A Commitment to Innovation

As we move forward, Family First Of Ny embraces technology to improve member experiences. Our online and mobile banking platforms allow for easy access to accounts anytime and anywhere. We ensure ADA compliance so that all members can benefit from our services without barriers. With features like ATM availability and drive-thru banking options, we prioritize convenience while maintaining personal connections through our shared service center. We invite you to join us at Family First Of Ny. Experience firsthand how we are dedicated to serving not just as your bank but as a vital part of your community. Together, let's build a brighter financial future! If you'd like more information or want to open an account today, please reach out at 585-586-8225 or visit us online at Family First Of Ny.

Our Mission

At the heart of Family First Of Ny is our mission: to empower individuals and families in our community by providing accessible financial services tailored to their unique needs. We believe in building strong relationships with our members and supporting them on their financial journeys. Whether it's helping you secure an auto loan or guiding you through the process of opening a savings account, we're here for you every step of the way. We also recognize the importance of giving back. That's why we actively participate in community outreach programs and forge partnerships with local organizations. Together, we work to enhance the quality of life for everyone in Webster and beyond.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 585-586-8225. Our friendly team is always ready to assist you! We invite you to visit our Webster Branch soon your financial journey starts here with Family First Of Ny!

Nearby Landmarks and Accessibility Features

Nestled in the heart of Monroe County, our branch is just a stone's throw away from local favorites like the Webster Plaza and the scenic Irondequoit Bay. You can find ample parking right outside, making it easy to pop in whenever you need us. We are committed to ensuring that everyone can access our services, so you'll find features like ADA-compliant ramps for those who need them.

Operating Hours and Services Offered

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday, Tuesday, and Thursday from 9 AM to 4:30 PM, Wednesday from 10 AM to 4:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. This schedule allows you to visit us at a time that works best for you. At Family First Of Ny, we provide a wide range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of online and mobile banking. For added ease, we also offer ATM services and drive-thru banking for quick deposits and withdrawals.

Member Eligibility

At Family First Of Ny, we believe that everyone deserves a place to belong, and becoming a member is your first step into a community dedicated to your financial well-being. If you're looking to join us, you'll be pleased to know that membership is open to individuals who live, work, or worship in our local area. This means that whether you're a student, a professional, or simply someone seeking better banking options, there's a spot for you here. Plus, as a member of Family First Of Ny, you gain access to a variety of benefits including competitive rates on loans and savings accounts, personalized service, and resources tailored just for you. Getting started is simple! Just visit us at our branch located at 850 Ridge Rd Webster Ny 14580, or give us a call at (585) 586-8225 for more information. You can also explore the specific eligibility criteria by checking out our detailed page here: . When you're ready to open an account, the process is straightforward; just head over to this link: https://borrower-portal.familyfirstny.com/#/get-started . We can't wait to welcome you into the Family First Of Ny family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $125 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $37,074,927, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can simplify your payment processing. Imagine having a reliable partner that helps you accept payments easily, whether online or in-store. From mobile payments to point-of-sale solutions, we provide the tools you need to serve your customers better and streamline operations. Visit us at 850 Ridge Rd Webster Ny 14580 in Webster, NY, or call us at (585) 586-8225 to learn more about how we can help your business grow!

Comprehensive List Of Services

Access Anytime

We also have an ATM & Cash Withdrawal Services available at our branch, ensuring that cash is always within reach when you need it. For quick transactions like deposits and withdrawals, our Basic Drive-Thru Banking provides a hassle-free experience without leaving your vehicle. If you're a member of another credit union, our Basic Shared Branch Transactions allow you to conduct deposits and withdrawals as if you were at your own credit union. At Family First Of Ny, we believe in providing exceptional service that meets your financial needs head-on. If you'd like more information about any of these services or if you're ready to open an account, feel free to give us a call at (585) 586-8225 or visit us at our branch! We're excited to help you achieve your financial goals!

Business Banking Solutions

For entrepreneurs and small businesses, Family First Of Ny offers comprehensive Business Banking solutions. Our services include Merchant Services & Business Loans, designed to help your business thrive. Whether you're just starting or looking to expand, we're here to support your journey.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From checking balances and transferring money to paying bills on the go, our digital banking platform makes it easier than ever.

Credit Cards with Benefits

With our Credit Cards with Rewards, you can earn points on everyday purchases that can be redeemed for exciting rewards, making every dollar spent work harder for you.

Personal Banking Made Easy

Whether you're opening a checking account for day-to-day expenses or a savings account for future goals, we make personal banking straightforward. Our Personal Banking options include checking and savings accounts designed to suit various lifestyles and financial situations. Need financing for a new car? Our Auto Loans & Vehicle Financing services can help you get behind the wheel without breaking the bank. If you're thinking about buying a home, our Mortgage Loans & Refinancing options offer competitive rates and flexible terms, guiding you through the process smoothly. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services are here to help you regain control over your financial situation.

Digital & Online Banking

Accessibility and Ease of Use

Whether you're using a desktop or a mobile device, our services are user-friendly and designed for everyone. With features like mobile payments and real-time account management, you'll find it easy to handle your banking needs wherever you are. In today's fast-paced world, having reliable online banking tools makes all the difference. Join us at Family First Of Ny and experience the freedom of managing your finances with confidence!

Key Services Available

With our online banking platform, available at https://home.familyfirstny.com/ , you can enjoy 24/7 access to your accounts. Whether it's checking your balance, paying bills, or viewing transactions, everything is right at your fingertips. Plus, our mobile application makes it even easier to stay connected with your finances while you're out and about. Need to send money to a friend? Our person-to-person transfers allow you to send money quickly and securely without any hassle. And if you're looking for an easy way to manage documents, you'll appreciate that we offer electronic signature authorization for seamless processing of transactions.

Security You Can Trust

Your security is our top priority. All our digital services are equipped with robust security measures, ensuring that your personal information remains safe. Additionally, e-statements are available for those who prefer going paperless helping you keep track of your financial activity in a secure manner.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 6 part-time employees who are dedicated to serving you with knowledge and commitment.

Investment in Our Members

With $34,937,990 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; we have $1,126 in used auto loans and $263,641,155 in total loans and leases to support your financial goals across various sectors.

Member Trust

Our community trusts us with their finances as shown by our strong member base of 35,940 accounts. This confidence drives us to continually improve our services and offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family First Of Ny is your trusted partner. Visit us at 850 Ridge Rd Webster Ny 14580 or call (585) 586-8225 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $75,370,525 in share certificates and $36,246,081 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,459,924, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $34,937,990, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,085 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,383,999 in used vehicle loans and $7,881,884 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find a payment plan that suits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $37,074,927 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are here to support your growth ambitions. At Family First Of Ny, we prioritize transparency and accessibility. You can apply for any of our loan products through our user-friendly online portal or visit us at our branch for assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your loan options today and let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,734,954, make buying or refinancing simple. We aim to guide you through the process from application to closing while ensuring you feel confident in your decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,020,721 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards that can enhance your purchasing power while keeping you financially secure.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers, allowing users to trust that the information they receive is accurate and up-to-date.

FAMILY FIRST OF NY FEDERAL CREDIT UNION - Webster, NY